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Papaver
Madmin Emeritus?

Registered: 06/01/02
Posts: 26,880
Loc: Radio Free Tibet!
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Re: Fuck Bank of America [Re: Prisoner#1]
#5711180 - 06/04/06 01:20 PM (17 years, 8 months ago) |
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Quote:
Prisoner#1 said: I can find a use for boar tits
she-boar pr0n...
sows-with-dicks...
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Gumby
Fishnologist


Registered: 06/13/01
Posts: 26,656
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Bank of America has fucked me a few times too. I have a student account, which is supposed to be 100% free checking with overdraft protection.
For a long time I was getting hit with a 4 dollar account maintenece fee on my checking AND savings account. I went in there and bitched them out and they refunded all of the charges and took all future maintenence fees off.
Another thing I hated about them was I used to go to college were there wasn't a BoA within 15 miles, so I'd have to take money out of local, non BoA network, ATMs. Instead of just getting hit with the 1.50 or so that the ATM charged for being out of network, BoA hit me with an additional $2 fee for using an out of network bank. You get screwed twice.
If I overdraft my checking, it's supposed to take the money out of my savings. I accidently overdrafted the other day. I was looking at my statement online and they took the money out of my savings account, but then they hit my checking with a $30.00 overdraft fee. Time to bitch them out again.
I want to switch banks. I was thinking about switching to Wachovia, but I hear they suck just as much if not worse. Input?
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Papaver
Madmin Emeritus?

Registered: 06/01/02
Posts: 26,880
Loc: Radio Free Tibet!
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Re: Fuck Bank of America [Re: Gumby]
#5711391 - 06/04/06 02:09 PM (17 years, 8 months ago) |
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Try and use very small, home-town, banks where they employ people and not automatons. That being said, I tried that theory out in my new home town, and have been royally screwed on several occasions now.
The problem is, that we are becoming a nation of systems, instead of people, and there is no end in site to this trend, until it eventually exhausts itself, and collapses in on it's own entropy, like all trends do. In the mean time, it can be pretty exasperating to us who are old enough to remember when things were more human-based...
It's funny to try and explain to these woodpeckers what's going on to, and they just don't get it, and then they screw up again, and you tell them, this is what I was talking about, and they still don't get. Interestingly enough, many of them can't seem to do simple math in their head either (the younger ones, anyway)...
To update that old quote by Denis Diderot:
"Man will never be free until the last bureaucrat (the new king) is strangled with the last network cable (the entrails of the new priesthood)!"
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Dobie
Dopeless Hopefiend

Registered: 08/15/02
Posts: 52,841
Loc: ON DA BLOCK
Last seen: 6 months, 17 days
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Re: Fuck Bank of America [Re: Papaver]
#5711416 - 06/04/06 02:17 PM (17 years, 8 months ago) |
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i refuse to use banks fuck them i hate them i use the international bank of my back pocket
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idiotek


Registered: 02/06/04
Posts: 40,728
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Re: Fuck Bank of America [Re: Dobie]
#5711653 - 06/04/06 03:34 PM (17 years, 8 months ago) |
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I have had a lot of problems with Wachovia. They've fucked me on several occasions, particularly involving the way they keep your information about your account balance. I've had to pay several overdraft fees when I spent money that I mistakenly thought was in my checking account after I checked my account balance at an ATM or over their automated phone service. something about how when i deposit money they don't immediately put it into my account but when i used my debit card they immediately withdrew the money.
basically, it all boiled down to the fact that they tell you contradicting information on their balance statements/website/phone service. i even confronted them with a receipt showing that THEIR atm told me i had the cash, but they told me i actually didn't, and they couldn't fully explain why. i ended up paying them just over $100 because i had like 2 or 3 consecutive charges on my debit card from fast food/gas stations (like $3 and $4 each) that were considered "insufficient funds". they told me they let me spend money i didn't have because it might be "for an emergency," but i fail to see how i could be having an emergency at wendy's that cost like $4.
i had a friend that banks with AM South who went to their ATM while having a negative balance and intentionally withdrew $60, which it let him do, just to prove a point. they WANT you to fuck up and overdraw.. that way they can slap you with $30+ fees even for being short like $3. it's not like banking with them for YEARS is enough for them to spot you a couple of dollars while your check clears overnight.
bastardos.
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domite
Puppet

Registered: 04/12/03
Posts: 2,978
Loc: Who's askin'?
Last seen: 10 years, 6 months
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Re: Fuck Bank of America [Re: idiotek]
#5711925 - 06/04/06 05:05 PM (17 years, 8 months ago) |
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I havent had any trouble with HSBC yet, in case you are looking for a bank that doesnt rape you quite as hard.
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