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Re: Joe Biden? Really? [Re: ashfiken]
    #29093016 -

There have been studies done

If you don’t switch insurance every2-3 years or so, you’re almost certainly overpaying on a home/auto/whatever insurance.

It’s not a super sustainable practice, I don’t know a single person that switches insurance every three months


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theRealrollforever said:
That’s not possible; even with computers

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Re: Joe Biden? Really? [Re: theRealrollforever]
    #29093141 -

Internet people are like a mafia. They divvy up the cities that we live in. They all have their own “turf” so they know they can treat the customers like shit because they don’t have alternatives to go to.

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Re: Joe Biden? Really? [Re: GenesisCorrupted]
    #29093735 -

I don't do car insurance, sounds like an annoying game I'm glad to have avoided. It's illegal here but you're only checked during a traffic stop. I've given officers expired cards, and another time expired ones from the previous owner that I found in the car. I don't think they have any way of verifying policies or just don't care. Sometimes they don't even ask or if they do I just straight up say I don't have the card, haven't downloaded the app, and half the time they just let it go.

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Re: Joe Biden? Really? [Re: Icon]
    #29094166 -

Icon said:
I don't do car insurance, sounds like an annoying game I'm glad to have avoided. It's illegal here but you're only checked during a traffic stop. I've given officers expired cards, and another time expired ones from the previous owner that I found in the car. I don't think they have any way of verifying policies or just don't care. Sometimes they don't even ask or if they do I just straight up say I don't have the card, haven't downloaded the app, and half the time they just let it go.



You fool police just have to look you up by name and they have all your information including your insurance company information.  In 48 out of 50 states require insurance when transfer a car to your name.


--------------------
The better guide to grow mushrooms.
https://www.shroomery.org/forums/showflat.php/Number/8553541

Beware the power of one.  The power of two. The power of many.

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Re: Joe Biden? Really? [Re: vicepope]
    #29094369 -

Then why do they ask for proof if they have it on record? They don't ask for the registration anymore for that reason. Have you ever heard of someone getting pulled over for not having insurance like you can get pulled over for expired tags? Never. Unless something changed recently I've passed the proof test multiple times with expired cards and cards that didn't belong to me. Could probably just forge it.

Getting into an accident would be a different story, obv someone would be looking into the info then. But I think there's privacy between the insurance companies and police, and they're not gonna subpoena insurance companies for every traffic stop they make. Try calling your provider, say you're Officer so-and-so and want to verify a policy. See what they say :shrug:

Worst case scenario is a $250 ticket I only had to pay once. vs 15 years of monthly payments.

Edited by Icon (01/19/25 09:17 AM)

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Re: Joe Biden? Really? [Re: Icon]
    #29094380 -

Because in most states, you can get a ticket for not having the insurance card on you...doesn't matter that you have the insurance. Here in MI the database is Law Enforcement Information Network. (LEIN)...other states have it and it's updated weekly. You also can get proactively pulled over for this,.at least that's my understanding. 

Worst case situation, is that you caused an accident and yourself and others are all fucked up. Kiss any assets goodbye and expect to get the book thrown at you. Driving is the single, most dangerous thing most people do, everyday. I would pay the $$$ to transfer that liability and avoid da pigs, dude.


--------------------
“I must not fear.
Fear is the mind-killer.
Fear is the little-death that brings total obliteration.
I will face my fear. I will permit it to pass over me and through me.
And when it has gone past I will turn the inner eye to see its path.
Where the fear has gone there will be nothing. Only I will remain.”

Edited by SirTripAlot (01/19/25 09:28 AM)

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Re: Joe Biden? Really? [Re: SirTripAlot]
    #29094398 -

I'll take my chances. Years of driving uninsured shitboxes has instilled cautious driving behaviors in me. Like when I drove a car for 6 months without brake fluid or side mirrors. Looking over my shoulder before changing lanes is automatic now, as well as large following distances. I realize every mile I drive that my life could change if I do something stupid, so the added pressure of no insurance is like a motivational coach to do the right thing in the first place. The couple times I've caused minor damage, people were happily willing to not bring insurance into it.

Edited by Icon (01/19/25 09:57 AM)

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Re: Joe Biden? Really? [Re: Icon]
    #29095065 -

Icon said:
Then why do they ask for proof if they have it on record? They don't ask for the registration anymore for that reason. Have you ever heard of someone getting pulled over for not having insurance like you can get pulled over for expired tags? Never. Unless something changed recently I've passed the proof test multiple times with expired cards and cards that didn't belong to me. Could probably just forge it.

Getting into an accident would be a different story, obv someone would be looking into the info then. But I think there's privacy between the insurance companies and police, and they're not gonna subpoena insurance companies for every traffic stop they make. Try calling your provider, say you're Officer so-and-so and want to verify a policy. See what they say :shrug:

Worst case scenario is a $250 ticket I only had to pay once. vs 15 years of monthly payments.



I was pulled over for “expired insurance” but it was because when I switched insurance providers I didn’t notify the state the right way (something about PennDOT) so they most definitely can digitally confirm you have valid insurance just from your tags/plate

Also you probably got bailed out by the cop being a nice guy and don’t even realize it, in most states they can impound the vehicle if you don’t have the insurance posted properly.  (No they don’t have to criminally charge you)


Cop definitely gave me a break because I was near my parents house that is literally 30 seconds from the Popo station.  I showed him that I’ve been paying the insurance every month and played dumb about not knowing the insurance didn’t post (which to be fair I genuinely did think)


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theRealrollforever said:
That’s not possible; even with computers

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Re: Joe Biden? Really? [Re: theRealrollforever]
    #29095665 -

Must depend on the state. In WI they don't even allow speed cameras, so maybe insurance falls under a similar anti-surveillance policy. When an officer last asked for insurance I said idk, my parents pay for it. Maybe they are, lol. Cuz no warning or citation. I think it's a more common practice than thought. I get the impression the officers don't even insure their personal vehicles with how lax they are about it.

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Re: Joe Biden? Really? [Re: Icon]
    #29096174 -

Icon said:
Must depend on the state. In WI they don't even allow speed cameras, so maybe insurance falls under a similar anti-surveillance policy. When an officer last asked for insurance I said idk, my parents pay for it. Maybe they are, lol. Cuz no warning or citation. I think it's a more common practice than thought. I get the impression the officers don't even insure their personal vehicles with how lax they are about it.



https://www.warshafsky.com/Milwaukee/CarAccident/WisconsinLaws#:~:text=The%20penalty%20for%20not%20having,license%20or%20when%20registering%20one.

You'll see one day.


--------------------
The better guide to grow mushrooms.
https://www.shroomery.org/forums/showflat.php/Number/8553541

Beware the power of one.  The power of two. The power of many.

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Re: Joe Biden? Really? [Re: vicepope] * 1
    #29096334 -

lol at these posts.

protip: driving without insurance is really fucking dumb:lol: how is the car legal? most states require insurance info for plates/stickers/inspection.

yes police can tell if your insured. the insurance companies provide the state with policy numbers and shit.

to say maybe they dont check is like ignoring an upcoming drug test and hoping it will magically work out.

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Re: Joe Biden? Really? [Re: mushboy]
    #29096403 -

My state suspended my DL a couple years ago because I decided to park my van for 8 months so I let the insurance policy lapse and just never gave it another thought.  I just figured I'd insure it again when I was ready like I would back home in the civilized world

Nope!

Here the insurance company informs the state and the state requires that you surrender your plate at the DMV.  If you don't, they suspend your DL.  I found this out when I did a background check to work inside some fancy community and they were like "fuck you, your DL is suspended"

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Re: Joe Biden? Really? [Re: ballsalsa]
    #29096426 -

The beauty of living in a police state. At least Biden's family is above the law.


--------------------
The better guide to grow mushrooms.
https://www.shroomery.org/forums/showflat.php/Number/8553541

Beware the power of one.  The power of two. The power of many.

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Re: Joe Biden? Really? [Re: vicepope]
    #29096429 -

You don't live in a police state, bro.


--------------------
Censoring opposing views since 2014.



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Re: Joe Biden? Really? [Re: Enlil]
    #29096454 -

Enlil said:
You don't live in a police state, bro.



You’re like ruining his whole imagined perception of the earth right now. Why are you so mean?
:lol:

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Re: Joe Biden? Really? [Re: vicepope] * 1
    #29096706 -

mushboy said:
lol at these posts.

protip: driving without insurance is really fucking dumb:lol: how is the car legal? most states require insurance info for plates/stickers/inspection.

yes police can tell if your insured. the insurance companies provide the state with policy numbers and shit.

to say maybe they dont check is like ignoring an upcoming drug test and hoping it will magically work out.



WI just needs the title to register plates. You can do it all online. Idk what triggers an inspection but I've never had one done.

I just use the fetish pee for drug tests. WI banned fake pee, so stores started selling it as fetish pee.

vicepope said:
https://www.warshafsky.com/Milwaukee/CarAccident/WisconsinLaws#:~:text=The%20penalty%20for%20not%20having,license%20or%20when%20registering%20one.

You'll see one day.



I already saw. It wasn't $500 or $5,000. It was actually less than I recalled, just $200.



You guys do what you want or apparently have to do. I break laws that are really fucking dumb.

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Re: Joe Biden? Really? [Re: Icon] * 1
    #29097174 -

If we don't live in a police state,why the mass surveillance, why electronic technologies to record, organize, search and distribute forensic evidence against its citizens. Why do we see police killing people with little suffering on their part.

Why do no knock warrant swat happen on a regular basis. Trump is in office now, the pigs will be granted even more authority then before including the fbi, nsa, dod just to surpress.


--------------------
The better guide to grow mushrooms.
https://www.shroomery.org/forums/showflat.php/Number/8553541

Beware the power of one.  The power of two. The power of many.

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Re: Joe Biden? Really? [Re: GenesisCorrupted]
    #29098182 -

35 minutes before the end of Joe Biden‘s term as president.
Joe Biden said:
yeah I’m gonna pardon my whole family. Suck it up cornpop.




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Re: Joe Biden? Really? [Re: GenesisCorrupted]
    #29098468 -

I don't get the reference.


--------------------
The better guide to grow mushrooms.
https://www.shroomery.org/forums/showflat.php/Number/8553541

Beware the power of one.  The power of two. The power of many.

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Re: Joe Biden? Really? [Re: Near Dylan]
    #29339687 -

Guys, i didnt know how bad itd get. My bad, yall.


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