|
kindadank
Stranger

Registered: 07/14/03
Posts: 702
Last seen: 13 years, 11 months
|
Re: What can I buy with all this extra cash I have??? [Re: Legend9123]
#6711843 - 03/26/07 01:16 AM (16 years, 10 months ago) |
|
|
Invest a large chunk (~6000) and travel with the other 2k. Go somewhere relatively cheap so you can stay for a while. I'd suggest somewhere in Central or South America, eastern europe, or Asia.
|
Fungi_x
Firekeeper of OTD



Registered: 08/17/03
Posts: 8,960
Loc: Michigan
Last seen: 3 years, 3 months
|
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6711884 - 03/26/07 01:40 AM (16 years, 10 months ago) |
|
|
GET A WHORE THAT WILL LET YOU BEAT AND PEE ON HER.
|
djfrog
omgws!!!1!


Registered: 10/22/00
Posts: 3,710
|
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6711906 - 03/26/07 01:49 AM (16 years, 10 months ago) |
|
|
A lot of people advised you to save or invest (as if those are different things) but it sounds like you already have that down. Keep it up but getting back to your question.
Quote:
I guess I just need to stop being a stingy bastard. I mean, I drink 10 dollar handles of vodka. I guess I just need to make small upgrades in my life and not worry about spending money. I worry about spending money for no reason. I am a cheap bastard with a large bank account.
Don't start spending your money on stupid crap just to not have the dilemma of what to spend money it on.
You should think about travelling as Summit suggests. Heres some numbers for you:
flight to Rio, Brazil: $1050 tourist visa (up to 3 months): $155 monthly rent in Rio, Brazil (walking distance to beach): $1200 monthly rent in Salvador, Brazil (walking distance to a nicer beach): $600
$8000 is not pocket change, but if you have such larger loans lined up then yeah in the grand scheme of things its not that much a difference. Set a budget (half?) for some travel and see what you can do.
|
kindadank
Stranger

Registered: 07/14/03
Posts: 702
Last seen: 13 years, 11 months
|
Re: What can I buy with all this extra cash I have??? [Re: djfrog]
#6711913 - 03/26/07 01:52 AM (16 years, 10 months ago) |
|
|
Letting it sit in a savings account and investing are pretty different. If you don't feel like learning stocks or dealing with all of that, at least put the money in some type of mutual fund. You'd earn a steady 5-8%, whereas in the savings you'd only get like 1% or less.
|
Rahie
Stranger

Registered: 04/01/06
Posts: 3,524
|
Re: What can I buy with all this extra cash I have??? [Re: kindadank]
#6711918 - 03/26/07 01:57 AM (16 years, 10 months ago) |
|
|
Buy Gold.
|
theuser
DON'T LOOK


Registered: 08/04/05
Posts: 5,859
Last seen: 3 years, 11 months
|
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6711939 - 03/26/07 02:10 AM (16 years, 10 months ago) |
|
|
Build your credit, put a downpayment on a car loan and save the rest.
--------------------
|
kindadank
Stranger

Registered: 07/14/03
Posts: 702
Last seen: 13 years, 11 months
|
Re: What can I buy with all this extra cash I have??? [Re: theuser]
#6711956 - 03/26/07 02:25 AM (16 years, 10 months ago) |
|
|
Yeah I forgot to mention that. Get a credit card and then use that to buy whatever you would normally buy. Use your cash to pay it off. Don't pay your statement in full every month if you want the best credit possible.
|
Dobie
Dopeless Hopefiend


Registered: 08/15/02
Posts: 52,841
Loc: ON DA BLOCK
Last seen: 5 months, 29 days
|
Re: What can I buy with all this extra cash I have??? [Re: kindadank]
#6711983 - 03/26/07 02:50 AM (16 years, 10 months ago) |
|
|
I say go to the neatherlands and get blazed for a month
-------------------- This place is gayer than when the balls touch
|
WhiskeyClone
Not here



Registered: 06/25/01
Posts: 16,509
Loc: Longitudinal Center of Canada ...
|
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6712128 - 03/26/07 07:30 AM (16 years, 10 months ago) |
|
|
Quote:
Amber_Glow said: In a couple years I will be in law school which will put me into debt due to student loans. The way I see it, anything I save is going to be gone in a year or two anyway due to law school.
Are you insane? If you put that $8000 towards your tuition, that's $8000 (or more if you invest it in the mean time) that you won't have to borrow. You'll be saving thousands in interest. For fuck's sake don't ever borrow money you don't have to borrow.
I don't know what interest rate you will negotiate your student loans at, but you'll probably end up paying over $10,000 for that extra $8,000 you will need to borrow.
Student loans are no joke; they will hamper you for years after you are done school, no matter what you're doing.
If you absolutely have to treat yourself, take $1000 and buy whatever you want, but I just don't understand why you think it makes sense to blow all this cash.
-------------------- Welcome evermore to gods and men is the self-helping man. For him all doors are flung wide: him all tongues greet, all honors crown, all eyes follow with desire. Our love goes out to him and embraces him, because he did not need it. ~ R.W. Emerson, "Self-Reliance"
|
Gr33nTree73



Registered: 05/23/06
Posts: 4,095
Loc: 585/843
|
Re: What can I buy with all this extra cash I have??? [Re: HeavyToilet]
#6712154 - 03/26/07 07:51 AM (16 years, 10 months ago) |
|
|
Quote:
HeavyToilet said: Why be an idiot and piss it away on junk?
Be smart and save your money -- you'll eventually need it.
Down payment on a house of vehicle
--------------------

|
AJ4U
Cloud N9ne



Registered: 09/06/06
Posts: 5,609
Loc: Dirty Jersey
Last seen: 13 years, 4 months
|
Re: What can I buy with all this extra cash I have??? [Re: WhiskeyClone]
#6712155 - 03/26/07 07:52 AM (16 years, 10 months ago) |
|
|
Id buy a FEW hookers and an 8ball. but thats just me
--------------------
|
royer
±±±±±±±±±±


Registered: 05/15/06
Posts: 4,801
Loc: anywhere but here
Last seen: 4 years, 10 months
|
Re: What can I buy with all this extra cash I have??? [Re: AJ4U]
#6712170 - 03/26/07 08:03 AM (16 years, 10 months ago) |
|
|
i am saving for a street bike right now. but i already have a house and 3 cars so i dont have to worry . but the first thing i did when i had a bunch of money was put 48 k down payment on a 250.000 2 fam house. with a down payment that high the morgage is almost nothing , the rent i get from my tenants pays the morgage, all i pay is water and sewer.
but now i want a street bike or a quad i am thinking street bike :-)
good luck on what ever you do but it is good to go for a house if you dont have one.
-------------------- ================================================= if you have any questions please feel free to pm me , thx :-)
Edited by royer9864 (03/26/07 08:48 AM)
|
mndfreeze 
Shroomery Secret Service




Registered: 04/22/02
Posts: 20,529
Loc: PuppetMasterFlash
Last seen: 10 hours, 19 minutes
|
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6712219 - 03/26/07 08:41 AM (16 years, 10 months ago) |
|
|
If you like video games, a nice console, a nice LCD or plasma TV, and a nice home theater system.
List some hobbies and base it around those.
-------------------- Nothing says love like grannies prolapsed anus! quote]Urb said: I know... Its fucked up... Ill fix it minyana..[/quote]
|
Cepheus
Balance




Registered: 04/19/06
Posts: 8,266
Loc: the space between reality...
Last seen: 1 year, 1 month
|
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6712669 - 03/26/07 11:36 AM (16 years, 10 months ago) |
|
|
dude.. buy a motorcycle & car (Shouldn't be that expensive) invest the rest.
If you got an enduro or something you'd have a brilliant time offroading & a car for practicality..
-------------------- "I only ever hope to reach equilibrium, in Nature's matrix, in line with the meridian" ~ Jehst
"...and I know that I have to keep breathing, as tomorrow the sun will rise, who knows what the tide will bring?" Free Spore Ring Europe Send any spare spore prints you might have and help the distribution
Open Source. Freedom. GNU/Linux Addicting is not a word.
|
djfrog
omgws!!!1!


Registered: 10/22/00
Posts: 3,710
|
Re: What can I buy with all this extra cash I have??? [Re: kindadank]
#6713083 - 03/26/07 02:06 PM (16 years, 10 months ago) |
|
|
Quote:
kindadank said: Letting it sit in a savings account and investing are pretty different. If you don't feel like learning stocks or dealing with all of that, at least put the money in some type of mutual fund. You'd earn a steady 5-8%, whereas in the savings you'd only get like 1% or less.
Yes they are different, I suppose I didn't make my point clear. Money put into bank for savings is money that is set for investing. Theres a whole range of choices that balance risk vs reward vs liquidity. Bank accounts are only one point in that range of investing options, stocks or mutual funds are another. This is what I mean by saying they are the same thing.
Looking back now it is a good point to make, if he has that much put into the bank. For a good investment strategy you typically only have 3-6 months living expenses in the bank in case of emergency, the rest is put into longer term investments.
|
AJ4U
Cloud N9ne



Registered: 09/06/06
Posts: 5,609
Loc: Dirty Jersey
Last seen: 13 years, 4 months
|
Re: What can I buy with all this extra cash I have??? [Re: djfrog]
#6713102 - 03/26/07 02:11 PM (16 years, 10 months ago) |
|
|
No one said donate it to charity!? If you want to il give you an address to send the money to...
--------------------
|
SirTokesALittle
Stranger


Registered: 01/24/07
Posts: 1,283
|
Re: What can I buy with all this extra cash I have??? [Re: AJ4U]
#6713237 - 03/26/07 02:52 PM (16 years, 10 months ago) |
|
|
Fuck drugs, video games, or PLEASURE!
Buy somesthing SUBSTANTIAL.
REAL ESTATE!
\
|
mndfreeze 
Shroomery Secret Service




Registered: 04/22/02
Posts: 20,529
Loc: PuppetMasterFlash
Last seen: 10 hours, 19 minutes
|
Re: What can I buy with all this extra cash I have??? [Re: SirTokesALittle]
#6713315 - 03/26/07 03:08 PM (16 years, 10 months ago) |
|
|
Mail order brides/slaves.
Purchase a child labor faactory in africa.
Buy a terrorformist to terraform oprahs schools in africa back to their 'native and non-instrusive' nature.
-------------------- Nothing says love like grannies prolapsed anus! quote]Urb said: I know... Its fucked up... Ill fix it minyana..[/quote]
|
Cowgold
Bullshit


Registered: 04/04/05
Posts: 12,486
Loc: .
|
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#6713421 - 03/26/07 03:32 PM (16 years, 10 months ago) |
|
|
Keep a $500 - $1000 cushion in your checking/savings account. Put the rest in stocks.
|
lordhelmut
Fishinmagician



Registered: 11/21/09
Posts: 190
Loc: N.C. Washington
|
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
#11611038 - 12/08/09 04:53 PM (14 years, 1 month ago) |
|
|
Hawaii is really nice this time of year. Just bring your camping gear and hit the beaches on the Big Island! I do it yearly. (invest the rest!)
-------------------- LORDHELMUT
|
|