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OfflineAmber_Glow
Sat Chit Anand

Registered: 09/02/02
Posts: 1,543
Last seen: 10 years, 10 months
What can I buy with all this extra cash I have???
    #6710600 - 03/25/07 07:04 PM (16 years, 10 months ago)

Here is the deal:

I'm a 22 year old male and college student. When I am not at work or at school, I am sitting on the internet wasting my time or chilling at a friends house drinking cheap vodka and smoking a little weed. I do not spend any money beyond my required and most basic life expenses. I live completely simply and cheap.

I have $8,000 sitting in the bank that I have saved up and I have nothing pressing that I need to be saving for. I am now working as a waiter and the money is going to begin flowing in faster than ever.

What the hell can I spend the money on? I would like to travel but none of my friends have spare money. I am used to living a plain vanilla cheap bastard lifestyle and I cannot even begin to imagine what to do with my money now. I want to splurge. I want something to show for all my hard work besides a bank statement.

I need some suggestions!

Edit: In a couple years I will be in law school which will put me into debt due to student loans. The way I see it, anything I save is going to be gone in a year or two anyway due to law school.


Edited by Amber_Glow (03/25/07 07:14 PM)


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InvisibleHeavyToilet
The Heaviest OfThem All
Male

Registered: 08/06/03
Posts: 9,458
Loc: British Columbia
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
    #6710609 - 03/25/07 07:06 PM (16 years, 10 months ago)

Why be an idiot and piss it away on junk?

Be smart and save your money -- you'll eventually need it.


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InvisibleDark_Star
train driver pervading a desktop
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Registered: 08/20/04
Posts: 31,859
Loc: Uranus
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
    #6710611 - 03/25/07 07:06 PM (16 years, 10 months ago)

If I were you I'd save that money. I blew a ridiculous amount of moeny, and am now struggling to get my shit back together.

The thing is, you never know when you're going to need it.


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InvisibleDNKYD
Turtle!

Registered: 09/23/04
Posts: 12,326
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
    #6710614 - 03/25/07 07:08 PM (16 years, 10 months ago)

Keep it in a savings account so you can just make money off of it.


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OfflineAmber_Glow
Sat Chit Anand

Registered: 09/02/02
Posts: 1,543
Last seen: 10 years, 10 months
Re: What can I buy with all this extra cash I have??? [Re: HeavyToilet]
    #6710617 - 03/25/07 07:09 PM (16 years, 10 months ago)

I do not want to spend my whole life working hard and earning money just to have it sit in a bank account. I have to live for the moment a bit here. And for the past few years I have done nothing but save.

I want to spend my money on something for a change.


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Invisibleadrug

Registered: 02/04/03
Posts: 15,800
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
    #6710618 - 03/25/07 07:09 PM (16 years, 10 months ago)

Invest a big chunk of it. Save the rest to splurge on little things to make your daily life better. OR, take the rest, and go on a vacation. Going on vacation alone is nothing to be ashamed about.


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Invisiblememes
Blessed


Folding@home Statistics
Registered: 01/11/05
Posts: 27,785
Loc: In a Tree
Re: What can I buy with all this extra cash I have??? [Re: adrug]
    #6710622 - 03/25/07 07:11 PM (16 years, 10 months ago)

save it some more.

when you get out of college you'll have 12k+ and thats a nice down payment on a house :smile:

hold onto it man - you wont regret it.


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OfflineAmber_Glow
Sat Chit Anand

Registered: 09/02/02
Posts: 1,543
Last seen: 10 years, 10 months
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
    #6710623 - 03/25/07 07:11 PM (16 years, 10 months ago)

Also, I will probably attend law school in a couple years so I will have to take out loans and be in some major debt anyway. Yes I could save until then but I will still only have enough money to pay for a fraction of those schooling costs.


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InvisiblePrisoner#1
Even Dumber ThanAdvertized!
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Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
Re: What can I buy with all this extra cash I have??? [Re: adrug]
    #6710624 - 03/25/07 07:11 PM (16 years, 10 months ago)

Quote:

adrug said:
Invest a big chunk of it.




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InvisibleSilversoul
Rhizome
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Registered: 01/01/05
Posts: 23,576
Loc: The Barricades
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
    #6710625 - 03/25/07 07:11 PM (16 years, 10 months ago)

Save it. It'll help you down the road.

I have $35,000 in stocks that my parents just transferred to my name. I'm going to use it to make a down-payment on a condo once I move out of my apartment.


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Offlinevigilant_mind
unfazed
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Registered: 01/19/07
Posts: 1,717
Loc: boco
Last seen: 14 years, 6 months
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
    #6710635 - 03/25/07 07:14 PM (16 years, 10 months ago)

I'd say maybe invest some of it and just save the rest.


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InvisibleMiddlemanM

Registered: 07/11/99
Posts: 8,399
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
    #6710637 - 03/25/07 07:14 PM (16 years, 10 months ago)

Buy Euros, the USD is gonna crash....


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OfflineAmber_Glow
Sat Chit Anand

Registered: 09/02/02
Posts: 1,543
Last seen: 10 years, 10 months
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
    #6710645 - 03/25/07 07:17 PM (16 years, 10 months ago)

I mean, what do you guys like to splurge on? What is something that brings entertainment or joy or something to your life that had to cost you a few hundred or maybe a thousand or two? :p

Thought: maybe Yoga classes. :/


Edited by Amber_Glow (03/25/07 07:22 PM)


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InvisibleMezcal
Registered: 08/11/05
Posts: 1,980
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
    #6710666 - 03/25/07 07:26 PM (16 years, 10 months ago)

Travel, get a nice collection of chemicals for posterity's sake, invest in the stock market, donate to charity...

Or like everybody else said, keep saving! If you put all that into a retirement fund now, you could retire with an extra 250,000-750,000, possibly more.


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InvisibleSinbad
Living TheMoment
Male

Registered: 12/23/04
Posts: 2,571
Loc: Under The Bodhi Tree
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
    #6710672 - 03/25/07 07:29 PM (16 years, 10 months ago)

Quote:

Amber_Glow said:
I mean, what do you guys like to splurge on? What is something that brings entertainment or joy or something to your life that had to cost you a few hundred or maybe a thousand or two? :p

Thought: maybe Yoga classes. :/




Yoga classes are a good investment. Try Hatha Yoga, its generally very good if you get the right teacher.


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InvisibleAlteredAgain
Visual Alchemist
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Registered: 04/27/06
Posts: 11,181
Loc: Solar Circuit
Re: What can I buy with all this extra cash I have??? [Re: adrug]
    #6710673 - 03/25/07 07:29 PM (16 years, 10 months ago)

Quote:

adrug said:
Invest a big chunk of it.




Quote:

Middleman said:
Buy Euros, the USD is gonna crash....




--------------------


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Offlinevigilant_mind
unfazed
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Registered: 01/19/07
Posts: 1,717
Loc: boco
Last seen: 14 years, 6 months
Re: What can I buy with all this extra cash I have??? [Re: Mezcal]
    #6710677 - 03/25/07 07:29 PM (16 years, 10 months ago)

Quote:

donate to charity




Don't donate it. I'm sorry, but donating money is stupid. You're not creating any more wealth, you're only transferring money from your account to someone else's.


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Invisibleeeso
Str@nger
Male User Gallery

Registered: 03/25/07
Posts: 554
Re: What can I buy with all this extra cash I have??? [Re: adrug]
    #6710694 - 03/25/07 07:34 PM (16 years, 10 months ago)

I second the 'don't blow it all' sentiments. Buy some cool shit sure, but keep building a savings account and as that grows look into investing.

Seriously. I had a ton of cash (for me) coming in from my job at one time, even put together a profitable real estate deal, but ended up blowing it all.

Living off unemployment at my friends house at the moment.
Don't be me.


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OfflineAmber_Glow
Sat Chit Anand

Registered: 09/02/02
Posts: 1,543
Last seen: 10 years, 10 months
Re: What can I buy with all this extra cash I have??? [Re: Amber_Glow]
    #6710699 - 03/25/07 07:35 PM (16 years, 10 months ago)

Maybe I should start gambling in the research chemical market and see if I can score something?

The only problem there being that I cannot risk getting arrested for trying to buy drugs off the internet. :/


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OfflineAmber_Glow
Sat Chit Anand

Registered: 09/02/02
Posts: 1,543
Last seen: 10 years, 10 months
Re: What can I buy with all this extra cash I have??? [Re: eeso]
    #6710708 - 03/25/07 07:37 PM (16 years, 10 months ago)

I want to buy cool shit but I can't imagine what cool shit to buy.

I guess I just need to stop being a stingy bastard. I mean, I drink 10 dollar handles of vodka. I guess I just need to make small upgrades in my life and not worry about spending money. I worry about spending money for no reason. I am a cheap bastard with a large bank account.


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