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Offlinegillagin780
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Registered: 12/03/08
Posts: 323
Last seen: 5 days, 20 hours
House * 1
    #27719209 - 04/03/22 10:14 AM (1 year, 9 months ago)

Bought a house for about 40000 less than what it was worth in a rural area with cash.  That house i believe was honestly a gift from God.  Im 28 years old with a fully paid off house and about 10 years in living expenses saved. I have zero debt.

The past 8 or so years have been pretty insane ive been living like I was broke now for most of that greatly beneath my means saving like 70% of each paycheck. 

Its kind of insane seeing all of that work materialize into the goals I was working and sacraficing for.

The next step after I get out of the careerfield im in is to get into IT.  Im trying to get a remote job to fully leverage how low the cost of living is in my area and then hopefully able to make enough from my investments to pay the living costs.

I just wanted to share this the power of living beneath your means and pretty much doing the opposite of what most americans do can liberate you. 

Peace Love and God bless you all.


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OfflineGrungeman17
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Registered: 05/06/09
Posts: 1,436
Loc: usa
Last seen: 14 hours, 44 minutes
Re: House [Re: gillagin780] * 1
    #27719497 - 04/03/22 01:52 PM (1 year, 9 months ago)

Almost an identical situation, but I was in a windfall trucking accident that severely injured me and was able to get my life together and collect abd purchase property outright in alot of the sameways you described. Its a rental right now being well taken care of by an older couple after moving in with my significant other and mother of my child's inherited home. Its been an income property for 2 years but its there if I ever needed to go back... I've been able to just sail and hunt sportscards and sell and do breaks, and stuff and make plenty of money on top of her salary. It makes being able to do this or that possible, if you have to worry about paying for a roof to live, you are bound to money on a stringent level of living to pay for it if inherent wealth does not exist...making like your overall possibilities lower, like amount of garage sales or cardshoes you can hit or source durring a work week.


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Invisibletrees
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Registered: 02/08/09
Posts: 9,194
Re: House [Re: gillagin780] * 1
    #27720672 - 04/04/22 10:36 AM (1 year, 9 months ago)

Sounds almost identical to my sitiation, worked overtime and invested in stocks all thru my 20s, stayed single, bought house for 40k cash at 30, bulked up my crypto holdings, now i havent worked a wage job or any kind of job since 2020. No debt, no kids, living great at the poverty line of income! Lots of crypto and stocks i'll probably never work a job again. Thats my back yard in my avatar.


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Offlinegillagin780
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Registered: 12/03/08
Posts: 323
Last seen: 5 days, 20 hours
Re: House [Re: trees] * 1
    #27721016 - 04/04/22 03:20 PM (1 year, 9 months ago)

Thank you both for sharing.  It does amaze me how little is actually needed to live once you begin living beneath your means and elimating debt.

Once you get rid of the debt and get your house without debt too you are pretty much set and can do whatever you want if you are single. 

I think it was worth it to not get married or have kids in my 20s for the reason it allowed me to get the whole Food, water, heat and shelter thing locked down and secured.

I used to think rebellion was the whole drugs and rock and roll thing but now i view having a garden, hunting and not using their credit systems and having the philosphy of self suffiency in my mind as a form of rebellion now.


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Offlinegillagin780
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Registered: 12/03/08
Posts: 323
Last seen: 5 days, 20 hours
Re: House [Re: trees] * 1
    #27721023 - 04/04/22 03:28 PM (1 year, 9 months ago)

Dude i love your back yard.  Jeremiah would be proud and I am pumped you live somewhere so beautiful. :manofapproval:


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