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Invisiblebukkake
Male

Registered: 05/28/05
Posts: 2,764
Loc: Classified
Re: How much money does the average 22yr old have? [Re: Adom]
    #7412178 - 09/15/07 06:47 AM (16 years, 4 months ago)

You own more than two cell phones.


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InvisibleAdom
Totally Nude
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Registered: 09/30/01
Posts: 10,877
Loc: Way Up North
Re: How much money does the average 22yr old have? [Re: bukkake]
    #7412181 - 09/15/07 06:48 AM (16 years, 4 months ago)

wrong again, but nice try.

you'll get nothing but lies and hidden advice from me online and I have more to tell if you ever find my face.


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OfflineRedstorm
Prince of Bugs
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Folding@home Statistics
Registered: 10/08/02
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Re: How much money does the average 22yr old have? [Re: Adom]
    #7412348 - 09/15/07 08:19 AM (16 years, 4 months ago)

I'm 22 and make $20 an hour in the job I got 3 weeks ago. In those three weeks, I've paid off $600 worth of debt so far and put away $600 in the bank. I did spend $140 on my GRE test, but I view that as a good investment b/c it will help get me into grad school.


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InvisibleAdom
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Registered: 09/30/01
Posts: 10,877
Loc: Way Up North
Re: How much money does the average 22yr old have? [Re: Redstorm]
    #7412351 - 09/15/07 08:21 AM (16 years, 4 months ago)

We all know you are a big boy..


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OfflineRedstorm
Prince of Bugs
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Re: How much money does the average 22yr old have? [Re: Adom]
    #7412356 - 09/15/07 08:24 AM (16 years, 4 months ago)

:kiss:


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OfflineRedstorm
Prince of Bugs
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Re: How much money does the average 22yr old have? [Re: Redstorm]
    #7412359 - 09/15/07 08:24 AM (16 years, 4 months ago)

Are your Huskers gonna win against USC?


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InvisibleAdom
Totally Nude
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Registered: 09/30/01
Posts: 10,877
Loc: Way Up North
Re: How much money does the average 22yr old have? [Re: Redstorm]
    #7412363 - 09/15/07 08:27 AM (16 years, 4 months ago)

I think they can do it. But honestly it's fucking Nebraska, who gives a shit? hahahha... my money is on them.


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Invisiblebadchad
Mad Scientist

Registered: 03/02/05
Posts: 13,372
Re: How much money does the average 22yr old have? [Re: Redstorm]
    #7412364 - 09/15/07 08:27 AM (16 years, 4 months ago)

I had a lot more than most. It's mainly because I got scholarships to college though, and the money I was savng for school went back into the original "college fund" investment.


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


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OfflineKodos
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Registered: 12/24/04
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Re: How much money does the average 22yr old have? [Re: badchad]
    #7412663 - 09/15/07 10:24 AM (16 years, 4 months ago)

im 22, have no savings and live paycheck to paycheck, but only have marginal credit card debt, but luckily i dont have any student loans from college that i just graduated from in may. i def spend recklessly, almost all my money goes to rent/utilitiles, food, and weed, but im enjoying it for now.


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OfflineBrugman
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Registered: 05/16/01
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Re: How much money does the average 22yr old have? [Re: PDU]
    #7412731 - 09/15/07 10:51 AM (16 years, 4 months ago)

I'm 22, paycheck to fucking paycheck. Hopefully my new job will somewhat fix this, so I can start putting back into my RRSP.


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OfflineBrugman
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Re: How much money does the average 22yr old have? [Re: Adom]
    #7412746 - 09/15/07 10:55 AM (16 years, 4 months ago)

Wow.. it's hard to believe people actually talk to you.. internet or real life.


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OfflineSmackshadow
It's Time for Wild Speculation


Registered: 09/27/05
Posts: 575
Last seen: 19 days, 13 hours
Re: How much money does the average 22yr old have? [Re: Brugman]
    #7412827 - 09/15/07 11:25 AM (16 years, 4 months ago)

I got a pretty shitty temp job, live with 4 room mates, and live in a "big" city. I try to put away $500 a month. It is usually closer to 350 - 400 though. The only reason I can do that is because I don't have any student loans.


--------------------
The trouble with fighting for human freedom is that one spends most of one's time defending scoundrels. For it is against scoundrels that oppressive laws are first aimed, and oppression must be stopped at the beginning if it is to be stopped at all.
     
~H. L. Mencken~


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InvisibleFurrowedBrow
Free yourself from yourself
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Registered: 10/26/06
Posts: 2,439
Re: How much money does the average 22yr old have? [Re: Smackshadow]
    #7412923 - 09/15/07 11:51 AM (16 years, 4 months ago)

25 years old, almost $40k per year and i live check to check. In fact with the holiday season coming up i was considering getting a second job. I also need some extra money so i can make my move to portland over the next year.


--------------------

Multidisciplinary Association for Psychedelic Studies - Become a member!




I prefer dangerous freedom to peaceful slavery.
~ Thomas Jefferson


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OfflineStonedShroom
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Re: How much money does the average 22yr old have? [Re: PDU]
    #7412949 - 09/15/07 11:57 AM (16 years, 4 months ago)

LOL when I was 22 I lived paycheck to paycheck, AND my mom put gas in my car every weekend and bought groceries for me. (well, she didn't just do that for me, I had to earn it by going to her house and cleaning, helping my dad with outside work, etc)

Anytime I had a scrap of extra money I was very foolish about it and went to the bars or bought beer. Hell, sometimes I even suffered a late fee on rent, phone, etc and used that money to go out. I had one job that paid $12/hr.

it sucked BAD. I would get SO FRUSTRATED because anytime I asked my parents for more than $50 we had this whole talk about how I need to budget and they would always write out my income and bills on paper, and on paper I SHOULD have been making it. so it was just poor budgeting on my end... like going out to eat instead of buying groceries and late fees.

Anyway, I was miserable and CONSTANTLY had money on my mind, so I busted my ass at work, got promoted, but it was only $1.50 more per hour... then I got a second part-time job... then I got a better 'full time" job that pays about 40k/yr- on top of the little part-time gig, about 8-10k/yr.

Now I'm able to have a savings and put money back into 401(k)... my new company matches dollar-for-dollar up to 6%, so I invest the full 6%. ALL of the money I put in goes into the 401k account, as well as half the money they put in. then the other half of their money is invested into whatever company stocks I want. it's a pretty good deal.

I JUST turned 25, BTW

Hang in there kid, it's totally normal to barely scrape by when you're 22. it builds character and it builds "hunger" (literally AND metaphorically LOL) It's normal to blow money on stupid shit and to be foolish and endure late fees just to be able to spend a piece of that rent money. After getting kicked in the ass financially for a bit, you'll get your ss in gear (or graduate college) and land a job that's decent.

Or for whatever reason some people aren't phased by that kick in the ass, and live their whole life barely scraping by, content with mediocrity. as long as you're not one of those people, you're gonna be ok.

Also, if you don't have money for college, or you MUST work to get by, I suggest getting into a business where experience far outweighs a college degree. I'm in telecom, and if I applied for the same job as someone with a degree, but less experience, then I'd get the job. Telecom is constantly changing, so sitting in a classroom is now match for being on the job... plus most entry-level jobs your first 6-8 weeks are in a classroom learning basic telephony. I've had 30+ weeks (40 hours per week, so 1200 hours). that's A LOT of learning, and instead of me paying for it, they were paying me :0)


--------------------
We are not human beings going through a temporary spiritual experience.

We are spiritual beings going through a temporary human experience.



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InvisibleOneMoreRobot3021
Male


Registered: 06/06/03
Posts: 61,024
Loc: the sky
Re: How much money does the average 22yr old have? [Re: PDU]
    #7412952 - 09/15/07 11:58 AM (16 years, 4 months ago)

Quote:

PDU said:
Student, worker, tradesman? - should i have savings? do you live paycheque to paycheque?




I do live paycheck to paycheck. But I just got my first real full time salaried job and look forward to starting up a little savings. I am 24 years old.


--------------------
Acid doesn't give you truths; it builds machines that push the envelope of perception. Whatever revelations came to me then have dissolved like skywriting. All I really know is that those few years saddled me with a faith in the redemptive potential of the imagination which, however flat, stale and unprofitable the world seems to me now, I cannot for the life of me shake.

-Erik Davis


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Invisiblelukeboots
fresh futuristic
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Registered: 02/04/04
Posts: 19,728
Loc: Grand Ole Operating Syste...
Re: How much money does the average 22yr old have? [Re: OneMoreRobot3021]
    #7413011 - 09/15/07 12:21 PM (16 years, 4 months ago)

I'm 21, I live paycheck to paycheck as well. I've only got about $1000 in student loans to pay off - I'm a dropout - and a little extra debt on the side. I spend somewhat frivolously. My credit doesn't look so good. My parents do not pay for any of my bills.

I don't think the average 22 year old has much in the way of savings. If they do, it probably wasn't their doing. Just what I've noticed.


--------------------

funky ass music: Planet of Dinosaurs // Rich Whiskey


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InvisibleAdom
Totally Nude
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Registered: 09/30/01
Posts: 10,877
Loc: Way Up North
Re: How much money does the average 22yr old have? [Re: lukeboots]
    #7413020 - 09/15/07 12:25 PM (16 years, 4 months ago)

I'm with you guys, I have 3/4's of a tank of gas and 42$ in my pocket, my bank account lies.


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OfflineCrystal G
I'm a teapot


Registered: 06/05/07
Posts: 19,584
Loc: outer space
Last seen: 8 months, 5 days
Re: How much money does the average 22yr old have? [Re: OneMoreRobot3021]
    #7413025 - 09/15/07 12:26 PM (16 years, 4 months ago)

when i was a really bad junkie, right around 19-21 i was living paycheck to paycheck. substituting drugs for food. sold of all my belongings till i had only a mattress and cell phone. eventually couldnt even pay my $300 rent, got kicked out, lived in a car, and occasionally in and out of rehab, hospitals, and psych wards. i was making a lot of money too--$150/hour average, but i would just end up spending everything i had on drugs.

im 22 now, and detoxed almost 6 months now--from the substances i had a weakness to anyway. im hoping ill be able to go without relapsing again so i can save up decent scratch to enjoy the finer things in life (like more vacation trips, enjoying other cultures :laugh: )


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InvisibleOneMoreRobot3021
Male


Registered: 06/06/03
Posts: 61,024
Loc: the sky
Re: How much money does the average 22yr old have? [Re: Adom]
    #7413026 - 09/15/07 12:26 PM (16 years, 4 months ago)

The amount of money I owe my credit card company is definitely more money than I can say I have to my name at this moment. Not too much more, but it's hurtin'.


--------------------
Acid doesn't give you truths; it builds machines that push the envelope of perception. Whatever revelations came to me then have dissolved like skywriting. All I really know is that those few years saddled me with a faith in the redemptive potential of the imagination which, however flat, stale and unprofitable the world seems to me now, I cannot for the life of me shake.

-Erik Davis


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Invisiblebukkake
Male

Registered: 05/28/05
Posts: 2,764
Loc: Classified
Re: How much money does the average 22yr old have? [Re: OneMoreRobot3021]
    #7413050 - 09/15/07 12:34 PM (16 years, 4 months ago)

I'll be in the credit card hole after I max out my credit card paying for next semester. It's going to be fun.


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