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Your Life Savings -- your methods and plans for the future
    #6858402 -

This is a thread about your life savings, how you keep them and what your future plans are with it. For privacy reasons I've turned the exact details of it into an anonymous poll, so feel free to be as unspecific as you feel comfortable with.

Do you have life savings?
With zero income, how long could you support your lifestyle with your current savings?
How do you keep them?
How do you increase them?
What are you saving up for?

I know it's impolite to talk about money but screw it, this is the internet. :sun:

.
Do you have life savings?
You may choose only one
With zero income, how long could you support your lifestyle with your current savings?
You may choose only one
How do you keep them?
You may choose only one
How do you increase them?
You may choose only one
What are you saving up for?
You may choose only one


Votes accepted from 05/01/07 01:52 PM until the end of time
You must vote before you can view the results of this poll


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Re: Your Life Savings -- your methods and plans for the future [Re: Asante]
    #6858413 -

Im $65,000 in debt.....

im thinking that with that, i should get enough bills from creditors to burn at night and keep me warm, perhaps make a paper mache house of some sort, lol...


--------------------
PEACE

:mushroom2:zippoz:mushroom2:



"in times of widespread chaos and confusion, it has been the duty of more advanced human beings - artists, scientists, clowns, and philosophers - to create order. In such times as ours however, when there is too much order, too much m management, too much programming and control, it becomes the duty of superior men and women and women to fling their favorite monkey wrenches into the machinery. To relieve the repression of the human spirit, they must sow doubt and disruption"

"People do it every day, they talk to themselves ... they see themselves as they'd like to be, they don't have the courage you have, to just run with it."

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Re: Your Life Savings -- your methods and plans for the future [Re: ZippoZ]
    #6858452 -

Ouch. I hope you can turn it around soon man, your life is pretty dynamic and you seize opportunity when it arises, so I hope you'll soon get out of that mess :frown:


--------------------
Omnicyclion.org
personal empowerment for the world

:nyan: LGBT - Love God Before Tradition :nyan:

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Re: Your Life Savings -- your methods and plans for the future [Re: Asante]
    #6858477 -

yeah, ill actually be out of debt within a month and a half :smile:


--------------------
PEACE

:mushroom2:zippoz:mushroom2:



"in times of widespread chaos and confusion, it has been the duty of more advanced human beings - artists, scientists, clowns, and philosophers - to create order. In such times as ours however, when there is too much order, too much m management, too much programming and control, it becomes the duty of superior men and women and women to fling their favorite monkey wrenches into the machinery. To relieve the repression of the human spirit, they must sow doubt and disruption"

"People do it every day, they talk to themselves ... they see themselves as they'd like to be, they don't have the courage you have, to just run with it."

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Re: Your Life Savings -- your methods and plans for the future [Re: ZippoZ]
    #6858497 -

LOL, actually I thought and hoped so. Still once you're in the game again it would be cool to put something aside to fall back on, instead of using all you have for your investments.

How's the gold mine idea coming along?


--------------------
Omnicyclion.org
personal empowerment for the world

:nyan: LGBT - Love God Before Tradition :nyan:

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Re: Your Life Savings -- your methods and plans for the future [Re: Asante]
    #6858499 -

going well, there was a 5 oz nugget found around the area i claimed the other day, im going to drop about 2k on a good detector and dry washer and go out to the field and start working in about a week :smile:


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PEACE

:mushroom2:zippoz:mushroom2:



"in times of widespread chaos and confusion, it has been the duty of more advanced human beings - artists, scientists, clowns, and philosophers - to create order. In such times as ours however, when there is too much order, too much m management, too much programming and control, it becomes the duty of superior men and women and women to fling their favorite monkey wrenches into the machinery. To relieve the repression of the human spirit, they must sow doubt and disruption"

"People do it every day, they talk to themselves ... they see themselves as they'd like to be, they don't have the courage you have, to just run with it."

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Re: Your Life Savings -- your methods and plans for the future [Re: ZippoZ]
    #6858538 -

Quote:
there was a 5 oz nugget found around the area i claimed


Wow thats $3.500 in gold value, but the right guy would pay $10K since its a nugget.

I was just thinking about ways to do it. It sucks to not have water, water makes it a lot more convenient to separate it out.

The idea that came to mind first is a conveyor belt fitted with a metal detector to quickly sift through the soil looking for pieces of an interesting size. If you can, aim for the trade in raw nuggets instead of the goldmarket, goodlooking nuggets go high over spot.

It would be so cool if you found a fortune in gold and see you posting a pic of a nugget the size of a bowling ball :smile2:


--------------------
Omnicyclion.org
personal empowerment for the world

:nyan: LGBT - Love God Before Tradition :nyan:

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Re: Your Life Savings -- your methods and plans for the future [Re: Asante]
    #6858602 -

yeah, im calling the local govt agency that governs the public land in about an hour to see if i can bring water in.

as it stands i can use what is called a 'dry washer' it uses vibration, gravity, and static electricity to seperate gold from sand and gravel wituout water.
www.keeneeng.com


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PEACE

:mushroom2:zippoz:mushroom2:



"in times of widespread chaos and confusion, it has been the duty of more advanced human beings - artists, scientists, clowns, and philosophers - to create order. In such times as ours however, when there is too much order, too much m management, too much programming and control, it becomes the duty of superior men and women and women to fling their favorite monkey wrenches into the machinery. To relieve the repression of the human spirit, they must sow doubt and disruption"

"People do it every day, they talk to themselves ... they see themselves as they'd like to be, they don't have the courage you have, to just run with it."

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Re: Your Life Savings -- your methods and plans for the future [Re: Asante]
    #6858654 -

Wiccan_Seeker said:
Ouch. I hope you can turn it around soon man, your life is pretty dynamic and you seize opportunity when it arises, so I hope you'll soon get out of that mess :frown:


debt is not always a bad thing

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Re: Your Life Savings -- your methods and plans for the future [Re: Asante]
    #6858680 -

I don't make enough money to save, really. I'll save money when I need to make a major purchase, and since I just did make a major purchase I'm flat broke.

That new motherboard and dual-core processor are going to be really great, though. Now I just need an X1950 Pro and 2 gigs of Corsair DDR2 RAM (800mhz, of course)... which will be paid for in full by selling a spare motherboard and an old pearl ring, with the income from that being combined with my next paycheck (although I get paid in cash... but you get the idea).

After that my only remaining major purchase is an expensive computer case, after which my money will just be dumped in a bank account to be saved up for a car.


--------------------

I find your lack of faith disturbing

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Re: Your Life Savings -- your methods and plans for the future [Re: Konnrade]
    #6858706 -

i find it so interesting how people think so diferently from me financially.

if i want something, i figure out how to buy 4 of them, sell 3 and get one for free.....


--------------------
PEACE

:mushroom2:zippoz:mushroom2:



"in times of widespread chaos and confusion, it has been the duty of more advanced human beings - artists, scientists, clowns, and philosophers - to create order. In such times as ours however, when there is too much order, too much m management, too much programming and control, it becomes the duty of superior men and women and women to fling their favorite monkey wrenches into the machinery. To relieve the repression of the human spirit, they must sow doubt and disruption"

"People do it every day, they talk to themselves ... they see themselves as they'd like to be, they don't have the courage you have, to just run with it."

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Re: Your Life Savings -- your methods and plans for the future [Re: ZippoZ]
    #6858790 -

Capatalistc nomad said:
i find it so interesting how people think so diferently from me financially.

if i want something, i figure out how to buy 4 of them, sell 3 and get one for free.....



That's the kind of attitude that had me trapped selling various illegal substances for a while.

However I figure it'll eventually transfer into something useful in my more legitimate business ventures.


--------------------
LNC's official Alaskan stoner
:jackdaniels::drooling::jackdaniels:

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Re: Your Life Savings -- your methods and plans for the future [Re: ZippoZ]
    #6858802 -

I'd be hard-pressed to resell computer components for a profit, especially since I bought some of them OEM and I can't compete with the great deals out there on OEM parts.

Also: you sound like someone who has a hard time imagining what it's like not to have the kind of capital needed to do something like that.

I take that approach to drugs... since I've invested enough capital into them that I can subsidize my meager drug intake by means of my sales intake... but I specialize in rare substances that I have an absolute monopoly on in the region. If I didn't have a strangle-hold on the market and the privilege of dictating high prices, I couldn't afford that either.


--------------------

I find your lack of faith disturbing

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Re: Your Life Savings -- your methods and plans for the future [Re: Konnrade]
    #6858843 -

while what i am talking about can be applied to drugs, its not what i meant.

as for not being able to imagine what its like not having that capital... that isnt the case at all

i spent well over 3 years being self employed doing just that... hell i boght 30 pizzas every day for 3.50 and sold them for $5

same thing with glass blowing, and buying and selling cars..

start small and work your way up, money isnt the deciding factor, its the ability to think creatively


--------------------
PEACE

:mushroom2:zippoz:mushroom2:



"in times of widespread chaos and confusion, it has been the duty of more advanced human beings - artists, scientists, clowns, and philosophers - to create order. In such times as ours however, when there is too much order, too much m management, too much programming and control, it becomes the duty of superior men and women and women to fling their favorite monkey wrenches into the machinery. To relieve the repression of the human spirit, they must sow doubt and disruption"

"People do it every day, they talk to themselves ... they see themselves as they'd like to be, they don't have the courage you have, to just run with it."

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Re: Your Life Savings -- your methods and plans for the future [Re: Asante]
    #6858851 -

I have some savings I'm using to look into several investments to increase my personal wealth. I'm planning on buying some property in an area that is expected to double in the next 5 years. That's just the property value.

In my free time, I'm putting together a plan in hopes of becoming a developer. I'm pretty confident in the way things are looking.

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Re: Your Life Savings -- your methods and plans for the future [Re: Cowgold]
    #6858880 -

im a developer :smile:
if you want a little advise, feel free to ask


--------------------
PEACE

:mushroom2:zippoz:mushroom2:



"in times of widespread chaos and confusion, it has been the duty of more advanced human beings - artists, scientists, clowns, and philosophers - to create order. In such times as ours however, when there is too much order, too much m management, too much programming and control, it becomes the duty of superior men and women and women to fling their favorite monkey wrenches into the machinery. To relieve the repression of the human spirit, they must sow doubt and disruption"

"People do it every day, they talk to themselves ... they see themselves as they'd like to be, they don't have the courage you have, to just run with it."

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Re: Your Life Savings -- your methods and plans for the future [Re: ZippoZ]
    #6858894 -

I appreciate the offer, If I have any questions I'll be sure to pester you about it.  :grin:

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Re: Your Life Savings -- your methods and plans for the future [Re: Cowgold]
    #6858996 -

I've always had a "slow and steady" approach to financial matters. I don't usually engage in any type of specific project or "get rich quick scheme/plan".

I'm sure it seems boring to most, but I have continousuly increased my income through career advancement and steady investment. Not overly exciting, but I'm not in any type of debt, have a decent portfolio and I'm at the stage of my career where I will (hopefully) make some rather large strides in income.


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436

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Re: Your Life Savings -- your methods and plans for the future [Re: Asante]
    #6859117 -

Saving for a motorcycle. No long term saving plans at all right now.


--------------------

"What business is it of yours what I do, read, buy, see, say, think, who I fuck, what I take into my body - as long as I do not harm another human being on this planet?" - Bill Hicks

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Re: Your Life Savings -- your methods and plans for the future [Re: Asante]
    #6859422 -

I've been living paycheck to paycheck 6 years and I see no sign of it letting up.

I'm not concerned about saving because I'm young and stupid :smirk:

I'm trying to save for my trip to Australia and it's not going good.

I'm HORRIBLE at saving.  money burns a hole in my pocket.

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