Home | Community | Message Board

Magic Mushrooms Zamnesia
This site includes paid links. Please support our sponsors.


Welcome to the Shroomery Message Board! You are experiencing a small sample of what the site has to offer. Please login or register to post messages and view our exclusive members-only content. You'll gain access to additional forums, file attachments, board customizations, encrypted private messages, and much more!

Shop: Unfolding Nature Unfolding Nature: Being in the Implicate Order   North Spore North Spore Mushroom Grow Kits & Cultivation Supplies   Original Sensible Seeds Autoflowering Cannabis Seeds   PhytoExtractum Maeng Da Thai Kratom Leaf Powder   Bridgetown Botanicals Bridgetown Botanicals   Kraken Kratom Red Vein Kratom

Jump to first unread post Pages: 1 | 2 | 3  [ show all ]
OfflinegeokillsA
∙∙∙∙☼ º¿° ☼∙∙∙∙
Male User Gallery

Registered: 05/08/01
Posts: 23,417
Loc: city of angels Flag
Last seen: 2 hours, 19 minutes
Money Matters... You Better Believe it! * 4
    #7828576 - 01/03/08 06:06 PM (16 years, 28 days ago)



Welcome to the Shroomery's first financial district! :sun:

We're here to discuss all things money related.  We all have to deal with money management in one way or another.  Some of us are better at it than others, some prefer to let others take care of it for us, and some just plain don't care.  There are many different approaches to managing your money, and ultimately it is up to each individual to decide which approach is best for them.  But that doesn't mean we shouldn't discuss together, ask questions and teach one another, in turn expanding our knowledge on a topic that affects every one of us on a daily basis.

So whether you're looking to absolve yourself from the weight of crippling credit card debt, you're interested in planning for your retirement, college, buying a home, investing, entrepreneurship, or the tax man - this is the forum that will help you grasp the reigns of your financial future!

Your money will be an underlying theme throughout the rest of your life,
Set yourself up early and recognize that indeed, your money matters... $


Quote:

"Please read before posting referral or affiliate links" from Ythan:
I've noticed a bunch of referral and affiliate links lately in this forum. This is Money Matters and I understand everyone wants to make a buck. But please follow these guidelines to ensure a pleasant browsing experience for all:
  • If you're going to post any type of referral or affiliate link, you should have 100 posts and be registered for at least a month. Otherwise you risk being summarily banned as a spammer.

  • All referral and affiliate links must be clearly indicated as such, and an alternate non-referral link to the same page must be provided. Eg. "if you want to sign up, I get $10 if you use this link, or if you hate me use this non-referral link instead".

  • If you're posting an affiliate link you should have some experience with the program, offer your own thoughts about it, and be able to answer follow-up questions from other members.

  • Use the search, and if someone has already posted about an affiliate program, don't re-post about it or bump the old thread just to add your own referral link.

  • No MLM/Ponzi/pyramid schemes. No "FREE IPOD!" offers where you sign up for a bunch of trials and get a reward.

  • Finally, if you aren't sure whether a link is okay, ask a mod or just don't post it. If you fail to do this and your post gets deleted, understand that it's the mod's call.

These are just some ground rules, and this list may be amended as necessary, but for now just please use common sense and follow the spirit of the guidelines so we don't have to ban referral links entirely. Thanks!




"A Brief Word on Money Matters" from Wiccan_Seeker:
Before participating, it is important to realize that your personal money matters are your responsibility. Taking personal responsibility for your financial affairs is the very first step to take.

Do your own research! Please realize that we're all only human with our likes and dislikes, and that any of us, at any time, could be dead wrong about the advice we give, and not realize it. Do not blindly accept "facts" as gospel truth, but do your own independent research, especially if you want to adopt a certain strategy. Also, in making posts and giving advice, realize that none of us holds the absolute truth no matter how convinced we might be of being right.

Don't be a bystander in your own finances and life, but instead take full responsibility and use your best judgement when making decisions. Empower yourself and take charge of your life, because when you're not behind the wheel - no one is driving.

WS






--------------------

--------------------
··∙   long live the shroomery  ∙··
...π╥ ╥π...


Extras: Filter Print Post Top
InvisibleColonel Kurtz Ph.D
What What?
Male User Gallery

Registered: 07/22/04
Posts: 11,113
Loc: Shadow Moses
Re: Money Matters... you better believe it! [Re: geokills]
    #7828701 - 01/03/08 06:33 PM (16 years, 28 days ago)

Thank you Geo :handth:


--------------------
:whatwhat:

There's no better way to rock out than with your cock out!!


Extras: Filter Print Post Top
OfflinegeokillsA
∙∙∙∙☼ º¿° ☼∙∙∙∙
Male User Gallery

Registered: 05/08/01
Posts: 23,417
Loc: city of angels Flag
Last seen: 2 hours, 19 minutes
Re: Money Matters... you better believe it! [Re: Colonel Kurtz Ph.D] * 1
    #7828715 - 01/03/08 06:35 PM (16 years, 28 days ago)

Don't tell anyone, but the real reason I set this up was so my boring ol' financial threads wouldn't die so quickly as they did in the Pub! :wink::whip:


--------------------

--------------------
··∙   long live the shroomery  ∙··
...π╥ ╥π...


Extras: Filter Print Post Top
InvisibleLayYouIn
Taurus
Male User Gallery


Registered: 09/28/06
Posts: 4,402
Loc: Organ
Re: Money Matters... you better believe it! [Re: geokills]
    #7828816 - 01/03/08 06:49 PM (16 years, 28 days ago)

great job!  :thumbup:

it could also be called, Lucifer's Lair.


Extras: Filter Print Post Top
OfflinePDU
travel kid vs.amerika
 User Gallery


Registered: 12/03/02
Posts: 10,675
Loc: beautiful BC
Last seen: 8 years, 4 months
Re: Money Matters... you better believe it! [Re: LayYouIn]
    #7830484 - 01/04/08 12:50 AM (16 years, 27 days ago)

When did this forum open? I only noticed it tonite!


--------------------
GO OUTSIDE.


Extras: Filter Print Post Top
Offline0xYg3n
topdawg
 User Gallery


Registered: 04/29/04
Posts: 18,881
Last seen: 14 years, 10 months
Re: Money Matters... you better believe it! [Re: geokills] * 1
    #7830834 - 01/04/08 06:30 AM (16 years, 27 days ago)

I got my mind on my money and my money on my mind.


Extras: Filter Print Post Top
Offlinekotik
fuckingsuperhero
 User Gallery
Folding@home Statistics
Registered: 06/29/04
Posts: 3,531
Last seen: 4 years, 23 days
Re: Money Matters... you better believe it! [Re: 0xYg3n] * 1
    #7834716 - 01/05/08 08:25 AM (16 years, 26 days ago)

this forum is money. :thumbup:


--------------------
No statements made in any post or message by myself should be construed to mean that I am now, or have ever been, participating in or considering participation in any activities in violation of any local, state, or federal laws. All posts are works of fiction.


Extras: Filter Print Post Top
InvisibleAsante
Mage
Male User Gallery

Registered: 02/06/02
Posts: 86,792
Re: Money Matters... you better believe it! [Re: PDU]
    #7835532 - 01/05/08 01:12 PM (16 years, 26 days ago)

It opened shortly before you discovered it, but Geokills took the effort to track down and herd a good number of existing ontopic threads into the newly created forum.

Thanks Geo!


--------------------
Omnicyclion.org
higher knowledge starts here


Extras: Filter Print Post Top
InvisibleLayYouIn
Taurus
Male User Gallery


Registered: 09/28/06
Posts: 4,402
Loc: Organ
Re: Money Matters... you better believe it! [Re: Asante]
    #7835958 - 01/05/08 02:57 PM (16 years, 26 days ago)



Extras: Filter Print Post Top
OfflinePoisonedV
Fuming Shrooming
Male


Folding@home Statistics
Registered: 09/13/07
Posts: 398
Loc: Hell
Last seen: 9 years, 1 month
Re: Money Matters... you better believe it! [Re: LayYouIn]
    #7839809 - 01/06/08 02:37 PM (16 years, 25 days ago)

interesting new forum. I was wondering why I hadn't seen i before, since it had all those posts in it.


--------------------
Lazy...


Extras: Filter Print Post Top
Invisiblegoobler
Reanimated
 User Gallery


Folding@home Statistics
Registered: 02/24/03
Posts: 48,909
Re: Money Matters... You Better Believe it! [Re: geokills] * 1
    #8616502 - 07/10/08 08:16 AM (15 years, 6 months ago)

this forum was a damn good idea


Extras: Filter Print Post Top
Offlinefluxburn64
Stranger
 User Gallery


Registered: 05/27/08
Posts: 14
Last seen: 14 years, 6 months
Re: Money Matters... You Better Believe it! [Re: goobler]
    #9079312 - 10/14/08 11:43 PM (15 years, 3 months ago)

cool idea, we all need help here since the usa is not communist.


Extras: Filter Print Post Top
InvisibleZippoZM
Knomadic
 User Gallery

Registered: 06/17/03
Posts: 13,227
Loc: Pongyang, North Korea
Re: Money Matters... You Better Believe it! [Re: fluxburn64] * 1
    #9110009 - 10/21/08 02:05 PM (15 years, 3 months ago)

so my positions rallied in bhp billiton and us steel today, actually put me in the green for the week, i should have put a limit sell order on them, but went to get lunch instead. went from being up a quarter point to being down 3 for the week (day)

interesting market....


--------------------
PEACE

:mushroom2:zippoz:mushroom2:



"in times of widespread chaos and confusion, it has been the duty of more advanced human beings - artists, scientists, clowns, and philosophers - to create order. In such times as ours however, when there is too much order, too much m management, too much programming and control, it becomes the duty of superior men and women and women to fling their favorite monkey wrenches into the machinery. To relieve the repression of the human spirit, they must sow doubt and disruption"

"People do it every day, they talk to themselves ... they see themselves as they'd like to be, they don't have the courage you have, to just run with it."


Extras: Filter Print Post Top
OfflineSHR00M0L0GIST
Psilocybin Test Subject
Male


Registered: 11/26/02
Posts: 636
Loc: Mescaland
Last seen: 2 years, 4 months
Re: Money Matters... You Better Believe it! [Re: geokills]
    #9751688 - 02/06/09 06:56 PM (14 years, 11 months ago)

Thanks man.  Much appreciated :smile:


Extras: Filter Print Post Top
OfflineCubers
Stranger

Registered: 08/16/09
Posts: 120
Last seen: 11 years, 9 months
Re: Money Matters... You Better Believe it! [Re: geokills]
    #10970352 - 08/30/09 11:53 PM (14 years, 4 months ago)

kinda a good idea to have this topic on any forum, never know whos idea will give u a new cash stream, especially when its in a forum where people are tampering with mind improving substances :cool:


Extras: Filter Print Post Top
OfflineGroovy Grant
 User Gallery
Registered: 07/31/00
Posts: 6,635
Loc: TX Flag
Last seen: 14 days, 7 hours
Re: Money Matters... You Better Believe it! [Re: ZippoZ]
    #11835974 - 01/15/10 03:34 PM (14 years, 15 days ago)

I know this is very odd, but what's that old adage? It goes something along the lines of: We're losing a quarter point per unit, but we'll make it up in volume...

Seems to be the way a lot of places are running their businesses... :smile:


Quote:

ZippoZ said:
so my positions rallied in bhp billiton and us steel today, actually put me in the green for the week, i should have put a limit sell order on them, but went to get lunch instead. went from being up a quarter point to being down 3 for the week (day)

interesting market....




Extras: Filter Print Post Top
OfflinegeokillsA
∙∙∙∙☼ º¿° ☼∙∙∙∙
Male User Gallery

Registered: 05/08/01
Posts: 23,417
Loc: city of angels Flag
Last seen: 2 hours, 19 minutes
Re: Money Matters... You Better Believe it! [Re: Groovy Grant]
    #11836468 - 01/15/10 04:47 PM (14 years, 15 days ago)

Holy snipes, it's Groovy Grant!  Good to see an old familiar moniker 'round here!  :smile2:


--------------------

--------------------
··∙   long live the shroomery  ∙··
...π╥ ╥π...


Extras: Filter Print Post Top
InvisibleLayYouIn
Taurus
Male User Gallery

Registered: 09/28/06
Posts: 4,402
Loc: Organ
Re: Money Matters... You Better Believe it! [Re: geokills]
    #11836529 - 01/15/10 04:56 PM (14 years, 15 days ago)

Good Groovy Grant Getting Golly Godly

I like Groovy Grant.


Extras: Filter Print Post Top
OfflineGroovy Grant
 User Gallery
Registered: 07/31/00
Posts: 6,635
Loc: TX Flag
Last seen: 14 days, 7 hours
Re: Money Matters... You Better Believe it! [Re: geokills]
    #11836537 - 01/15/10 04:57 PM (14 years, 15 days ago)

Love the vocab use!

Just checking in, I'm liking this forum. Seems right up my alley, just need people to focus on the longer term market rather then how much BAC, GE or C went up in any given day!


Extras: Filter Print Post Top
Offlinekillersneakers
King
Male
Registered: 07/31/10
Posts: 145
Last seen: 13 years, 2 months
Re: Money Matters... You Better Believe it! [Re: geokills]
    #13507649 - 11/19/10 04:38 AM (13 years, 2 months ago)

Geo, you have done an excellent job. Thanks for your sharing


--------------------
handbag
Hermes handbag


Extras: Filter Print Post Top
Offlinehumawebdesign
Stranger
Female
Registered: 03/11/11
Posts: 45
Loc: India
Last seen: 12 years, 10 months
Re: Money Matters... You Better Believe it! [Re: killersneakers]
    #14112703 - 03/13/11 01:11 AM (12 years, 10 months ago)

GGEO accept thanks from my side too
Quote:

killersneakers said:
Geo, you have done an excellent job. Thanks for your sharing




Extras: Filter Print Post Top
Offlineshroomfreak
Stranger

Registered: 04/12/11
Posts: 5
Loc: Australia
Last seen: 8 years, 7 months
Re: Money Matters... You Better Believe it! [Re: geokills]
    #14412853 - 05/06/11 10:13 PM (12 years, 8 months ago)

This thread is a great idea... I think a lot of people KNOW that they should care about their money but have no freaking idea where to even start...


--------------------
Shroooooooooooooooooooooms


Extras: Filter Print Post Top
Invisibleecuapride92
Duppy Conqueror
Male


Registered: 01/14/10
Posts: 63
Loc: HighesT Heights
Re: Money Matters... You Better Believe it! [Re: geokills]
    #14732413 - 07/07/11 05:38 PM (12 years, 6 months ago)



--------------------
All the Buddhas of all the ages have been telling you a very simple fact: Be - don't try to become. Within these two words, be and becoming, your whole life is contained. Being is enlightenment, becoming is ignorance. - Osho


Extras: Filter Print Post Top
Offlineeric owns


Registered: 07/15/11
Posts: 708
Last seen: 7 months, 3 days
Re: Money Matters... You Better Believe it! [Re: ecuapride92]
    #14905629 - 08/11/11 10:01 AM (12 years, 5 months ago)

this forum was a good idea it has showed me good things


--------------------



"I felt sorry for the living to know such sarrow. And death being able to heal the scars that everyone swore time would heal" - Eric owns


Extras: Filter Print Post Top
Offlinesisyphus
Always curious :-)
Male User Gallery


Registered: 09/22/09
Posts: 155
Loc: Yorkshire Flag
Last seen: 3 years, 7 months
Re: Money Matters... You Better Believe it! [Re: eric owns]
    #15138254 - 09/26/11 06:46 PM (12 years, 4 months ago)

Just to echo the above posters, but this is always na interesting area - I lurk frequently, and always find myself here.

On the topic of money mattering; to me money is freedom. With it I an do what I want, when I want. To get it I lose freedom, as I have to spend time doing shit I don't want to do.

If I can buy cheaply, I will do, equally if I can find a solid investment, all it is doing is giving me more free time. I also own nearly everything I want to now too, which means I can focus on getting rid of things I don't want, and improving those things I have, and basically just enjoying my life - I am not at a stage there is nothing I really want, that I don't have.

Granted I can't just walk out of the door and buy a 46" TV and take a 3 week holiday, but I want for nothing. This rocks.


--------------------
“I shall not waste my days in trying to prolong them."
- Ian L. Fleming (1908 - 1964)
“I believe that all government is evil and that trying to improve it is a waste of time."
- Henry Louis Mencken (1880 - 1956)


Extras: Filter Print Post Top
Invisible666 Sun
Male
Registered: 02/18/12
Posts: 353
Re: Money Matters... You Better Believe it! [Re: sisyphus]
    #15826593 - 02/18/12 03:31 AM (11 years, 11 months ago)

Lack of monetary power is holding me back at the moment, but unlimited disposable income is soon to come. Money will be abolished in the near future. Why not have some fun until then? How about WINNING THE LOTTERY?


Edited by 666 Sun (02/18/12 05:53 PM)


Extras: Filter Print Post Top
OfflineM.91
Fucked Up Bro

Registered: 03/07/12
Posts: 557
Last seen: 11 years, 8 months
Re: Money Matters... You Better Believe it! [Re: 666 Sun]
    #15928973 - 03/10/12 10:57 AM (11 years, 10 months ago)

if i can make $100 a day everyday for one year...
i would have ($36,500)
:stoner:


--------------------


Extras: Filter Print Post Top
Offlinekadian420
Not so new

Registered: 04/29/12
Posts: 24
Loc: florida, broward
Last seen: 9 years, 6 months
Re: Money Matters... You Better Believe it! [Re: geokills]
    #16359899 - 06/10/12 07:43 AM (11 years, 7 months ago)

wow, it looks like this thread is kinda dead, that sucks because it really seems like it could be interesting


--------------------
I expect that any constitutional document that emerges from Philadelphia will be as compromised as our Declaration of Independency. I am increasingly persuaded that the Earth belongs exclusively to the living, and that one generation has no more right to bind another to its laws and judgements, than one independent nation has the right to command another. -Thomas Jefferson-


Extras: Filter Print Post Top
Offlineya der eh
Crazy Giggling S.O.B.
 User Gallery


Registered: 06/11/12
Posts: 411
Loc: Between Canada and Mexico
Last seen: 8 months, 29 days
Re: Money Matters... You Better Believe it! [Re: kadian420]
    #16446344 - 06/27/12 04:52 PM (11 years, 6 months ago)

Well as I see it. The first thing people need to do is stop paying insane amounts of interest to 3rd parties for things you want not need. Your giving away your future in interest payments!

I cut up all my cards 7 years ago. Got rid of the crazy "I have to have 200 pair of shoes wife" and researched and bought a very nice 3 bedroom home in foreclosure for 14k.

The only bills I now have are utility bills each month (saving towards solar array) and property taxes. ($702 a year) No credit card bills, no mortgage, and no stress! woot woot!

You can't change your situation without trying and some sacrifice. I ate simple and went without alot of wants to get the previous stupidity in life payed off. Now when I purchase something. It is done in cash because I saved for it.

Anyone who sets their mind to it will succeed. You just have to tune out the materialisticaly driven psychos (friends and family) until you have reached your goal! :thumbup:


--------------------

Be good to everyone, but do not be hesistant to keep toxic, negative people out of your life!
                    ***Trade list is currently empty***


Extras: Filter Print Post Top
OfflineDemoDon627
Stranger


Registered: 12/31/12
Posts: 1
Last seen: 8 years, 10 months
Re: Money Matters... You Better Believe it! [Re: geokills]
    #17475995 - 12/31/12 10:43 AM (11 years, 29 days ago)

Where my free shit??:mushroom2:


Extras: Filter Print Post Top
OfflineLoWgRoW
Strange
Male User Gallery


Registered: 09/22/07
Posts: 296
Last seen: 6 years, 11 months
Re: Money Matters... You Better Believe it! [Re: geokills]
    #18232204 - 05/08/13 11:42 AM (10 years, 8 months ago)

I agree with previous posts, money equals freedom in our society. Yes unfortunate, but you can win at the game and be a free person! Freedom! Smart investments and keeping your over head low,i think still trying to figure it out. Thanks for the forum.


--------------------
Avoid negative people.


Extras: Filter Print Post Top
Offlineafton
Stranger
Registered: 08/23/13
Posts: 3
Last seen: 10 years, 5 months
Re: Money Matters... You Better Believe it! [Re: ya der eh]
    #18747392 - 08/23/13 01:35 PM (10 years, 5 months ago)

where did you find a foreclosure for 14k?


Extras: Filter Print Post Top
Offlineya der eh
Crazy Giggling S.O.B.
 User Gallery


Registered: 06/11/12
Posts: 411
Loc: Between Canada and Mexico
Last seen: 8 months, 29 days
Re: Money Matters... You Better Believe it! [Re: afton]
    #18757791 - 08/25/13 11:33 PM (10 years, 5 months ago)

Sorry it took so long to respond to your question. I have not been on lately. I am up North :wink: You can find homes across the country for those prices if you do your homework and scour the mls listings and craigslist listings. Even call your County Clerk and ask about foreclosure listings or Tax sales. Take care!:thumbup:


--------------------

Be good to everyone, but do not be hesistant to keep toxic, negative people out of your life!
                    ***Trade list is currently empty***


Extras: Filter Print Post Top
OfflineJohn Galt
Stranger
Registered: 10/22/13
Posts: 5
Last seen: 9 years, 8 months
Life insurance as an investment vehicle [Re: geokills]
    #19130767 - 11/13/13 11:12 AM (10 years, 2 months ago)

This was new to me but figured we'd give it a go.

It's been called bank on yourself, infinite banking etc. those names tend to turn me off but I think the premise is sound.

Most people invest the minimum amount in life insurance if at all, but when you look at it and have it set up as an investment vehicle it makes more sense.

If you're putting money into a 401k or RRSP'S then you're gambling on the stock market, and when you go to take your money out you don't know what the taxes will be like.
Two downsides to avoid.

Insurance is a different type of money. You sign a contract and they have to guarantee your death benefit. They make sure it goes up, and compounds on its way.

It has to be set up correctly through a mutual insurance company
Instead pay your premiums monthly which adds to your equity and death benefit.
Through a mutual insurance company, a dividend is paid which contributes to both your equity and death benefit.
Then you can loan against your policy to make major purchases and essentially you're paying the interest back to your fund/policy rather than the bank.
And when you wish to retire, you loan against your equity for living expenses (so its not taxable income) and let your death benefit pay it back. Golden.

It's a long term strategy to be sure. But it makes more sense to me than gambling on stocks and getting in bed with the government through RRSP's.

Anyone familiar with this? Am I understanding it right? Did I miss key points?


Extras: Filter Print Post Top
Invisiblequartet
Stranger
Registered: 08/31/14
Posts: 7
Re: Life insurance as an investment vehicle [Re: John Galt]
    #21103127 - 01/11/15 05:46 PM (9 years, 18 days ago)

First I've heard of it. Reminds me of what I had read of life insurance policies being structured by financial managers to keep their clients' wealth from the estate tax.


Extras: Filter Print Post Top
Offlineshroomystone
Male User Gallery

Registered: 02/08/15
Posts: 191
Loc: Norway
Last seen: 1 year, 16 days
Re: Life insurance as an investment vehicle [Re: quartet]
    #21281523 - 02/16/15 07:55 AM (8 years, 11 months ago)

interesting,i am lucky to get a new financial-start,regaring credibility after nearly 10 years of deep debt and no credibility at all! the road has been long with awful litttle money and freedom generally,because of this.

i messed up my liquidity when i turned 23 (now 33years old),partying 24/7 for coouple of years,basically just doing the opposite of what can generate money,smart right?

Anyway,in 2016 my new start begins,being some years older and understanding more of the world and the mess around us,i need to invest smart in my new finacial freedom,tired of basically not having money to nothing else than living and food..
I will register and start my own company,im not slaving for another mans empire anymore. But i want more,got to invest in something more than a company. hope this thread goes on with more people so i can learn a thing or two,or even three maybe.

Have been thinking investments in the cannabis industry that is growing,and will grow even more,before the global cannabis-bubble bursts over the entire planet,in a positiv way:bigblunt:

what ya think?


--------------------
:bigblunt::mushroom2::crazy2::thumbup:


Extras: Filter Print Post Top
Offlineshroomystone
Male User Gallery

Registered: 02/08/15
Posts: 191
Loc: Norway
Last seen: 1 year, 16 days
Re: Life insurance as an investment vehicle [Re: shroomystone]
    #21281626 - 02/16/15 08:35 AM (8 years, 11 months ago)

last 6 months i have started to look into the finacial world. ihave a question on a visa credit card. I belive in one card for a safety backup kind of. Visa says:

'Using credit cards is your payment more secure compared with the use of debit cards (debit card) where the money is deducted directly from the account. Invoice will receive by email unless otherwise agreed.

You will receive an invoice from Visa-Credits very beginning of each month maturity will be the 20. You can choose whether you want to pay the entire amount or only paying the minimum amount (about 40 usd) until you have more to spare. More information on payment can be found by clicking on the link with payment information further down the page'.

This a offering to have wider finaciel freedom in a way,for just paying the 40 bucks a month? say the creditt is about 14000usd a year,and people pay about 130 usd a month a lives on the card entirely? this how not to use it right? got to be high interest on this. How do you use your card?
card for me will be visa and mastercard,nation-vise.


--------------------
:bigblunt::mushroom2::crazy2::thumbup:


Edited by shroomystone (02/16/15 08:39 AM)


Extras: Filter Print Post Top
OfflinegeokillsA
∙∙∙∙☼ º¿° ☼∙∙∙∙
Male User Gallery

Registered: 05/08/01
Posts: 23,417
Loc: city of angels Flag
Last seen: 2 hours, 19 minutes
Re: Life insurance as an investment vehicle [Re: shroomystone]
    #21282162 - 02/16/15 11:04 AM (8 years, 11 months ago)

Only spend as much as you can afford to spend.  Pick a credit card that has a good reward program (Citi DoubleCash is one of the best available in the US presently), put all of your purchases on your card to accrue the rewards, and make sure to pay off your card's balance each and every month so that you don't pay interest on your purchases.

If you need to use additional credit (i.e. make purchases you can't afford to pay off immediately), you should generally only do this in an emergency and try to find a card that offers a 0% introductory rate for at least several months, or a 0% introductory rate on a balance transfer to your existing card, in the hope that you won't have to accrue interest on your debt before you can pay it off. 

Credit card interest rates are generally high and thus credit card debt is not desirable, but because many credit cards offer rewards and all credit cards have a "grace period" (typically one month) where no interest is due, you can use them to accrue rewards and pay them off during the grace period to avoid paying any interest.  Thus, an effective discount on all of your purchases, when used correctly.


--------------------

--------------------
··∙   long live the shroomery  ∙··
...π╥ ╥π...


Extras: Filter Print Post Top
Offlineshroomystone
Male User Gallery

Registered: 02/08/15
Posts: 191
Loc: Norway
Last seen: 1 year, 16 days
Re: Life insurance as an investment vehicle [Re: geokills]
    #21282628 - 02/16/15 12:39 PM (8 years, 11 months ago)

allright,will look into that,thanks:takingnotes:


--------------------
:bigblunt::mushroom2::crazy2::thumbup:


Extras: Filter Print Post Top
Offlineshroomystone
Male User Gallery

Registered: 02/08/15
Posts: 191
Loc: Norway
Last seen: 1 year, 16 days
Re: Life insurance as an investment vehicle [Re: shroomystone]
    #21282658 - 02/16/15 12:44 PM (8 years, 11 months ago)

..that card does not seem to apply here in norway. only visa and mastercard i think,that will also work wherever i travel.  right?


--------------------
:bigblunt::mushroom2::crazy2::thumbup:


Extras: Filter Print Post Top
OfflinegeokillsA
∙∙∙∙☼ º¿° ☼∙∙∙∙
Male User Gallery

Registered: 05/08/01
Posts: 23,417
Loc: city of angels Flag
Last seen: 2 hours, 19 minutes
Re: Life insurance as an investment vehicle [Re: shroomystone] * 1
    #21283229 - 02/16/15 02:32 PM (8 years, 11 months ago)

The Citi DoubleCash card I have was issued as a Mastercard, but I would not be surprised if this particular card is only available to individuals in the US.  Visa and Mastercard have the highest level of global acceptance, so they are your best choice for a card network.  You should however, still research what kind of rewards each individual bank who issues a Visa/Mastercard in your area is offering, so that you can choose the one that will benefit you most.  It is generally a good idea to stay away from cards with an annual fee.


--------------------

--------------------
··∙   long live the shroomery  ∙··
...π╥ ╥π...


Extras: Filter Print Post Top
Offlinenochem
Stranger
Registered: 02/10/15
Posts: 10
Last seen: 6 years, 11 months
Re: Life insurance as an investment vehicle [Re: geokills]
    #21418224 - 03/16/15 09:40 PM (8 years, 10 months ago)

credit cards should be paid at the end of the month always


Extras: Filter Print Post Top
Offlinewtfcrazymofo
foil hater
Other


Registered: 07/26/15
Posts: 1,197
Loc: Colonial alley
Last seen: 1 day, 28 minutes
Re: Money Matters... you better believe it! [Re: Colonel Kurtz Ph.D]
    #22583772 - 11/27/15 07:31 PM (8 years, 2 months ago)

MONEY... YOU GOTTA LOVE IT


Edited by wtfcrazymofo (11/27/15 07:33 PM)


Extras: Filter Print Post Top
OfflineSkillzd
Stranger
Registered: 06/11/16
Posts: 197
Last seen: 7 years, 3 months
Re: Money Matters... You Better Believe it! [Re: ya der eh]
    #23397448 - 06/30/16 12:59 PM (7 years, 6 months ago)

Quote:

ya der eh said:
Well as I see it. The first thing people need to do is stop paying insane amounts of interest to 3rd parties for things you want not need. Your giving away your future in interest payments!

I cut up all my cards 7 years ago. Got rid of the crazy "I have to have 200 pair of shoes wife" and researched and bought a very nice 3 bedroom home in foreclosure for 14k.

The only bills I now have are utility bills each month (saving towards solar array) and property taxes. ($702 a year) No credit card bills, no mortgage, and no stress! woot woot!

You can't change your situation without trying and some sacrifice. I ate simple and went without alot of wants to get the previous stupidity in life payed off. Now when I purchase something. It is done in cash because I saved for it.

Anyone who sets their mind to it will succeed. You just have to tune out the materialisticaly driven psychos (friends and family) until you have reached your goal! :thumbup:






You know that's so true.  People that want to save money and not throw it down the drain need to stop using those methods and pay cash    Receive cash or pay and .  Pay cash.  If you don't have the money to buy it.  Then don't buy it.  I understand certain things like a car to get to work or car repair or emergencies it's good to have something or some option for a backup.   

But honestly and I may get a lot of shot for saying this  I hate the monetary system.    It's done nothing but teach people and children that money is important and you must have it to live.    Yes that's true Unfortunately.    But what happened to barter system.  It died.        Atleast the Bart system taught people respect and to work.  They had to work hard for what they had and if you needed something you had to have something to trade for
It.  Or perform a service to get it.      I honestly think if the world would go back to a barter system where money didn't mean anything.  The rich people now would not be rich in a Barter system.    The hard working people who bust there butts for every thing they have.  Those would be the TRUELY wealthy.    Because they know the meaning of Earning it and respecting those who do work for what they have.    And trade and barter for what they need and want


Extras: Filter Print Post Top
OfflineChris_GIlford
Stranger
Registered: 09/09/17
Posts: 35
Last seen: 4 years, 4 months
Re: Money Matters... You Better Believe it! [Re: Skillzd]
    #24666083 - 09/28/17 04:54 AM (6 years, 3 months ago)

it really matters. Money is life. Thanks for sharing.


Extras: Filter Print Post Top
Offlinefraufranfroufrou
Stranger
 User Gallery
Registered: 02/01/18
Posts: 64
Last seen: 2 years, 7 months
Re: Money Matters... You Better Believe it! [Re: Skillzd]
    #25002517 - 02/18/18 12:08 AM (5 years, 11 months ago)

Makes sense.


Extras: Filter Print Post Top
OfflineAtlasDashiell
Stranger
Registered: 03/19/20
Posts: 17
Last seen: 3 years, 27 days
Re: Money Matters... You Better Believe it! [Re: geokills]
    #26552159 - 03/23/20 12:17 AM (3 years, 10 months ago)

never spend your money before you have earned it!


Extras: Filter Print Post Top
OfflineBigdtimo
Stranger
Registered: 02/07/22
Posts: 2
Last seen: 1 year, 11 months
Re: Money Matters... You Better Believe it! [Re: geokills]
    #27650124 - 02/07/22 09:44 PM (1 year, 11 months ago)

Can anyone help me? Im having deep money issues with me and my family everything is appreciated


Extras: Filter Print Post Top
Offlinetask2shromery
Stranger
Registered: 02/13/22
Posts: 1
Last seen: 1 year, 11 months
Re: Money Matters... You Better Believe it! [Re: geokills]
    #27657040 - 02/13/22 04:36 AM (1 year, 11 months ago)

Money can cause either good or bad thing to person it just depend on how you handle it.


Extras: Filter Print Post Top
InvisibleTheFakeSunRa
Bitch Splitter
 User Gallery


Registered: 03/01/05
Posts: 16,449
Loc: Dirdy SOUF
Re: Money Matters... You Better Believe it! [Re: task2shromery] * 1
    #27657279 - 02/13/22 09:49 AM (1 year, 11 months ago)

Quote:

task2shromery said:
Money can cause either good or bad thing to person it just depend on how you handle it.




I’ll take my chances with having some seeing how being broke af worked out for me.


--------------------
[quote]Asante said:
You constantly make posts thatr fling middle school insults at people you don't like mixed in with maladjusted psychopathic comments about wanting to beat up the other poster with a crowbar.

You know how shit you are, you just don't give a fuck for precisely that reason.

I disendorse you.[/quote]


Extras: Filter Print Post Top
OfflineAnahata


Registered: 02/25/12
Posts: 2,399
Last seen: 1 day, 4 hours
Re: Money Matters... you better believe it! [Re: Colonel Kurtz Ph.D]
    #28114700 - 12/28/22 02:10 AM (1 year, 30 days ago)

I beeen tryna log out biut this site is sp fucked. I canyt do ot. Let mnwe pout stupid fuckks




I liked her


--------------------


Extras: Filter Print Post Top
Offlinejerrymor
Stranger
Registered: 01/20/22
Posts: 45
Last seen: 1 year, 3 days
Re: Money Matters... You Better Believe it! [Re: Anahata]
    #28137979 - 01/13/23 01:53 PM (1 year, 14 days ago)

Thanks for reminding . Money gives freedom and that is the reason it really matters


Extras: Filter Print Post Top
Invisibledoolhoofd
doolhoofd.com
Male User Gallery


Registered: 12/22/22
Posts: 353
Loc: Dorsia
Re: Money Matters... You Better Believe it! [Re: jerrymor]
    #28138453 - 01/13/23 06:35 PM (1 year, 14 days ago)



--------------------
Penny: 'What are you and Professor FussyFace up to tonight?'
Leonard: "Star Wars on Blu-ray."
Penny: 'Haven't you seen that movie like, a thousand times?'
Leonard: "Not on Blu-ray. Only twice on Blu-ray."
Penny: 'Oh, Leonard...'
Leonard: "I know. It's high-resolution sadness."
- The Big Bang Theory, S07E09


Extras: Filter Print Post Top
OfflineThankful
Seeker
Male

Registered: 01/17/24
Posts: 35
Last seen: 4 hours, 21 minutes
Re: Money Matters... You Better Believe it! [Re: geokills]
    #28634616 - 01/25/24 02:57 PM (2 days, 4 hours ago)

I read a great book recently that would help a lot of people if they wanted to invest a little time in thinking about their relationship with money. 
"The Psychology of Money" by Morgan Housel.
Summary: In The Psychology of Money, award-winning author Morgan Housel shares 19 short stories exploring the strange ways people think about money and teaches you how to make better sense of one of life’s most important topics.


Extras: Filter Print Post Top
Jump to top Pages: 1 | 2 | 3  [ show all ]

Shop: Unfolding Nature Unfolding Nature: Being in the Implicate Order   North Spore North Spore Mushroom Grow Kits & Cultivation Supplies   Original Sensible Seeds Autoflowering Cannabis Seeds   PhytoExtractum Maeng Da Thai Kratom Leaf Powder   Bridgetown Botanicals Bridgetown Botanicals   Kraken Kratom Red Vein Kratom


Similar ThreadsPosterViewsRepliesLast post
* Lets stick it to the man! thread Stevefrench 1,110 6 09/30/15 08:39 PM
by iateshaggy
* I think Trump will fuck it all up. Asante 1,580 11 01/02/20 04:42 AM
by MrToon
* Stocks - Let's be proactive with today's market
( 1 2 3 4 5 all )
Horse_Meister 12,171 88 09/21/09 07:23 PM
by Confucian
* Helium Network [US]: Low Cost Mobile Service with ROI for Providing Distributed Connectivity geokillsA 181 0 01/21/24 10:48 AM
by geokills
* I think my family deceived my aunt with dementia Nopenotme 50 2 01/24/24 03:32 PM
by Nopenotme
* Pretty good interest on my savings, but best strat? skOsH 176 4 01/21/24 03:40 PM
by Bungmurphy
* 401K from a Previous Company? LogicaL ChaosM 113 9 01/25/24 03:03 PM
by geokills

Extra information
You cannot start new topics / You cannot reply to topics
HTML is disabled / BBCode is enabled
Moderator: geokills, automan
49,799 topic views. 0 members, 0 guests and 2 web crawlers are browsing this forum.
[ Show Images Only | Sort by Score | Print Topic ]
Search this thread:

Copyright 1997-2024 Mind Media. Some rights reserved.

Generated in 0.034 seconds spending 0.006 seconds on 12 queries.