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InvisibleAdom
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Re: How much money does the average 22yr old have? [Re: TheFakeSunRa]
    #7411928 - 09/15/07 03:09 AM (16 years, 4 months ago)

YUP

asset rich is very different from cash rich..... You want money to grow old, then understand the economy or shut the fuck up hippie fag.


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Invisibletruekimbo2
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Re: How much money does the average 22yr old have? [Re: Adom]
    #7411933 - 09/15/07 03:15 AM (16 years, 4 months ago)

i'd do anything to be 65,000$ in debt.

because i wouldn't buy something stupid with it like an education.

because then i would run to europe, and all me creditors can go fuck themselves, as could everyone in america.


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InvisibleAdom
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Re: How much money does the average 22yr old have? [Re: truekimbo2]
    #7411937 - 09/15/07 03:18 AM (16 years, 4 months ago)

haha, moron..... there is line you can not cross and that is one that would get your ass hauled back.... fag


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InvisibleDieCommie


Registered: 12/11/03
Posts: 29,258
Re: How much money does the average 22yr old have? [Re: nakors_junk_bag]
    #7411939 - 09/15/07 03:19 AM (16 years, 4 months ago)

Quote:

nakors_junk_bag said:
what if you just had an emergency, like lawyer fees?  Is it OK then to not have 6 months income saved up?


Sure, thats why you saved it up to begin with right? 

Spending is out of control in america.  The modern american has more disposable income than virtually any other human in history.  I just read that 75% of all americans have cell phones.  Luxery abounds.

And I certainly dont think its foolish to keep an emergency fund whilst still going to school and taking out loans.  Maybe we are confusing an emergency fund and retirement fund.  My opinion, there is no reason to save for retirement while taking out loans in school. 

Thats what I do at least... I try to maintain half a years income in emergency funds (sometimes it goes up, sometimes it goes down), and I dont save for retirement.  I will start that when I graduate and pay off my loans. (If I can get a job, and the world doesnt end in 2012 :cool: )


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InvisibleAdom
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Re: How much money does the average 22yr old have? [Re: DieCommie]
    #7411953 - 09/15/07 03:27 AM (16 years, 4 months ago)

If the american economy happens to fall, I can promise I'll be one of the richest assholes ever, so fuck off dreamers.


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OfflineSeussA
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Re: How much money does the average 22yr old have? [Re: truekimbo2]
    #7411969 - 09/15/07 03:40 AM (16 years, 4 months ago)

> because i wouldn't buy something stupid with it like an education.

Heh, an oxymoron.


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InvisibleAdom
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Re: How much money does the average 22yr old have? [Re: Seuss]
    #7411975 - 09/15/07 03:43 AM (16 years, 4 months ago)

don't get on that kick, you'll be here forever.


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Invisiblebukkake
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Re: How much money does the average 22yr old have? [Re: PDU]
    #7412099 - 09/15/07 05:57 AM (16 years, 4 months ago)

I'm a 21 year old student and I live paycheck-to-paycheck. I'm not taking out loans until I transfer to a four-year school. I think I'm going on welfare this year, the American dream.


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InvisibleTheFakeSunRa
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Re: How much money does the average 22yr old have? [Re: Adom]
    #7412104 - 09/15/07 06:03 AM (16 years, 4 months ago)

Quote:

Adom said:
shut the fuck up hippie fag moron fuck off




Save it for OTD


--------------------
[quote]Asante said:
You constantly make posts thatr fling middle school insults at people you don't like mixed in with maladjusted psychopathic comments about wanting to beat up the other poster with a crowbar.

You know how shit you are, you just don't give a fuck for precisely that reason.

I disendorse you.[/quote]


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InvisibleEgo Death
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Re: How much money does the average 22yr old have? [Re: PDU]
    #7412106 - 09/15/07 06:04 AM (16 years, 4 months ago)

The average 22 yr old doesn't have jack shit.

Most people I know are either in debt or constantly waiting for the paycheck to roll in so they can blow it on weed and dvd's.

I couldn't live like that. My theory is I don't want to work for ever, so the more I save now, the more interest I will be making. If I save for 6 more years I could actually afford to live off the interest.

It would be nice to know you don't have to work if you don't want to.


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InvisibleAdom
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Re: How much money does the average 22yr old have? [Re: TheFakeSunRa]
    #7412115 - 09/15/07 06:10 AM (16 years, 4 months ago)

Quote:

TheFakeSunRa said:
Quote:

Adom said:
shut the fuck up hippie fag moron fuck off




Save it for OTD




then get me banned.

I'm sick of the bullshit I smell in here.


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OfflineMushmonkey
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Re: How much money does the average 22yr old have? [Re: SlvrZeta]
    #7412116 - 09/15/07 06:11 AM (16 years, 4 months ago)

Quote:

SlvrZeta said:
Bullshit.

I'm $65k in student loan debt. I work a PT job. I still manage to put, at a minimum, of $150 a month into stocks and mutual funds.

compound interest is amazing. study it carefully, its the most useful formula you will ever need in your life.




The monthly payments on your student loans are.. let's see if I can remember this right.. 650 a month, thereabouts?

Must be one hell of a PT job, I guess.


Oh, and the average 22 year old doesn't really have much. You've got a lot of 22 year olds just graduating college, so they're deep in the hole money-wise, or you've got college drop outs who are in the hole and not making a whole lot by and by large, or folks that just worked right from high school who vary between making a good living and not making shit.


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InvisibleAdom
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Re: How much money does the average 22yr old have? [Re: Mushmonkey]
    #7412119 - 09/15/07 06:14 AM (16 years, 4 months ago)

Oh....

then you have all these trust fund fags who should of been handed a ton of concrete forms, given 72 hours, a truck load of gravel and been told.... GET YOUR FILTHY ASS TO WORK


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InvisibleAdom
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Re: How much money does the average 22yr old have? [Re: Adom]
    #7412128 - 09/15/07 06:20 AM (16 years, 4 months ago)

in short, if you get busted up over the numbers on the paper of your student loan bank note, you should shut your fucking mouth and get a Real job. Anyone can ask a real man like Goobler these guestions.


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Offlineroyer
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Registered: 05/15/06
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Re: How much money does the average 22yr old have? [Re: Adom]
    #7412140 - 09/15/07 06:26 AM (16 years, 4 months ago)

i am well off,
i am 23



is that better


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Edited by royer9864 (09/15/07 06:39 AM)


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InvisibleAdom
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Re: How much money does the average 22yr old have? [Re: royer]
    #7412147 - 09/15/07 06:31 AM (16 years, 4 months ago)

that's good man, but ahhhhh, why would you tell me? I'm glad you are Smart but seriously you just spilled your beans to me,


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Invisibletruekimbo2
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Re: How much money does the average 22yr old have? [Re: Adom]
    #7412164 - 09/15/07 06:42 AM (16 years, 4 months ago)

nooooooooooooooooooooooooooo

royer, i covet your life.


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OfflineLocus
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Re: How much money does the average 22yr old have? [Re: PDU]
    #7412167 - 09/15/07 06:44 AM (16 years, 4 months ago)

i have about nothing and my debt is getting deeper.


--------------------

The important thing is not to stop questioning. Curiosity has its own reason for existing. One cannot help but be in awe when he contemplates the mysteries of eternity, of life, of the marvelous structure of reality. It is enough if one tries merely to comprehend a little of this mystery every day. Never lose a holy curiosity. ~ Albert Einstein
"Fear is the great barrier to human growth." ~ Dr. Robert Monroe



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Offlineroyer
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Re: How much money does the average 22yr old have? [Re: truekimbo2]
    #7412168 - 09/15/07 06:45 AM (16 years, 4 months ago)

just 4 1/2 years ago it was total opposite, i was in jail with nothing!


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InvisibleAdom
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Re: How much money does the average 22yr old have? [Re: royer]
    #7412174 - 09/15/07 06:46 AM (16 years, 4 months ago)

yup, I have nothing but 10,000 of debt on paper and my assets speak for themselves... a smart boy could add that up.


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