Saving Money on Food-related Expenses
Food is one of the few flexible items in most people's budgets. Quick tips for saving money at the grocery store are:
Shop the perimeter of the store to avoid expensive prepackaged food items
Shop with a list to avoid impulse buys
Watch for deeply discounted sale items in ads and circulars (A price diary helps you find the best deals.)
Make your weekly meal plans in advance
Plan your menus around current sale items
Use coupons and rebates wisely
Cut back on the number of trips to the store
Buy in bulk when you find low prices
Freezing Food for Fast Meals and Snacks
By preparing simple foods in advance to store in the freezer, you can easily cut down on trips to the local drive-through or calls to the pizza delivery guy. Here are a few easy ideads for items to keep on hand in the freezer:
Breakfast items: muffins; breakfast sandwiches, burritos, and casseroles; waffles; pancakes; French toast
Lunch: meat and cheese sandwiches, single-serving desserts, soup, chili, slices of pizza
Snacks: frozen pops, fruit, candy
Dinner: main dish casseroles, meats in marinade, rice pilaf, mashed potatoes, premade hamburger patties
Desserts: cake, brownies, cookies, dessert breads
Remembering Monthly Sale Items
Certain items are on sale at the same time every year. By planning ahead and buying things during their peak sale season, you can save considerably.
January:linens, holiday decorations, gift wrap
Febuary:candy, furniture
March:frozen foods, winter sports equipment
April:eggs, cauliflower
May:hot dogs, asparagus
June:dairy products, spring fashions
July:strawberries, watermelon
August:berries, backyard equipment
September:apples, gardening supplies
October:pumpkins, cranberries
November:turkey, post-Halloween candy
December:oranges, seasonal decorations
Saving on Utilties
Are skyrocketing utility bills eating away at your budget every month? Try some of these ideas to cut back on utility expenses:
Check your utilities' billing statements for extra services (such as call forwarding or voice messaging on your phone bill) and cancel the services you don't need or use.
Order basic cable rather than the full cable service with high-priced premium channels.
Recycle your glass, paper, and cardboard trash to reduce the amount of garbage you need to pay to have hauled away each week.
Don't use operator assistance for placing long-distance calls unless absolutely necessary.
Keep curtains closed on south-facing windows during the heat of the day for a cooler house.
Cook with small appliances (toaster, microwave, slow cooker, electric skillet) in the summer instead of heating up the stove or oven and heating up your house unnecessarily.
Use a draft stopper at the bottom of all outside doors during the winter to keep the warm air inside and the chilling cold air outside.
Reach for a blanket or sweater when you're feeling cold, instead of immediately turning up the thermostat.
Fill your freezer completely for maximum efficiency. Fill empty milk jugs with water to take up empty space, if need be.
Turn off the water while brushing your teeth or shaving.
Run the dishwasher and washing machine with full loads.
Fix leaky faucets and running toilets as soon as you detect a problem.
Cleaning, Frugal Style
To clean the toilet bowl, pour in a cup of full-strength vinegar. Allow to sit overnight and scrub clean in the morning.
To remove pet odors from carpet, pour a small amount of full-strength vinegar directly on the spot. Let the vinegar sit and dry.
To freshen the laundry and remove static, add 1/2 cup white vinegar to the laundry rinse cycle.
To gently scrub pots and pans, bathtubs, or sinks, use a paste of half baking soda and half water.
To freshen stale carpets or upholstery, sprinkle a combination of baking soda and cornstarch over the carpets, couches, or chairs. Allow to sit for 30 minutes and then vacuum.
To disinfect countertops, sinks, and toilet seats, mix 10 parts water to 1 part bleach in a spray bottle. Spray on surface, wait several minutes, and then wipe with a clean, white towel.
There ya go folks.. Tips on frugality. Now you can save up more money to spend on vacations to Holland/Crack/Shrooms/et cetera..
-------------------- Coffee should be black as hell, strong as death, and sweet as love.
Edited by SkorpivoMusterion (05/23/04 09:35 AM)
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