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InvisibleNiffla
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Registered: 06/09/08
Posts: 46,484
Loc: Texas
What's your credit score?
    #26718886 - 06/04/20 11:04 AM (3 years, 7 months ago)

Is it rude to ask people's credit scores? It may be like asking someone's age or something idk.

But I was inquiring about a loan because I was considering buying a new property, so they ran my credit and told me I had a score of 805. I knew that wasn't bad but I didn't know if it was good -- so I googled it and apparently anything over 800 is considered exceptional. I know I probably sound like a douche and like I'm bragging or something but I'm not, I swear, I'm just genuinely kinda surprised. I would've guessed that my credit score was just adequate or average.

Anybody here want to share their credit score if they know it?


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Offlinegopher
Coffee Bean Extraordinaire
I'm a teapot

Registered: 11/22/17
Posts: 12,999
Loc: Canada Flag
Last seen: 3 hours, 24 minutes
Re: What's your credit score? [Re: Niffla] * 2
    #26718892 - 06/04/20 11:08 AM (3 years, 7 months ago)

im not sure, I never payed a traffic ticket and a hospital bill, both went to collections so it probably gave me a low score, but I pay my credit card off every month so maybe its surprisingly good


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For most of the normies out there, an operating system is just a bootloader for Google Chrome.

Since Disney has obtained tremendous value from the public domain, knows how important the public domain is, and is firmly determined to never contribute anything to it.

My pronouns are He and Him, and my adjectives are Fat and Jazzy

:kratom:


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OfflineDilsnique
Admiral Admirable
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Posts: 3,800
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Re: What's your credit score? [Re: Niffla] * 1
    #26718896 - 06/04/20 11:09 AM (3 years, 7 months ago)

Congrats on the exceptional credit!

Anybody here want to share their credit score if they know it?



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InvisibleJokeshopbeard
Humble Student

Registered: 11/30/11
Posts: 26,088
Loc: Deep in the system Flag
Re: What's your credit score? [Re: Niffla] * 2
    #26718902 - 06/04/20 11:12 AM (3 years, 7 months ago)

Last time I checked, 999.

I've been in plenty of debt in my time, payed massive amounts of interest, and never missed a payment.

So I'm a good looking 'cash cow' to the lenders.


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Let it be seen that you are nothing. And in knowing that you are nothing... there is nothing to lose, there is nothing to gain. What can happen to you? Something can happen to the body, but it will either heal or it won't. What's the big deal? Let life knock you to bits. Let life take you apart. Let life destroy you. It will only destroy what you are not.
--Jac O'keeffe


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InvisibleNiffla
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Registered: 06/09/08
Posts: 46,484
Loc: Texas
Re: What's your credit score? [Re: Jokeshopbeard] * 1
    #26718908 - 06/04/20 11:15 AM (3 years, 7 months ago)

Quote:

Jokeshopbeard said:
Last time I checked, 999.






daaaammmnnnn


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Invisiblebadchad
Mad Scientist

Registered: 03/02/05
Posts: 13,372
Re: What's your credit score? [Re: Niffla] * 1
    #26718920 - 06/04/20 11:18 AM (3 years, 7 months ago)

My chase credit card monitors me.

Currently at 802.  The main reason it's not maxed at 850 is because I carry a lot of credit card debt that is paid off in full each month.  So, in like 3-4 days once this month's payments clear, it'll spike for a bit before the groceries and stuff start going back on the card.


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...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


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InvisibleCrazy_Horse
I’m Rick James, bitch!
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Registered: 08/15/16
Posts: 13,283
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Re: What's your credit score? [Re: Jokeshopbeard]
    #26718946 - 06/04/20 11:31 AM (3 years, 7 months ago)

It only goes to 850.

:archiebunker:


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InvisibleNiffla
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Registered: 06/09/08
Posts: 46,484
Loc: Texas
Re: What's your credit score? [Re: Crazy_Horse] * 1
    #26718950 - 06/04/20 11:32 AM (3 years, 7 months ago)

Quote:

Crazy_Horse said:
It only goes to 850.

:archiebunker:




Maybe he shattered the record


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Invisiblepsi
TOAST N' JAM
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Registered: 09/05/99
Posts: 31,456
Loc: 613 Flag
Re: What's your credit score? [Re: Niffla] * 1
    #26718952 - 06/04/20 11:33 AM (3 years, 7 months ago)

Don't know, I suppose not spotless but not terrible. Not expecting to join the property owning class through credit any time soon.


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InvisibleJokeshopbeard
Humble Student

Registered: 11/30/11
Posts: 26,088
Loc: Deep in the system Flag
Re: What's your credit score? [Re: Crazy_Horse] * 2
    #26718993 - 06/04/20 11:50 AM (3 years, 7 months ago)

Quote:

Crazy_Horse said:
It only goes to 850.



Not in the UK:

CRAs also have different maximum scores. Experian's score is out of 999, TransUnions' is 710 and Equifax, the CRA that we use here at ClearScore use, have 700. They all have different scales, too. So, your credit score might be 459 with Equifax, 999 with Experian and 609 with TransUnion, even with the same information.

Learn something new every day though, I didn't know there was such disparity between agencies!


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Let it be seen that you are nothing. And in knowing that you are nothing... there is nothing to lose, there is nothing to gain. What can happen to you? Something can happen to the body, but it will either heal or it won't. What's the big deal? Let life knock you to bits. Let life take you apart. Let life destroy you. It will only destroy what you are not.
--Jac O'keeffe


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InvisibleCrazy_Horse
I’m Rick James, bitch!
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Registered: 08/15/16
Posts: 13,283
Loc: Hampsterdam
Re: What's your credit score? [Re: Jokeshopbeard]
    #26719020 - 06/04/20 12:03 PM (3 years, 7 months ago)

fico score


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InvisiblePsicomb
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Registered: 01/13/18
Posts: 4,635
Loc: the womb
Re: What's your credit score? [Re: Crazy_Horse] * 2
    #26719281 - 06/04/20 01:53 PM (3 years, 7 months ago)

595 get on my level :micdrop:


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When we constantly pull things apart trying to see how it works, we may end up with only an understanding of how to destroy something
- nick sand


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OfflineYourAdHere
Wizard
I'm a teapot

Registered: 06/04/20
Posts: 57
Loc: The Land Before Time
Last seen: 3 years, 7 months
Re: What's your credit score? [Re: Psicomb] * 2
    #26719590 - 06/04/20 04:25 PM (3 years, 7 months ago)

700


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🍄🍄🎵🎵🍄🍄💨💨


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Offlinechutney
slappin' the whiners
Registered: 07/26/13
Posts: 402
Last seen: 11 months, 8 days
Re: What's your credit score? [Re: YourAdHere]
    #26719595 - 06/04/20 04:26 PM (3 years, 7 months ago)

My shit is lit


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OfflineMightyWhite
Male
Registered: 08/27/08
Posts: 3,556
Last seen: 4 hours, 50 minutes
Re: What's your credit score? [Re: chutney]
    #26719615 - 06/04/20 04:33 PM (3 years, 7 months ago)

Mine was 792 last time I checked in December 2019


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InvisibleFiery
Sword of Fire
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Registered: 12/24/12
Posts: 36,574
Re: What's your credit score? [Re: MightyWhite]
    #26719740 - 06/04/20 05:16 PM (3 years, 7 months ago)

Yeah that's about where I'm at too.


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InvisibleFiery
Sword of Fire
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Registered: 12/24/12
Posts: 36,574
Re: What's your credit score? [Re: MightyWhite]
    #26719745 - 06/04/20 05:17 PM (3 years, 7 months ago)

Oh yeah, and everyone should have all 3 credit lines FROZEN, for sure, with all the date breaches recently.


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Invisiblepineninja
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Registered: 08/17/14
Posts: 12,468
Loc: South Flag
Re: What's your credit score? [Re: Fiery]
    #26719772 - 06/04/20 05:25 PM (3 years, 7 months ago)

Way more than I need.

This is the trap they would like you to fall into.

Your first and most important financial goal is to get away from credit.

says the guy with a mortgage:facepalm3:


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Just a fool on the hill.


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InvisibleFiery
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Registered: 12/24/12
Posts: 36,574
Re: What's your credit score? [Re: pineninja]
    #26719878 - 06/04/20 06:01 PM (3 years, 7 months ago)

Quote:

pineninja said:
Way more than I need.

This is the trap they would like you to fall into.

Your first and most important financial goal is to get away from credit.






Yeah, very solid advice.


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InvisibleLarabar
Crack Addicted Whorsicle
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Registered: 11/06/13
Posts: 1,868
Loc: Koryo Kingdom
Re: What's your credit score? [Re: Fiery] * 2
    #26720047 - 06/04/20 07:18 PM (3 years, 7 months ago)

Yeaaaah...mines like 400 last time i checked...

:mcpeepants:


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InvisibleNiffla
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Registered: 06/09/08
Posts: 46,484
Loc: Texas
Re: What's your credit score? [Re: Larabar]
    #26720048 - 06/04/20 07:19 PM (3 years, 7 months ago)

Quote:

Larabar said:
Yeaaaah...mines like 400 last time i checked...

:mcpeepants:




it's all good broseph you can raise it up


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Invisibletyrannicalrex
Strange R
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Registered: 04/24/03
Posts: 38,323
Loc: subtropics
Re: What's your credit score? [Re: Niffla]
    #26720051 - 06/04/20 07:22 PM (3 years, 7 months ago)

820


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InvisibleNiffla
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Registered: 06/09/08
Posts: 46,484
Loc: Texas
Re: What's your credit score? [Re: tyrannicalrex]
    #26720070 - 06/04/20 07:30 PM (3 years, 7 months ago)

Quote:

tyrannicalrex said:
820




you son of a bitch


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InvisibleNiffla
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Registered: 06/09/08
Posts: 46,484
Loc: Texas
Re: What's your credit score? [Re: Niffla] * 2
    #26720072 - 06/04/20 07:30 PM (3 years, 7 months ago)

sorry I meant to say congratulations on the nice score


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InvisibleCrazy_Horse
I’m Rick James, bitch!
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Registered: 08/15/16
Posts: 13,283
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Re: What's your credit score? [Re: Niffla] * 1
    #26720075 - 06/04/20 07:31 PM (3 years, 7 months ago)

Mine is around 830.


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Offlinetarototo
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Registered: 10/26/18
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Re: What's your credit score? [Re: gopher]
    #26720585 - 06/05/20 12:13 AM (3 years, 7 months ago)

hahahaha this is my exact situation but my score is at 622 or something, someone said having other credit (bad) that isn't credit card debt is technically good so you're probably chillen


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cocaine isn’t a drug, it’s a necessity


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Offlineaudiophoenix
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Registered: 08/28/09
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Re: What's your credit score? [Re: tarototo]
    #26721727 - 06/05/20 11:40 AM (3 years, 7 months ago)

Mine just went up to 722 from just below 700 for years.

I think it's because of all these other people losing jobs and starting to take on more debt, I'm pretty sure credit scores are relative, but I could be wrong.


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OfflineLogicaL ChaosM
Ascension Energy & Alien UFOs
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Re: What's your credit score? [Re: Niffla] * 2
    #26721736 - 06/05/20 11:45 AM (3 years, 7 months ago)

I think mine is 450 or something.

Credit is not for me. I abuse it like its cocaine.


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InvisibleDistorted Vision
The best. Of the worst.
Male


Registered: 07/30/09
Posts: 4,292
Loc: Indiana Flag
Re: What's your credit score? [Re: Niffla] * 1
    #26721787 - 06/05/20 12:08 PM (3 years, 7 months ago)

Just started to actually use credit to start building it 2 months ago. I'm at 580 but since I don't have any bad credit stuff in my history I'm guessing it will be good after a year of actually using credit.


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"Yo yo just here to spread my clit and show ya'll what a wonderful and free being we are all inside lets take the acid and turn inside into the outside come on over baby lets smell the roses ohh ohh come on we're about to get lit show my undies to your baby I'll hug it down three times go around frown come on we aint a nice clown kiss me upside down down down come on sorry if you cant handle my wokeness come on lets take her panties off write shroomery on my asshole and taste it lick it make if feel like we was 1978 come on baby lets do the locamotion"-Twig dude


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InvisibleNiffla
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Registered: 06/09/08
Posts: 46,484
Loc: Texas
Re: What's your credit score? [Re: LogicaL Chaos]
    #26722295 - 06/05/20 04:35 PM (3 years, 7 months ago)

Quote:

LogicaL Chaos said:
I think mine is 450 or something.

Credit is not for me. I abuse it like its cocaine.




Look at the bright side you're waaayyyy above 300


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