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GabbaDj
BTH



Registered: 04/08/01
Posts: 19,679
Loc: By The Lake
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DON'T Skimp On The Insurance 2
#27609692 - 01/06/22 08:53 PM (2 years, 21 days ago) |
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Accidents happen, the unexpected happens, sickness happens, shit happens....!
It's been 2 years and 4 months since I had a life changing diagnosis. Since that time I have been through the hospital ringer, poked and prodded and examined in every way. All of this costs ALOT of money. I was always told to just bite the bullet and sign up for good insurance no matter what it costs and it finally paid off.
If you work for an employer that offers insurance plans to chose from, don't be cheap and pick the lowest plan, it can be the difference between life or death.
Here is my total for the past two years. There is an additional $600,000 that's not listed from when I was first admitted and treated starting September 2019. I'm still alive, I'm not bankrupt, I have no debt and I've been able to keep my home all because I picked the good insurance plan.
-------------------- GabbaDj FAMM.ORG
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ManianFH
living in perverty



Registered: 07/06/04
Posts: 14,741
Last seen: 15 hours, 12 minutes
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Re: DON'T Skimp On The Insurance [Re: GabbaDj]
#27609819 - 01/06/22 10:55 PM (2 years, 21 days ago) |
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Jeez man, hope you’re doing better..
-------------------- notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... " ChrisWho said: "It's all about the journey, not the destination."
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geokills
∙∙∙∙☼ º¿° ☼∙∙∙∙


Registered: 05/08/01
Posts: 23,417
Loc: city of angels
Last seen: 5 minutes, 51 seconds
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Re: DON'T Skimp On The Insurance [Re: GabbaDj]
#27610577 - 01/07/22 02:44 PM (2 years, 20 days ago) |
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Yikes, I hope you're on the mend! Health issues are the worst. Without our health, we just don't have much...
I am on a pre-ACA PPO plan whereby my family of three pays about $12,000 in annual premiums. The maximum annual out of pocket for all three of us is $8,000... so in effect, we're on the hook for $20K in annual medical expenses, and after that everything is covered. That's an acceptable risk in my view... although it kind of sucks that next to nothing is covered until we are out of the deductible, where everything then gets covered.
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-------------------- ┼ ··∙ long live the shroomery ∙·· ┼ ...╬π╥ ╥π╬...
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catcake1
Stranger

Registered: 10/03/21
Posts: 38
Last seen: 1 year, 1 month
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Re: DON'T Skimp On The Insurance [Re: geokills]
#27611281 - 01/08/22 06:52 AM (2 years, 20 days ago) |
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Thanks
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geokills
∙∙∙∙☼ º¿° ☼∙∙∙∙


Registered: 05/08/01
Posts: 23,417
Loc: city of angels
Last seen: 5 minutes, 51 seconds
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Re: DON'T Skimp On The Insurance [Re: geokills]
#27611981 - 01/08/22 05:42 PM (2 years, 19 days ago) |
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Alright, I had to do some digging, 'cause GabbaDj is a Culinary forum legend around here, fuck all if he wasn't keepin' the spirit alive we'd probably have had to close that joint down by now! 
Holy fuck man! 
Your story is absolutely nuts, and I am so happy to see you swingin' by these parts. I'd often wondered what pulled you away from the site, and had totally missed ALL of your threads related to your acute myeloid leukemia. I hope this isn't making things too personal (if it is, just shoot me a PM and I'll edit this post right away), but since you posted about all this stuff already and I'm sure there are other members out there who recognize you and/or are curious about what could land such crazy medical expenses, here's the low down from your Shroomery timeline...
Here's hoping you crush the statistics GabbaDj, I know we all hit the end of our line at some point, but I just want you to know that I've appreciated your presence here and am rootin' for ya!
Incidentally, did you ever make it to Hawaii? I love the islands, and after having a COVID-cancelled trip last year, I have another one slated for Kauai in early March.
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-------------------- ┼ ··∙ long live the shroomery ∙·· ┼ ...╬π╥ ╥π╬...
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ManianFH
living in perverty



Registered: 07/06/04
Posts: 14,741
Last seen: 15 hours, 12 minutes
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Re: DON'T Skimp On The Insurance [Re: GabbaDj]
#27614084 - 01/10/22 12:24 PM (2 years, 17 days ago) |
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Jeez man, yeah am rooting for you big time Gabbadj.
-------------------- notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... " ChrisWho said: "It's all about the journey, not the destination."
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