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Jalruza
Boot Lover


Registered: 10/09/04
Posts: 1,985
Last seen: 15 years, 7 months
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What happens if i go over my credit card limit?
#5818987 - 07/04/06 06:57 AM (17 years, 6 months ago) |
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I know they are going to fine me but is it even possible?
I got limit at 1100, and i was thinking of maybe going, buying a flight, to 1300. Can i even do that? I certanly cant do that with my bank card, i can go about 20 pounds over my limit and they fine me but it stops and rejects all spendings after 20 pounds, so basically theres 20 pounds buffer there so they can fine me 30 pounds every time i go over the limit... i wonder if there is a buffer after credit limit on a credit card and how much is it.
-------------------- Time keeps ticking and running away And It's taking us fast to a brand new free dimension Too cool to mention well that's the intention But some of us too dame blind to see Jesus is the King Volume I Jesus is the King Volume II Shroomery MSN club I'm talking to aliens! Volcano Vap and Brain Chakras Hilary Duff!!
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goobler
Reanimated



Registered: 02/24/03
Posts: 48,909
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Re: What happens if i go over my credit card limit? [Re: Jalruza]
#5818988 - 07/04/06 07:01 AM (17 years, 6 months ago) |
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a single purchase that puts you over the limit will be denied if its run through electronically
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Jalruza
Boot Lover


Registered: 10/09/04
Posts: 1,985
Last seen: 15 years, 7 months
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Re: What happens if i go over my credit card limit? [Re: goobler]
#5818993 - 07/04/06 07:08 AM (17 years, 6 months ago) |
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There should be a BUFFER!!!!
Like i said i have it on my BANK CARD, and its 20 pounds. My bank card limit is 1000 pounds. If i go spend 1500 pounds it will be rejected. If i go spend 1010 pounds it will go thro but i will be fined 30 pounds.
So im wondering if there is such buffer on my credit card and how much is it. If there is a buffer i might just go ahead and waste it and ge fined so what at least i will get myself on an airplane to Sydney
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goobler
Reanimated



Registered: 02/24/03
Posts: 48,909
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Re: What happens if i go over my credit card limit? [Re: Jalruza]
#5819001 - 07/04/06 07:12 AM (17 years, 6 months ago) |
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yes, don't you see the logic?
if you go over 10 they get 30 or else your card is suspended
they aren't going to float you 300 when their return is 30, if the could they would float you 20 15 times so the could charge you 450
they aren't gonna over extend your credit that much
BUT
you could call them and explain you have an emergency and ask for a temporary increase in credit..they do that in a lot of cases
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xDuckYouSuckerx
xBannedx


Registered: 05/25/06
Posts: 1,410
Last seen: 17 years, 5 months
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Re: What happens if i go over my credit card limit? [Re: Jalruza]
#5819037 - 07/04/06 07:45 AM (17 years, 6 months ago) |
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Pounds of what?
-------------------- Unions are the bastions of the mediocre. - luvdemshrooms
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goobler
Reanimated



Registered: 02/24/03
Posts: 48,909
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Re: What happens if i go over my credit card limit? [Re: xDuckYouSuckerx]
#5819055 - 07/04/06 07:52 AM (17 years, 6 months ago) |
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clues....
try and get some
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Jalruza
Boot Lover


Registered: 10/09/04
Posts: 1,985
Last seen: 15 years, 7 months
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Re: What happens if i go over my credit card limit? [Re: goobler]
#5819112 - 07/04/06 08:37 AM (17 years, 6 months ago) |
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yea just called them there is no such thing as emergency credit here in the UK, im screwed!
Maybe i should set up a paypal account and sell shares here on Shroomery for my future new energy company "Future Motors Co"
-------------------- Time keeps ticking and running away And It's taking us fast to a brand new free dimension Too cool to mention well that's the intention But some of us too dame blind to see Jesus is the King Volume I Jesus is the King Volume II Shroomery MSN club I'm talking to aliens! Volcano Vap and Brain Chakras Hilary Duff!!
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Adden

Registered: 06/04/03
Posts: 39,201
Loc:
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Re: What happens if i go over my credit card limit? [Re: goobler]
#5819171 - 07/04/06 09:13 AM (17 years, 6 months ago) |
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lol goobs
oh snap
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goobler
Reanimated



Registered: 02/24/03
Posts: 48,909
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Re: What happens if i go over my credit card limit? [Re: Adden]
#5819181 - 07/04/06 09:19 AM (17 years, 6 months ago) |
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hey stranger
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