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Amber_Glow
Sat Chit Anand

Registered: 09/02/02
Posts: 1,543
Last seen: 10 years, 10 months
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What can I buy with all this extra cash I have???
#6710600 - 03/25/07 07:04 PM (16 years, 10 months ago) |
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Here is the deal:
I'm a 22 year old male and college student. When I am not at work or at school, I am sitting on the internet wasting my time or chilling at a friends house drinking cheap vodka and smoking a little weed. I do not spend any money beyond my required and most basic life expenses. I live completely simply and cheap.
I have $8,000 sitting in the bank that I have saved up and I have nothing pressing that I need to be saving for. I am now working as a waiter and the money is going to begin flowing in faster than ever.
What the hell can I spend the money on? I would like to travel but none of my friends have spare money. I am used to living a plain vanilla cheap bastard lifestyle and I cannot even begin to imagine what to do with my money now. I want to splurge. I want something to show for all my hard work besides a bank statement.
I need some suggestions!
Edit: In a couple years I will be in law school which will put me into debt due to student loans. The way I see it, anything I save is going to be gone in a year or two anyway due to law school.
Edited by Amber_Glow (03/25/07 07:14 PM)
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HeavyToilet
The Heaviest OfThem All


Registered: 08/06/03
Posts: 9,458
Loc: British Columbia
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710609 - 03/25/07 07:06 PM (16 years, 10 months ago) |
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Why be an idiot and piss it away on junk?
Be smart and save your money -- you'll eventually need it.
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Dark_Star
train driver pervading a desktop



Registered: 08/20/04
Posts: 31,859
Loc: Uranus
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710611 - 03/25/07 07:06 PM (16 years, 10 months ago) |
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If I were you I'd save that money. I blew a ridiculous amount of moeny, and am now struggling to get my shit back together.
The thing is, you never know when you're going to need it.
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DNKYD
Turtle!

Registered: 09/23/04
Posts: 12,326
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710614 - 03/25/07 07:08 PM (16 years, 10 months ago) |
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Keep it in a savings account so you can just make money off of it.
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Amber_Glow
Sat Chit Anand

Registered: 09/02/02
Posts: 1,543
Last seen: 10 years, 10 months
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Re: What can I buy with all this extra cash I have??? [Re: HeavyToilet]
#6710617 - 03/25/07 07:09 PM (16 years, 10 months ago) |
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I do not want to spend my whole life working hard and earning money just to have it sit in a bank account. I have to live for the moment a bit here. And for the past few years I have done nothing but save.
I want to spend my money on something for a change.
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adrug

Registered: 02/04/03
Posts: 15,800
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710618 - 03/25/07 07:09 PM (16 years, 10 months ago) |
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Invest a big chunk of it. Save the rest to splurge on little things to make your daily life better. OR, take the rest, and go on a vacation. Going on vacation alone is nothing to be ashamed about.
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memes
Blessed



Registered: 01/11/05
Posts: 27,785
Loc: In a Tree
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Re: What can I buy with all this extra cash I have??? [Re: adrug]
#6710622 - 03/25/07 07:11 PM (16 years, 10 months ago) |
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save it some more.
when you get out of college you'll have 12k+ and thats a nice down payment on a house 
hold onto it man - you wont regret it.
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Amber_Glow
Sat Chit Anand

Registered: 09/02/02
Posts: 1,543
Last seen: 10 years, 10 months
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710623 - 03/25/07 07:11 PM (16 years, 10 months ago) |
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Also, I will probably attend law school in a couple years so I will have to take out loans and be in some major debt anyway. Yes I could save until then but I will still only have enough money to pay for a fraction of those schooling costs.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: What can I buy with all this extra cash I have??? [Re: adrug]
#6710624 - 03/25/07 07:11 PM (16 years, 10 months ago) |
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Quote:
adrug said: Invest a big chunk of it.
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Silversoul
Rhizome


Registered: 01/01/05
Posts: 23,576
Loc: The Barricades
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710625 - 03/25/07 07:11 PM (16 years, 10 months ago) |
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Save it. It'll help you down the road.
I have $35,000 in stocks that my parents just transferred to my name. I'm going to use it to make a down-payment on a condo once I move out of my apartment.
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vigilant_mind
unfazed



Registered: 01/19/07
Posts: 1,717
Loc: boco
Last seen: 14 years, 6 months
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710635 - 03/25/07 07:14 PM (16 years, 10 months ago) |
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I'd say maybe invest some of it and just save the rest.
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Middleman

Registered: 07/11/99
Posts: 8,399
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710637 - 03/25/07 07:14 PM (16 years, 10 months ago) |
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Buy Euros, the USD is gonna crash....
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Amber_Glow
Sat Chit Anand

Registered: 09/02/02
Posts: 1,543
Last seen: 10 years, 10 months
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710645 - 03/25/07 07:17 PM (16 years, 10 months ago) |
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I mean, what do you guys like to splurge on? What is something that brings entertainment or joy or something to your life that had to cost you a few hundred or maybe a thousand or two? :p
Thought: maybe Yoga classes. :/
Edited by Amber_Glow (03/25/07 07:22 PM)
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Mezcal
Registered: 08/11/05
Posts: 1,980
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710666 - 03/25/07 07:26 PM (16 years, 10 months ago) |
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Travel, get a nice collection of chemicals for posterity's sake, invest in the stock market, donate to charity...
Or like everybody else said, keep saving! If you put all that into a retirement fund now, you could retire with an extra 250,000-750,000, possibly more.
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Sinbad
Living TheMoment


Registered: 12/23/04
Posts: 2,571
Loc: Under The Bodhi Tree
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710672 - 03/25/07 07:29 PM (16 years, 10 months ago) |
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Quote:
Amber_Glow said: I mean, what do you guys like to splurge on? What is something that brings entertainment or joy or something to your life that had to cost you a few hundred or maybe a thousand or two? :p
Thought: maybe Yoga classes. :/
Yoga classes are a good investment. Try Hatha Yoga, its generally very good if you get the right teacher.
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AlteredAgain
Visual Alchemist



Registered: 04/27/06
Posts: 11,181
Loc: Solar Circuit
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Re: What can I buy with all this extra cash I have??? [Re: adrug]
#6710673 - 03/25/07 07:29 PM (16 years, 10 months ago) |
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Quote:
adrug said: Invest a big chunk of it.
Quote:
Middleman said: Buy Euros, the USD is gonna crash....
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vigilant_mind
unfazed



Registered: 01/19/07
Posts: 1,717
Loc: boco
Last seen: 14 years, 6 months
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Re: What can I buy with all this extra cash I have??? [Re: Mezcal]
#6710677 - 03/25/07 07:29 PM (16 years, 10 months ago) |
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Quote:
donate to charity
Don't donate it. I'm sorry, but donating money is stupid. You're not creating any more wealth, you're only transferring money from your account to someone else's.
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eeso
Str@nger


Registered: 03/25/07
Posts: 554
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Re: What can I buy with all this extra cash I have??? [Re: adrug]
#6710694 - 03/25/07 07:34 PM (16 years, 10 months ago) |
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I second the 'don't blow it all' sentiments. Buy some cool shit sure, but keep building a savings account and as that grows look into investing.
Seriously. I had a ton of cash (for me) coming in from my job at one time, even put together a profitable real estate deal, but ended up blowing it all.
Living off unemployment at my friends house at the moment. Don't be me.
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Amber_Glow
Sat Chit Anand

Registered: 09/02/02
Posts: 1,543
Last seen: 10 years, 10 months
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710699 - 03/25/07 07:35 PM (16 years, 10 months ago) |
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Maybe I should start gambling in the research chemical market and see if I can score something?
The only problem there being that I cannot risk getting arrested for trying to buy drugs off the internet. :/
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Amber_Glow
Sat Chit Anand

Registered: 09/02/02
Posts: 1,543
Last seen: 10 years, 10 months
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Re: What can I buy with all this extra cash I have??? [Re: eeso]
#6710708 - 03/25/07 07:37 PM (16 years, 10 months ago) |
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I want to buy cool shit but I can't imagine what cool shit to buy.
I guess I just need to stop being a stingy bastard. I mean, I drink 10 dollar handles of vodka. I guess I just need to make small upgrades in my life and not worry about spending money. I worry about spending money for no reason. I am a cheap bastard with a large bank account.
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Silversoul
Rhizome


Registered: 01/01/05
Posts: 23,576
Loc: The Barricades
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710713 - 03/25/07 07:39 PM (16 years, 10 months ago) |
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Are you living in an apartment? With your parents? Or do you have your own house? If I were you, I'd invest that money towards future home ownership.
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Amber_Glow
Sat Chit Anand

Registered: 09/02/02
Posts: 1,543
Last seen: 10 years, 10 months
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Re: What can I buy with all this extra cash I have??? [Re: Silversoul]
#6710724 - 03/25/07 07:41 PM (16 years, 10 months ago) |
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Well if all things go as planned, I will be a lawyer and making decent money in the future. I see myself making good money in the future and wonder why I should save NOW when it will be nothing compared to what I make once I get a real job.
Put away 8,000 to save for a house now, or wait till I'm making 80,000 a year and then get a house?
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Mezcal
Registered: 08/11/05
Posts: 1,980
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Re: What can I buy with all this extra cash I have??? [Re: vigilant_mind]
#6710729 - 03/25/07 07:42 PM (16 years, 10 months ago) |
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Quote:
vigilant_mind said:
Quote:
donate to charity
Don't donate it. I'm sorry, but donating money is stupid. You're not creating any more wealth, you're only transferring money from your account to someone else's.
There's more than one way to donate to charity... Plus, arguing that an action is only valid if it creates more wealth is absurd
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eeso
Str@nger


Registered: 03/25/07
Posts: 554
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710738 - 03/25/07 07:44 PM (16 years, 10 months ago) |
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Betting on what you're going to make 'some day' isn't such a hot financial plan.
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Mezcal
Registered: 08/11/05
Posts: 1,980
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710743 - 03/25/07 07:46 PM (16 years, 10 months ago) |
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Quote:
Amber_Glow said: Put away 8,000 to save for a house now, or wait till I'm making 80,000 a year and then get a house?
That's one way to look at it... Or, you could get a lot more house if you have 8,000 more to put on a down payment.
Personally I'm just out of college and am now saving about 60% of my income, but I'm not planning to buy property or a home for a few years. Get ~200K then jump in the market.
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eligal
Noobie



Registered: 05/25/05
Posts: 7,021
Loc: California
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710745 - 03/25/07 07:46 PM (16 years, 10 months ago) |
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Buy some shit you will love for a long time...
Or go on vacation!
If you want to save save, but if you want to live a little you gotta spend a little. Go ahead and spend and keep a little just-in-case-shit-happens money, just in case.
Things to think about would be, hawaii, bahamas, south america, big motherfuckin stereo, a car?, a car upgrade, car audio system, if you plav musical instruments then you know..., lots of drugs, hoes galore, big pimpin at the club, limo rental, tux, with a superman costume underneath, bigger apartment, larger mattress, silk boxers!, instal a strippers bar in your livingroom/bedroom, patron tequila, a motorcycle, breast implants, some new shoes (high healed stilettos), a pony, a swing, a bicycle, rollerblades, soccer ball, large paintings or photographs to cover a wall, mirrors for your floor and ceiling, a large bonzai tree, spinning rims, spinning rims for your skateboard, etc. etc.
The possibilities are endless, so choose wisely.
-------------------- \m/ Spanksta \m/ "do you have the freedom to do with your nervous system what you want?" "MolokoMilkPlus said: I'll respect you if you let me give you a blow job" "tactik said: respect the can."
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Silversoul
Rhizome


Registered: 01/01/05
Posts: 23,576
Loc: The Barricades
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710752 - 03/25/07 07:47 PM (16 years, 10 months ago) |
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Quote:
Amber_Glow said: Well if all things go as planned, I will be a lawyer and making decent money in the future. I see myself making good money in the future and wonder why I should save NOW when it will be nothing compared to what I make once I get a real job.
Put away 8,000 to save for a house now, or wait till I'm making 80,000 a year and then get a house?
Oh. In that case, give it to me.
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Amber_Glow
Sat Chit Anand

Registered: 09/02/02
Posts: 1,543
Last seen: 10 years, 10 months
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Re: What can I buy with all this extra cash I have??? [Re: eligal]
#6710764 - 03/25/07 07:51 PM (16 years, 10 months ago) |
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I like eligal's post - real suggestions!
Ohhh I think I might like a bike! The house I am renting in the fall will be about 5 minutes away from a long ass bike trail, could be fun! And I have always wanted to try playing a didgeridoo, maybe I should get one? Hmmm!!!!
Edited by Amber_Glow (03/25/07 07:51 PM)
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ApJunkie
part-time Ninja



Registered: 08/17/06
Posts: 2,735
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710778 - 03/25/07 07:55 PM (16 years, 10 months ago) |
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A bike would be a fun way to spend it, plus it should give you years of enjoyment (provided you actually enjoy that kind of thing).
Or, you could buy a missile.
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ToTheSummit
peregrinus



Registered: 08/22/99
Posts: 9,126
Loc: Las Vegas
Last seen: 7 days, 16 hours
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710915 - 03/25/07 08:40 PM (16 years, 10 months ago) |
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It would definitely be a smart idea to invest a good chunk of it. You'll thank yourself later on, I can guarantee it.
As far as buying any material possessions go...unless there is something you really would like to have and know you would use it to its fullest (maybe a bike...that you know you'll ride all the time) then I think it would be a waste. You already stated that you are a simple person and I don't think possessions would bring you much satisfaction.
The one thing that has been mentioned here, albeit casually, is travel. Stop and think about the position you are in. You are a young person who has no physical ties to bind him (family, mortgage, etc.), you have time in your life right now that you could afford to take a vacation (that'll be different once law school starts), and you have a little extra money to spend. I see no reason not to treat yourself to a little travel. Once you start school, then a career, then a family...well, it could be years before you have the chance again. Pick a place that really interests you and go for it. It could be anything from something as obvious as a Hawaiian vacation to something really different like trekking through the Himalayas in Tibet. Go, have a good time, experience some other cultures/peoples, and don't forget to take a lot of pictures! You'll have memories that'll last forever.
I have met so many people my age (around 40) that have never been anywhere. They've spent their entire existence within a few hundred or a thousand miles of where they have always lived. That is sad to me. Everyone should get the chance to see a little of the world, and anyone who can do a bit of it at a young age should.
-------------------- You invented the wheel....You push the motherfucker!!
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Redstorm
Prince of Bugs




Registered: 10/08/02
Posts: 44,175
Last seen: 3 months, 10 days
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6710934 - 03/25/07 08:45 PM (16 years, 10 months ago) |
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I'm going to law school the year after next. I'm taking a year off to travel and save up some money so i dont have to work while I'm in school. Where are you attending if you don't mind me asking?
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Dreamer987
The VerbalHerman Munster



Registered: 04/15/03
Posts: 5,326
Loc: Texas
Last seen: 16 years, 1 month
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6711055 - 03/25/07 09:19 PM (16 years, 10 months ago) |
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Take a vacation to some place you'v always wanted to go. Fuck bringing your friends, go it alone, so you can get as buck wild, and bang as many underage thai hookers as you want, and nobody will ever know about it in the states.
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AlCapwn
ID Reset, take that subpoena


Registered: 02/03/07
Posts: 2,957
Loc: Canada
Last seen: 2 years, 7 months
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Re: What can I buy with all this extra cash I have??? [Re: Dreamer987] 1
#6711173 - 03/25/07 09:47 PM (16 years, 10 months ago) |
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Donate to Erowid and get one of those rad glass molecules.
-------------------- Huuuuurrrrrr!
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Spirit_Warrior
Stranger

Registered: 03/04/07
Posts: 132
Last seen: 16 years, 8 months
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Re: What can I buy with all this extra cash I have??? [Re: AlCapwn]
#6711185 - 03/25/07 09:51 PM (16 years, 10 months ago) |
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Invest it!!!!!!!!!!!!!!
8,000 can easily become 16,000 in the right hands. And then 16,000 can be turnt into 32,000 dollars, etc, etc,etc
Invest, Invest, Invest......
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Legend9123



Registered: 09/24/06
Posts: 2,590
Last seen: 8 months, 12 days
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6711433 - 03/25/07 10:52 PM (16 years, 10 months ago) |
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Invest a couple thousand and then put money on a car, get a tv, vacation(yes), take a few of your close friends out and treat them, treat your family to dinner, yada yada yada.
IF and I do mean IF you really want that money to be gone in a month, get a girlfriend. They can leech money like there is no tomorrow.
-------------------- Those who would give up a little freedom to get a little security shall soon have neither. -Benjamin Franklin
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onlynow
transformativeinformativeenergy



Registered: 02/06/07
Posts: 1,480
Last seen: 16 years, 3 months
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Re: What can I buy with all this extra cash I have??? [Re: Legend9123]
#6711551 - 03/25/07 11:39 PM (16 years, 10 months ago) |
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i would wait till around summer, go to germany, and go to each psy-trance festival, since they have one practically each weekend.
other than that, i would use the money to go backpacking around the world and try to live as cheaply as possible.
--------------------
Strive to be more than a codified manifestation of a generalized technological consciousness
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Psilobuds
₪


Registered: 03/23/07
Posts: 1,775
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Re: What can I buy with all this extra cash I have??? [Re: onlynow]
#6711605 - 03/25/07 11:58 PM (16 years, 10 months ago) |
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buy a generator, speakers, synth, mixer, decks, jacks and start having partys out in the bush 
or TRAVEL, im saving to travel now, u dont need to travel with your buddys, they will tie u down on a budget backpacking adventure, meet new people, follow the flow, and have fun
Edited by Psilobuds (03/26/07 12:00 AM)
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onlynow
transformativeinformativeenergy



Registered: 02/06/07
Posts: 1,480
Last seen: 16 years, 3 months
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Re: What can I buy with all this extra cash I have??? [Re: Psilobuds]
#6711654 - 03/26/07 12:09 AM (16 years, 10 months ago) |
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^ damn, i forgot about that.
generator, and an army tent with massive speakers. buy pounds of shrooms and prepare yourself well for the future
check this army tent out -

just do it.
--------------------
Strive to be more than a codified manifestation of a generalized technological consciousness
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SirTokesALittle
Stranger


Registered: 01/24/07
Posts: 1,283
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6711721 - 03/26/07 12:32 AM (16 years, 10 months ago) |
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LAND.
Buy land.
If I had $8000 I'd be all over an acre
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Legend9123



Registered: 09/24/06
Posts: 2,590
Last seen: 8 months, 12 days
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6711766 - 03/26/07 12:51 AM (16 years, 10 months ago) |
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You could give root-ninja-tak some of the needed money to start up his hookah bar.
-------------------- Those who would give up a little freedom to get a little security shall soon have neither. -Benjamin Franklin
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kindadank
Stranger

Registered: 07/14/03
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Re: What can I buy with all this extra cash I have??? [Re: Legend9123]
#6711843 - 03/26/07 01:16 AM (16 years, 10 months ago) |
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Invest a large chunk (~6000) and travel with the other 2k. Go somewhere relatively cheap so you can stay for a while. I'd suggest somewhere in Central or South America, eastern europe, or Asia.
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Fungi_x
Firekeeper of OTD



Registered: 08/17/03
Posts: 8,960
Loc: Michigan
Last seen: 3 years, 3 months
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6711884 - 03/26/07 01:40 AM (16 years, 10 months ago) |
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GET A WHORE THAT WILL LET YOU BEAT AND PEE ON HER.
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djfrog
omgws!!!1!


Registered: 10/22/00
Posts: 3,710
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6711906 - 03/26/07 01:49 AM (16 years, 10 months ago) |
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A lot of people advised you to save or invest (as if those are different things) but it sounds like you already have that down. Keep it up but getting back to your question.
Quote:
I guess I just need to stop being a stingy bastard. I mean, I drink 10 dollar handles of vodka. I guess I just need to make small upgrades in my life and not worry about spending money. I worry about spending money for no reason. I am a cheap bastard with a large bank account.
Don't start spending your money on stupid crap just to not have the dilemma of what to spend money it on.
You should think about travelling as Summit suggests. Heres some numbers for you:
flight to Rio, Brazil: $1050 tourist visa (up to 3 months): $155 monthly rent in Rio, Brazil (walking distance to beach): $1200 monthly rent in Salvador, Brazil (walking distance to a nicer beach): $600
$8000 is not pocket change, but if you have such larger loans lined up then yeah in the grand scheme of things its not that much a difference. Set a budget (half?) for some travel and see what you can do.
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kindadank
Stranger

Registered: 07/14/03
Posts: 702
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Re: What can I buy with all this extra cash I have??? [Re: djfrog]
#6711913 - 03/26/07 01:52 AM (16 years, 10 months ago) |
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Letting it sit in a savings account and investing are pretty different. If you don't feel like learning stocks or dealing with all of that, at least put the money in some type of mutual fund. You'd earn a steady 5-8%, whereas in the savings you'd only get like 1% or less.
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Rahie
Stranger

Registered: 04/01/06
Posts: 3,524
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Re: What can I buy with all this extra cash I have??? [Re: kindadank]
#6711918 - 03/26/07 01:57 AM (16 years, 10 months ago) |
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Buy Gold.
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theuser
DON'T LOOK


Registered: 08/04/05
Posts: 5,859
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6711939 - 03/26/07 02:10 AM (16 years, 10 months ago) |
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Build your credit, put a downpayment on a car loan and save the rest.
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kindadank
Stranger

Registered: 07/14/03
Posts: 702
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Re: What can I buy with all this extra cash I have??? [Re: theuser]
#6711956 - 03/26/07 02:25 AM (16 years, 10 months ago) |
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Yeah I forgot to mention that. Get a credit card and then use that to buy whatever you would normally buy. Use your cash to pay it off. Don't pay your statement in full every month if you want the best credit possible.
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Dobie
Dopeless Hopefiend


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Last seen: 5 months, 29 days
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Re: What can I buy with all this extra cash I have??? [Re: kindadank]
#6711983 - 03/26/07 02:50 AM (16 years, 10 months ago) |
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I say go to the neatherlands and get blazed for a month
-------------------- This place is gayer than when the balls touch
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WhiskeyClone
Not here



Registered: 06/25/01
Posts: 16,509
Loc: Longitudinal Center of Canada ...
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6712128 - 03/26/07 07:30 AM (16 years, 10 months ago) |
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Quote:
Amber_Glow said: In a couple years I will be in law school which will put me into debt due to student loans. The way I see it, anything I save is going to be gone in a year or two anyway due to law school.
Are you insane? If you put that $8000 towards your tuition, that's $8000 (or more if you invest it in the mean time) that you won't have to borrow. You'll be saving thousands in interest. For fuck's sake don't ever borrow money you don't have to borrow.
I don't know what interest rate you will negotiate your student loans at, but you'll probably end up paying over $10,000 for that extra $8,000 you will need to borrow.
Student loans are no joke; they will hamper you for years after you are done school, no matter what you're doing.
If you absolutely have to treat yourself, take $1000 and buy whatever you want, but I just don't understand why you think it makes sense to blow all this cash.
-------------------- Welcome evermore to gods and men is the self-helping man. For him all doors are flung wide: him all tongues greet, all honors crown, all eyes follow with desire. Our love goes out to him and embraces him, because he did not need it. ~ R.W. Emerson, "Self-Reliance"
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Gr33nTree73



Registered: 05/23/06
Posts: 4,095
Loc: 585/843
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Re: What can I buy with all this extra cash I have??? [Re: HeavyToilet]
#6712154 - 03/26/07 07:51 AM (16 years, 10 months ago) |
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Quote:
HeavyToilet said: Why be an idiot and piss it away on junk?
Be smart and save your money -- you'll eventually need it.
Down payment on a house of vehicle
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AJ4U
Cloud N9ne



Registered: 09/06/06
Posts: 5,609
Loc: Dirty Jersey
Last seen: 13 years, 4 months
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Re: What can I buy with all this extra cash I have??? [Re: WhiskeyClone]
#6712155 - 03/26/07 07:52 AM (16 years, 10 months ago) |
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Id buy a FEW hookers and an 8ball. but thats just me
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royer
±±±±±±±±±±


Registered: 05/15/06
Posts: 4,801
Loc: anywhere but here
Last seen: 4 years, 10 months
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Re: What can I buy with all this extra cash I have??? [Re: AJ4U]
#6712170 - 03/26/07 08:03 AM (16 years, 10 months ago) |
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i am saving for a street bike right now. but i already have a house and 3 cars so i dont have to worry . but the first thing i did when i had a bunch of money was put 48 k down payment on a 250.000 2 fam house. with a down payment that high the morgage is almost nothing , the rent i get from my tenants pays the morgage, all i pay is water and sewer.
but now i want a street bike or a quad i am thinking street bike :-)
good luck on what ever you do but it is good to go for a house if you dont have one.
-------------------- ================================================= if you have any questions please feel free to pm me , thx :-)
Edited by royer9864 (03/26/07 08:48 AM)
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mndfreeze 
Shroomery Secret Service




Registered: 04/22/02
Posts: 20,529
Loc: PuppetMasterFlash
Last seen: 10 hours, 20 minutes
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6712219 - 03/26/07 08:41 AM (16 years, 10 months ago) |
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If you like video games, a nice console, a nice LCD or plasma TV, and a nice home theater system.
List some hobbies and base it around those.
-------------------- Nothing says love like grannies prolapsed anus! quote]Urb said: I know... Its fucked up... Ill fix it minyana..[/quote]
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Cepheus
Balance




Registered: 04/19/06
Posts: 8,266
Loc: the space between reality...
Last seen: 1 year, 1 month
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6712669 - 03/26/07 11:36 AM (16 years, 10 months ago) |
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dude.. buy a motorcycle & car (Shouldn't be that expensive) invest the rest.
If you got an enduro or something you'd have a brilliant time offroading & a car for practicality..
-------------------- "I only ever hope to reach equilibrium, in Nature's matrix, in line with the meridian" ~ Jehst
"...and I know that I have to keep breathing, as tomorrow the sun will rise, who knows what the tide will bring?" Free Spore Ring Europe Send any spare spore prints you might have and help the distribution
Open Source. Freedom. GNU/Linux Addicting is not a word.
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djfrog
omgws!!!1!


Registered: 10/22/00
Posts: 3,710
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Re: What can I buy with all this extra cash I have??? [Re: kindadank]
#6713083 - 03/26/07 02:06 PM (16 years, 10 months ago) |
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Quote:
kindadank said: Letting it sit in a savings account and investing are pretty different. If you don't feel like learning stocks or dealing with all of that, at least put the money in some type of mutual fund. You'd earn a steady 5-8%, whereas in the savings you'd only get like 1% or less.
Yes they are different, I suppose I didn't make my point clear. Money put into bank for savings is money that is set for investing. Theres a whole range of choices that balance risk vs reward vs liquidity. Bank accounts are only one point in that range of investing options, stocks or mutual funds are another. This is what I mean by saying they are the same thing.
Looking back now it is a good point to make, if he has that much put into the bank. For a good investment strategy you typically only have 3-6 months living expenses in the bank in case of emergency, the rest is put into longer term investments.
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AJ4U
Cloud N9ne



Registered: 09/06/06
Posts: 5,609
Loc: Dirty Jersey
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Re: What can I buy with all this extra cash I have??? [Re: djfrog]
#6713102 - 03/26/07 02:11 PM (16 years, 10 months ago) |
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No one said donate it to charity!? If you want to il give you an address to send the money to...
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SirTokesALittle
Stranger


Registered: 01/24/07
Posts: 1,283
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Re: What can I buy with all this extra cash I have??? [Re: AJ4U]
#6713237 - 03/26/07 02:52 PM (16 years, 10 months ago) |
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Fuck drugs, video games, or PLEASURE!
Buy somesthing SUBSTANTIAL.
REAL ESTATE!
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mndfreeze 
Shroomery Secret Service




Registered: 04/22/02
Posts: 20,529
Loc: PuppetMasterFlash
Last seen: 10 hours, 20 minutes
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Re: What can I buy with all this extra cash I have??? [Re: SirTokesALittle]
#6713315 - 03/26/07 03:08 PM (16 years, 10 months ago) |
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Mail order brides/slaves.
Purchase a child labor faactory in africa.
Buy a terrorformist to terraform oprahs schools in africa back to their 'native and non-instrusive' nature.
-------------------- Nothing says love like grannies prolapsed anus! quote]Urb said: I know... Its fucked up... Ill fix it minyana..[/quote]
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Cowgold
Bullshit


Registered: 04/04/05
Posts: 12,486
Loc: .
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6713421 - 03/26/07 03:32 PM (16 years, 10 months ago) |
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Keep a $500 - $1000 cushion in your checking/savings account. Put the rest in stocks.
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lordhelmut
Fishinmagician



Registered: 11/21/09
Posts: 190
Loc: N.C. Washington
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Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#11611038 - 12/08/09 04:53 PM (14 years, 1 month ago) |
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Hawaii is really nice this time of year. Just bring your camping gear and hit the beaches on the Big Island! I do it yearly. (invest the rest!)
-------------------- LORDHELMUT
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