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InvisibleRustifer
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I'm sick of throwing away 500 dollars a month on an apartment
    #7459531 - 09/27/07 09:43 AM (16 years, 4 months ago)

So I'm looking at property. I found a quite a few lots for >10,000 dollars, what's to keep me from buying one and parking my travel trailer on it? Or even better yet, using my man-skills to build a house myself?

Would the bank laugh at me being 20 years old and the only credit I have being >1500 dollars in debt to various places?

Lets discuss.


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Invisibleindica
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7459539 - 09/27/07 09:47 AM (16 years, 4 months ago)

you gotta pay council rates, permission to build and all the rest of it

there is no way around it

fucking system


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InvisibleRustifer
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: indica]
    #7459552 - 09/27/07 09:50 AM (16 years, 4 months ago)

I figured I couldn't just up and start building on my own property, sounded too good to be true.

I'd have no problem with parking a trailer on it though right?

What kinda hoops do you have to jump through to build your own house?


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Invisibleindica
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7459577 - 09/27/07 09:56 AM (16 years, 4 months ago)

i dont know exactly whta its like in america. i'd imagine you still gotta pay land taxes, power, then you gotta pay to be usin the power on top of the power, dunno

ask the ocuncil about it, but im sure it would be cheaper than living in a house

but then you'd be trailer trash har har har


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OfflineShroomieGirl
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: indica]
    #7459598 - 09/27/07 10:02 AM (16 years, 4 months ago)

you still gotta pay property taxes, utilities, etc. etc. that come with owning a piece of land, but if you just bought that property, you could probably just live in your trailer.
There are a few communities that are jack asses and have regulations as to how thier road or cul de sac or community should look, and they might say no to the trailer. I guess just ask the real estate person, or to the nieghbors to see whatsup. Then again, if you dont have any neighbors, better yet- noone will give a shit!


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Offlinekidaihuan
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: indica]
    #7459619 - 09/27/07 10:08 AM (16 years, 4 months ago)

Don't you have to pay some extra fee for parking your trailer there too?

Maybe you should just save up and buy some little tiny square of land in the 10 million dollar house section. Park your trailer on that and watch property value decrease, save up by taking trash cars, parking them on your lawn and selling parts of them, then when you've got enough money, and property values have decreased enough, buy up all the houses on the block, ditch the trailer in a lake and mow your lawn, while watching property values increase again, sell of all but one, reap the rewards and settle down. Or start over again with more money.


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InvisibleWhiskeyClone
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7459688 - 09/27/07 10:33 AM (16 years, 4 months ago)

You need a building permit, and to get one you'll probably need a grading plan from an engineer before the city will approve it. You'll also want a building location survey to cover your ass (a few hundred bones.)

If the lot is not serviced (with water and sewer), you'll need about 10 grand in addition to have that done before you are allowed to build. You'll also need to hire electrical and mechanical crews, not to mention roofers, landscapers, pavers, etc... I don't know who you are but you can't really build a house by yourself.

If there is no existing sewer or water main down the street yet, then forget it.

You're only 20, rent for a few years.


--------------------
Welcome evermore to gods and men is the self-helping man.  For him all doors are flung wide: him all tongues greet, all honors crown, all eyes follow with desire.  Our love goes out to him and embraces him, because he did not need it.

~ R.W. Emerson, "Self-Reliance"

:heartpump:


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InvisibleAlion
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: kidaihuan]
    #7459695 - 09/27/07 10:34 AM (16 years, 4 months ago)

Buy an Rv and live in 24/h walmart parking lot.


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OfflineStrandedVoyager
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: WhiskeyClone]
    #7459697 - 09/27/07 10:34 AM (16 years, 4 months ago)

I pay $760 a month for rent :roulette:


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OfflineAlCapwn
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7459705 - 09/27/07 10:36 AM (16 years, 4 months ago)

Move somewhere where the rent doesn't cost so much.


--------------------
Huuuuurrrrrr!


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Invisiblebadchad
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: AlCapwn]
    #7459716 - 09/27/07 10:39 AM (16 years, 4 months ago)

I'd be happy paying $500/month. Right now I pay almost 3 times that ($1400).

Quote:

AlCapwn said:
Move somewhere where the rent doesn't cost so much.




Where on earth can you rent for less than what he's paying?


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


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InvisibleWhiskeyClone
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: AlCapwn]
    #7459721 - 09/27/07 10:41 AM (16 years, 4 months ago)

I live in one of the lowest-rent cities in Canada and I pay $602/mo for a modest 1 bedroom in a good neighborhood. I'd kill to pay $500 for the same thing.


--------------------
Welcome evermore to gods and men is the self-helping man.  For him all doors are flung wide: him all tongues greet, all honors crown, all eyes follow with desire.  Our love goes out to him and embraces him, because he did not need it.

~ R.W. Emerson, "Self-Reliance"

:heartpump:


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OfflineAlCapwn
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: badchad]
    #7459732 - 09/27/07 10:45 AM (16 years, 4 months ago)

I've seen people pay 350$ for a 2 bedroom in Moncton NB. Maybe they were just lucky though.


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Invisiblememes
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: AlCapwn]
    #7459739 - 09/27/07 10:47 AM (16 years, 4 months ago)

i pay $735 for the 2bedroom i live in.


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Offlinewortiesbo
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: memes]
    #7459766 - 09/27/07 10:54 AM (16 years, 4 months ago)

lol i live in a 3 bedroom 2 bathroom house and we only pay 500 rent... georgia is the place to be lol.


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InvisibleRustifer
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: memes]
    #7459791 - 09/27/07 10:59 AM (16 years, 4 months ago)

I'd much rather be investing that money into myself, rather than just throwing at an apartment complex so the owner can be a millionaire.

I'm sure I could build a house on my own, I've roofed a quite a few houses, remodeled the ex's parents house completely with her father, I can run the electricity, plumbing I'd pay someone. I've done drywall, insulation, layed carpet and tile. I mean I build r/c airplanes from scratch as a hobby, I'm pretty nifty when it comes to doing shit myself.

I just want a little cabin out in the woods, nothing over 1000 square feet, I don't even want it on a foundation. Is it possible to get your plans approved by the building inspector to build yourself? Or do you absolutely have to hire a contractor?


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InvisibleRustifer
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7459803 - 09/27/07 11:03 AM (16 years, 4 months ago)

I pay 525 a month for 1 bedroom, 600 square feet surrounded by loud niggers.


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Invisiblememes
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7459826 - 09/27/07 11:09 AM (16 years, 4 months ago)

Quote:

Rustifer said:
I pay 525 a month for 1 bedroom, 600 square feet surrounded by loud niggers.



that really sucks.

i live in the middle of a big city too - ghettooooooo


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Invisiblewps
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7459832 - 09/27/07 11:10 AM (16 years, 4 months ago)

yeah, rent is such a huge ripoff it really pisses me off sometimes.

you could be building equity with that payment instead of just giving it away to someone...


--------------------
"America touts itself as the land of the free, but the number one freedom that you and I have is the freedom to enter into a subservient role in the workplace. Once you exercise this freedom you've lost all control over what you do, what is produced, and how it is produced. And in the end, the product doesn't belong to you. The only way you can avoid bosses and jobs is if you don't care about making a living. Which leads to the second freedom: the freedom to starve."

- Tom Morello


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InvisibleRustifer
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: wps]
    #7459839 - 09/27/07 11:12 AM (16 years, 4 months ago)

Quote:

wps said:
yeah, rent is such a huge ripoff it really pisses me off sometimes.

you could be building equity with that payment instead of just giving it away to someone...




My point exactly. I fucking can't stand that there's no way to get around giving half of my income to someone for a place to live.


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InvisibleZippoZM
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7459924 - 09/27/07 11:31 AM (16 years, 4 months ago)

i sell property for a living, I Can sell you 40 acres in Nevada for $8,500. i used to sell the same property for $10,000 but the market went to hell. its right on a paved road that connects directly from Interstate 80. technically youre not allowed to build out there without a permit, but truth be told. No one cares what you do out there at all. there isnt another house for 15 miles


--------------------
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"in times of widespread chaos and confusion, it has been the duty of more advanced human beings - artists, scientists, clowns, and philosophers - to create order. In such times as ours however, when there is too much order, too much m management, too much programming and control, it becomes the duty of superior men and women and women to fling their favorite monkey wrenches into the machinery. To relieve the repression of the human spirit, they must sow doubt and disruption"

"People do it every day, they talk to themselves ... they see themselves as they'd like to be, they don't have the courage you have, to just run with it."


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InvisiblePJDIDDLE
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Re: I'm sick of throwing away 500 dollars a month on an apartment *DELETED* [Re: Rustifer]
    #7460003 - 09/27/07 11:48 AM (16 years, 4 months ago)

Post deleted by Script

Reason for deletion: .



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InvisibleRustifer
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: PJDIDDLE]
    #7460015 - 09/27/07 11:54 AM (16 years, 4 months ago)

I found property for Less than > 10,000.

I have Less than > 1500 dollars in debt.


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InvisibleBrainiac
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7460026 - 09/27/07 11:56 AM (16 years, 4 months ago)



--------------------
:Awesketch:

:cool: Fair is Fair :devil:


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InvisibleRustifer
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Brainiac]
    #7460043 - 09/27/07 12:00 PM (16 years, 4 months ago)

Am I missing something on that site? I don't really see much information there, except where he talked to someone in 2005 who built their own home.


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OfflineStrandedVoyager
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: ZippoZ]
    #7460069 - 09/27/07 12:06 PM (16 years, 4 months ago)

Quote:

Capatalistc nomad said:
i sell property for a living, I Can sell you 40 acres in Nevada for $8,500. i used to sell the same property for $10,000 but the market went to hell. its right on a paved road that connects directly from Interstate 80. technically youre not allowed to build out there without a permit, but truth be told. No one cares what you do out there at all. there isnt another house for 15 miles




Really? That just piqued my interested.


--------------------
Hi  :scrambled:

My god... it's full of stars...


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OfflineStizzle
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7460072 - 09/27/07 12:07 PM (16 years, 4 months ago)

Quote:

Rustifer said:
I found property for Less than > 10,000.

I have Less than > 1500 dollars in debt.




Quoted for confusion :confused:


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InvisibleRustifer
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: PJDIDDLE]
    #7460080 - 09/27/07 12:09 PM (16 years, 4 months ago)

Quote:

Script said:
Quote:

Rustifer said:
So I'm looking at property. I found a quite a few lots for >10,000 dollars, what's to keep me from buying one and parking my travel trailer on it? Or even better yet, using my man-skills to build a house myself?

Would the bank laugh at me being 20 years old and the only credit I have being >1500 dollars in debt to various places?

Lets discuss.




Greater than 10,000 and 1,500 is a little ambiguous.

Did you mean less than (<)?




It was in response to this guy.


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InvisibleRustifer
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7460084 - 09/27/07 12:10 PM (16 years, 4 months ago)

hahaha, sleep deprivation. wow. I'm embarrassed I let that by 2 times.


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InvisibleWhiskeyClone
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7460101 - 09/27/07 12:15 PM (16 years, 4 months ago)

Quote:

Rustifer said:
I found property for Less than > 10,000.

I have Less than > 1500 dollars in debt.




Short boolean lesson here:

">" means 'greater than'

"<" means 'less than'


--------------------
Welcome evermore to gods and men is the self-helping man.  For him all doors are flung wide: him all tongues greet, all honors crown, all eyes follow with desire.  Our love goes out to him and embraces him, because he did not need it.

~ R.W. Emerson, "Self-Reliance"

:heartpump:


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InvisibleRustifer
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: WhiskeyClone]
    #7460111 - 09/27/07 12:17 PM (16 years, 4 months ago)

Don't rub it in man... I already think I'm blushing.


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OfflineJadian
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: WhiskeyClone]
    #7460112 - 09/27/07 12:17 PM (16 years, 4 months ago)

:rofl:

I love where this thread has gone.


--------------------
LNC's official Alaskan stoner
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OfflineBooby
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7460113 - 09/27/07 12:19 PM (16 years, 4 months ago)

In Parkersburg West Virginia (on the Ohio river) you can buy a turn of the century house for less than $20,000. If you were to buy a doublewide mobile and put it on a lot you'd be lucky not to pay more than $50,000. Utilities are high in Parkersburg. Heat alone can cost $600-$1000/ month.


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InvisibleRustifer
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Jadian]
    #7460114 - 09/27/07 12:19 PM (16 years, 4 months ago)

:blush: I'm going to go smoke another bowl and get some sleep :blush:


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OfflineJadian
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7460121 - 09/27/07 12:21 PM (16 years, 4 months ago)

Sounds like we pay about the same for about the same apartment, except my neighbors are a noisy fraternity.

Oh and I split the rent with my live-in sex goddess.


--------------------
LNC's official Alaskan stoner
:jackdaniels::drooling::jackdaniels:


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InvisibleRustifer
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Jadian]
    #7460128 - 09/27/07 12:23 PM (16 years, 4 months ago)

See, I had one of those sex goddess to split the rent with, but I lost my job and did a bunch of opiates and she threw me out. So now it's all on my own until my friends lease is up and we get a 2 bedroom.


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OfflineJadian
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7460136 - 09/27/07 12:25 PM (16 years, 4 months ago)

I'd really like to get a 2 bedroom for my next apartment too.  Although the other room wouldn't be for sleeping in.

I have the same aspirations to build my own house, but in Alaska you actually can just on a whim, so I'm set :tongue:


--------------------
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:jackdaniels::drooling::jackdaniels:


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InvisibleRustifer
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Jadian]
    #7460154 - 09/27/07 12:29 PM (16 years, 4 months ago)

And what do you plan on doing for money in the middle of Alaska? That's what's making me want to do this within an hour commute of my home town of san antonio, other wise I'd want to be out in the middle of no where.


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OfflineJadian
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7460280 - 09/27/07 01:01 PM (16 years, 4 months ago)

I never have a problem with money in Alaska.


--------------------
LNC's official Alaskan stoner
:jackdaniels::drooling::jackdaniels:


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InvisibleRustifer
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Jadian]
    #7460293 - 09/27/07 01:05 PM (16 years, 4 months ago)

And why is that?


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7460316 - 09/27/07 01:11 PM (16 years, 4 months ago)

:dealer:


--------------------
Welcome evermore to gods and men is the self-helping man.  For him all doors are flung wide: him all tongues greet, all honors crown, all eyes follow with desire.  Our love goes out to him and embraces him, because he did not need it.

~ R.W. Emerson, "Self-Reliance"

:heartpump:


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OfflineJadian
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: WhiskeyClone]
    #7460997 - 09/27/07 04:24 PM (16 years, 4 months ago)

Quote:

WhiskeyClone said:
:dealer:





:ninja:


--------------------
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:jackdaniels::drooling::jackdaniels:


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Jadian]
    #7461354 - 09/27/07 05:59 PM (16 years, 4 months ago)

craigslist.

you can find a room for 200-300.

i do whatever it takes to live dirt-cheap


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OfflineIolaa
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: ravin0ff]
    #7461400 - 09/27/07 06:09 PM (16 years, 4 months ago)

i only pay $212 in rent, maybe 50 more for utils...ha. sorry guys, that blows.

as for property, there is one option that hasn't been mentioned yet. i think cob is highly unregulated. it's also dirt cheap to build, no pun intended. i don't think you have to have any permits or anything. i could be wrong though.

buying property is also an investment. property generally increases in value very reliably. buying property at the age of 20 could be the start of a nice nest egg.


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OfflineAJ4U Happy Birthday!
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7461409 - 09/27/07 06:11 PM (16 years, 4 months ago)

I wanna know where your paying 500 a month for an apartment share please


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: AJ4U]
    #7461414 - 09/27/07 06:13 PM (16 years, 4 months ago)

In the very very bad side of city's/towns


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OfflineAJ4U Happy Birthday!
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Brainiac]
    #7461420 - 09/27/07 06:14 PM (16 years, 4 months ago)

Figured aroudn here lowest youl get is 750-1000 and those are pos, fuck living in NJ god damn expensive. I hear Ca is nice this year


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7461511 - 09/27/07 06:33 PM (16 years, 4 months ago)

I've been working on this problem for a long time!

In my country an average 1 bedroom flat will cost you £500 a month, yep thats $1000 for the pleasure of living in a box sized flat!!!  Fuck That!

The average age of people moving out from living with their parents is 28 here now!!!

Anyway, onto the solutions for cheaper living!

1. Get a caravan and live in that
2. Get a caravan and borrow money to buy a house, rent the house to pay for the mortgage and live in the caravan
3. Buy a cheap peice of land and live in a moveable accomadation (no planning permission required)
4. Save or borrow money to buy a cheap house in Eastern Europe - You can buy 4 bedroom house and land for £7000 in Bulgaria!!!  Or if you wanna go somewhere a bit nicer you can pick up a 3 bed for about £30,000 in inner Portugal.
5. Live in a tent
6. Get a VW camper or similar and live on the road
7. Marry a rich person 
8. I'm running out of ideas...

I'm going for option 4 myself!  :grin:


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: badchad]
    #7461601 - 09/27/07 06:51 PM (16 years, 4 months ago)

i rent a 5 bedroom 2 story house with a living room and den for $500/mo.

move to the south. everything is cheaper here.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: automan]
    #7461692 - 09/27/07 07:10 PM (16 years, 4 months ago)

It always amazes me to hear the astronomical prices people pay for houses and rent. In my hometown you can buy a fixer-upper house for $20,000. You can buy a pimped out mansion on 100 acres of land for $300,000.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: automan]
    #7461704 - 09/27/07 07:13 PM (16 years, 4 months ago)

Quote:

automan said:
i rent a 5 bedroom 2 story house with a living room and den for $500/mo.

move to the south. everything is cheaper here.




QFT. everything.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: RandalFlagg]
    #7461752 - 09/27/07 07:23 PM (16 years, 4 months ago)

Quote:

RandalFlagg said:
It always amazes me to hear the astronomical prices people pay for houses and rent. In my hometown you can buy a fixer-upper house for $20,000. You can buy a pimped out mansion on 100 acres of land for $300,000.




same here. the house we live in costs $26,000


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: automan]
    #7461786 - 09/27/07 07:34 PM (16 years, 4 months ago)

Quote:

automan said:
Quote:

RandalFlagg said:
It always amazes me to hear the astronomical prices people pay for houses and rent. In my hometown you can buy a fixer-upper house for $20,000. You can buy a pimped out mansion on 100 acres of land for $300,000.




same here. the house we live in costs $26,000



It always blows my mind when you guys quote prices like that! I've said it before recently, but there is a place for sale 2 doors down from me that is only about a 400-500 sq ft studio and they are asking 300K! And my rent is almost $2000 a month for about 700 sq ft.

It all comes down to that age old rule in real estate...the 3 most important things are: location, location, location!


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: AJ4U]
    #7461885 - 09/27/07 08:00 PM (16 years, 4 months ago)

Quote:

AJ4U said:
I wanna know where your paying 500 a month for an apartment share please


Here in the phoenix area you can get one bedrooms for that price (or less). My first studio cost $340 a month, but that probably goes for just over $400 now. The only catch is you have to live in phoenix.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: DieCommie]
    #7461896 - 09/27/07 08:03 PM (16 years, 4 months ago)

Ugh...I've been there several times. After going outside in the 115 degree heat I said "Fuck this" and decided that I could never live there.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: RandalFlagg]
    #7461918 - 09/27/07 08:10 PM (16 years, 4 months ago)

I have been dying to leave for the last 26 years of life (which also happens to be the first 26 years of my life).

In ~1.5 - 2.0 years, hopefully, school will be my ticket out.  Otherwise, I could not afford to live in any others cities as they are way out of my economic class.  :wexican:


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: DieCommie]
    #7461949 - 09/27/07 08:17 PM (16 years, 4 months ago)

I hear you...I don't know why anybody would want to live there. It's a flat, barren, and hot expanse of suburbs and strip malls that all look the same for hundreds of miles. There's no soul to that place.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: RandalFlagg]
    #7461969 - 09/27/07 08:23 PM (16 years, 4 months ago)

Its cheap living if all you do is stay inside.  There arent any natural disasters really except for the heat.  Many people who can barley afford to rent in places like New York or California can come here and own a home.  Thats how my in-laws came.  They could not make it as renters in New York, so they are home owners here in Phoenix.  The economy is good here, thats what draws people for the most part.  Also many people hate the cold so much they think phoenix isnt that bad.  I am not one of these people.

When I apply for school my criteria (besides academics) will be snow and snow boarding  :snowflake:  I cant wait


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: DieCommie]
    #7462023 - 09/27/07 08:37 PM (16 years, 4 months ago)

I live about 5 blocks away from downtown Denver and pay 550 a month for a one bedroom...quiet neighbors and close to EVERYTHING.

And no niggers...


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Penguarky Tunguin]
    #7462036 - 09/27/07 08:43 PM (16 years, 4 months ago)

Quote:

Penguarky Tunguin said:
And no niggers...




There aren't any black people in Denver....just Mexicans.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Penguarky Tunguin]
    #7462064 - 09/27/07 08:50 PM (16 years, 4 months ago)

I would love to live in the Denver area.  I think the school in Boulder isnt half bad, but I hear its expensive there.

Is boulder absorbed in the Denver metro area, or is it far and separate?  I need to visit there to get an idea of housing costs and commute times to the university.  I would love to hear your thoughts on this!

(also, I dont care if my neighbors are black or hispanic... but I would prefer them to be american citizens  :wink: )


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: DieCommie]
    #7462071 - 09/27/07 08:51 PM (16 years, 4 months ago)

The Denver area has grown a lot. Tons of people have moved in. IS there constant human habitation from Denver/Louisville/Layfayette to Boulder? Yep. But, Boulder has it's own vibe.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: AJ4U]
    #7462222 - 09/27/07 09:20 PM (16 years, 4 months ago)

Cali Is very fuckin nice!!!!!! Indeed I pay 875 a month for a 2 bdroom and a pool and gym room with sauna On the American river, okay Its 100 yds away!!!!  Its awesome !! Lake Tahoe is up the road I can go to Reno!!! You got the beach  like an hour and  a half away !! Im fuckin centrally located!!!!:burnone:


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Penguarky Tunguin]
    #7462234 - 09/27/07 09:22 PM (16 years, 4 months ago)

Quote:

Penguarky Tunguin said:
I live about 5 blocks away from downtown Denver and pay 550 a month for a one bedroom...quiet neighbors and close to EVERYTHING.

And no niggers...


Niggers no likey the Cold!!! Thank God!!!!


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7462294 - 09/27/07 09:38 PM (16 years, 4 months ago)

That isnt that bad, but you can find Studios for $400 or less in certain areas in Utah.
Try and find a room or a basement in someones house that they are renting out. You dont have a lease and most likely the rent and utilities are cheap...my friend did that, the owner of the house was an old lady and he took the two bedroom basement for $350 a month with very small utilities. The owner lived upstairs..
He had a friend move in and the rent was hella cheap...he couldnt smoke inside, this was back in 2001 or about that time..


Edited by Skunk420 (09/27/07 09:45 PM)


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OfflineGrok
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Skunk420]
    #7462337 - 09/27/07 09:53 PM (16 years, 4 months ago)

I also detest paying rent. I'm trying to save up and get a small truck with a small camper to put in the bed, and live in that. If you get a gym membership or have friends showering and all that is no problem. Plus you are free to roam - no leases etc. And not to mention save $. For someone like me who's hardly ever home anyway it's the way to go. I don't own hardly anything and it'd suit me perfectly.

I used to live in rural E. OR...small towns aren't for everyone but you could get a 2/br house, and not a total shithole either, for $250. Nice/newer 3/br for $400. There are drawbacks to small towns with dead economies tho!


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Grok]
    #7462351 - 09/27/07 09:59 PM (16 years, 4 months ago)

Just become a hippie and live in a tent and live off of others. Be a true homeless hippie and live amongst nature.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7462554 - 09/27/07 11:28 PM (16 years, 4 months ago)

Man me too....listen to this story.

So I'm hanging and I hear this truck outside my apartment..it's 12:15 am and I'm luckily staying up late....
and there is this car that has expired plates for many months in the lot of my apartment ,,right...

..and my plates did expire for a few days also ...but i got them changed the next day OK ..cause there was an orange sticker on it, but 3 on this pile of shit car that needs to be towed

So I hear this loud truck noise, it sounded like a tow truck..so I go out to smoke a ciggie and finally watch this pile of shit car finally get towed
.. and I see MY truck getting almost pulled up on this flatbed, OK,
so I say , Hey you have a problem sir
...and hes all like "no this car is on my list; see the expiration date it' '08 and it's the year '09!

I say "excuse me"..I think its the year 2007,
do you see that tag..I just went to the DMV and that sticker says '08
it's the car next to it with 3 stickers and has been there for a year now and hasn't moved
and he like, "oh you're right'.

So, I say take that piece of shit thats been blocking a good parking space for close to a half a year,. and it's tags say say 3-15-07
and he says I can't do that.....
it's not on my list.

If I wouldn't have been observant, my shit would'a been pwned.
I'm calling the apartment office tomorrow and going to raise holey shit with them.

I have had a brick thru my front window a month ago..flooded carpet with an inch of water 3 weeks ago..
they're gonna pay man.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: altershroom]
    #7462677 - 09/28/07 12:17 AM (16 years, 4 months ago)

wow god damn fucking cracker asses, i love being a black woman reading about douche bags discussing housing: low rent, no blacks... great place. makes my day.

i honestly dont have the energy. cracker.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: juende]
    #7462680 - 09/28/07 12:18 AM (16 years, 4 months ago)

I'm so glad I only live around honkeys.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: RandalFlagg]
    #7462685 - 09/28/07 12:22 AM (16 years, 4 months ago)

honkey! thats the word i wanted to use, lol.
cracker is prolly one i my most used words.

i suggest finding a place to squat, or getting enough roomates so the rent is under a 100 [i've seen it done]


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7462862 - 09/28/07 02:06 AM (16 years, 4 months ago)

Quote:

Rustifer said:
how do you sqeeze a dime from a penny?




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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: DieCommie]
    #7463485 - 09/28/07 09:04 AM (16 years, 4 months ago)

Quote:

DieCommie said:
I would love to live in the Denver area. I think the school in Boulder isnt half bad, but I hear its expensive there.

Is boulder absorbed in the Denver metro area, or is it far and separate?




It's seperate but being absorbed more and more. I know people that commute from Boulder to Denver and vice versa. It's about a 20 minute drive to Boulder from Denver. 30-45 if you're coming from south of down town. And those times are based on light traffic...

I personally don't like Boulder, as the crowd of hippie douchebags and yuppie pricks are seperated only by a faint wiff of deodorant.

CU football games are a blast, however.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: RandalFlagg]
    #7463691 - 09/28/07 10:29 AM (16 years, 4 months ago)

it all just depends on where you are, in the west like NV and utah, prices are alot cheaper, but on the east coast (atleast north/mid atlantic), it gets to be expensive as shit when you get into cities.
Maybe move to las vegas.... its cheap to live there :smile:


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7464069 - 09/28/07 11:48 AM (16 years, 4 months ago)

I'm moving tomorrow into a 3 bedroom/1 bath, 2 story w/ basement duplex for 600/mo in Grand Rapids, MI with 3 of us (my girlfriend and I + a friend) splitting it. the other half of the duplex are 4 more of our friends. The two halves have indoor access to the other half so we can use it like one bigass house when we want to (probably most the time) so basically for 200/person, 7 of us are renting a 6 bedroom house (4 used for people, 1 will be my lab, 1 is an office with a futon for guests) w/ 2 baths and 2 kitchens and tons of space. 4 of us used to all live on a ranch together about 5 years ago, and 5 of us lived in a large house about 2 blocks from this one about 4 years ago. I met my girlfriend when she came to a party at that house. It'll be nice to be around good friends again
:lsd: :shroomer:

we'll only be 20 minutes from our farm (where my girlfriend and i have lived for the past 3 years), so we'll still have easy access to some killer grounds for large gatherings and prime mushroom, deer and turkey hunting grounds.


if you're sick of throwing down 500/month on an apartment, start establishing some postive credit, then get a loan to build a house and buy a nice piece of land (or buy a house), at least then the money you're paying is making the place yours.

or

find some friends that you can really trust and know really well and split the cost of a large house's rent. It makes for good memories.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: automan]
    #7464709 - 09/28/07 03:32 PM (16 years, 4 months ago)

Quote:

automan said:
Quote:

RandalFlagg said:
It always amazes me to hear the astronomical prices people pay for houses and rent. In my hometown you can buy a fixer-upper house for $20,000. You can buy a pimped out mansion on 100 acres of land for $300,000.




same here. the house we live in costs $26,000




I'm so jealous - where we live real estate is just insanely expensive. The 2 family house we just bought this year was $341,000. But our 2nd floor 2 bedroom unit rents for about $1,100 a month.


As for the original post, I would never in a million years chance building something on land without the proper permits, inspections, town permission etc. Because if they DO happen to catch you, they can tear your fucking house down and you're shit out of luck.

Yes, paying rent on something sucks, but you're only 20 years old - build your credit up, save some money for a down payment, and do it right. Buying a house is a huge commitment and a big responsibility, so take your time!


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7464928 - 09/28/07 04:50 PM (16 years, 4 months ago)

the thing about buying a house is that you need a good credit rating to get one.

the same with loans. they dont give it out to people who actually need it; they give it to people who have established some sort of background, usually with a credit card.

the system is fucked. its seriously like giving an umbrella to somebody in the sahara desert.

as for me, i got a NICE NICE place in vegas--its got a gym, internet cafe/lobby, a pool, the works... but its a bit pricey for 1 person, so im looking for a roommate. personally, i prefer a male roommate, because they are less likely to have a stick up their ass about my "habits."


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OfflineCrystal G
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Crystal G]
    #7464971 - 09/28/07 05:07 PM (16 years, 4 months ago)

The bonus though, about paying several hundred for an apartment, is that you have the choice to move anywhere you please.

Getting tired of Miami? Move to San Francisco. Getting tired of Chicago? Move to New York. Getting tired of LA? Move to Santa Cruz. So on and so forth.

With a house--unless you got the money to buy 2 or more, you're pretty much stuck in the same position. You can make some monetary benefit though, by buying a house in an area that is vastly expanding and progressing as a city. Then you sell the house and move to another more desolate area that is still in the makings of becoming another high-trafficking city.

When this house was first bought, the costs were around $300,000. Now, it's worth is close to a million dollars.

better get on the move! haha


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Crystal G]
    #7465060 - 09/28/07 05:35 PM (16 years, 4 months ago)

Crystal G, I don't know if you realize but what your saying doesn't make any sense whatsoever. You say they only give loans to people who don't need them right? Well tell me this what person who doesn't need to just pays interest for no reason to a creditor or bank when they could just pay for the item in cash and be done with it.


--------------------
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Total abstinence is so excellent a thing that it cannot be carried to too great an extent. In my passion for it I even carry it so far as to totally abstain from total abstinence itself.
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: QuantumMeltdown]
    #7465128 - 09/28/07 05:57 PM (16 years, 4 months ago)

Quote:

QuantumMeltdown said:
Crystal G, I don't know if you realize but what your saying doesn't make any sense whatsoever. You say they only give loans to people who don't need them right? Well tell me this what person who doesn't need to just pays interest for no reason to a creditor or bank when they could just pay for the item in cash and be done with it.




Alright, if the loan is small, say $300, and you are doing it simply to establish your credit, they will give it to you. But what I said is, they don't give loans to the people who REALLY need it. I'm talking about the people in poverty here, not your average middle-class person.

Some schools give loans to people with no credit, many don't. Especially if you are out of state or an international student.


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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Crystal G]
    #7465137 - 09/28/07 06:01 PM (16 years, 4 months ago)

most creditors give loans to people based on their ability to pay them back so that would exclude the poor. It's always been that way.


--------------------
-QuantumMeltdown

Total abstinence is so excellent a thing that it cannot be carried to too great an extent. In my passion for it I even carry it so far as to totally abstain from total abstinence itself.
  -Mark Twain

"The time has come the walrus said, little oysters  hide their heads, my Twain of thought is loosely bound I guess its time to Mark this down, Be good and you will be lonesome
Be lonesome and you will be free
Live a lie and you will live to regret it
That's what livin' is to me
That's what livin' is to me"
Jimmy Buffett


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OfflineCrystal G
I'm a teapot


Registered: 06/05/07
Posts: 19,584
Loc: outer space
Last seen: 8 months, 5 days
Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: QuantumMeltdown]
    #7465242 - 09/28/07 06:40 PM (16 years, 4 months ago)

yes, hence why i said the term: "its like giving an umbrella to somebody in the sahara desert"


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OfflineToTheSummit
peregrinus
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Registered: 08/22/99
Posts: 9,126
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Crystal G]
    #7465341 - 09/28/07 07:15 PM (16 years, 4 months ago)

No offense, but you obviously don't understand the concept of lending money Crystal.


--------------------
You invented the wheel....You push the motherfucker!!


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OfflineLeanin
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Registered: 04/18/06
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Rustifer]
    #7465346 - 09/28/07 07:16 PM (16 years, 4 months ago)

buy a house, have some friends move in, have them help you with the mortgage each month as rent :smile:


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InvisibleLiz
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Posts: 6,962
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: QuantumMeltdown]
    #7465356 - 09/28/07 07:19 PM (16 years, 4 months ago)

Quote:

QuantumMeltdown said:
Crystal G, I don't know if you realize but what your saying doesn't make any sense whatsoever. You say they only give loans to people who don't need them right? Well tell me this what person who doesn't need to just pays interest for no reason to a creditor or bank when they could just pay for the item in cash and be done with it.




Actually, lots of people do that. I was in the mortgage business as an underwriter for 5+ years, and many people will take out a mortgage on a house because the interest is tax deductible, and it builds credit.


--------------------
Remember, remember the fifth of November
The gunpowder treason and plot.
I see no reason why gunpowder treason
Should ever be forgot.




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OfflineCrystal G
I'm a teapot


Registered: 06/05/07
Posts: 19,584
Loc: outer space
Last seen: 8 months, 5 days
Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: ToTheSummit]
    #7465358 - 09/28/07 07:19 PM (16 years, 4 months ago)

Quote:

ToTheSummit said:
No offense, but you obviously don't understand the concept of lending money Crystal.




I do but I was obviously being sardonic >_>


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OfflineLeanin
Student of theIron Game
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Crystal G]
    #7465361 - 09/28/07 07:20 PM (16 years, 4 months ago)

pretty hard to get a loan the US nowadays......


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OfflineCrystal G
I'm a teapot


Registered: 06/05/07
Posts: 19,584
Loc: outer space
Last seen: 8 months, 5 days
Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Leanin]
    #7465367 - 09/28/07 07:22 PM (16 years, 4 months ago)

Quote:

Leanin said:
pretty hard to get a loan the US nowadays......




precisely my point.


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OfflineToTheSummit
peregrinus
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Registered: 08/22/99
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Re: I'm sick of throwing away 500 dollars a month on an apartment [Re: Leanin]
    #7465413 - 09/28/07 07:40 PM (16 years, 4 months ago)

Quote:

Leanin said:
pretty hard to get a loan the US nowadays......



Not really. Anyone who still has good credit and a job can still get the credit they need. But all the bad loans given out in the last decade to people who didn't deserve them are coming home to roost and all the lenders are learning a hard lesson about giving out risky loans. Everyone got accustomed to being able to get loans they couldn't really afford, but now the market is taking care of this silly practice on its own. Simple economics really.


--------------------
You invented the wheel....You push the motherfucker!!


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