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Yoschie99
nomad



Registered: 11/24/99
Posts: 3,149
Loc: center of earth
Last seen: 2 months, 17 days
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safe deposit boxes
#7767940 - 12/16/07 11:37 PM (16 years, 1 month ago) |
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Does anyone have one?
What do you need to open one? do you have to already have an account with the bank? or do you just need a photo ID?
Just how safe are they? I've heard of things being stolen by bank employees...
Anyone with personal experience using a bank safe deposit box, and knows the logistics of getting one, chime on in...
yos-
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johnm214



Registered: 05/31/07
Posts: 17,582
Loc: Americas
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Re: safe deposit boxes [Re: Yoschie99]
#7768177 - 12/17/07 01:44 AM (16 years, 1 month ago) |
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I've had one, just needed a driver's license.
Banks I'm faimilar with don't even have access to the boxes short of breaking in, as most are on a two-key system, where the bank has one, and you have another.
I knew someone who managed the bank's boxes, and they couldn't open it unless they hired a locksmith to drill the box (which was only done if you didn't pay your bill for a LOOONG time or the bank got served with a warrant). My friend only saw two warrants his whole time there (around ten years) both were from the IRS.
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Seuss
Error: divide byzero



Registered: 04/27/01
Posts: 23,480
Loc: Caribbean
Last seen: 2 months, 20 days
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Re: safe deposit boxes [Re: Yoschie99]
#7768317 - 12/17/07 05:11 AM (16 years, 1 month ago) |
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> I've heard of things being stolen by bank employees...
I don't see how that is possible. As johnm214 said, every single one that I have seen requires two keys; the bank keeps one and the customer the other. The banks don't have spare keys and require a locksmith to open the box if a key is lost or unavailable.
-------------------- Just another spore in the wind.
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Yoschie99
nomad



Registered: 11/24/99
Posts: 3,149
Loc: center of earth
Last seen: 2 months, 17 days
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Re: safe deposit boxes [Re: Seuss]
#7768321 - 12/17/07 05:17 AM (16 years, 1 month ago) |
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i don't see how it's possible, either... i've just read of some incidents on line while reading around about getting a box.
john: just a driver's license? that's good to know...

yos-
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ninfan77
Stranger
Registered: 09/30/06
Posts: 68
Last seen: 15 years, 3 months
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Re: safe deposit boxes [Re: Yoschie99]
#7768377 - 12/17/07 06:19 AM (16 years, 1 month ago) |
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You should know, that if you are using it to store say.. Cash... if you are busted for anything illegal, and the box is in your name, or they can prove you have access to it (listed at the bank) they can and will seize the contents.
Also, some banks have waiting lists to get one, some don't as there aren't a lot open someitmes. So be prepared to wait, or open a new account at another bank (both banks i have require an account)
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johnm214



Registered: 05/31/07
Posts: 17,582
Loc: Americas
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Re: safe deposit boxes [Re: Yoschie99]
#7768402 - 12/17/07 06:48 AM (16 years, 1 month ago) |
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Quote:
Yoschie99 said: i don't see how it's possible, either... i've just read of some incidents on line while reading around about getting a box.
john: just a driver's license? that's good to know...

yos-
That's all I needed. Things might have changed w/ teh patriot act, which introduces all sorts of fun ways to make dealing with banks even more painful
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Yoschie99
nomad



Registered: 11/24/99
Posts: 3,149
Loc: center of earth
Last seen: 2 months, 17 days
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Re: safe deposit boxes [Re: ninfan77]
#7768407 - 12/17/07 06:56 AM (16 years, 1 month ago) |
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i know this..
if i get one for myself, it will be for storing documents and that's it.
if one were to ever get one for storing cash, it would be best to use a very well-made "novelty" ID, right? if it only requires an ID. I could see it requiring more than just a photo ID since 9/11, though.. probably a second form of ID at least..

yos-
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jenns_hot
Hungry



Registered: 12/30/06
Posts: 3,459
Loc: East Coast
Last seen: 2 years, 21 days
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Re: safe deposit boxes [Re: Yoschie99]
#7768453 - 12/17/07 07:38 AM (16 years, 1 month ago) |
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i have one. needed a liscense. they had two keys. one is a masters key that goes to all boxes in the room, and one key goes only to my box. they gave me the one that only goes to my box so there is no chance that they can get in it. just dont loose the key or they have to make a new one and it costs about 50 bucks.
-------------------- "Fear makes the wolf look bigger"
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Yoschie99
nomad



Registered: 11/24/99
Posts: 3,149
Loc: center of earth
Last seen: 2 months, 17 days
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Re: safe deposit boxes [Re: jenns_hot]
#7768455 - 12/17/07 07:39 AM (16 years, 1 month ago) |
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when did you get this?
post 9/11 or pre?
yos-
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Diploid
Cuban



Registered: 01/09/03
Posts: 19,274
Loc: Rabbit Hole
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Re: safe deposit boxes [Re: Seuss]
#7775449 - 12/18/07 08:36 PM (16 years, 1 month ago) |
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I don't see how that is possible. As johnm214 said, every single one that I have seen requires two keys; the bank keeps one and the customer the other. The banks don't have spare keys and require a locksmith to open the box if a key is lost or unavailable.
A few years ago a friend of mine got pissed off at his bank for some absurd service charges on his checking account. To get even, he leased a safe deposit box and put a fish in it.
A few days later, the entire bank reeked of rotting fish. Unable to identify which box the smell was coming from, they just had to live with it until the fish dried up and stopped stinking.
Moral of the story: even the bank can't open your box without both your key and the bank's unless they get a locksmith to drill out the lock.
-------------------- Republican Values: 1) You can't get married to your spouse who is the same sex as you. 2) You can't have an abortion no matter how much you don't want a child. 3) You can't have a certain plant in your possession or you'll get locked up with a rapist and a murderer. 4) We need a smaller, less-intrusive government.
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tak
geo's henchman




Registered: 11/20/00
Posts: 3,776
Loc: nowhereland
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Re: safe deposit boxes [Re: Diploid]
#7775473 - 12/18/07 08:41 PM (16 years, 1 month ago) |
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lol thats awesome
-------------------- The DJ's took pills to stay awake and play for seven days.
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rodfarva
-=-=-=-=-=-=-=====-----=-=-=-=-I



Registered: 07/31/07
Posts: 4,982
Last seen: 6 years, 10 months
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Re: safe deposit boxes [Re: Diploid]
#7777831 - 12/19/07 02:11 PM (16 years, 1 month ago) |
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Quote:
Diploid said: I don't see how that is possible. As johnm214 said, every single one that I have seen requires two keys; the bank keeps one and the customer the other. The banks don't have spare keys and require a locksmith to open the box if a key is lost or unavailable.
A few years ago a friend of mine got pissed off at his bank for some absurd service charges on his checking account. To get even, he leased a safe deposit box and put a fish in it.
A few days later, the entire bank reeked of rotting fish. Unable to identify which box the smell was coming from, they just had to live with it until the fish dried up and stopped stinking.
Moral of the story: even the bank can't open your box without both your key and the bank's unless they get a locksmith to drill out the lock.
im about to know some unhappy tellers.
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Newbie
User of semicolons.



Registered: 07/18/04
Posts: 24,710
Loc: SoCal
Last seen: 1 day, 12 hours
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Re: safe deposit boxes [Re: rodfarva]
#7780091 - 12/20/07 12:31 AM (16 years, 1 month ago) |
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I love that idea. Maybe some shrimp too, and some cottage cheese! Oh man my bank doesn't know what's coming!
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PoisonedV
Fuming Shrooming




Registered: 09/13/07
Posts: 398
Loc: Hell
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Re: safe deposit boxes [Re: Newbie]
#7787533 - 12/21/07 11:07 PM (16 years, 1 month ago) |
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Can you ship stuff to a safety deposit box, like a po box?
-------------------- Lazy...
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Diploid
Cuban



Registered: 01/09/03
Posts: 19,274
Loc: Rabbit Hole
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Re: safe deposit boxes [Re: PoisonedV]
#7788085 - 12/22/07 05:22 AM (16 years, 1 month ago) |
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No. Your personal key and the bank's are BOTH required to open it.
-------------------- Republican Values: 1) You can't get married to your spouse who is the same sex as you. 2) You can't have an abortion no matter how much you don't want a child. 3) You can't have a certain plant in your possession or you'll get locked up with a rapist and a murderer. 4) We need a smaller, less-intrusive government.
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LayYouIn
Taurus


Registered: 09/28/06
Posts: 4,402
Loc: Organ
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Re: safe deposit boxes [Re: Newbie]
#9881816 - 02/28/09 01:00 AM (14 years, 10 months ago) |
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Quote:
Diploid said: A few years ago a friend of mine got pissed off at his bank for some absurd service charges on his checking account. To get even, he leased a safe deposit box and put a fish in it.
A few days later, the entire bank reeked of rotting fish. Unable to identify which box the smell was coming from, they just had to live with it until the fish dried up and stopped stinking.
Quote:
Newbie said: I love that idea. Maybe some shrimp too, and some cottage cheese! Oh man my bank doesn't know what's coming!
lol, did you do this.
i had to bump this...sorry.
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agrestic
Stranger
Registered: 03/01/09
Posts: 51
Last seen: 14 years, 10 months
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Re: safe deposit boxes [Re: LayYouIn]
#9897633 - 03/02/09 04:04 PM (14 years, 10 months ago) |
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If you are going to open up a safety deposit box, you ought to ensure that it is NOT UNDER YOUR NAME. If you are planning on keeping bail money or something like that in there, it's pretty important that you get a family member, friend, whatever to register it under their name.
If you ever get iced out for cultivation or distribution the police can and WILL seize EVERYTHING tied to you as proceeds of crime. They'll empty your bank account, so it stands to reason that they'd empty your safety deposit box aswell.
good luck.
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LayYouIn
Taurus


Registered: 09/28/06
Posts: 4,402
Loc: Organ
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Re: safe deposit boxes [Re: agrestic]
#9899075 - 03/02/09 07:39 PM (14 years, 10 months ago) |
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Quote:
agrestic said: If you ever get iced out for cultivation or distribution
this wont happen. i quit growing and i dont deal drugs. im actually quite legal as of now.
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agrestic
Stranger
Registered: 03/01/09
Posts: 51
Last seen: 14 years, 10 months
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Re: safe deposit boxes [Re: LayYouIn]
#9899266 - 03/02/09 08:04 PM (14 years, 10 months ago) |
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I haven't quite gotten used to the way that threads are "threaded" here, I meant to just post a general reply in the topic though I see this topic is stale as hell.
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