I don't think keeping finances separately or splitting costs based on income is a bad thing, if that works for you guys.
I'm wondering if your insurance was just better than hers? Would her deductible have increased if she chose this new insirance? Would her in-network providers have changed woth the new policy which could cause her to have to either switch providers or meet an out of pocket maximum for the same cares she receives under the policy through your work? Are the dental/vision benefits the same with the plans?
With insurance, there's more to look at than just the monthly cost. I know you said it would've been cheaper, but would the benefits have been the same?
Maybe you could talk to her about picking up a different but relatively equal bill exclusively to even things out?
-------------------- "You are a ghost driving a meat coated skeleton made from stardust. What do you have to be scared of?"
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