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blacksabbathrulz

Registered: 05/22/02
Posts: 2,511
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Fuck Bank of America
#5710793 - 06/04/06 11:36 AM (17 years, 7 months ago) |
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They are assholes. I deposited a 3800 dollar paycheck on the 1st, and they said it was a new account, so it would take until the 14th to clear. Yesterday, I went to the teller, and deposited 800 cash, and it's not available either? WTF? It's goddamn cash, it should be available the second I deposit it. Grrrr./.
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Phychotron
Crazy Mofo



Registered: 06/17/02
Posts: 9,102
Loc: In A Forest Of Colossal F...
Last seen: 3 years, 8 months
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yea, those guys are dicks.
-------------------- On a mission to prove that the truth gets you no where. They tried the truth, It didn't work. Then they wrote the bible.
Only the foolish fear the inevitable.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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was the $3800 check out f state? and with the $800 check it wouldnt post until midnight tonight at the earliest, that being said
FUCK ALL BANKS!
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blacksabbathrulz

Registered: 05/22/02
Posts: 2,511
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Re: Fuck Bank of America [Re: Prisoner#1]
#5710811 - 06/04/06 11:40 AM (17 years, 7 months ago) |
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Quote:
Prisoner#1 said: was the $3800 check out f state? and with the $800 check it wouldnt post until midnight tonight at the earliest, that being said
FUCK ALL BANKS!
No, the 3800 dollar check was from in State, and the 800 wasnt even a check it was cash. I deposited all the money I had thinking that it should clear no later than midnight, and now I don't have any money.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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the $800 should post to your account tonight, talk with the manager of the bank, regarding the $3800, mine tried playing that kind of shit with me a few years back and a short discussion removed all holds on my deposits including out of state checks.
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Papaver
Madmin Emeritus?

Registered: 06/01/02
Posts: 26,880
Loc: Radio Free Tibet!
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Re: Fuck Bank of America [Re: Prisoner#1]
#5710849 - 06/04/06 11:49 AM (17 years, 7 months ago) |
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Quote:
Prisoner#1 said: that being said
FUCK ALL BANKS!
And the choir sings... Amen!
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blacksabbathrulz

Registered: 05/22/02
Posts: 2,511
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Re: Fuck Bank of America [Re: Prisoner#1]
#5710853 - 06/04/06 11:49 AM (17 years, 7 months ago) |
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Quote:
Prisoner#1 said: the $800 should post to your account tonight, talk with the manager of the bank, regarding the $3800, mine tried playing that kind of shit with me a few years back and a short discussion removed all holds on my deposits including out of state checks.
Do you have any idea why they even hold checks to begin with? It seems kinda pointless to me.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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$$$$
used to be banks paid a reasonable intrest on your money, checking was always free the reason is they used your money for loans and such at higher rates, they learned that they can fuck people by charging for these 'services' and reduce the paid out interest... the longer they hold yours, the more they make
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Papaver
Madmin Emeritus?

Registered: 06/01/02
Posts: 26,880
Loc: Radio Free Tibet!
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#1 To prevent fraud and to protect your money (publically stated reason).
#2 Every dollar they can hold on to, for any amount of time, generates interest income for them, which adds up across a large customer base and makes for a fat bottom line (non-stated real reason).
#3 Large bureaucracies are chocked full of arcane and byzantine rules which defy the knowledge and common sense of even the most alert peon in their draconian system (secret reason, unknown to even the bank clerks).
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Papaver
Madmin Emeritus?

Registered: 06/01/02
Posts: 26,880
Loc: Radio Free Tibet!
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Re: Fuck Bank of America [Re: Prisoner#1]
#5710901 - 06/04/06 12:00 PM (17 years, 7 months ago) |
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Quote:
Prisoner#1 said: used to be banks paid a reasonable intrest on your money, checking was always free
I can remember when banks were cool, but that seemed to change at some point in the nineties... 
I want my free toaster, damn it!
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Penguarky Tunguin
f n o r d

Registered: 08/08/04
Posts: 17,192
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Be happy you don't have Wells Fargo. Hands down the worst bank I've ever dealt with. I just deposited a $2000 check and they were gonna place a hold and then I actually lost it a little. I told them I've been banking at this exact same branch for over 5 years, this check is from the same company I've been depositing checks from for 5 years, there's absolutely no reason for a hold...I think she could tell I wasn't going to have it!
-------------------- Every mistake, intentional or otherwise, in the above post, is the fault of the reader.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: Fuck Bank of America [Re: Papaver]
#5710943 - 06/04/06 12:12 PM (17 years, 7 months ago) |
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Quote:
Papaver said: I can remember when banks were cool, but that seemed to change at some point in the nineties... 
it was the 80's when the government stepped in and said they couldnt launder money for the drug cartels anymore, they had to find a way to suppliment their income after that
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Papaver
Madmin Emeritus?

Registered: 06/01/02
Posts: 26,880
Loc: Radio Free Tibet!
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Re: Fuck Bank of America [Re: Prisoner#1]
#5710971 - 06/04/06 12:19 PM (17 years, 7 months ago) |
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That, rampant deregulation, and a rising class of professional manager MBA-types...
I keep my money in an old matress like my grandfather taught me too...
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: Fuck Bank of America [Re: Papaver]
#5711007 - 06/04/06 12:29 PM (17 years, 7 months ago) |
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jelly jars in the back yard, now if I had made a map or planed them near land marks I wouldnt be broke today...
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Papaver
Madmin Emeritus?

Registered: 06/01/02
Posts: 26,880
Loc: Radio Free Tibet!
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Re: Fuck Bank of America [Re: Prisoner#1]
#5711050 - 06/04/06 12:45 PM (17 years, 7 months ago) |
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You should have had a map tattooed on your back, except then you'd have to find someone you could trust to read it for you...
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KidgardFromSRQ
Strange

Registered: 05/30/05
Posts: 1,501
Last seen: 9 years, 11 months
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Re: Fuck Bank of America [Re: Papaver]
#5711082 - 06/04/06 12:52 PM (17 years, 7 months ago) |
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especially fuck wachovia. they wont cash my english checks with our a 75$ fee per check.
-------------------- Be nice to people in general. Even if you don't like them.
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: Fuck Bank of America [Re: Papaver]
#5711089 - 06/04/06 12:54 PM (17 years, 7 months ago) |
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I'd first have to find a tattoo artist I could trust, he may just give me a tat of boisie idaho and screw me out of everything
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Quote:
KidgardFromSRQ said: especially fuck wachovia. they wont cash my english checks with our a 75$ fee per check.
My brother and sister have a cuople huge lawsuits agains wachovia right now looks like a bank VP was looking out after his own interests, I'd have the same suit but I wasnt willing to trust the guys advice... I did good and bad with that
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Papaver
Madmin Emeritus?

Registered: 06/01/02
Posts: 26,880
Loc: Radio Free Tibet!
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Re: Fuck Bank of America [Re: Prisoner#1]
#5711144 - 06/04/06 01:08 PM (17 years, 7 months ago) |
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Yes, anything to do with Boise, Idaho, is about as useless as tits on a boar...
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Prisoner#1
Even Dumber ThanAdvertized!


Registered: 01/22/03
Posts: 193,665
Loc: Pvt. Pubfag NutSuck
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Re: Fuck Bank of America [Re: Papaver]
#5711152 - 06/04/06 01:09 PM (17 years, 7 months ago) |
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I can find a use for boar tits
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Papaver
Madmin Emeritus?

Registered: 06/01/02
Posts: 26,880
Loc: Radio Free Tibet!
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Re: Fuck Bank of America [Re: Prisoner#1]
#5711180 - 06/04/06 01:20 PM (17 years, 7 months ago) |
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Quote:
Prisoner#1 said: I can find a use for boar tits
she-boar pr0n...
sows-with-dicks...
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Gumby
Fishnologist


Registered: 06/13/01
Posts: 26,656
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Bank of America has fucked me a few times too. I have a student account, which is supposed to be 100% free checking with overdraft protection.
For a long time I was getting hit with a 4 dollar account maintenece fee on my checking AND savings account. I went in there and bitched them out and they refunded all of the charges and took all future maintenence fees off.
Another thing I hated about them was I used to go to college were there wasn't a BoA within 15 miles, so I'd have to take money out of local, non BoA network, ATMs. Instead of just getting hit with the 1.50 or so that the ATM charged for being out of network, BoA hit me with an additional $2 fee for using an out of network bank. You get screwed twice.
If I overdraft my checking, it's supposed to take the money out of my savings. I accidently overdrafted the other day. I was looking at my statement online and they took the money out of my savings account, but then they hit my checking with a $30.00 overdraft fee. Time to bitch them out again.
I want to switch banks. I was thinking about switching to Wachovia, but I hear they suck just as much if not worse. Input?
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Papaver
Madmin Emeritus?

Registered: 06/01/02
Posts: 26,880
Loc: Radio Free Tibet!
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Re: Fuck Bank of America [Re: Gumby]
#5711391 - 06/04/06 02:09 PM (17 years, 7 months ago) |
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Try and use very small, home-town, banks where they employ people and not automatons. That being said, I tried that theory out in my new home town, and have been royally screwed on several occasions now.
The problem is, that we are becoming a nation of systems, instead of people, and there is no end in site to this trend, until it eventually exhausts itself, and collapses in on it's own entropy, like all trends do. In the mean time, it can be pretty exasperating to us who are old enough to remember when things were more human-based...
It's funny to try and explain to these woodpeckers what's going on to, and they just don't get it, and then they screw up again, and you tell them, this is what I was talking about, and they still don't get. Interestingly enough, many of them can't seem to do simple math in their head either (the younger ones, anyway)...
To update that old quote by Denis Diderot:
"Man will never be free until the last bureaucrat (the new king) is strangled with the last network cable (the entrails of the new priesthood)!"
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Dobie
Dopeless Hopefiend

Registered: 08/15/02
Posts: 52,841
Loc: ON DA BLOCK
Last seen: 5 months, 30 days
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Re: Fuck Bank of America [Re: Papaver]
#5711416 - 06/04/06 02:17 PM (17 years, 7 months ago) |
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i refuse to use banks fuck them i hate them i use the international bank of my back pocket
-------------------- This place is gayer than when the balls touch
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idiotek


Registered: 02/06/04
Posts: 40,728
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Re: Fuck Bank of America [Re: Dobie]
#5711653 - 06/04/06 03:34 PM (17 years, 7 months ago) |
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I have had a lot of problems with Wachovia. They've fucked me on several occasions, particularly involving the way they keep your information about your account balance. I've had to pay several overdraft fees when I spent money that I mistakenly thought was in my checking account after I checked my account balance at an ATM or over their automated phone service. something about how when i deposit money they don't immediately put it into my account but when i used my debit card they immediately withdrew the money.
basically, it all boiled down to the fact that they tell you contradicting information on their balance statements/website/phone service. i even confronted them with a receipt showing that THEIR atm told me i had the cash, but they told me i actually didn't, and they couldn't fully explain why. i ended up paying them just over $100 because i had like 2 or 3 consecutive charges on my debit card from fast food/gas stations (like $3 and $4 each) that were considered "insufficient funds". they told me they let me spend money i didn't have because it might be "for an emergency," but i fail to see how i could be having an emergency at wendy's that cost like $4.
i had a friend that banks with AM South who went to their ATM while having a negative balance and intentionally withdrew $60, which it let him do, just to prove a point. they WANT you to fuck up and overdraw.. that way they can slap you with $30+ fees even for being short like $3. it's not like banking with them for YEARS is enough for them to spot you a couple of dollars while your check clears overnight.
bastardos.
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domite
Puppet

Registered: 04/12/03
Posts: 2,978
Loc: Who's askin'?
Last seen: 10 years, 5 months
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Re: Fuck Bank of America [Re: idiotek]
#5711925 - 06/04/06 05:05 PM (17 years, 7 months ago) |
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I havent had any trouble with HSBC yet, in case you are looking for a bank that doesnt rape you quite as hard.
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