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Offlinerelativexistance
"beads, bees!?!?beads ....BEADS!!!"
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Registered: 01/08/04
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question about car insurance and hit and run
    #5288348 - 02/11/06 10:59 AM (17 years, 11 months ago)

Last night some asshole hit the side of my friends car as they were going through a green light. The guy drove away but another person in the car got the license plate. However when the cops checked up on it , the car and the plate didnt match. He doesnt have collision on his car so basically what I am wondering is if he is screwed on the whole deal?


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OfflineDoctorJ
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Registered: 06/30/03
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Re: question about car insurance and hit and run [Re: relativexistance]
    #5288378 - 02/11/06 11:12 AM (17 years, 11 months ago)

if he has comprehensive he can file a claim with his own insurance but it will count against him and his rates will go up. Also, some liability plans have hit and run/uninsured motorist coverage.

if the police ever catch the asshole that hit your friend, your friend may end up getting restitution in like 50 million years.


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Offlinerelativexistance
"beads, bees!?!?beads ....BEADS!!!"
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Re: question about car insurance and hit and run [Re: DoctorJ]
    #5288391 - 02/11/06 11:15 AM (17 years, 11 months ago)

Thanks alot! I'll let him know to check that stuff out. :thumbup:


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Offlinenakors_junk_bag
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Registered: 11/23/04
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Re: question about car insurance and hit and run [Re: relativexistance]
    #5303030 - 02/15/06 12:45 PM (17 years, 11 months ago)

the insurance company won't raise the rates if you can prove it was no fault of the driver, witnesses and cop testimony.

I think


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Asshole


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Offlinezappaisgod
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Re: question about car insurance and hit and run [Re: nakors_junk_bag]
    #5303582 - 02/15/06 03:34 PM (17 years, 11 months ago)

Not in NY. No matter who is at fault, a claim is a claim is a claim. Unless it actually gets to court, which is pretty much never.


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Offlinenakors_junk_bag
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Registered: 11/23/04
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Re: question about car insurance and hit and run [Re: zappaisgod]
    #5304939 - 02/15/06 10:11 PM (17 years, 11 months ago)

yeah, I wasn't entirely sure.  Its been so long since I needed insurance. Seems a little fucked up to me though. I alos thought I remember when someone smashed into my truck the agent told me if I could prove it wasn't my fault they would repair my car and the rates would stay the same. I prolly was wrong.  :shrug:


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Asshole


Edited by nakors_junk_bag (02/15/06 10:12 PM)


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Offlinefresh313
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Registered: 09/01/03
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Re: question about car insurance and hit and run [Re: nakors_junk_bag]
    #5305000 - 02/15/06 10:35 PM (17 years, 11 months ago)

in MI its no fault w/ automatic $500 fault payment. so whoever was at fault on the police report has to pay the other. have the cops run the vin and find out if theres insurance on it, if theres no insurance ; ya u cant do shit.


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