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InvisibleLeftBehind
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Registered: 04/25/08
Posts: 4,578
Student Loans
    #9534619 - 01/02/09 09:12 PM (15 years, 1 month ago)

i received a bill the other day for 600.00 that i owe to school from 2003. i had to drop out and they fucking charged me the rest or some shit. i dunno.

anyway, how hard/ easy is it to get a student loan?


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TWO MUSHROOMS ARE GROWING NEXT TO EACHOTHER. ONE TURNS TO THE OTHER AND SAYS, "its a beautiful day were havin', eh?". THE OTHER MUSHROOM TURNS TO HIM AND SCREAMS, "oh my god!!! a talking mushroom!!!".

emilbus@hush.com


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OfflineLndrydusting
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Re: Student Loans [Re: LeftBehind]
    #9534639 - 01/02/09 09:14 PM (15 years, 1 month ago)

You have to be enrolled to recieve a student loan......... you can't get one for what you already owe.


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InvisibleLeftBehind
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Re: Student Loans [Re: Lndrydusting]
    #9534653 - 01/02/09 09:16 PM (15 years, 1 month ago)

i guess i should have been more clear.

im thinking about paying that bill off then getting a student loan and going back to school.


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TWO MUSHROOMS ARE GROWING NEXT TO EACHOTHER. ONE TURNS TO THE OTHER AND SAYS, "its a beautiful day were havin', eh?". THE OTHER MUSHROOM TURNS TO HIM AND SCREAMS, "oh my god!!! a talking mushroom!!!".

emilbus@hush.com


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InvisiblePrisoner#1
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Re: Student Loans [Re: LeftBehind]
    #9534657 - 01/02/09 09:17 PM (15 years, 1 month ago)

and being $600, you're better off making a few payments here and
there, default on a student loan and you're fucked, it's there
forever


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InvisibleLeftBehind
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Re: Student Loans [Re: Prisoner#1]
    #9534665 - 01/02/09 09:18 PM (15 years, 1 month ago)

so youre saying fuck student loans and just try and find away to pay it all myself?


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TWO MUSHROOMS ARE GROWING NEXT TO EACHOTHER. ONE TURNS TO THE OTHER AND SAYS, "its a beautiful day were havin', eh?". THE OTHER MUSHROOM TURNS TO HIM AND SCREAMS, "oh my god!!! a talking mushroom!!!".

emilbus@hush.com


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OfflineLndrydusting
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Re: Student Loans [Re: LeftBehind]
    #9534667 - 01/02/09 09:18 PM (15 years, 1 month ago)

You will need to pay a little before you re-enstate and then get a separate loan and even a letter saying you've begun to pay it( if its that far behind) if you get it from the same people you will still need to pay a little and then tell them you've re-enrolled and get a differment)


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InvisibleLeftBehind
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Re: Student Loans [Re: Lndrydusting]
    #9534672 - 01/02/09 09:20 PM (15 years, 1 month ago)

ive never had a student loan before. when i did go i paid for everything myself.

i was thinking of paying the whole bill off and starting over, but this time with a loan. im a little older now so i should be able to take this shit more seriously.


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TWO MUSHROOMS ARE GROWING NEXT TO EACHOTHER. ONE TURNS TO THE OTHER AND SAYS, "its a beautiful day were havin', eh?". THE OTHER MUSHROOM TURNS TO HIM AND SCREAMS, "oh my god!!! a talking mushroom!!!".

emilbus@hush.com


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OfflineLndrydusting
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Re: Student Loans [Re: LeftBehind]
    #9534706 - 01/02/09 09:25 PM (15 years, 1 month ago)

the best thing to do is call the loan company... they will know everything you can do... The best thing to do is make your situation believable but impossible to solve on your own..


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Offlinestimpson
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Re: Student Loans [Re: LeftBehind]
    #9534727 - 01/02/09 09:29 PM (15 years, 1 month ago)

yes

you'll probably have to pay off what you already owe.
next - talk to a financial aid adviser at the school.
find out exactly what your total costs will be
apply for TAP, school specific grants, and federal loans through your adviser...
anything that isn't covered by those things, you'll have to take a personal student loan through a bank for.
get phone numbers of a local bank the college works for
call them up,
wait on hold FOREVER
tell them how much you need
wait on hold FOREVER again
then you will hear yes or no - most likely yes unless you have TERRIBLE shit credit

if you can't get a student loan (i've never heard of that before, except with non-US citizens) come back and ask again...  but dun worry about that unless it comes up.

g'luck


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InvisiblePrisoner#1
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Re: Student Loans [Re: LeftBehind]
    #9534730 - 01/02/09 09:29 PM (15 years, 1 month ago)

Quote:

LeftBehind said:
so youre saying fuck student loans and just try and find away to pay it all myself?





call the creditor and arrange to pay what you can afford, if it's
$20/mo than they'll take it because they want their money, dont let
them say you need to pay more or they wont accept it, if they
refuse your minute payments then they're absolving you of the debt


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InvisibleLeftBehind
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Re: Student Loans [Re: Prisoner#1]
    #9534771 - 01/02/09 09:38 PM (15 years, 1 month ago)

sounds good to me. now i just need to figure out what the fuck it is i want to go to school for.


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TWO MUSHROOMS ARE GROWING NEXT TO EACHOTHER. ONE TURNS TO THE OTHER AND SAYS, "its a beautiful day were havin', eh?". THE OTHER MUSHROOM TURNS TO HIM AND SCREAMS, "oh my god!!! a talking mushroom!!!".

emilbus@hush.com


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InvisibleKillerPicklez
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Re: Student Loans [Re: LeftBehind]
    #9535088 - 01/02/09 10:27 PM (15 years, 1 month ago)

When did you plan on going back to school? Make sure you file you FAFSA asap, the sooner you get it filed the more money you tend to get in aid.


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InvisibleLeftBehind
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Re: Student Loans [Re: KillerPicklez]
    #9536454 - 01/03/09 06:58 AM (15 years, 1 month ago)

i probably wont go back for awhile. first i need to work on paying back my bill which will be done with income. i also need to work on getting a job first.


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TWO MUSHROOMS ARE GROWING NEXT TO EACHOTHER. ONE TURNS TO THE OTHER AND SAYS, "its a beautiful day were havin', eh?". THE OTHER MUSHROOM TURNS TO HIM AND SCREAMS, "oh my god!!! a talking mushroom!!!".

emilbus@hush.com


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OfflineCepheus
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Re: Student Loans [Re: LeftBehind]
    #9536727 - 01/03/09 08:28 AM (15 years, 1 month ago)

My only comment regarding student loans is that they are the devil.

I'm going to owe some bullshit government subsidized company £30,000 ($43,500) when I'm finished, just for the privilege of attending this particular institution. I could learn all the shit we cover from text books & the internet and still be a decent theoretical chemist/physicist, but I wouldn't have the practical knowledge, or more 'importantly' the piece of paper that says I know it.

What a fucking crock of shit.


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Offlinealteredx
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Registered: 03/28/07
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Re: Student Loans [Re: Cepheus]
    #9536758 - 01/03/09 08:43 AM (15 years, 1 month ago)

If you enroll back into school full time the $600 that you owe will be deferred until you graduate.  Look into getting a loan from AES - American Education Services


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