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peaceandlove
Iron Lung



Registered: 07/16/07
Posts: 164
Last seen: 15 years, 5 months
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So I just got a credit card and....
#7573466 - 10/29/07 04:05 PM (16 years, 3 months ago) |
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when I called and tried to active it they put me on hold for like 15 mins, I talked to a guy, gave him my info and he said 1 sec, hold for 15 mins again and I got a different guy. Both forgein, hard to understand. I gave the second guy my info and told him I wanted it activated. He said my ssn was wrong. I told serveral times to make sure he copied it correctly, it was very hard to understand this guy, but he said the ssn I was giving him didn't match the account, even though the name, address, etc all matched right. I told him there was some mistake, he said I bunch of stuff I couldn't understand, I told him I was mad, I'd been on the phone too long, couldn't understand him and just wanted my damn card turned on. So he activated it. and I thanked him. I used it for the first time today. I spent about $270 of the $300 limit. I tried to access my account online, it said my info didn't match. I called up and all my info was correct except my ssn. So now I have this card I can use, but did doesn't have my correct ssn on it. What should I do? I can finish maxing it out and get another credit card or try to get them to switch my ssn over. This is my first credit card so I'm new to this =p I just think it's kinda funny that I have this credit card to use and they don't even know my social security number...
-------------------- "For the Horde!"
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nakors_junk_bag
Lobster Bisque



Registered: 11/23/04
Posts: 2,415
Loc: ethereality
Last seen: 15 years, 9 months
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Re: So I just got a credit card and.... [Re: peaceandlove]
#7573480 - 10/29/07 04:06 PM (16 years, 3 months ago) |
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you nned to fix that! asap, it is what they base your credit score on.
I just got my first one too. Wee haw!!!!!!!!!!!
buy shit I can't afford craze is coursing through my body unbridled.
wee haw!!!
-------------------- Asshole
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peaceandlove
Iron Lung



Registered: 07/16/07
Posts: 164
Last seen: 15 years, 5 months
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Re: So I just got a credit card and.... [Re: nakors_junk_bag]
#7573487 - 10/29/07 04:07 PM (16 years, 3 months ago) |
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can they base my credit score off of the wrong ssn? wouldn't that not be my score then?
-------------------- "For the Horde!"
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nakors_junk_bag
Lobster Bisque



Registered: 11/23/04
Posts: 2,415
Loc: ethereality
Last seen: 15 years, 9 months
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Re: So I just got a credit card and.... [Re: peaceandlove]
#7573494 - 10/29/07 04:09 PM (16 years, 3 months ago) |
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I think it would be jsut that, someone else's score.
-------------------- Asshole
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peaceandlove
Iron Lung



Registered: 07/16/07
Posts: 164
Last seen: 15 years, 5 months
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Re: So I just got a credit card and.... [Re: nakors_junk_bag]
#7573501 - 10/29/07 04:11 PM (16 years, 3 months ago) |
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lol
-------------------- "For the Horde!"
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wortiesbo



Registered: 03/18/06
Posts: 866
Loc: new vegas
Last seen: 6 years, 9 days
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Re: So I just got a credit card and.... [Re: nakors_junk_bag]
#7573506 - 10/29/07 04:12 PM (16 years, 3 months ago) |
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credit cards are the devil.
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peaceandlove
Iron Lung



Registered: 07/16/07
Posts: 164
Last seen: 15 years, 5 months
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Re: So I just got a credit card and.... [Re: wortiesbo]
#7573511 - 10/29/07 04:13 PM (16 years, 3 months ago) |
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i believe it, I just got it for my business, I'm only using it for my business, I used it for my business today
-------------------- "For the Horde!"
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nakors_junk_bag
Lobster Bisque



Registered: 11/23/04
Posts: 2,415
Loc: ethereality
Last seen: 15 years, 9 months
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Re: So I just got a credit card and.... [Re: wortiesbo]
#7573512 - 10/29/07 04:14 PM (16 years, 3 months ago) |
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I am gonna spend all my impulse credit spending on stocks and highb yeild bonds. wee haw.
-------------------- Asshole
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blkjkrabbit

Registered: 07/22/07
Posts: 4,971
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Re: So I just got a credit card and.... [Re: peaceandlove]
#7573523 - 10/29/07 04:16 PM (16 years, 3 months ago) |
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credit cards
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Stizzle
Stranger



Registered: 04/26/07
Posts: 754
Loc: Tuvalu
Last seen: 15 years, 6 months
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Re: So I just got a credit card and.... [Re: peaceandlove]
#7573531 - 10/29/07 04:19 PM (16 years, 3 months ago) |
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A $300 limit business credit card...
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peaceandlove
Iron Lung



Registered: 07/16/07
Posts: 164
Last seen: 15 years, 5 months
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Re: So I just got a credit card and.... [Re: Stizzle]
#7573537 - 10/29/07 04:22 PM (16 years, 3 months ago) |
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yea well I've had my glassblowing workshop for about two years now but technically I'm just a hobbist. The credit card isn't actually a business credit card, but I got it for my glass. Intending to build up some credit to maybe get a loan for my business one day.
-------------------- "For the Horde!"
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peaceandlove
Iron Lung



Registered: 07/16/07
Posts: 164
Last seen: 15 years, 5 months
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Re: So I just got a credit card and.... [Re: peaceandlove]
#7573538 - 10/29/07 04:22 PM (16 years, 3 months ago) |
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i have no credit so you gotta start somewhere eh?
-------------------- "For the Horde!"
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VisionsToReality
RIBBONS


Registered: 09/22/07
Posts: 1,083
Last seen: 16 years, 1 month
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Re: So I just got a credit card and.... [Re: blkjkrabbit]
#7573959 - 10/29/07 06:21 PM (16 years, 3 months ago) |
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Quote:
blkjkrabbit said: credit cards
credit cards for building credit and screwing the companies by paying ontime
-------------------- Life is one big road with lots of signs, So when you're ridin' through the ruts, Don't you complicate your mind. Flee from hate, mischief and jealousy Don't bury your thoughts, Put your vision to reality, yeah!
Edited by VisionsToReality (10/29/07 06:22 PM)
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Locus




Registered: 03/11/04
Posts: 6,112
Last seen: 2 years, 9 months
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yea man 
--------------------
The important thing is not to stop questioning. Curiosity has its own reason for existing. One cannot help but be in awe when he contemplates the mysteries of eternity, of life, of the marvelous structure of reality. It is enough if one tries merely to comprehend a little of this mystery every day. Never lose a holy curiosity. ~ Albert Einstein "Fear is the great barrier to human growth." ~ Dr. Robert Monroe ~~~*Dosis sola facit venenum*~~~ *Check my profile to listen to my music*
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Scarfmeister
Thrill Seeker
Registered: 10/31/02
Posts: 8,127
Loc: The will to power
Last seen: 4 years, 6 months
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Re: So I just got a credit card and.... [Re: peaceandlove]
#7573999 - 10/29/07 06:36 PM (16 years, 3 months ago) |
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Annoying they outsource all call center jobs to India and whatnot and fail to hire people that can speak proper English.
-------------------- -------------------- We're the lowest of the low, the scum of the fucking earth!
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Nephlyte
Misfortunate One


Registered: 10/11/05
Posts: 1,025
Loc: South Texas
Last seen: 13 years, 5 months
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Re: So I just got a credit card and.... [Re: nakors_junk_bag]
#7574015 - 10/29/07 06:41 PM (16 years, 3 months ago) |
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Quote:
nakors_junk_bag said: I am gonna spend all my impulse credit spending on stocks and highb yeild bonds. wee haw.
Good plan, then you can earn 10% APR on a loan you are paying 20% APR for.
You never get ahead with credit cards. You only get into debt, thats the only thing they do. Ya, they build credit, but ask yourself. What is credit good for?
Good credit just allows you to get into more debt. Its a rigged system, nobody is designed to win except the credit card companies.
Also, back to your original question, you better change that SSN so that its correct on the account. Find out how and do it. If you try to max it out then ignore it so it doesn't fall onto your credit, that will come back to bite you in the ass. Credit companies talk to each other for a reason. Mainly to screw you, thats the only function they have.
-------------------- "To do right is to know what you want. Now when you are dissatisfied with yourself it's because you are after something you don't really want. What objects are you proposing to yourself? Are they the objects you really value? If they are not, you are cheating yourself. I don't meant that if you chose to pursue the objects you most value, you will attain them; of course not. Your experience will tell you that. But success in getting after much labor what you really don't care for is the bitterest and most ridiculous failure." -George Santayana
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badchad
Mad Scientist

Registered: 03/02/05
Posts: 13,372
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Re: So I just got a credit card and.... [Re: Nephlyte]
#7574111 - 10/29/07 07:17 PM (16 years, 3 months ago) |
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I have a rewards card that I pay of in full each and every month. I actually make about $400 year on it. Credit cards are just so much easier than cash.
-------------------- ...the whole experience is (and is as) a profound piece of knowledge. It is an indellible experience; it is forever known. I have known myself in a way I doubt I would have ever occurred except as it did. Smith, P. Bull. Menninger Clinic (1959) 23:20-27; p. 27. ...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely. Osmond, H. Annals, NY Acad Science (1957) 66:418-434; p.436
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Skunk420


Registered: 06/13/04
Posts: 18,524
Loc: inside
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Re: So I just got a credit card and.... [Re: wortiesbo]
#7574253 - 10/29/07 07:54 PM (16 years, 3 months ago) |
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Quote:
wortiesbo said: credit cards are the devil.
,,yes they are, I had to file bankruptcy because of them, and none of them were a major credit cards, just for other stores.
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Adom
Totally Nude


Registered: 09/30/01
Posts: 10,877
Loc: Way Up North
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Re: So I just got a credit card and.... [Re: Skunk420]
#7574260 - 10/29/07 07:58 PM (16 years, 3 months ago) |
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Awesome, it was the cards fault, please give me financial advice...
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Skunk420


Registered: 06/13/04
Posts: 18,524
Loc: inside
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Re: So I just got a credit card and.... [Re: Adom]
#7574277 - 10/29/07 08:02 PM (16 years, 3 months ago) |
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Call the credit card company and ask them about any problems you have, asap, well most likely it will be around bankers hours, I have had my share of that.
Edited by Skunk420 (10/29/07 08:04 PM)
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