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OfflineMickalopagus
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Man anyone else here feeling the effect of inflation? * 4
    #28640036 - 01/29/24 11:23 PM (3 months, 17 days ago)

I probably shouldnt be complaining, we’ve been really smart with our finances and are currently fine, but have had to make some major adjustments. For the first time in maybe 6 years I will not be able to contribute to my Roth retirement account because we literally cannot afford to. We have ceased eating out at restaurants and used last month as a test run to eat all our meals at home, and still went $500 over our budget. With our previous spending estimates that we map out at the beginning of each year our annual surplus was somewhere in the 15-20k range, but after recalculating for inflation it is ~$7200.

That is fucking insane! Keep in mind those numbers are with us not going over budget, which we historically have, so the actual number figures to be closer to 5K, after curbing spending. What that means is that with our current trajectory and expected inflationary costs of everything (food, insurance, healthcare, etc..) we will soon be net negative without some supplementation to our income.

Anyways. Done bitching haha


--------------------
notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... "

ChrisWho said: "It's all about the journey, not the destination."

Edited by Mickalopagus (01/29/24 11:57 PM)

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OfflineMickalopagus
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Re: Man anyone else here feeling the effect of inflation? [Re: Mickalopagus] * 3
    #28640046 - 01/30/24 12:04 AM (3 months, 17 days ago)

Actually not just yet - one more story of how fucked inflation is right now. I started helping one of my staff create a budget plan because she told me at a lunch that she was really struggling. I didnt realize what she meant until I looked at her numbers. Keep in mind she works two jobs, the full time with me, and then another at an amazon warehouse (graveyard shift). With both those jobs and all the fucked up work schedules that poor woman must be going through she is not just living paycheck to paycheck but is trapped in some payday loan shit. Like she cant make it to her next paycheck without defaulting on bills, so has to keep getting payday loans.

THAT IS WITH TWO JOBS. Fuckin hell man. Granted we do live in southern california, so everything is just expensive. but this person who i know is just trying to survive the onslaught of bills and basic living costs, I mean what is it like for other people? I mean god forbid anything happen to her to prevent her from working because in that scenario she is defaulting on her debts and likely going to bankruptcy.


--------------------
notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... "

ChrisWho said: "It's all about the journey, not the destination."

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OfflineMickalopagus
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Re: Man anyone else here feeling the effect of inflation? [Re: Mickalopagus] * 2
    #28640048 - 01/30/24 12:12 AM (3 months, 17 days ago)

Oh here's another story.

I just loaned a random guy in my FF league (for which the season has been over for maybe 2-3 weeks) $150. Why? so he could pay his overdraft fees and not get his water turned off. Dude is so overwhelmed with bills that he literally had to start going down his list of contacts and eventually got to me, which we are not even friends, just two guys in the same league who happen to share contacts via our group chat. I don't think ill ever see that $150 again, and maybe not even the guy but whatever at least if he was being honest hell be able to eat some food. Like seriously, is it just me, or is anyone else out there seeing this shit?


--------------------
notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... "

ChrisWho said: "It's all about the journey, not the destination."

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OfflineNorthernerM
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Re: Man anyone else here feeling the effect of inflation? [Re: Mickalopagus] * 1
    #28640053 - 01/30/24 12:45 AM (3 months, 17 days ago)

I don't really spend money on "stuff", but there's been much less around. 3 teenagers, house and cars, have lot of overheads... definitely creeping to be more pricey all the time. My projects taking longer to finance and harder to source materials at reasonable prices too.

My land value has skyrocketed, but I couldn't afford to move without taking a massive hit or downgrading as taxes would crush me.

It's all very odd.


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The nearest we ever come to knowing truth is when we are witness to paradox.

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OfflineLogicaL ChaosM
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Re: Man anyone else here feeling the effect of inflation? [Re: Mickalopagus] * 2
    #28640095 - 01/30/24 02:40 AM (3 months, 17 days ago)

Definitely feeling it!

I guess your tagline is getting a little too close to home!

:baseballfuck:

When the Dollar store went up in price to $1.25, I knew hard times were ahead. Im still doing OK but Im definitely feeling the strain of the changing times.

But nothing compares to the inflation rates of Argentina thou. It is fucked down there: https://www.bbc.com/news/world-latin-america-64960385


--------------------
"What you must understand is that your physical dimension affects everyone in the higher dimensions as well. All things are interconnected. All things are One. Therefore, if one dimension is broken or out of balance, then all other dimensions will experience repercussions." - Pleiadian Prophecy 2020 The New Golden Age by James Carwin

PROJECT BLUE BOOK ANALYSIS! (312 pages!) | Psychedelics & UFOs | Ready to Contact UFOs? | The Source on Mushrooms:shroomeryhead:| Trippy Gematrix | Dj TeknoLogical | Fentanyl Test Kits R.I.P. Big Worm :tombstone: || The Start of the Ascension Process was 2020. Welcome to the Next Great Era of Earth 🌎🌍🌏                                                         
:sunny::bliss::mushroom2: Oregon Eclipse Festival 2017 :: Aug 19th - 21st :: Pure Paradise :mushroom2::bliss::sunny: :rainbowdrink: Very Effective LSA Extraction Tek :rainbowdrink: | 💧 Advanced Cold Water LSA Extraction Method 💧 | :cacti::bongload: Mescajuana - Mescaline with Marijuana | DMT Dab Bongs | UFO Technology! :shpongle:Shpongle:shpongle:   

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InvisibleAsante
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Re: Man anyone else here feeling the effect of inflation? [Re: Mickalopagus] * 1
    #28640110 - 01/30/24 03:44 AM (3 months, 17 days ago)

Quote:

ManianFH said:
we’ve been really smart with our finances

each year our annual surplus was somewhere in the 15-20k range





You must've been. Your annual surplus was greater than my total income :owned:

Here in Holland, prices are soaring too.

Many have been forecasting this flood.

This is only the beginning.


Like the Doomsday Clock, so much shit is anticipated in the immediate future that we're keeping it at 90 seconds for now :uhoh:


Covid response cost trillions, something got to give.


--------------------
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Offlinespirit_shadow
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Re: Man anyone else here feeling the effect of inflation? [Re: Asante] * 3
    #28640290 - 01/30/24 08:31 AM (3 months, 16 days ago)

I'm feeling it.....when there is no more food left to eat, the poor will eat the rich.....the next Civil War won't be about race, it will be about class. Mark my words.


--------------------
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Invisiblepirate-blues
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Re: Man anyone else here feeling the effect of inflation? [Re: Mickalopagus] * 2
    #28640314 - 01/30/24 08:55 AM (3 months, 16 days ago)

For sure. I spent a lot of time in Canada and the states and from what I understand it's very tough everywhere (just glad I'm not in Turkey, I guess). My employer is American and so I have a bit of a break thanks to the exchange rate up here.

The price of rent in some areas of the states blows my mind a bit but the landing still feels softer in the states than in Canada. Not by much - and the economic indicators don't do a great job of telling the full story of how people are struggling, record high levels of homelessness, another year with a lot of layoffs in the tech sector, it's a little scary out there. Wishing everyone some peace and prosperity.

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Invisiblechopstick
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Re: Man anyone else here feeling the effect of inflation? [Re: Mickalopagus] * 7
    #28640360 - 01/30/24 09:37 AM (3 months, 16 days ago)

It's important to understand that the economic turmoil is deliberate. Deliberate on the part of a handful of elites who don't like humanity and wish to rule over it.

They pretty much want you on your knees, unable to afford food or rent or bills in general. Then when it gets bad enough they will swoop in with a "solution" to the problem they've created, which of course just so happens to conveniently grant either them or the government in general more power over you in the process.

And to achieve this they will make things much, much worse than they are now, if they can. They will escalate to the point that society is breaking down.

More wars, another "pandemic", all these things are options on the table for them.

I'll get slammed for this post probably but I don't care. It's the truth. And the truth must be faced, rather than ignored just because someone doesn't like the implications.

Inflation on this level does not just "happen", it took a "pandemic" involving a virus created in some DoD laboratory, massive government spending, and a massive war in Ukraine to make it happen. Of course, there is always passive inflation, but it is not supposed to happen at such a massively accelerated pace.

All of these things were 100% avoidable. There are people behind all of these decisions. They knew what the consequences would be and decided these consequences were useful for them. Therefore, it was deliberate.

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OfflinehejAdig999
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Re: Man anyone else here feeling the effect of inflation? [Re: chopstick] * 2
    #28640423 - 01/30/24 10:29 AM (3 months, 16 days ago)

I'm pretty young and basically started my "adult" life during covid and I'm fine. Currently studying and when I'm done I'll have like 25k in student debts, but during my three years of studying I've saved up around 10k on a monthly income of ~$1250. When I'm done my goal will be to save around that much each month, even more if I'll go to work in Norway or graveyard shifts. So can't really say that I'm struggling but haven't been around long enough to really feel the inflation. My job will also be recession proof and when I get a larger income I will start to do some prepping.


--------------------
:death: Fumbling in existance :wizard:

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InvisibleAsante
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Re: Man anyone else here feeling the effect of inflation? [Re: hejAdig999] * 3
    #28640439 - 01/30/24 10:46 AM (3 months, 16 days ago)

Quote:

hejAdig999 said:
I'm pretty young and basically started my "adult" life during covid and I'm fine. Currently studying and when I'm done I'll have like 25k in student debts, but during my three years of studying I've saved up around 10k on a monthly income of ~$1250. When I'm done my goal will be to save around that much each month, even more if I'll go to work in Norway or graveyard shifts. So can't really say that I'm struggling but haven't been around long enough to really feel the inflation. My job will also be recession proof and when I get a larger income I will start to do some prepping.





because you're young you're not seeing how fast the normally very sluggish prices are rising/ To you it's normal. Us oldtimers are clutching our pearls thinking of our retirement.


--------------------
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Invisiblepirate-blues
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Re: Man anyone else here feeling the effect of inflation? [Re: chopstick] * 5
    #28640450 - 01/30/24 10:51 AM (3 months, 16 days ago)

Quote:

chopstick said:
It's important to understand that the economic turmoil is deliberate. Deliberate on the part of a handful of elites who don't like humanity and wish to rule over it.

They pretty much want you on your knees, unable to afford food or rent or bills in general. Then when it gets bad enough they will swoop in with a "solution" to the problem they've created, which of course just so happens to conveniently grant either them or the government in general more power over you in the process.

And to achieve this they will make things much, much worse than they are now, if they can. They will escalate to the point that society is breaking down.

More wars, another "pandemic", all these things are options on the table for them.

I'll get slammed for this post probably but I don't care. It's the truth. And the truth must be faced, rather than ignored just because someone doesn't like the implications.

Inflation on this level does not just "happen", it took a "pandemic" involving a virus created in some DoD laboratory, massive government spending, and a massive war in Ukraine to make it happen. Of course, there is always passive inflation, but it is not supposed to happen at such a massively accelerated pace.

All of these things were 100% avoidable. There are people behind all of these decisions. They knew what the consequences would be and decided these consequences were useful for them. Therefore, it was deliberate.





The majority of inflation is caused by corporate profiteering.

https://www.theguardian.com/business/2024/jan/19/us-inflation-caused-by-corporate-profits

I agree, it's very sad to watch ownership over anything and everything slowly slip out of our grasps and that there is a small group of elites who have an interest in keeping that way and making it worse - blindly following conspiracies only adds to the problem.

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Offlinespirit_shadow
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Re: Man anyone else here feeling the effect of inflation? [Re: pirate-blues] * 3
    #28640553 - 01/30/24 12:33 PM (3 months, 16 days ago)

And the fact that pretty much all major food companies reduced their weight of food(and/or changed recipe to less quality ingredients)along with raising prices. They all did it at the same time and blamed it on the pandemic when the supply chain got fucked up.


--------------------
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InvisibleTonydanzawillpay
compared to what

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Re: Man anyone else here feeling the effect of inflation? [Re: spirit_shadow] * 5
    #28640555 - 01/30/24 12:36 PM (3 months, 16 days ago)

Atleast theres no more mean tweets


--------------------
Eat everyday

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OfflineMickalopagus
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Re: Man anyone else here feeling the effect of inflation? [Re: Asante] * 1
    #28640563 - 01/30/24 12:44 PM (3 months, 16 days ago)

So many good responses, all of which are welcome here in this venting or whatever kind of thread :smile:.

Quote:

Asante said:

You must've been. Your annual surplus was greater than my total income :owned:

Here in Holland, prices are soaring too.





Wanted to respond specifically to this because it took a double take. Life in Holland must be quite different, and not for better or for worse but that range you provided is striking to me. Some quick math on my spreadsheet:

Just to cover our bills here, that is just to have a place to live with water, electricity, the ability to drive cars (which are paid off), our bills alone are $46,069. That is not including food, fun, anything else - just bills. Keep in mind we owe no interest on anything. So these aren’t fees, just bills.

7 years ago the number for all our bills, including food and vacations Totaled 31,000.

:kingcrankey:


--------------------
notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... "

ChrisWho said: "It's all about the journey, not the destination."

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InvisibleLynnch
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Re: Man anyone else here feeling the effect of inflation? [Re: Mickalopagus] * 2
    #28640600 - 01/30/24 01:17 PM (3 months, 16 days ago)

I'm up here in the bay. I don't buy a whole lot, but I've noticed the food prices going up and up. I swear, every time I go to the store, everything has gone up a dollar. Can't get chicken for less than $5/lb, it's insane.

I just had to reapply for MediCal, and they said if I make more than $1700 I won't qualify any more.. My rent is about to go up to $1300 + bills around $500, not counting food.. So to keep my health coverage I have to.. starve?

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OnlineGenesisCorruptedS
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Re: Man anyone else here feeling the effect of inflation? [Re: Mickalopagus]
    #28640662 - 01/30/24 02:05 PM (3 months, 16 days ago)

Yes, I have noticed it’s impossible not to. Tubes of toothpaste just have 30% of the bottle filled with nothing but air now.
Bags of chips that were lying to us and saying 25% of the bag was empty before because they didn’t want the chips to get crushed. Well they doubled that so now it’s about 40% of the bag that is completely empty.
They aren’t even trying to be very subtle about it. The bottles of Gatorade literally just have a huge dip in the middle now.

They can lie and say it’s to make the bottle easier easier to hold. What they did was reduced the bottle by 20% volume and then charge the same amount for it if not slightly more.

What I’m really curious about is once inflation is completely under control. How many of these companies are just not going to go back to the way they were. The smart ones that value customers loyalty.
Versus the greedy companies that don’t give a fuck, and just keep trying to squeeze every penny out of us.

Probably gonna take years until people start competing with them saying they have 20% more volume in the competing products before these ever go back to the way they were.

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OfflineLogicaL ChaosM
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Re: Man anyone else here feeling the effect of inflation? [Re: chopstick]
    #28640672 - 01/30/24 02:16 PM (3 months, 16 days ago)

Definitely chopstick. And with 2 major wars going on, its definitely rippling across the entire world.

In the prophecy book i read, its predicted that a global economic collapse could happen and has a 50/50 chance. One version is a dramatic, traumatic global economic collapse. The other predicted situation is a slow and gradual change over the course of many years. And the book says by 2024 to 2028, there will be global economic stability. With the delay of Covid in 2020, i would predict that this global economic stability will more likely happen between 2026 and 2030. Time will tell....


--------------------
"What you must understand is that your physical dimension affects everyone in the higher dimensions as well. All things are interconnected. All things are One. Therefore, if one dimension is broken or out of balance, then all other dimensions will experience repercussions." - Pleiadian Prophecy 2020 The New Golden Age by James Carwin

PROJECT BLUE BOOK ANALYSIS! (312 pages!) | Psychedelics & UFOs | Ready to Contact UFOs? | The Source on Mushrooms:shroomeryhead:| Trippy Gematrix | Dj TeknoLogical | Fentanyl Test Kits R.I.P. Big Worm :tombstone: || The Start of the Ascension Process was 2020. Welcome to the Next Great Era of Earth 🌎🌍🌏                                                         
:sunny::bliss::mushroom2: Oregon Eclipse Festival 2017 :: Aug 19th - 21st :: Pure Paradise :mushroom2::bliss::sunny: :rainbowdrink: Very Effective LSA Extraction Tek :rainbowdrink: | 💧 Advanced Cold Water LSA Extraction Method 💧 | :cacti::bongload: Mescajuana - Mescaline with Marijuana | DMT Dab Bongs | UFO Technology! :shpongle:Shpongle:shpongle:   

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Offlinespirit_shadow
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Re: Man anyone else here feeling the effect of inflation? [Re: GenesisCorrupted]
    #28640684 - 01/30/24 02:22 PM (3 months, 16 days ago)

Quote:

GenesisCorrupted said:
Yes, I have noticed it’s impossible not to. Tubes of toothpaste just have 30% of the bottle filled with nothing but air now.
Bags of chips that were lying to us and saying 25% of the bag was empty before because they didn’t want the chips to get crushed. Well they doubled that so now it’s about 40% of the bag that is completely empty.
They aren’t even trying to be very subtle about it. The bottles of Gatorade literally just have a huge dip in the middle now.

They can lie and say it’s to make the bottle easier easier to hold. What they did was reduced the bottle by 20% volume and then charge the same amount for it if not slightly more.

What I’m really curious about is once inflation is completely under control. How many of these companies are just not going to go back to the way they were. The smart ones that value customers loyalty.
Versus the greedy companies that don’t give a fuck, and just keep trying to squeeze every penny out of us.

Probably gonna take years until people start competing with them saying they have 20% more volume in the competing products before these ever go back to the way they were.



Plot twist. Most of the brands are owned by one parent company. (Ex: most frozen pizzas is owned by nestle) :cookiemonster:


--------------------
Dab or die trying.....(this account is automated, all posts related to illegal activities or advice thereof are strictly from numerous online sites and are for informational purposes only)- Circa 2011
Ban lotto

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OfflineBaby_Hitler
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Re: Man anyone else here feeling the effect of inflation? [Re: spirit_shadow] * 4
    #28640708 - 01/30/24 02:42 PM (3 months, 16 days ago)

I bought a house about 10 years ago, or else I'd be feeling it on the rent. I have a freezer and know how to store food. The freezer is loaded up right now with shit I bought on sale, and I have 30something pounds of potatoes in storage that I also bought on sale ($3 for 8lbs of jumbo bakers, got 5 bags)

I'm prepping my land to be able to produce most of what I eat within the next 10 years or so.

I mostly eat whatever is on sale that week and markdowns.


--------------------
This space for rent

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