Anonymous #4 said: It's really state to state. In some states, juries award way more than other states. It also varies county to county largely along political lines and how much the populace there values the dollar. Purposely getting hurt to get a personal claim is really stupid. A lot of serious injuries will never heal and no amount of money is worth the pain you may be in for the rest of your life.
Thank you for your response and yes, I totally agree with you on all well made points.
What I have personally seen, is that the insurance companies have a way of taking care of themselves as well. For example, if they have reason to believe that someone is intentionally filing fraudulent claims, and yet they can't prove it, they simply can make you fight them every inch of the way, and simply exhaust your money, time, and for the most part wear you down to a nervous wreck.
Unfortunately, for many insurance companies, not all, they assume that most, if not all, are trying to hose them for money. 
I totally understand the need for a lawyer to assist ones in a legal battle. However I see it as both a blessing and a curse. The lawyer that you hire is still an officer of the court. and in my mind, a kind of exploitation is being done between a strong man - and a con man.
The strong man is the legal system, and the con man is your lawyer. Either way, win or lose, you are out of money. How can most people say they won in court, if thousands of their hard earned money was used to pay for their defense.
In my mind, if the accused is found not guilty, than the legal system (Crown) should have to pay the defendants legal bill.
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