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OfflineBig_Dub
I'm just some guy
Male


Registered: 01/12/11
Posts: 2,639
Loc: Los Angeles
Last seen: 8 hours, 59 minutes
credit debt paid off
    #27827944 - 06/19/22 10:08 PM (1 year, 7 months ago)

I had ~10k worth of credit card debt that I have finally paid off

I got most of it by overusing cards during college to eat food, pay rent and smoke weed haha

It took about 9 months to do it. But it feels great. My fico score improved so much.

Still have student loans, but will probably just do minimum payments till I find a better job.


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split_by_nine said:
click me you fuck


do the right thing


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InvisibleAhab McBathsalts
OTD Windmill Administrator
Other User Gallery Ultimate Champion: Blackjack


Folding@home Statistics
Registered: 11/25/02
Posts: 35,107
Loc: Wind Turbine, AB Flag
Re: credit debt paid off [Re: Big_Dub] * 1
    #27828257 - 06/20/22 05:57 AM (1 year, 7 months ago)

:highfive:


Awesome my man. Being debt free is the way to go. People love to make the mathamatical spread on borrowing and investing it, or paying off their mortgage slower to pursue other activities, but I'm a big fan of not having payments and just living free.


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"Nobody exists on purpose. Nobody belongs anywhere. Everybody's going to die."


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OfflineBig_Dub
I'm just some guy
Male


Registered: 01/12/11
Posts: 2,639
Loc: Los Angeles
Last seen: 8 hours, 59 minutes
Re: credit debt paid off [Re: Ahab McBathsalts]
    #27828401 - 06/20/22 08:47 AM (1 year, 7 months ago)

Yeah. I decided to take the credit debt off. But do min payments on student loans to invest. Once I get a better job, I'll start chipping away at the loans


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split_by_nine said:
click me you fuck


do the right thing


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Invisibletrees
 User Gallery

Registered: 02/08/09
Posts: 9,194
Re: credit debt paid off [Re: Big_Dub]
    #27828555 - 06/20/22 11:06 AM (1 year, 7 months ago)

Now start using credit cards for the 1.5 - 5.0% cash back, pay them off in full each month. Everything now costs at least a couple percent cheaper than normal


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