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United Healthcare to withdraw from Obamacare Exhanges
    #22550514 -

This means the collapse of Obamacare is almost complete--they were one of the last major health insurers that provided plans under the exchanges.  They lost so much money had to pull out.

Many states have closed exchanges, and premiums are going way up next year, with predictions of even bigger increases next year--which will be announced RIGHT BEFORE THE PRESIDENTIAL ELECTION.  LOL

So what does it mean?  Depending on our point of view, it means something or nothing.  It means the government is running out of other peoples they can fix that by raising taxes or rolling the printing presses--much like keeping a dead person who is unable to breathe on life support. It means a huge electorial war over the issue---one side claiming we need to go back to the old system, the other claiming that anyone who doesn't support it wants granny pushed over the cliff and little kids to die by the tens of thousands from ever disease imaginable because, well because the GOVERNMENT can't run healthcare.

What it really means is 'single-payer'  IE the government decides that the will pay all the bills, and to pay for it they will loot the most 'undesirable' of the economic groups in the US with high taxes.

I am all for single payer--I pay for myself, you pay for yourself.  But don't loot my earnings because a village idiot from Kenya ruined the healthcare system.


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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: starfire_xes]
    #22550795 -

This story is BS.  UHC is a minor player in the ACA Exchange, but a huge player for workplace plans which are the majority of plans when counted as a whole.  The story twists the facts to make it sound like a major ACA player is failing, which is a lie.  UHC never committed to the Exchanges, and they said they were thinking of pulling out, not that they actually are pulling out.

The detractors of the ACA obviously planted this story.  UHC is massively profitable.

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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: fivepointer]
    #22553834 -

yes, UHC is massively profitable.  But not on the exchanges.  They announced they may have to exit since they lost money on them. (275 million in 2016)

Sorry about that.  You sound butthurt about Dogshit Barry's crap 'health care' farce which he shoved down our throats on strictly partisan lines going down in flames.  Look at how many state exchanges have failed already.

when businesses lose that much money on something, they change what the are doing.  They aren't like the fucking morons in government, and keep trying to do the same thing.



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Edited by starfire_xes (11/21/15 03:04 AM)

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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: starfire_xes]
    #22554324 -

Liberal policies always fail, but instead of learning, they usually just double down on it.


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http://www.countdowntotrump.com




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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: hostileuniverse]
    #22554443 -

developed countries around the world successfully using single payer systems with happy citizens and yet here in the US we've got internet dorks still crying about obamacare and calling politicians that describe these system jr high level names all the while claiming singe payer systems are a dream that'll never work

:tard:


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Give no fucks, take no orders, smash the prisons and the borders. Circle that A motherfucker!

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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: airclay]
    #22554545 -

:lolsy:  ....and as Obamacare unravels, the looney libs
cry about'single payer'  And it will be so good  people will be forced to buy it......

Do not blame others because you don't have single payer.  That is not what was passed.  They passed this turd of a bill, and a majority now and then didn't want it.

Or in other words, keep you hands off my wallet.


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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: starfire_xes]
    #22554664 -

yeah the best effort that could be put forth after the healthcare lobbyist demanded that everyone had to do it because otherwise people would just get healthcare when they were sick

put into place w/o all the editing and efforts to make it worthless, we'd have seen something much closer to a single payer system that doesn't resemble what we got after the gop lead congress and healthcare lobbyist gutted it.

also stop claiming to know exactly what the majority always wants, you're simply projecting your opinion.


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Give no fucks, take no orders, smash the prisons and the borders. Circle that A motherfucker!

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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: airclay]
    #22555091 -

airclay said:
developed countries around the world successfully using single payer systems with happy citizens and yet here in the US we've got internet dorks still crying about obamacare and calling politicians that describe these system jr high level names all the while claiming singe payer systems are a dream that'll never work

:tard:



America is very different than other countries that have single payer, even at that, those European nations are struggling under the weight of their welfare systems, Greece was the first to fall, the others will too, it's a process and takes time depending on a number of factors


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http://www.countdowntotrump.com




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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: airclay]
    #22557934 -

airclay said:
yeah the best effort that could be put forth after the healthcare lobbyist demanded that everyone had to do it because otherwise people would just get healthcare when they were sick

put into place w/o all the editing and efforts to make it worthless, we'd have seen something much closer to a single payer system that doesn't resemble what we got after the gop lead congress and healthcare lobbyist gutted it.

also stop claiming to know exactly what the majority always wants, you're simply projecting your opinion.



Uh, the majority still oppose Obamacare--like they always have.  Please stop claiming you are intelligent, you are merely projecting your biased ignorace.


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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: hostileuniverse]
    #22558188 -

hostileuniverse said:
Liberal policies always fail, but instead of learning, they usually just double down on it.



How has Obamacare failed?

I keep showing charts about how much better off the country does under liberal presidents, but perhaps these charts are over your head.

Airclay is right - things would be better with single payer.  But the corporations seem to own the Government and won't let that happen.

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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: hostileuniverse]
    #22558192 -

hostileuniverse said:
those European nations are struggling under the weight of their welfare systems, Greece was the first to fall, the others will too, it's a process and takes time depending on a number of factors



Read my signature - it's always the same with conservatives:

"You just wait - in time liberal policies will fail."


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I am in a minority on the shroomery, as I frequently defend the opposing side when they have a point about something or when my side make believes something about them.  I also attack my side if I think they're wrong.  People here get very confused by that and think it means I prefer the other side.

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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: starfire_xes]
    #22558565 -

starfire_xes said:
airclay said:
yeah the best effort that could be put forth after the healthcare lobbyist demanded that everyone had to do it because otherwise people would just get healthcare when they were sick

put into place w/o all the editing and efforts to make it worthless, we'd have seen something much closer to a single payer system that doesn't resemble what we got after the gop lead congress and healthcare lobbyist gutted it.

also stop claiming to know exactly what the majority always wants, you're simply projecting your opinion.



Uh, the majority still oppose Obamacare--like they always have.  Please stop claiming you are intelligent, you are merely projecting your biased ignorace.



I'm sorry if you can't see how ridiculous it is in 6/10 post to have claims of what "the majority" want then you're just missing the point. You argue not politics but repeated network news opinions out of the politics gossip column that way.

I'm not entertaining this conversation any more it's off topic and leading to personal chatter.


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Give no fucks, take no orders, smash the prisons and the borders. Circle that A motherfucker!

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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: Falcon91Wolvrn03]
    #22558637 -

Falcon91Wolvrn03 said:
hostileuniverse said:
those European nations are struggling under the weight of their welfare systems, Greece was the first to fall, the others will too, it's a process and takes time depending on a number of factors



Read my signature - it's always the same with conservatives:

"You just wait - in time liberal policies will fail."



The very thing libs here are trying to do have failed in Greece and Venezuela, and what about Cuba? Free healthcare, free education, do you want to live in a shithole???


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http://www.countdowntotrump.com




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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: starfire_xes]
    #22558649 -

Obamacare has not failed.  Millions who could never afford health coverage are now covered.  They no longer have to choose between treating a health condition in the Emergency Room that leads to bankruptcy or possible death.

The Republicans in the 20 states that did not expand Medicaid have decided to throw millions of people under the bus for no good reason.  The Feds pick up the whole tab in the front years and 90% in later years.  After all is said and done it will cost the states net nothing.

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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: fivepointer]
    #22558686 -

fivepointer said:
Obamacare has not failed.  Millions who could never afford health coverage are now covered.  They no longer have to choose between treating a health condition in the Emergency Room that leads to bankruptcy or possible death.

The Republicans in the 20 states that did not expand Medicaid have decided to throw millions of people under the bus for no good reason.  The Feds pick up the whole tab in the front years and 90% in later years.  After all is said and done it will cost the states net nothing.



You really think that people that are poor can "afford" the insurance? Not even close, those that were too poor to afford insurance still can't, an 8000$ deductible is not something the poor can afford, regardless of how cheap the premiums are. Those who are dirt poor but don't qualify for Medicaid are worse off now because they have the penalties to pay at tax time.


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http://www.countdowntotrump.com




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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: hostileuniverse]
    #22558720 -

hostileuniverse said:
fivepointer said:
Obamacare has not failed.  Millions who could never afford health coverage are now covered.  They no longer have to choose between treating a health condition in the Emergency Room that leads to bankruptcy or possible death.

The Republicans in the 20 states that did not expand Medicaid have decided to throw millions of people under the bus for no good reason.  The Feds pick up the whole tab in the front years and 90% in later years.  After all is said and done it will cost the states net nothing.



You really think that people that are poor can "afford" the insurance? Not even close, those that were too poor to afford insurance still can't, an 8000$ deductible is not something the poor can afford, regardless of how cheap the premiums are. Those who are dirt poor but don't qualify for Medicaid are worse off now because they have the penalties to pay at tax time.



Yes it is affordable after the subsidies and cost sharing reductions.

Based on the second lowest cost Silver plan premium as a percent of Income:
0 to 133% 0% of income (Medicaid, if your state expanded)
Up to 133% FPL 2% of income
133-150% FPL 3 – 4% of income
150-200% FPL 4 – 6.3% of income
200-250% FPL 6.3 – 8.05% of income
250-300% FPL 8.05 – 9.5% of income
300-400% FPL 9.5% of income

There is no penalty if your retarded state did not expand Medicaid and you fall into the the gap they created since coverage would not be affordable there is no penalty.

Also Silver plans have substantial cost sharing reductions for those up to 250% FPL.

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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: fivepointer]
    #22558759 -

fivepointer said:
hostileuniverse said:
fivepointer said:
Obamacare has not failed.  Millions who could never afford health coverage are now covered.  They no longer have to choose between treating a health condition in the Emergency Room that leads to bankruptcy or possible death.

The Republicans in the 20 states that did not expand Medicaid have decided to throw millions of people under the bus for no good reason.  The Feds pick up the whole tab in the front years and 90% in later years.  After all is said and done it will cost the states net nothing.



You really think that people that are poor can "afford" the insurance? Not even close, those that were too poor to afford insurance still can't, an 8000$ deductible is not something the poor can afford, regardless of how cheap the premiums are. Those who are dirt poor but don't qualify for Medicaid are worse off now because they have the penalties to pay at tax time.



Yes it is affordable after the subsidies and cost sharing reductions.

Based on the second lowest cost Silver plan premium as a percent of Income:
0 to 133% 0% of income (Medicaid, if your state expanded)
Up to 133% FPL 2% of income
133-150% FPL 3 – 4% of income
150-200% FPL 4 – 6.3% of income
200-250% FPL 6.3 – 8.05% of income
250-300% FPL 8.05 – 9.5% of income
300-400% FPL 9.5% of income

There is no penalty if your retarded state did not expand Medicaid and you fall into the the gap they created since coverage would not be affordable there is no penalty.

Also Silver plans have substantial cost sharing reductions for those up to 250% FPL.



You are only addressing penalties and premiums, care to address the deductibles?:popcorn:


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http://www.countdowntotrump.com




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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: hostileuniverse]
    #22559023 -

hostileuniverse said:
The very thing libs here are trying to do have failed in Greece and Venezuela, and what about Cuba? Free healthcare, free education, do you want to live in a shithole???



I don't know how many times I have to tell you we're looking at the Northern European model, not Venezuela or Cuba.

QUIT THE STRAW MAN ARGUMENTS!!!


--------------------
I am in a minority on the shroomery, as I frequently defend the opposing side when they have a point about something or when my side make believes something about them.  I also attack my side if I think they're wrong.  People here get very confused by that and think it means I prefer the other side.

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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: hostileuniverse]
    #22559038 -

yeah, care to address the numbers the for profit healthcare industry has set up in the gov't sanctioned marketplace? and then when you point out that they're lopsided let's blame Obama directly for it.


--------------------
Give no fucks, take no orders, smash the prisons and the borders. Circle that A motherfucker!

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Re: United Healthcare to withdraw from Obamacare Exhanges [Re: hostileuniverse] * 1
    #22559064 -

hostileuniverse said:
fivepointer said:
hostileuniverse said:
fivepointer said:
Obamacare has not failed.  Millions who could never afford health coverage are now covered.  They no longer have to choose between treating a health condition in the Emergency Room that leads to bankruptcy or possible death.

The Republicans in the 20 states that did not expand Medicaid have decided to throw millions of people under the bus for no good reason.  The Feds pick up the whole tab in the front years and 90% in later years.  After all is said and done it will cost the states net nothing.



You really think that people that are poor can "afford" the insurance? Not even close, those that were too poor to afford insurance still can't, an 8000$ deductible is not something the poor can afford, regardless of how cheap the premiums are. Those who are dirt poor but don't qualify for Medicaid are worse off now because they have the penalties to pay at tax time.



Yes it is affordable after the subsidies and cost sharing reductions.

Based on the second lowest cost Silver plan premium as a percent of Income:
0 to 133% 0% of income (Medicaid, if your state expanded)
Up to 133% FPL 2% of income
133-150% FPL 3 – 4% of income
150-200% FPL 4 – 6.3% of income
200-250% FPL 6.3 – 8.05% of income
250-300% FPL 8.05 – 9.5% of income
300-400% FPL 9.5% of income

There is no penalty if your retarded state did not expand Medicaid and you fall into the the gap they created since coverage would not be affordable there is no penalty.

Also Silver plans have substantial cost sharing reductions for those up to 250% FPL.



You are only addressing penalties and premiums, care to address the deductibles?:popcorn:



Silver plans have cost sharing reductions (only Silver plans)

100-150% FPL = 94% Actuarial Value (CSR 94)
150-200% FPL = 87% Actuarial Value (CSR 87)
200-250% FPL = 73% Actuarial Value (CSR 73)
More than 250% FPL = 70% Actuarial Value

Out-of-pocket maximum limits (equal to deductible limits):
100-200 percent of FPL,
        your out-of-pocket limit won’t be more than $2,250 for an individual.
        your out-of-pocket limit won’t be more than $4,500 for a family.
200-250 percent of FPL,
        your out-of-pocket limit won’t be more than $5,200 for an individual.
        your out-of-pocket limit won’t be more than $10,400 for a family.
More than 250% percent of FPL,
        your out-of-pocket limit won’t be more than $6,600 for an individual.
        your out-of-pocket limit won’t be more than $13,200 for a family.

These Max OOP are maximums, plans may differ.

Medicaid has a $200 per year Max OOP.

Platinum or Gold plans have lower deductibles and max OOP amounts, but with higher premiums.

The ACA could be improved, but it is better than what was before.  Those who say scrap it are idiots.

Edited by fivepointer (11/22/15 01:01 PM)

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