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OnlinegeokillsA
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Re: Opening Roth IRA [Re: JonBongGroovy]
    #28558678 - 11/27/23 06:06 PM (1 month, 30 days ago)

Good idea, I've been maxing out my Roth IRA for years and it's where I do the bulk of my (now tax free) equity trading.

All retirement accounts have maximum annual contribution limits.  A 401K is the most permissive, allowing a maximum $22,500 contribution in 2023.  The caveat is that 401K contributions must be sourced from income earned and/or company matches derived directly from your employment at your 401K company sponsor.

When you are contributing to a self-directed Roth or traditional IRA account, you are currently limited to a $6,500 total contribution for 2023 and $7,000 in 2024.


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