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OnlineYthanA
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Genuinely free credit scores
    #8760769 - 08/11/08 11:28 PM (15 years, 5 months ago)

So yeah, http://www.creditkarma.com. None of that 30 day trial BS, you sign up and you can check your credit score at any time for free. It's supported by sponsored offers for things like bank accounts and internet service. Check out the FAQ if you have questions. Seems like a good site!


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Invisiblebadchad
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Registered: 03/02/05
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Re: Genuinely free credit scores [Re: Ythan]
    #8761791 - 08/12/08 07:11 AM (15 years, 5 months ago)

I had no problems with free creditreport.com.  Took about 10-15 min to get my score, then called and canceled 5 minutes later.  Pretty painless actually.


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...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


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OnlineYthanA
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Re: Genuinely free credit scores [Re: badchad]
    #8762018 - 08/12/08 09:21 AM (15 years, 5 months ago)

Yeah this is nice because it's ongoing so can track your score over time, and of course there's nothing to (forget to) cancel, but whatever works for you. :thumbup:


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InvisibleDieCommie


Registered: 12/11/03
Posts: 29,258
Re: Genuinely free credit scores [Re: Ythan]
    #8769181 - 08/13/08 04:39 PM (15 years, 5 months ago)

Wow, very painless and easy!  Thanks alot, this is genuinely good and useful.


Are you sure its legit?  Im skeptical because my score is very high!  I got an 824, that is very high right?

If its correct, Im happy.


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OnlineYthanA
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Re: Genuinely free credit scores [Re: DieCommie]
    #8771804 - 08/14/08 01:46 AM (15 years, 5 months ago)

Not positive, but my score there matched up with the score I've received from other services so I don't think they're just using a random number generator or something. :wink: 824 is relatively good, I have about the same score with four open, lightly utilized revolving lines of credit and no delinquencies. It's not so much that it's high as that everyone else's is really loowww. But who cares why you look good as long as you do? :grin:


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InvisibleJohn NadaDiscord
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Re: Genuinely free credit scores [Re: Ythan]
    #8851188 - 08/30/08 05:39 AM (15 years, 4 months ago)

I can check mine for free online with my credit card company :mrt:


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InvisibleLeftyBurnz
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Re: Genuinely free credit scores [Re: Ythan]
    #8864990 - 09/02/08 09:50 AM (15 years, 4 months ago)

Quote:

Ythan said:
Not positive, but my score there matched up with the score I've received from other services so I don't think they're just using a random number generator or something. :wink: 824 is relatively good, I have about the same score with four open, lightly utilized revolving lines of credit and no delinquencies. It's not so much that it's high as that everyone else's is really loowww. But who cares why you look good as long as you do? :grin:




relatively???? thats fucking fantastic?  thats called, you can get a good rate for any loan you want.  850 is the highest you can get.


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InvisibleDieCommie


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Re: Genuinely free credit scores [Re: LeftyBurnz]
    #8865095 - 09/02/08 10:26 AM (15 years, 4 months ago)

Actually, now I know why my score was abnormally high...  It was 824 out of 950 not 850!

They have recently changed their scoring to make it out of 850, which gives me a more reasonable score of 761.


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InvisibleLeftyBurnz
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Re: Genuinely free credit scores [Re: DieCommie]
    #8865126 - 09/02/08 10:33 AM (15 years, 4 months ago)

so its 950 now?


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InvisibleDieCommie


Registered: 12/11/03
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Re: Genuinely free credit scores [Re: LeftyBurnz]
    #8866181 - 09/02/08 02:27 PM (15 years, 4 months ago)

Now it is out of 850, which is the better because that is the norm.


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InvisibleLeftyBurnz
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Re: Genuinely free credit scores [Re: DieCommie]
    #8866845 - 09/02/08 04:29 PM (15 years, 4 months ago)

ahh ok, thats what i thought. :thumbup:


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OfflineAlan RockefellerM
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Re: Genuinely free credit scores [Re: LeftyBurnz]
    #8879548 - 09/04/08 09:30 PM (15 years, 4 months ago)

I tried it and I had a tough time registering, I finally put my PO box in as my address and it worked.

It only gives me a number, 741, which is interesting but doesn't give any info as to why 741 is the number.  Doesn't list which bills are late, etc. 

Better then nothing but not much.


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OnlineYthanA
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Re: Genuinely free credit scores [Re: Alan Rockefeller]
    #8879841 - 09/04/08 10:26 PM (15 years, 4 months ago)

Yeah it's good for spot checks, but you'd need to use it in combination with something like http://www.annualcreditreport.com/ to get a full overview of your credit situation. I actually think 741 is pretty good though, if you had a problem like a delinquent account it would probably be much lower.


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Invisibletruekimbo2
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Re: Genuinely free credit scores [Re: Ythan]
    #8900958 - 09/09/08 08:39 AM (15 years, 4 months ago)

hmmm, it kept saying error, tried everything.


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