|
Barnaby
Interesting lifetime


Registered: 12/13/17
Posts: 9,136
|
My Fico is 760 and my net worth shows as 16 dollars. Made me laugh.
#28469003 - 09/14/23 04:56 PM (4 months, 11 days ago) |
|
|
Yeah. To much alcohol and drugs and no work without a savings, will go with sofi, good enough for me. When I start working again.
Is amusing when you go into interviews and they can can tell you don't give a fuck. I am in 900 debt. I have a monthly income. I like it but I fucked it up in Vegas.
The feeling of being out of debt is great and am close to it. So will work again. What about your retirement? World has different plans financially for it IMO. My body will probably make it to 60 something which is fine as this world is basic greed and slavery.
Don't care about bitcoin and crypto. 401k, mutual funds, government bonds, it is nothing to rely on. Is corrupted so fuck it.
Still always have income in. Was broke in my early 20's and was a weird feeling. And yes my finances are fine. Just don't like debt. It feels like a weight. So I choose not to be.
Listening to Radiohead. Buy more things to weigh me down as a lyric in a song. Am filled with luxury and it feels like a weight as well.
|
geokills
∙∙∙∙☼ º¿° ☼∙∙∙∙


Registered: 05/08/01
Posts: 23,417
Loc: city of angels
Last seen: 3 minutes, 36 seconds
|
Re: My Fico is 760 and my net worth shows as 16 dollars. Made me laugh. [Re: Barnaby]
#28471390 - 09/16/23 05:07 PM (4 months, 9 days ago) |
|
|
FICO/credit scores are a broad shot litmus test that have nothing to do with net worth. They're really just there as a quick fire way to make sure that a person hasn't overtly turned their back on the financial obligations (i.e. debts) they have taken on. I don't find the score particularly useful, for my own personal purposes in obtaining credit or for my purposes as a property manager who regularly screens prospective tenants... in the later case, the only time I find it useful is if there is a stupid low score with a history of delinquencies and collections, that's a red flag I won't ignore. But there's no magic number that I consider a make or break threshold. Some people, young folks in particular, haven't had time to build up a history of reportable credit usage, so having a low score in and of itself doesn't necessary say much.
Quote:
Barnaby said: Don't care about bitcoin and crypto. 401k, mutual funds, government bonds, it is nothing to rely on. Is corrupted so fuck it.
Corruption is endemic to humanity, to varying degrees of course. Why turn your back on the potentially corrupt methodologies that drive wealth generation, when you have an opportunity to play along? Ultimately, nothing is to be relied on with certainty. But both probabilities and plausibility make for an intriguing puzzle that we all play our hand at, one way or another.
--------------------
-------------------- ┼ ··∙ long live the shroomery ∙·· ┼ ...╬π╥ ╥π╬...
|
Barnaby
Interesting lifetime


Registered: 12/13/17
Posts: 9,136
|
Re: My Fico is 760 and my net worth shows as 16 dollars. Made me laugh. [Re: Barnaby]
#28477264 - 09/20/23 11:32 PM (4 months, 5 days ago) |
|
|
Was fucked up with some k-pins and vodka but after 2 days of procrastination I paid that fucking bill. I have battles at times but this was, like don't sweat the small stuff and choose your battles.
I paid the damn thing. Some things in life, ughh, it sucks. So I went in and did it. Last one was a massive battle and just no anymore. It is so draining and negative.
Joker and society.
Let it burn. More migrants. Globalism. Working out great. Will be interstenting when the smugness and entiletment ends over time in the U.S. Europeans are getting it with Sweden and the island with Italy. Don't blame the people coming. It is not on them.
Borders are open. Imagine giving a Pepsi to a riot policeman. Imagine no borders. Going to be more of a hell then heaven but Lennon said imagine neither so I just watch it. Is turning out great but if one sees the larger picture I get it. Not writing an essay on it.
Watching it happen. Is amusing in a way. It is not humanity.
|
|