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InvisibleBarnaby
Interesting lifetime
Male

Registered: 12/13/17
Posts: 9,136
Wow. Just got approved and being sent my 5th credit card.
    #27815685 - 06/12/22 07:38 AM (1 year, 7 months ago)

Really making my way in life, lol.  All are paid off in full but this seemed useful.  Came to mind this guy in China that said he just kept running his cards and didn't look at the balances and interests with all the shit going on there.  Like that will just make it go away and is of no worry. 

God people are bitching about gas prices and food prices and inflation but you could be a Russian or Chinese in China and what they are doing to people.  Things can always get worse, even for Americans.  Just happy the elites know most Americans won't put up with to much.  Like France in their Golden Ages and not referring to Redneck white people storming the capital for Trump.

Just, a lot of things that other countries let people get away with they don't here.  Globalism is going to have a hard time here.  Nothing like being debt free and plus!  No annual fee meaning, I don't have to spend what I don't need to and get charged for it or my checking accounts.

Now in news, let us turn to Ukraine boy.  Needs insulin and apartment building blown up.  Now let us turn to China were they were welding people in their own apartments and all that other shit.  I don't feel so bad about gas prices in the States.  And I just booked a flight to Vegas for the 4th of July.  God bless America, lol.  I hope them the best and as a College kid when younger one guy told me, you can't put the weight of the world on your shoulders.  Some of the best advice I have ever been given and it is not a who gives a fuck attitude.  Just you can't save the world and one does what one can. 

Me getting another credit card and having no debt means something here in America.  Watching the news, yeah that sucks but what the fuck can I do about it?  Most donations made are so corrupted that barely anything goes to one who donates it towards so fuck them.  I am going to Vegas.  Always bring cash.  The ATM's are horrible.  Feel sorry for us here.


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InvisibleBarnaby
Interesting lifetime
Male

Registered: 12/13/17
Posts: 9,136
Re: Wow. Just got approved and being sent my 5th credit card. [Re: Barnaby]
    #27822102 - 06/16/22 07:37 AM (1 year, 7 months ago)

No annual fee!  Is all I have and some have their uses.  Others can just rot.  Great.  Many can rot away.  Credit is getting near the high green mark.  That is great.  Seriously,  one gets a lot of junk mail for personal loans, more credit cards, etc.  Call to have it cut off recieving them.  Indian man.  Your name birthdate social security and card number.  Fuck off.

I just hang up when it is an Indian voice.  Call me racist, don't care.  Tried to warn my late father, he was an idiot in these regards.



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OfflineCHeifM4sterDiezL
Chief Globerts

Registered: 07/28/10
Posts: 22,532
Loc: United States
Last seen: 2 hours, 15 minutes
Re: Wow. Just got approved and being sent my 5th credit card. [Re: Barnaby]
    #27823284 - 06/16/22 09:46 PM (1 year, 7 months ago)

Having too many credit card can negatively effect you credit


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InvisibleBarnaby
Interesting lifetime
Male

Registered: 12/13/17
Posts: 9,136
Re: Wow. Just got approved and being sent my 5th credit card. [Re: CHeifM4sterDiezL]
    #27823574 - 06/17/22 03:11 AM (1 year, 7 months ago)

I think if you carry a debt on them it does, not if they are all paid off.  Not sure.  Read that if you use more of them and pay them off quickly it adds to ones credit score.  To not have a "thin file".  Mine is at 720, good is what it says.  Will ask my banker. 

Just glad I didn't get a car loan back when gas was at like 3.50 and I thought no way it was going to go higher.  It is basically Summer and use the money saved for vacations and get a lot of exercise on my Mountain Bike.  Plus I paid 45 dollars for maintenance on it which is a deal.  Just going with renting when I need a car, which is rarely just using uber/lyft and public transportation. 

Hopefully gas prices go down and will be nice to have something else on my file I can build my credit on in addition to owning a car and not paying 5 plus dollars a gallon for gas.  My legs feel like tree stumps and feel so fit.

On to Vegas for the 4th.  God bless America, lol.  God I am in a good mood.:chems:


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InvisibleBarnaby
Interesting lifetime
Male

Registered: 12/13/17
Posts: 9,136
Re: Wow. Just got approved and being sent my 5th credit card. [Re: Barnaby]
    #27830540 - 06/21/22 02:54 PM (1 year, 7 months ago)

Blah.  It sucks.  Meaning just I should of looked more into it.  And of course the credit score of mine dropped but if I use it, will do, but spending on credit cards seem like a fools errand.  And a real waste of time. 

Could be worse.  Invested in a lot that people are in the U.S..  In all the stupid shit they are.  Best of luck.  All 5 are paid but I don't want a car, gas prices and insurance, don't want mutual funds or a 401k, idiotic. 

EVERYTHING WILL STAY THE SAME!  Right.

Watch the devils advocate.  Makes a lot of sense with the markets.

And SATAN IS BEHIND IT!  No, just people.  With greed for money and so many other things but what it comes down to is control and power.  Ownership.  Over things and people.  Blah, I see through it.


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