Individual said:

zappaisgod said:

The government takes 75% of your earnings and you think that what it provides is free?

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The government doesn't take 75% of my earnings. When I earn 1000€ the governemt takes 20% of that, which leaves me with 800€, the rest is payed by employers, netting the governmnent 750€. Which is very supportive of sarting new businesses as you can see - the main reason why the economy is going more and more to shit everyday here.

Like a said it's an shitty place to live, I'm happy to get away from here in a month or two.

But I still consider my healthcare as an free service, even tho I know that the money comes from paxtayers pockets. They could freely use this money to fund one of their other retarded programs..

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Crystal G said:

ganjfather said:

I don't think so, I rent places just fine. But I don't use credit for anything, I'm not stupid. I buy things when I have the money for them. Derp.

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Are you daft or do you just not know anything about finance? When I say credit I'm talking about your credit SCORE. Do you even know what your credit score it?

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The fucking doctor who treated me told me medical bills mean nothing. You can't be sent to a collection agency, you basically choose to pay them if/when you can

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Whoever told you that is a liar. I've had every single one of my unpaid medical bills from when I was a teenager sent to a collections agency. It does fuck up your credit. For a while my credit was somewhere in the 500's range because of it. I have never owned a credit card in my life by the way, have never been sued, and have never defaulted on any of my payments aside from those medical bills. A very good credit score is anything above 700. I don't know if it is anymore, because bills in collections only remain on your credit for 7 years or so.

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#1: Pull your fucking tampon out of your bloody slit and put a fresh one in.


#2: I know what a credit score is, but as I said, I'm not a fucking idiot so I don't buy shit I can't pay for like 90% of you dumb fucks.

#3: I've had this 20k charge for 10 years now, it never got sent to a collection agency, just like the doctor said . I can rent places just fine, in fact I started renting a new place about half a year ago. No credit problems whatsoever from the medical debt. Maybe they sent your bills to collections because you were acting like a pretentious, angry, beast of a steroid abusing man/woman, whatever your gender now is...

Lynnch said:

Wow, the government really ought to do something about making medical costs more affordable. Some kind of act to do with medical care. Hmmm.

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why stop there?  the government really ought to do something about making food, clothing, shelter and jobs a right for everyone regardless of their behavior and actions. 

ganjfather said:

#1: Pull your fucking tampon out of your bloody slit and put a fresh one in.

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Really? I asked you if you are daft because you bragged about not taking out any lines of credit (even going so far as to say "derp" as if I'M the one that's dumb ), when in reality applying for a credit card has nothing to do with whether your medical bills were affected by credit scores, and suddenly I'm being "hormonal."

If you don't want people to talk that way to you, perhaps you should rethink how you address people. It's really quite simple.

I know for a fact it does affect your credit, I actually had a background check done on me, one of which was a credit check, and the only bills that showed up in collections were my unpaid medical bills. My friend from rehab also got his truck repossessed for around $8,000 of unpaid medical bills.

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#2: I know what a credit score is, but as I said, I'm not a fucking idiot so I don't buy shit I can't pay for like 90% of you dumb fucks.

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#3: I've had this 20k charge for 10 years now, it never got sent to a collection agency. I can rent places just fine, in fact I started renting in a new place about half a year ago. No credit problems from the medical debt. Maybe they sent your bills to collections because they thought you were a cunt, like I do.

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Crystal G said:

And how many years after these medical bills did you begin applying for places to rent? Because as I mentioned earlier, bills only remain in collections for 7 years. 10 years minus 1.5 years is 8 and a half years. Obviously whatever bills that were in collections would be long gone by then.

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I was never rude to you before you started throwing names around, yes, I said derp referring to people who buy things they cannot afford aka on credit. Didn't necessarily mean you. Sorry it was received that way.

But beyond all that pointless arguement, I honestly have no idea what my credit score is, but I've rented a good 15 places since the emergency room incident so it can't be bad. I never once was contacted by collections, and I know how good they are at finding you, plus I wasn't hiding from them, I was in plain sight. My point is, I never went into collections for the medical bills. The hospital mailed me bills for a couple years then stopped.

Could have been a special case because I really needed the medical attention and the doctor didn't feel like coming after me for that I have no idea


It's pointless to continue our discussion, I feel, I was merely stating my experience with medical bills & I apologize for anything I may have said to offend you. Lets just leave it at that.

ganjfather said:

And how many years after these medical bills did you begin applying for places to rent? Because as I mentioned earlier, bills only remain in collections for 7 years. 10 years minus 1.5 years is 8 and a half years. Obviously whatever bills that were in collections would be long gone by then.

I was never rude to you before you started throwing names around, yes, I said derp referring to people who buy things they cannot afford aka on credit. Didn't necessarily mean you. Sorry it was received that way.

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But beyond all that pointless arguement, I honestly have no idea what my credit score is, but I've rented a good 15 places since the emergency room incident so it can't be bad. I never once was contacted by collections, and I know how good they are at finding you, plus I wasn't hiding from them, I was in plain sight. My point is, I never went into collections for the medical bills. The hospital mailed me bills for a couple years then stopped.

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Crystal G said:

ganjfather said:

And how many years after these medical bills did you begin applying for places to rent? Because as I mentioned earlier, bills only remain in collections for 7 years. 10 years minus 1.5 years is 8 and a half years. Obviously whatever bills that were in collections would be long gone by then.

I was never rude to you before you started throwing names around, yes, I said derp referring to people who buy things they cannot afford aka on credit. Didn't necessarily mean you. Sorry it was received that way.

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Well when I apologize for going off on you like that. I really am sorry about getting like that with you. When you made that derp comment, I assumed you were mocking me for having a bad credit score because of my inability to control my credit card spending habits, or something.

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But beyond all that pointless arguement, I honestly have no idea what my credit score is, but I've rented a good 15 places since the emergency room incident so it can't be bad. I never once was contacted by collections, and I know how good they are at finding you, plus I wasn't hiding from them, I was in plain sight. My point is, I never went into collections for the medical bills. The hospital mailed me bills for a couple years then stopped.

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What state do you live in, and were you insured or uninsured at the time?

Because from what I have heard about medical bills, they don't all go to collections, I think some states automatically will comp the bill if you are uninsured. Also, were you on any kind of federal or state aid at the time, like TANF or EBT or Medicaid or anything?

I want to ask you these questions because now I am legitimately curious, exactly how you can prevent a medical bill from going to collections.

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I'm sorry 2.


But I was in WA state, I didn't have a job, no insurance or anything like that, I think I was 19 at the time and I probably had an EBT food card, I'm like 95% sure I did because it was around the time I being homeless.

I went in because I had broken my ankle to where the bone was popping out and I had lost so much blood that I'd passed out, my girlfriend at the time and a friend had to carry me in because I was unconscious. They treated that, reset it and whatnot and also treated me for scabies, which they had said was the worst case they had ever seen.

zappaisgod said:

Individual said:

zappaisgod said:

The government takes 75% of your earnings and you think that what it provides is free?

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The government doesn't take 75% of my earnings. When I earn 1000€ the governemt takes 20% of that, which leaves me with 800€, the rest is payed by employers, netting the governmnent 750€. Which is very supportive of sarting new businesses as you can see - the main reason why the economy is going more and more to shit everyday here.

Like a said it's an shitty place to live, I'm happy to get away from here in a month or two.

But I still consider my healthcare as an free service, even tho I know that the money comes from paxtayers pockets. They could freely use this money to fund one of their other retarded programs..

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Or, zappa forbid, let the people decide how they should use their money. 

If your employer is paying a tax for employing you that means he isn't paying you.  YOU are the one paying the tax.

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ganjfather said:

I'm sorry 2.


But I was in WA state, I didn't have a job, no insurance or anything like that, I think I was 19 at the time and I probably had an EBT food card, I'm like 95% sure I did because it was around the time I being homeless.

I went in because I had broken my ankle to where the bone was popping out and I had lost so much blood that I'd passed out, my girlfriend at the time and a friend had to carry me in because I was unconscious. They treated that, reset it and whatnot and also treated me for scabies, which they had said was the worst case they had ever seen.

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tdubz said:

Pretty sure they run your SS# that's pretty much all they can really identify you with....probably would still treat yah anyway in an emergency

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Individual said:

zappaisgod said:

Individual said:

zappaisgod said:

The government takes 75% of your earnings and you think that what it provides is free?

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The government doesn't take 75% of my earnings. When I earn 1000€ the governemt takes 20% of that, which leaves me with 800€, the rest is payed by employers, netting the governmnent 750€. Which is very supportive of sarting new businesses as you can see - the main reason why the economy is going more and more to shit everyday here.

Like a said it's an shitty place to live, I'm happy to get away from here in a month or two.

But I still consider my healthcare as an free service, even tho I know that the money comes from paxtayers pockets. They could freely use this money to fund one of their other retarded programs..

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Or, zappa forbid, let the people decide how they should use their money. 

If your employer is paying a tax for employing you that means he isn't paying you.  YOU are the one paying the tax.

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If the employers didn't have to pay taxes for employing, that would mean more money for the employer not me.

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  They have an amount they can spend on employee costs.  This is determined by the amount they can sell their product for minus the amount they need to pay for materials and other overhead like rent and utilities.  These are fixed costs.  They also expect to make a profit of some kind for the owners or they wouldn't exist.  The government is sucking up 75% of the budget for labor.  That is coming out of your pocket. 

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But yea, they are robbing us at every step.

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The only people ripping you off are your kleptocrat legislators.  Enjoy your "free" health care.  Sucker.

Crystal G said:

tdubz said:

Pretty sure they run your SS# that's pretty much all they can really identify you with....probably would still treat yah anyway in an emergency

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what if you say play the part of an illegal immigrant or say you're here as a foreigner under an F1 visa or something, so you don't have a social security, and then make up some story about your wallet getting stolen earlier in the week?

i know they would treat me, but would they be able to track me down later to bill me? and if they do find me and find out i lied about it months later, do you think they'd go through the effort of actually charging me? If you had a head injury or were fucked up on drugs at the time I bet you could talk your way out of it by saying you thought in your head that you were somebody else at the time. But what if you don't have any excuse like that?

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