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OfflineSchwip
Never sleeps.
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Registered: 06/27/05
Posts: 3,937
Last seen: 11 years, 3 months
Bill collection. How far will/can they take it?
    #6507560 - 01/29/07 07:55 AM (17 years, 28 days ago)

Ok about 4 fucking years back i got a computer from Gateway.

Now for awhile i made the minimum payments and let them rape me with the 28% APR.

Then I got really bad into some dope. Let that account go to hell, along with some other ones.

For awhile i worked with a collection place and made payments.

Now I could swear I paid for this this twice over now.

But I may have fucked it up on the last couple payments.

Now a year later(i think) another company has contacted me.

Apparently after all the fucking fees from this new agency I owe around $900.

Now, I cant afford this, and Ive been ignoring the fuckers.

Most likely I will try and set up a payment plan again and get these assholes off my back.

But im curious, how far can they go with this? Can they attempt to sue me? If so, what would happen with that?

Stupid fucking gateway. I must have ended up paying 3000 on this mother fucker since buying it 4 years ago :frown:

i'll never do that again.


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--------------------------------

" If the sky were to suddenly open up there would be no law. There would be no rule. There would only be you and your memories... the choices you've made, and the people you've touched. If this world were to end there would only be you and him and no-one else. "

..............

"MAN! You know there aint no such thing as left over crack!"



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InvisibleLiz
Owl Lady
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Folding@home Statistics
Registered: 11/16/04
Posts: 6,962
Loc: Massachusetts
Re: Bill collection. How far will/can they take it? [Re: Schwip]
    #6507569 - 01/29/07 07:58 AM (17 years, 28 days ago)

In all likelihood, they won't try to sue you over $900. But they could if they wanted to. if you got contacted by a place that gateway sold the collection account to, call them and offer them a set amount of money to settle the balance. tell them you can't afford $900, and offer them like $400 or something. Get everything from them in writing in terms of what you work out, keep the names/numbers of the people you talk to, and pay the damn thing off. Gateway sucks.


--------------------
Remember, remember the fifth of November
The gunpowder treason and plot.
I see no reason why gunpowder treason
Should ever be forgot.




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OfflineLinja
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Folding@home Statistics
Registered: 05/30/06
Posts: 475
Loc: Melbourne Flag
Last seen: 11 years, 24 days
Re: Bill collection. How far will/can they take it? [Re: Schwip]
    #6507570 - 01/29/07 07:58 AM (17 years, 28 days ago)

Dude, I brought a gateway laptop a few years back. It was a hunk of shit, and after a few repairs they stopped taking it back despite warrantee, I think they've shut down over here (australia) anyway.

I think that if the fines probably get larger they'll sue. It's in their interest to let them grow I guess, they'll probably only sue when they think that it's at the point where it's the highest it can get with you still being able to pay for it, the fuckers.

-Linja


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OfflineSchwip
Never sleeps.
 User Gallery

Registered: 06/27/05
Posts: 3,937
Last seen: 11 years, 3 months
Re: Bill collection. How far will/can they take it? [Re: Liz]
    #6507582 - 01/29/07 08:04 AM (17 years, 28 days ago)

I will definitely keep very good records of everything, this time around.

Cause the more I think about it, the more I can swear that I fucking already paid it off with a previous collection place.

Grrr. Wish I had some records to look back on.


--------------------
--------------------------------

" If the sky were to suddenly open up there would be no law. There would be no rule. There would only be you and your memories... the choices you've made, and the people you've touched. If this world were to end there would only be you and him and no-one else. "

..............

"MAN! You know there aint no such thing as left over crack!"



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