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OfflineLethalX5
Male

Registered: 01/07/05
Posts: 2,176
Last seen: 10 months, 15 days
Pubbers i need you help
    #4515705 - 08/09/05 10:01 PM (11 years, 10 months ago)

Ok well my car (R.I.P) has finally died on me today and i am in need of a new one. so i have a few questions i need help with. i am 19 years old and have $500 to my name right now, i just got a job at UPS and the other job i am doing pays cash. i was wondering how i go about getting an auto loan from a bank and also how does buying a car with no credit work? i don't have bad credit i just have no credit. if i give a nice down payment do i just get sent a bill every month or how does that work? should i go to a bank and try to get a loan? i am pretty frustrated with my day right now so sorry if this is sort but i just wanted to get to the point. It just that i got a new job and now my car fucks me over =(. I do have a car i am borrowing but i cant keep that forever (only like a week). Ty for any help/advice or any ideas.


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"To get what you've never had, You must do what you've never done."


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InvisibleCaptainH13
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Registered: 10/29/04
Posts: 10,287
Re: Pubbers i need you help [Re: LethalX5]
    #4515712 - 08/09/05 10:04 PM (11 years, 10 months ago)

no car is truly dead....



what happened?


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OfflineLearyfan
It's the psychedelic movement!
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Registered: 04/20/01
Posts: 30,088
Loc: High pride!
Last seen: 6 hours, 30 minutes
Re: Pubbers i need you help [Re: LethalX5]
    #4515721 - 08/09/05 10:06 PM (11 years, 10 months ago)

You've got two jobs (one legitimate) and you don't have bad credit. You're good to go. I worked my loan through the car dealership, but you might want to go to the bank. Maybe you could get a better deal.

I forget what I'm paying. Good luck.






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Mp3 of the month: Park Avenue Playground - The Trip



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OfflineLethalX5
Male

Registered: 01/07/05
Posts: 2,176
Last seen: 10 months, 15 days
Re: Pubbers i need you help [Re: Learyfan]
    #4515828 - 08/09/05 10:33 PM (11 years, 10 months ago)

ty, the other job is a real job. like i am not selling drugs or anything but i gt payed under the table. but know its about had it CaptainH13, i am like 90% sure its the trans. its been good to me i have put over 160000 on that bad boy.

LearyFan, any suggestions on a bank i should go to?


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"To get what you've never had, You must do what you've never done."


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InvisibleHELLA_TIGHT
Madge the Smoking Vag
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Folding@home Statistics
Registered: 08/20/03
Posts: 84,350
Loc: Afghanistan Flag
Re: Pubbers i need you help [Re: LethalX5]
    #4515836 - 08/09/05 10:35 PM (11 years, 10 months ago)

I didn't read your post but my car kicks so much ass I can't even stand it.


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Offlinecoda
Banjo Goiter
Male

Registered: 03/20/01
Posts: 8,634
Last seen: 3 years, 4 months
Re: Pubbers i need you help [Re: HELLA_TIGHT]
    #4515849 - 08/09/05 10:38 PM (11 years, 10 months ago)

well the way i see it no credit is way better then bad credit. But you will definitely get fucked up the ass on the intrest rate. Can you have your rents cosign for you?


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To get really high is to forget yourself. And to forget yourself is to see everything else. And to see everything else is to become an understanding molecule in evolution, a conscious tool of the universe. And I think every human being should be a conscious tool of the universe. . . .

-JG



Don't fuck with the laughing jesus.


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Invisiblebukkake
LEFT WING NUT
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Registered: 05/28/05
Posts: 2,746
Loc: Classified
Re: Pubbers i need you help [Re: coda]
    #4515857 - 08/09/05 10:41 PM (11 years, 10 months ago)

You should look into ebay. It's the only marketplace where you can walk away and feel like you just ripped someone off. In your case, ebay motors.


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OfflineLethalX5
Male

Registered: 01/07/05
Posts: 2,176
Last seen: 10 months, 15 days
Re: Pubbers i need you help [Re: bukkake]
    #4516141 - 08/09/05 11:46 PM (11 years, 10 months ago)

i will look into ebay. but i have a questions about loans. do i go out and find the car i want and then go to the bank? how does that work? and yes i think my dad would cosign for me.


--------------------
"To get what you've never had, You must do what you've never done."


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InvisibleZippoZM
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Registered: 06/17/03
Posts: 13,227
Loc: Pongyang, North Korea
Re: Pubbers i need you help [Re: LethalX5]
    #4516194 - 08/09/05 11:53 PM (11 years, 10 months ago)

let me do you a favor...
youre 19, and are just starting working at ups, its a shit job they have 80% turnover (meaning 80% of people quit) within 3 months...

if you get a car loan you will be stuck either with that job, or no car after they re-po it. i know of quite a few people the same age as you with car loans, they are all kicking themselves, while i drive my multi-colored saturn to canada and mexico yearly.

dont stuck yourself with a car loan, i know its tempting. just take your $500 and get yourself an old toyota, its doable. hell i just got a 4wd jeep that runs well for $350 the other day, the deals are out there, you just have to find them...

and whats the story on your old car, depending on the condition it may be worth a decent amount of money either in one piece, or just for the party. whats the make and model and condition??? i parted out an old saturn once, made some fat cash. lots more than the junk yeard would give me, then i sold the frame!!!


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PEACE

:mushroom2:zippoz:mushroom2:



"in times of widespread chaos and confusion, it has been the duty of more advanced human beings - artists, scientists, clowns, and philosophers - to create order. In such times as ours however, when there is too much order, too much m management, too much programming and control, it becomes the duty of superior men and women and women to fling their favorite monkey wrenches into the machinery. To relieve the repression of the human spirit, they must sow doubt and disruption"

"People do it every day, they talk to themselves ... they see themselves as they'd like to be, they don't have the courage you have, to just run with it."


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Invisiblethegatewaydrug
my burning sunwill some dayrise

Registered: 11/16/04
Posts: 6,987
Loc: wherever i may roam
Re: Pubbers i need you help [Re: LethalX5]
    #4516207 - 08/09/05 11:54 PM (11 years, 10 months ago)

cycle trade = :thumbup::grin:


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May God have mercy upon my enemies, because i won't.

General George S. Patton
:paranoid:


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InvisibleCaptainH13
Scum
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Registered: 10/29/04
Posts: 10,287
Re: Pubbers i need you help [Re: ZippoZ]
    #4516208 - 08/09/05 11:55 PM (11 years, 10 months ago)

dude,if it's just a tranny,then your car is defiantly not dead...



just search some yards,they probably even toss it in for ya...


mucho cheaper...


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