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emilbus
Drunk

Registered: 10/01/06
Posts: 1,113
Loc: Texas
Last seen: 16 years, 1 month
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Co-Signer
#7625478 - 11/12/07 12:14 PM (16 years, 2 months ago) |
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i need a Co-signer badly and I'm willing to set up some sort of deal. i know this is the first time something like this has probably ever been asked but I'm so serious. i have no credit so i cant get a car unless i have a co-signer. its just me in this world and i really have no one else but my g/f and she cant co-sign.
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  You look down at me and you see a fool You look up at me and you see a god You look straight at me and you see yourself
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Rustifer
prestige worldwide



Registered: 04/10/05
Posts: 7,071
Loc: Central Texas
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Re: Co-Signer [Re: emilbus]
#7625510 - 11/12/07 12:22 PM (16 years, 2 months ago) |
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My room mate just got a car at drive time, it seems like they'll give anyone a car, he totaled a 2006 civic with >30k miles on it, and still owes 6k on his credit, and a repo from an 18k dollar car. They gave him a 13k loan after all of this.
Get a bank account, rbfcu gave me a 72 month 13k loan at 5.9% interest. The only credit I have is from not paying my bills when I move.
But yah I don't really suggest drive time, they'll rape your wallet every 2 weeks for 5 years. If you've had a job for 6+ months and the same address and you walk into a credit union you should have no problem getting an auto loan for more than you can afford.
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emilbus
Drunk

Registered: 10/01/06
Posts: 1,113
Loc: Texas
Last seen: 16 years, 1 month
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Re: Co-Signer [Re: Rustifer]
#7625520 - 11/12/07 12:24 PM (16 years, 2 months ago) |
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well i have no credit so either way i need a co signer.
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  You look down at me and you see a fool You look up at me and you see a god You look straight at me and you see yourself
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spooky
junglist


Registered: 10/04/05
Posts: 282
Last seen: 15 years, 11 months
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Re: Co-Signer [Re: emilbus]
#7625540 - 11/12/07 12:30 PM (16 years, 2 months ago) |
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not true. there are many ways to get a car. my roommate is a mortage broker and knows quite a bit about the banking system. Ill ask him his advice on getting a vehicle with no credit when I go downstairs. Haha sorry im lazy. maybe ill just call his phone.
edit: im gonna go downstairs and smoke some weed and ill post his advice when i get back.
Edited by spooky (11/12/07 12:31 PM)
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emilbus
Drunk

Registered: 10/01/06
Posts: 1,113
Loc: Texas
Last seen: 16 years, 1 month
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Re: Co-Signer [Re: spooky]
#7625543 - 11/12/07 12:31 PM (16 years, 2 months ago) |
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yea if you can that would be great. thing is that im looking for payments between 200-250/month and i wont have a down payment
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  You look down at me and you see a fool You look up at me and you see a god You look straight at me and you see yourself
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BIGSWANG
oakridge gang, beotch




Registered: 02/18/02
Posts: 19,397
Loc: Iwishanigga woods
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Re: Co-Signer [Re: emilbus]
#7625546 - 11/12/07 12:32 PM (16 years, 2 months ago) |
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try prosper.com
-------------------- Admin Edit: Your signiture is inappropriate and has been removed. Do not harass other members in your signiture. Also refrain from posting links to scat pornography. If I see anything like that here again, you will be banned.
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emilbus
Drunk

Registered: 10/01/06
Posts: 1,113
Loc: Texas
Last seen: 16 years, 1 month
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Re: Co-Signer [Re: BIGSWANG]
#7625557 - 11/12/07 12:34 PM (16 years, 2 months ago) |
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trying it now
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  You look down at me and you see a fool You look up at me and you see a god You look straight at me and you see yourself
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JonnyOnTheSpot
Sober Surfer


Registered: 01/27/02
Posts: 11,527
Loc: North Carolina
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Re: Co-Signer [Re: emilbus]
#7625558 - 11/12/07 12:34 PM (16 years, 2 months ago) |
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emilbus
Drunk

Registered: 10/01/06
Posts: 1,113
Loc: Texas
Last seen: 16 years, 1 month
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Re: Co-Signer [Re: emilbus]
#7625562 - 11/12/07 12:37 PM (16 years, 2 months ago) |
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why do they need all my info? seems like it could be a scam, this whole prosper thing
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  You look down at me and you see a fool You look up at me and you see a god You look straight at me and you see yourself
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Tangerines




Registered: 04/17/05
Posts: 17,918
Loc: woodwork
Last seen: 4 years, 23 days
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holy shit man that was funny as hell.
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Silversoul
Rhizome


Registered: 01/01/05
Posts: 23,576
Loc: The Barricades
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Re: Co-Signer [Re: emilbus]
#7625564 - 11/12/07 12:37 PM (16 years, 2 months ago) |
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Quote:
emilbus said: i need a Co-signer badly and I'm willing to set up some sort of deal. i know this is the first time something like this has probably ever been asked but I'm so serious. i have no credit so i cant get a car unless i have a co-signer. its just me in this world and i really have no one else but my g/f and she cant co-sign.
A friend of mine asked the same thing of me when he was buying a motorcycle. I have since lost contact with him and now owe $5,000 to a collection agency.
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emilbus
Drunk

Registered: 10/01/06
Posts: 1,113
Loc: Texas
Last seen: 16 years, 1 month
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i dont see how this guy can help
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  You look down at me and you see a fool You look up at me and you see a god You look straight at me and you see yourself
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spooky
junglist


Registered: 10/04/05
Posts: 282
Last seen: 15 years, 11 months
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ok so in all seriousness he says: if you are gonna try and spend 250 a month ride the bus for 2 months and then buy a 500 dollar car. its gonna be better in the long run to own the car instead of buying a shitty car from some place thats just gonna rip you off, most used car lots are just gonna take that 500 dollar car and put as little money as possible in it to make it run, then charge you 2500 for the car, and youll be stuck paying 250 a month plus paying for all the shit that goes wrong with it. if you can afford 250 a month youll be able to afford the small things that will go wrong with a cheaper car that you own. plus you wont have to worry about a repo if you miss a payment or shit goes wrong.
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spooky
junglist


Registered: 10/04/05
Posts: 282
Last seen: 15 years, 11 months
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Re: Co-Signer [Re: spooky]
#7625575 - 11/12/07 12:41 PM (16 years, 2 months ago) |
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car auctions are also a good place to look at...i got a 2004 dodge intrepid for 2000 bucks last year.
edit: mind you it is an old undercover cop car. it gives me bad vibes to drive it. dont buy old cop cars if you have a conscience.
Edited by spooky (11/12/07 12:42 PM)
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Rustifer
prestige worldwide



Registered: 04/10/05
Posts: 7,071
Loc: Central Texas
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Re: Co-Signer [Re: emilbus]
#7625583 - 11/12/07 12:44 PM (16 years, 2 months ago) |
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I got my first car with a loan from rbfcu when I was 18, with no credit. I'm telling you if you have proof of a steady income, you can get a loan. 90% of the population of our town is the working poor, everyone loves to let someone who can hold a job give them 40% of what they make in a month.
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emilbus
Drunk

Registered: 10/01/06
Posts: 1,113
Loc: Texas
Last seen: 16 years, 1 month
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Re: Co-Signer [Re: spooky]
#7625590 - 11/12/07 12:45 PM (16 years, 2 months ago) |
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i don't have any money too put down. right now i have a 2006 dodge stratus thats 345/monthly that i cant afford plus a baby on the way. i need a reliable car now thats cheap on payments. i found a car that will work i just need a freaking co signer. don't mean to sound rude I'm just really fucking frustrated!
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  You look down at me and you see a fool You look up at me and you see a god You look straight at me and you see yourself
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BIGSWANG
oakridge gang, beotch




Registered: 02/18/02
Posts: 19,397
Loc: Iwishanigga woods
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Re: Co-Signer [Re: emilbus]
#7625594 - 11/12/07 12:47 PM (16 years, 2 months ago) |
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i had a friend do a 20,000 dollar loan on prosper
they ask for all the info because its a legit website that would need all your info to give you that much money, i thought that would be pretty obvious...i know how you pub guys get though 
if you dont feel comfortable giving your info, your not gonna get a loan from anyone
-------------------- Admin Edit: Your signiture is inappropriate and has been removed. Do not harass other members in your signiture. Also refrain from posting links to scat pornography. If I see anything like that here again, you will be banned.
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BIGSWANG
oakridge gang, beotch




Registered: 02/18/02
Posts: 19,397
Loc: Iwishanigga woods
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Re: Co-Signer [Re: Rustifer]
#7625600 - 11/12/07 12:48 PM (16 years, 2 months ago) |
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randolph brooks federal credit union...lol...are you from scucisd?
-------------------- Admin Edit: Your signiture is inappropriate and has been removed. Do not harass other members in your signiture. Also refrain from posting links to scat pornography. If I see anything like that here again, you will be banned.
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emilbus
Drunk

Registered: 10/01/06
Posts: 1,113
Loc: Texas
Last seen: 16 years, 1 month
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Re: Co-Signer [Re: BIGSWANG]
#7625613 - 11/12/07 12:51 PM (16 years, 2 months ago) |
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how does RBFCU work? im sorry but im a little dumb with this shit.
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  You look down at me and you see a fool You look up at me and you see a god You look straight at me and you see yourself
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BIGSWANG
oakridge gang, beotch




Registered: 02/18/02
Posts: 19,397
Loc: Iwishanigga woods
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Re: Co-Signer [Re: emilbus]
#7625621 - 11/12/07 12:53 PM (16 years, 2 months ago) |
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its just a regular bank, it is just a bank from where i grew up, i was wondering if rustifer was from around my way
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JonnyOnTheSpot
Sober Surfer


Registered: 01/27/02
Posts: 11,527
Loc: North Carolina
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get out your fucking check book
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Rustifer
prestige worldwide



Registered: 04/10/05
Posts: 7,071
Loc: Central Texas
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From the sa town.
It's not a regular bank, it's a credit union they do things a lot different.
But yah that's the one.
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Rustifer
prestige worldwide



Registered: 04/10/05
Posts: 7,071
Loc: Central Texas
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Re: Co-Signer [Re: Rustifer]
#7625684 - 11/12/07 01:19 PM (16 years, 2 months ago) |
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no I went to ecisd. but I dropped outta` that bitch.
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BIGSWANG
oakridge gang, beotch




Registered: 02/18/02
Posts: 19,397
Loc: Iwishanigga woods
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Re: Co-Signer [Re: Rustifer]
#7625688 - 11/12/07 01:19 PM (16 years, 2 months ago) |
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east central high ftw
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Rustifer
prestige worldwide



Registered: 04/10/05
Posts: 7,071
Loc: Central Texas
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Re: Co-Signer [Re: BIGSWANG]
#7625692 - 11/12/07 01:21 PM (16 years, 2 months ago) |
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you didn't go right?
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BIGSWANG
oakridge gang, beotch




Registered: 02/18/02
Posts: 19,397
Loc: Iwishanigga woods
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Re: Co-Signer [Re: Rustifer]
#7625701 - 11/12/07 01:24 PM (16 years, 2 months ago) |
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im was on the other side of town, the side with the good football team
lol
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Rustifer
prestige worldwide



Registered: 04/10/05
Posts: 7,071
Loc: Central Texas
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Re: Co-Signer [Re: BIGSWANG]
#7625704 - 11/12/07 01:26 PM (16 years, 2 months ago) |
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hey so what. we have a million dollar field.
lol.
I left for a few years and just got back, its pretty fun right now.
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BIGSWANG
oakridge gang, beotch




Registered: 02/18/02
Posts: 19,397
Loc: Iwishanigga woods
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Re: Co-Signer [Re: Rustifer]
#7625717 - 11/12/07 01:30 PM (16 years, 2 months ago) |
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im in nyc now, i miss sa town
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