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Offlineb0b gnarley
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Registered: 01/17/08
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Repossession
    #8006062 - 02/10/08 07:14 PM (15 years, 11 months ago)

What are my rights if my cars get repossessed?
I heard somewhere that I can tell the repo men to stop, and they legally have to. Any truth to this?


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Invisiblejohnm214
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Re: Repossession [Re: b0b gnarley]
    #8006069 - 02/10/08 07:17 PM (15 years, 11 months ago)

where are you,

what does your contract say


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Offlineb0b gnarley
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Re: Repossession [Re: johnm214]
    #8006090 - 02/10/08 07:22 PM (15 years, 11 months ago)

California
I have no idea.
Am I fucked?


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Invisibletak
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Re: Repossession [Re: b0b gnarley]
    #8006759 - 02/10/08 10:04 PM (15 years, 11 months ago)

is the car yours? or the banks/dealerships?

they cannot take your car from you if you tell them not to.

you cannot stop anyone from taking their car away from you, even if you own a key to it.

park it in a garage
block it in with another car
use the E-brake & turn tires all the way


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The DJ's took pills to stay awake and play for seven days.


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Offlineb0b gnarley
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Re: Repossession [Re: tak]
    #8006788 - 02/10/08 10:11 PM (15 years, 11 months ago)

Cars aren't mine, this is actually for a locked up family member who is way the fuck behind on payments, I'm taking care of his shit the best I can.
One car is in the garage and the other in the driveway. Do they usually show up late at night or what?


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Offlinemilkman
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Re: Repossession [Re: b0b gnarley]
    #8008164 - 02/11/08 10:27 AM (15 years, 11 months ago)

they show up when they least suspect someone of being home and they cant move anything but the car they are spose to get so blocking it in and the e brake work but if you put it in the garage it isnt going anywhere


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OfflineChemy
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Re: Repossession *DELETED* [Re: milkman]
    #8008725 - 02/11/08 12:54 PM (15 years, 11 months ago)

Post deleted by Chemy

Reason for deletion: Reason for deleting?



--------------------
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Narcotics Anonymous

Get help, help is free and available 24/7/365.

God bless you all and I hope you receive the help you need to turn away from your lives of sin.

Mushrooms and drugs make you gay, you can reverse this homosexual condition with rehab, get help! Stop being gay!


Edited by Chemy (02/23/08 02:42 PM)


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Offlineb0b gnarley
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Re: Repossession [Re: Chemy]
    #8009192 - 02/11/08 03:06 PM (15 years, 11 months ago)

I have to use the car though, he's letting me drive it to work in turn for watching his shit, I guess.

Dope ass ride, Infinity G37:smile2:


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InvisiblePrisoner#1
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Re: Repossession [Re: milkman]
    #8012348 - 02/12/08 08:16 AM (15 years, 11 months ago)

Quote:

milkman said:
they show up when they least suspect someone of being home




when I did repos I'd show up at any time, day or night, Id check the neighbors
house, those listed on the credit app as references, I've had people beg me to
leave the car, attempt to assault and even pull guns to prevent me from taking the
car, if your car is locked in the garage, I just wait until you leave for work,
follow you and take the car once you were out of sight. I also used to carry
several garage door remotes, click a button and the car is easy access


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OfflineAlan RockefellerM
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Re: Repossession [Re: Prisoner#1]
    #8013356 - 02/12/08 01:37 PM (15 years, 11 months ago)

> when I did repos I'd show up at any time, day or night


What sort of things did people try that were effective against you?


Certainly you wouldn't take a car that you couldn't locate.


What if it was parked in? Or in a garage with the emergency brake and wheels turned?


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InvisiblePrisoner#1
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Re: Repossession [Re: Alan Rockefeller]
    #8014669 - 02/12/08 07:44 PM (15 years, 11 months ago)

if it was inside of a locked gate or garage I couldnt legaly retrieve it, hence
the garage door openers, most people have them now and rely on them for the
'locking' of the garage, obviously unreliable.

most cars I picked up we were given a key, sometimes we'd need a snatch truck or
a rollback, I've dragged numerous cars down the road a few miles to a place I
could cut or disconnect cables or linkages so the wheels would roll freely,
occasionally I would have to bust a steering lock to straighten the front wheels

one of my best tactics for taking possession and it worked 90% of the time was
to just knock on the door and let them know I was taking the car, most times
they'd give up the keys and sign a voluntary relinquishment form, two of the
cars I picked up was a gang leader in cabbagetown, the guy was really cool about
it because I was ballsy enough to ask for the car, the other was a known
shooter, also a very pleasant trip, dude smoked us out while he was cleaning out
his personal effects, guns included.

if they want your car, they will find a way to get it, you'll have someone call
one day with this line "Hello, This is investigator Knight in fulton county,
we're calling in reference to a vehicle in your posession, an '05 maxima, vin
number XXXXXX, seems the bank would like to have you car back as you've not been
making payments, were making this call as a courtesy before a warrant is issued
for the concealment of liened or mortgaged goods...."

people crumble when they think they're about to be hit with a felony over a few missed payments


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Invisibleusg543
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Registered: 02/11/07
Posts: 5,192
Re: Repossession [Re: Prisoner#1]
    #8016131 - 02/13/08 01:12 AM (15 years, 11 months ago)

how do i become a repo, sounds like a badass job haha


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InvisiblePrisoner#1
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Re: Repossession [Re: usg543]
    #8030542 - 02/16/08 09:17 AM (15 years, 11 months ago)

the job isnt all it's cracked up to be


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OfflineGrogan
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Re: Repossession [Re: Prisoner#1]
    #8053333 - 02/21/08 07:13 PM (15 years, 11 months ago)

They will get the car somehow.. they usually do.. like he said they can get you for hindering enforcement of a lien subject to a security interest in some states its a felony!


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OfflineSheerTerror
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Re: Repossession [Re: Grogan]
    #8054936 - 02/22/08 12:40 AM (15 years, 11 months ago)

Quote:

Grogan said:
They will get the car somehow.. they usually do.. like he said they can get you for hindering enforcement of a lien subject to a security interest in some states its a felony!




yea, shit sucks, they usually eventually get a warrant


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InvisibleJonnyOnTheSpot
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Re: Repossession [Re: SheerTerror]
    #8068056 - 02/25/08 09:59 AM (15 years, 11 months ago)

Quote:

SheerTerror said:
Quote:

Grogan said:
They will get the car somehow.. they usually do.. like he said they can get you for hindering enforcement of a lien subject to a security interest in some states its a felony!




yea, shit sucks, they usually eventually get a warrant




i think he was saying that it's a trick repo guys use to get people to give up. that's how i read it anyways.


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OfflineGrogan
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Re: Repossession [Re: JonnyOnTheSpot]
    #8451437 - 05/27/08 05:20 PM (15 years, 8 months ago)

No its actually a law in some states.. concealing mortgaged collateral subject to a security interest of 500.00 and below is a misdemeanor if its over $500.00 security interest its a felony... I have heard of people going to jail over it. at least in the southeast.. but many states have this law.


--------------------
"Maybe a cow occasionally ate a shroom, but it certainly wouldn't be such a potent shroom that the cow would be trippin balls. " LOL


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InvisiblePrisoner#1
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Re: Repossession [Re: Grogan]
    #8457074 - 05/28/08 08:17 PM (15 years, 8 months ago)

it may be a law but your intent in obtaining the loan has th be fraudulent


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