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OfflineLethalX5
Male

Registered: 01/07/05
Posts: 2,176
Last seen: 4 months, 2 days
Should i do this??
    #4749757 - 10/03/05 04:47 PM (11 years, 2 months ago)

ok so my car insurance is due and i am a lil short on cash (about $300) i forgot i had to pay it and i just got a notice in the mail. so my question is this. should i write them a check for the amount i owe so they get the money but my account will go into the negative + a $33 charge for doing that. the way i see it is that i will take a loan out in a sense and just pay my account back to get even plus the $33. i guess this looks ok for me but i would have to live really tight for about 2 weeks until i can get my account back up. i fig it would take me about 2 paychecks unless i can get some money on the side. norm when this happens i dip into my poker fund but that is gone since i had to get my car fixed =P.



(p.s) anyone wanna buy a triple vend gum ball machine?


--------------------
"To get what you've never had, You must do what you've never done."


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Offlinedaimyo
Monticello

Registered: 05/13/04
Posts: 7,751
Last seen: 4 years, 10 months
Re: Should i do this?? [Re: LethalX5]
    #4749829 - 10/03/05 05:02 PM (11 years, 2 months ago)

Try calling the insurance company and explaining your situation. If you are not constantly delinquent, they may work something out with you.


--------------------
"I have sworn upon the altar of God eternal hostility against every form of tyranny over the mind of man."


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OfflineLethalX5
Male

Registered: 01/07/05
Posts: 2,176
Last seen: 4 months, 2 days
Re: Should i do this?? [Re: daimyo]
    #4749857 - 10/03/05 05:08 PM (11 years, 2 months ago)

Quote:

daimyo said:
Try calling the insurance company and explaining your situation.  If you are not constantly delinquent, they may work something out with you.




no, i always wait to pay till the last possible day.  only this time i forgot to put money aside for it :shrug:


--------------------
"To get what you've never had, You must do what you've never done."


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Offlinedaimyo
Monticello

Registered: 05/13/04
Posts: 7,751
Last seen: 4 years, 10 months
Re: Should i do this?? [Re: LethalX5]
    #4749936 - 10/03/05 05:23 PM (11 years, 2 months ago)

Still worth a shot I'd say. If it fails, then take the $33 loss.


--------------------
"I have sworn upon the altar of God eternal hostility against every form of tyranny over the mind of man."


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Offlinedanamine
libriarian

Registered: 01/31/05
Posts: 597
Loc: Boston, MA
Last seen: 4 years, 3 months
Re: Should i do this?? [Re: daimyo]
    #4750022 - 10/03/05 05:41 PM (11 years, 2 months ago)

You won't overdraft, the check will bounce.

When a check bounces, the company will get the check back in the mail from the bank, you'll be charged a fee (usually about $25) and then you'll have to reissue them a check. Overdrafting only works with credit/debit cards. So no, don't do that. Call and ask if they have a grace period. If you're late on your payment, you'll probably just be surcharged, which'd be the same as if you overdrafted anyway.

Peace,
Dan


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OfflineLethalX5
Male

Registered: 01/07/05
Posts: 2,176
Last seen: 4 months, 2 days
Re: Should i do this?? [Re: danamine]
    #4750140 - 10/03/05 05:59 PM (11 years, 2 months ago)

No, TCF will pay my check and then charge me the amount plus $33. i just wrote the check and dropped it off in the mail. i am pulling some strings right now to make the extra cash. fig i got about a week before the check even goes threw to my account. i'm sure i can pick u p a sidejob putting in a floor or something with the ex's dad.


--------------------
"To get what you've never had, You must do what you've never done."


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OfflineLiQuidSlim
Chillin

Registered: 12/15/04
Posts: 157
Loc: Houston, TX
Last seen: 9 years, 4 months
Re: Should i do this?? [Re: LethalX5]
    #4750183 - 10/03/05 06:06 PM (11 years, 2 months ago)

Yea, I would call and see, but if it doesn't work out, just do what you think is best bro.


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Offlinedanamine
libriarian

Registered: 01/31/05
Posts: 597
Loc: Boston, MA
Last seen: 4 years, 3 months
Re: Should i do this?? [Re: LiQuidSlim]
    #4750291 - 10/03/05 06:33 PM (11 years, 2 months ago)

Frankly, I'd just smoke crack and forget about all of your problems.


But that's just me..

Dan"Crack is the best solution to all problems"amine


--------------------
I love the smell of napalm in the morning...

It smells like, Victory.


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