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ilus
Bred in Captivity



Registered: 05/07/04
Posts: 3,152
Loc: Around the bend.
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Wisdom Teeth / Dental Insurance asap
#28277378 - 04/14/23 12:49 PM (9 months, 9 days ago) |
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I really need some help. I need to get my wisdom teeth and an additional tooth out as a surgical procedure. I would also like to get braces as an adult. I live in Florida so healthcare is much more difficult overall here. Currently I have no insurance at all.
The additional tooth is causing me mild pain (but could break through to the nerve any day) so they need to come out soon, but I could possibly wait 6 months if it doesn't break through to the nerve. They are charging me 4.4k for all the work, including the rich blood injection after extraction and IV sedation without insurance.
I am trying to figure out my best path forward and if I am able to get some type of insurance or help to cover this of any type. I need them out asap. If I'm able to get it, I think a combination of CreditCare or another company (LendingClub?) and insurance would be the ideal way to go, but I'm at a complete loss on what to do - this is not my world at all and I really need some help.
Also if you know of any other credit programs that can help cover this, my credit score is somewhere around 600 I think at the moment so I'm not sure what I can get.
The bottom of this webpage has all the insurances they accept: https://www.tiogadental.com/payment-options/dental-insurance/
It's overwhelming going through all of this and their plans.
Aside from dental I need to get an MRI and physical therapy, but I can wait on that until after this is all done. If anybody has suggestions of plans, companies, grants, government programs, I can look at, I would greatly appreciate any and all help, tooth pain is horrible.
-------------------- Message me for Mushroom Tinctures Lion's Mane, Reishi, Turkey Tail, Chaga, Shiitake / Extracts / CBD Isolate, Oil ---- My Art, Design, Sculpture & Music: http://www.conceptflow.org
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Brian Jones
Club 27



Registered: 12/18/12
Posts: 12,340
Loc: attending Snake Church
Last seen: 4 hours, 19 minutes
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Re: Wisdom Teeth / Dental Insurance asap [Re: ilus]
#28280140 - 04/16/23 07:41 AM (9 months, 8 days ago) |
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In my case which was 40 years ago, they said they had to pull a perfectly healthy molar on top which bit down on the infected molar next to the wisdom tooth.
If you need braces definitely, do it as soon as you can afford it. I only got braces on top which was the greater cosmetic issue, but the orthodontist said I would have problems later. When I finally quit smoking cigs with nicotine gum, the out of alignment jaw was causing TMJ headaches. It's controllable with neck exercises, but better to fix it the right way while you're young.
-------------------- "The Rolling Stones will break up over Brian Jones' dead body" John Lennon I don't want no commies in my car. No Christians either. The worst thing about corruption is that it works so well,
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Brian Jones
Club 27



Registered: 12/18/12
Posts: 12,340
Loc: attending Snake Church
Last seen: 4 hours, 19 minutes
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Re: Wisdom Teeth / Dental Insurance asap [Re: Brian Jones]
#28280142 - 04/16/23 07:43 AM (9 months, 8 days ago) |
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I wish I had financial suggestions for you. I used a student loan to pay for the oral surgery.
-------------------- "The Rolling Stones will break up over Brian Jones' dead body" John Lennon I don't want no commies in my car. No Christians either. The worst thing about corruption is that it works so well,
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badchad
Mad Scientist

Registered: 03/02/05
Posts: 13,372
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Re: Wisdom Teeth / Dental Insurance asap [Re: Brian Jones]
#28282033 - 04/17/23 12:31 PM (9 months, 6 days ago) |
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Are you employed? Most people get insurance through their employers.
Most insurance plans require some type of grace period before they kick in. Otherwise, every time someon got sick they'd sign up for insurance then just drop it. However, those details should be described in the policy. You can also speak with the dentist office to see if there are any options, its in their best interest to provide you services and get paid.
-------------------- ...the whole experience is (and is as) a profound piece of knowledge. It is an indellible experience; it is forever known. I have known myself in a way I doubt I would have ever occurred except as it did. Smith, P. Bull. Menninger Clinic (1959) 23:20-27; p. 27. ...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely. Osmond, H. Annals, NY Acad Science (1957) 66:418-434; p.436
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foragedfungus



Registered: 09/30/13
Posts: 1,849
Loc: out there
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Re: Wisdom Teeth / Dental Insurance asap [Re: badchad]
#28299687 - 04/29/23 07:28 AM (8 months, 26 days ago) |
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Have you looked into a dental college? They charge about half as much as a private practice dentist. The work would be done by students studying to become dentists.
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Brian Jones
Club 27



Registered: 12/18/12
Posts: 12,340
Loc: attending Snake Church
Last seen: 4 hours, 19 minutes
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Re: Wisdom Teeth / Dental Insurance asap [Re: foragedfungus]
#28300712 - 04/30/23 06:25 AM (8 months, 25 days ago) |
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If his wisdom teeth are not impacted, a dental college might do it with a bunch of novocaine, and they have professional supervision. If they're impacted, it would be fairly brutal without an anesthesiologist.
-------------------- "The Rolling Stones will break up over Brian Jones' dead body" John Lennon I don't want no commies in my car. No Christians either. The worst thing about corruption is that it works so well,
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ilus
Bred in Captivity



Registered: 05/07/04
Posts: 3,152
Loc: Around the bend.
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Re: Wisdom Teeth / Dental Insurance asap [Re: Brian Jones]
#28301149 - 04/30/23 02:00 PM (8 months, 24 days ago) |
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Hi guys. They are impacted unfortunately, I'm definitely going to have to go under. There is a dental school in the area but I haven't been able to get ahold of them at all and its not even that much more cheaper from my understanding.
Taking out a student loan and not going to class isn't actually the worst of ideas.
I am employed but it's mostly all freelance graphic design / web work and then my own company.
Anybody have experience with Credit Care specifically? Just not sure if I can pay the 5k back on top of living in 2023 within 6 months including surgery and recovery time, so really 5 months. It's like 35% interest after 6 months and looking like my only option, if they even accept me.
-------------------- Message me for Mushroom Tinctures Lion's Mane, Reishi, Turkey Tail, Chaga, Shiitake / Extracts / CBD Isolate, Oil ---- My Art, Design, Sculpture & Music: http://www.conceptflow.org
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OutsideOfMyMind
LSD Self Administrative Director



Registered: 10/05/20
Posts: 5,380
Last seen: 8 hours, 22 minutes
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Re: Wisdom Teeth / Dental Insurance asap [Re: ilus]
#28359762 - 06/14/23 03:29 PM (7 months, 10 days ago) |
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I don't have any viable advice but how about you make an appointment at a dentist that is out of town, like the next county over from you, don't give them your real name and say you'll be paying out of pocket. After they pull your teeth, just walk out of the dentist office and run off. Park somewhere else. What are they going to do? Chase you?
The whole medical industry in the usa is an overpriced piece of nonsense. The dentist probably makes enough money to coupe the loss of a little bit of novacaine.
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foragedfungus



Registered: 09/30/13
Posts: 1,849
Loc: out there
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You could look into dentists in mexico. Find a cheap flight and place to stay. Be cheaper in total than getting it done here.
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OutsideOfMyMind
LSD Self Administrative Director



Registered: 10/05/20
Posts: 5,380
Last seen: 8 hours, 22 minutes
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Re: Wisdom Teeth / Dental Insurance asap [Re: foragedfungus]
#28359967 - 06/14/23 06:07 PM (7 months, 10 days ago) |
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Quote:
foragedfungus said: You could look into dentists in mexico. Find a cheap flight and place to stay. Be cheaper in total than getting it done here.
This isn't safe to do anymore unless the person going is mexican. If you're not, you should go with a friend who is mexican so that he can talk to everyone for you and so you don't get put into prison for no reason. You don't want to be white and alone in Mexico these days.
I would do mexico for JUST the extractions with a mexican friend, but for the more serious things, you'll want to get that done in the the usa or whatever country you're in so that you can go to follow up appointments or if you have any problems.
If you are going to do the foreign country dentist route, I would go all out and get the work done in Europe where they won't fuck you over based on your skin color.
Edited by OutsideOfMyMind (06/15/23 02:37 AM)
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