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Invisiblerod
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Registered: 06/29/05
Posts: 3,727
Re: How to fuck with bill collectors? [Re: Newbie]
    #9019244 - 10/02/08 05:03 PM (15 years, 4 months ago)

Use this sample " fire third party collectors"

Just insert your info into it and send VIA USPS , and send certified return receipt.

letter to fire those bottom feeding fuckers


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InvisibleLeftyBurnz
Mr. I Eat Butthole
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Registered: 06/21/05
Posts: 24,570
Loc: FL
Re: How to fuck with bill collectors? [Re: magikgrl]
    #9019431 - 10/02/08 05:36 PM (15 years, 4 months ago)

Quote:

magikgrl said:
I went to ITT too. Expensive bastards.

Sally Mae harrasing you?

You know you can file for a forbearance, it will put a temporary stop on your payments and just adds the intrest in at the end of the loans. I had to do it a few times. Fuck sally mae.




seriously. fuck sallie mae. my fiancee has loans through them.  oh did i also mention, FUCK KEISER university.  bunch of half assed pricks. between sallie mae and keiser my fiancee is ready to pull her hair out.


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Offlinenonwo
truth seeker
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Registered: 08/08/08
Posts: 1,431
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Re: How to fuck with bill collectors? [Re: LeftyBurnz]
    #9022862 - 10/03/08 09:40 AM (15 years, 4 months ago)

i worship obama cus the tv told me to


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yellow red black and white cometogether as humans and fallow the path the creater intended


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Offlinenonwo
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Registered: 08/08/08
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Re: How to fuck with bill collectors? [Re: Newbie]
    #9023083 - 10/03/08 10:49 AM (15 years, 4 months ago)

go to yahoo search prank soundbords then have some fun let dr. phill answer


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yellow red black and white cometogether as humans and fallow the path the creater intended


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InvisiblePrisoner#1
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Registered: 01/22/03
Posts: 193,665
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Re: How to fuck with bill collectors? [Re: SvampViking]
    #9023120 - 10/03/08 10:57 AM (15 years, 4 months ago)

Quote:

SvampViking said:
The next time you pay a bill, go in to do it in person.  Give them a check for one penny over the minimum and leave.  They will have to send you a check through the mail for one penny, causing them to lose some money, but more importantly it will be an annoying hassle for them.




no... they credit your account for that penny and in the case
of debts, it keeps it active when you make a payment, say it's
a bank loan you got 6 years ago, creditors are harassing you
to just mak e a payment, they're threatening you with
judgments and garnishment, the deadline for collection expires
in a year (7 years total) but by making the payment you
acknowledge the debt and push that date back another 7 years


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Offlinenonwo
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Registered: 08/08/08
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Re: How to fuck with bill collectors? [Re: Prisoner#1]
    #9023132 - 10/03/08 11:00 AM (15 years, 4 months ago)

Quote:

in a year (7 years total) but by making the payment you
acknowledge the debt and push that date back another 7 years



i knew i was right on that well i said 6 years but no one belives me


--------------------
yellow red black and white cometogether as humans and fallow the path the creater intended


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InvisiblePrisoner#1
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Re: How to fuck with bill collectors? [Re: magikgrl]
    #9023150 - 10/03/08 11:04 AM (15 years, 4 months ago)

Quote:

magikgrl said:
Incorrect. Student loans are with you for life. They don't go away. If that were the case they'd never get paid




I've never had a student loan but one shows up on my credit,
they dont play by the rules, I request 'validation of debt'
and specifically mention copies of the canceled checks, they
send a form that's listed as an 'application/promissory note',
upon questioning, they'll tell you that even if you dont get
the loans you're still responsible for paying them back
they still dont send anything that qualifies as validation of debt

I may file a suit against the Department of Education


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InvisiblePrisoner#1
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Re: How to fuck with bill collectors? [Re: nonwo]
    #9023155 - 10/03/08 11:05 AM (15 years, 4 months ago)

Quote:

nonwo said:
Quote:

in a year (7 years total) but by making the payment you
acknowledge the debt and push that date back another 7 years



i knew i was right on that well i said 6 years but no one belives me




almost right, loans from government never go away, private debt will after 7 years


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OfflineNewbieS
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Re: How to fuck with bill collectors? [Re: Prisoner#1]
    #9023163 - 10/03/08 11:06 AM (15 years, 4 months ago)

Well my problem is it's still Sallie Mae calling, I don't think it's an agency.


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Offlinenonwo
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Re: How to fuck with bill collectors? [Re: Newbie]
    #9023182 - 10/03/08 11:11 AM (15 years, 4 months ago)

tell them ur wating on congrees to bail u out but your lobbiest arnt the best


--------------------
yellow red black and white cometogether as humans and fallow the path the creater intended


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OfflineNewbieS
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Re: How to fuck with bill collectors? [Re: nonwo]
    #9023203 - 10/03/08 11:15 AM (15 years, 4 months ago)

:lol:


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InvisibleWhiskeyClone
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Re: How to fuck with bill collectors? [Re: nonwo]
    #9023240 - 10/03/08 11:22 AM (15 years, 4 months ago)

Quote:

nonwo said:
tell them ur wating on congrees to bail u out but your lobbiest arnt the best




Hahaha


--------------------
Welcome evermore to gods and men is the self-helping man.  For him all doors are flung wide: him all tongues greet, all honors crown, all eyes follow with desire.  Our love goes out to him and embraces him, because he did not need it.

~ R.W. Emerson, "Self-Reliance"

:heartpump:


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InvisiblePrisoner#1
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Re: How to fuck with bill collectors? [Re: nonwo]
    #9023273 - 10/03/08 11:34 AM (15 years, 4 months ago)

Quote:

nonwo said:
tell them ur wating on congrees to bail u out but your lobbiest arnt the best




best line evar!


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InvisiblePrisoner#1
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Re: How to fuck with bill collectors? [Re: Newbie]
    #9023276 - 10/03/08 11:35 AM (15 years, 4 months ago)

Quote:

NewbieShroomie said:
Well my problem is it's still Sallie Mae calling, I don't think it's an agency.




stop answering the phone when it's an unknown number or hang up once you know who it is


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InvisibleAsante
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Re: How to fuck with bill collectors? [Re: Prisoner#1]
    #9023284 - 10/03/08 11:38 AM (15 years, 4 months ago)

Quote:

almost right, loans from government never go away, private debt will after 7 years





As in, you loan a million, lay low for 7 years and you're in the clear?:ooo:



Quote:

How to fuck with bill collectors?





With a condom. They get fucked with a lot.


--------------------
Omnicyclion.org
higher knowledge starts here


Edited by Asante (10/03/08 11:38 AM)


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InvisiblePrisoner#1
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Re: How to fuck with bill collectors? [Re: Asante]
    #9023303 - 10/03/08 11:44 AM (15 years, 4 months ago)

Quote:

Wiccan_Seeker said:
Quote:

almost right, loans from government never go away, private debt will after 7 years





As in, you loan a million, lay low for 7 years and you're in the clear?:ooo:




depends on whether it was Carlo that loaned you the money or the Bank of America


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OfflineNewbieS
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Re: How to fuck with bill collectors? [Re: Newbie]
    #9295449 - 11/23/08 01:36 AM (15 years, 2 months ago)

Man it just keeps getting worse!  My dad's in some shit too now, he's used up all of his credit and he's got people calling him now too.  The phone rings once every 15 minutes, all day, and it's really irritating the shit out of me.  I can't stand it anymore.  I KNOW they want money, they KNOW we can't pay. 

How badly can I tell these people off without it being illegal?  Can I get really nasty with them?  I'm tempted to just unplug the phone but I'm afraid I might miss a really important call?

On the bright side Sallie Mae is working with me to put loans into forbearance without me paying the fee.  It's only till December but hey, it's buying me more time and it's stopping the phone calls from THEM.

I want these calls to stop, it's EVERY FUCKING FIFTEEN MINUTES!  From 8am to 8pm!  :crankey:


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OfflineAmericanPsycho
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Re: How to fuck with bill collectors? [Re: nonwo]
    #9296011 - 11/23/08 05:24 AM (15 years, 2 months ago)

Quote:

nonwo said:
i know the debt i owe to the doctor goes away in a few years never had a student loan




doctors debt goes away after a few years??  I had my wisdom teeth pulled in 2006 and I owe them $600.  So I got a letter recently about it and it said they were going to set it as bad debt or something.  Does that mean I don't have to pay it back?


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InvisibleFerris
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Registered: 03/12/06
Posts: 11,529
Re: How to fuck with bill collectors? [Re: Idiot]
    #9296052 - 11/23/08 05:57 AM (15 years, 2 months ago)

Quote:

Idiot said:
I'd say sign them up for as many mail coupon organizations as you can.  Make it so they get a cardboard box of coupons every day.  As far as getting out of your predicament I don't know.




I did the same to the local GOP branch office.


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Discuss Politics


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