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Niffla



Registered: 06/09/08
Posts: 46,733
Loc: Texas
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What's your credit score?
#26718886 - 06/04/20 11:04 AM (3 years, 8 months ago) |
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Is it rude to ask people's credit scores? It may be like asking someone's age or something idk.
But I was inquiring about a loan because I was considering buying a new property, so they ran my credit and told me I had a score of 805. I knew that wasn't bad but I didn't know if it was good -- so I googled it and apparently anything over 800 is considered exceptional. I know I probably sound like a douche and like I'm bragging or something but I'm not, I swear, I'm just genuinely kinda surprised. I would've guessed that my credit score was just adequate or average.
Anybody here want to share their credit score if they know it?
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HAIL OUR NEW OTD KING
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gopher
Coffee Bean Extraordinaire


Registered: 11/22/17
Posts: 13,162
Loc: Canada
Last seen: 8 minutes, 5 seconds
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Re: What's your credit score? [Re: Niffla] 2
#26718892 - 06/04/20 11:08 AM (3 years, 8 months ago) |
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im not sure, I never payed a traffic ticket and a hospital bill, both went to collections so it probably gave me a low score, but I pay my credit card off every month so maybe its surprisingly good
-------------------- For most of the normies out there, an operating system is just a bootloader for Google Chrome. Since Disney has obtained tremendous value from the public domain, knows how important the public domain is, and is firmly determined to never contribute anything to it. My pronouns are He and Him, and my adjectives are Fat and Jazzy
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Dilsnique
Admiral Admirable


Registered: 04/22/14
Posts: 3,800
Loc: Netherworld
Last seen: 1 year, 5 months
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Re: What's your credit score? [Re: Niffla] 1
#26718896 - 06/04/20 11:09 AM (3 years, 8 months ago) |
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Congrats on the exceptional credit!
Anybody here want to share their credit score if they know it?
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Jokeshopbeard
Humble Student

Registered: 11/30/11
Posts: 26,088
Loc: Deep in the system
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Re: What's your credit score? [Re: Niffla] 2
#26718902 - 06/04/20 11:12 AM (3 years, 8 months ago) |
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Last time I checked, 999.
I've been in plenty of debt in my time, payed massive amounts of interest, and never missed a payment.
So I'm a good looking 'cash cow' to the lenders.
-------------------- Let it be seen that you are nothing. And in knowing that you are nothing... there is nothing to lose, there is nothing to gain. What can happen to you? Something can happen to the body, but it will either heal or it won't. What's the big deal? Let life knock you to bits. Let life take you apart. Let life destroy you. It will only destroy what you are not. --Jac O'keeffe
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Niffla



Registered: 06/09/08
Posts: 46,733
Loc: Texas
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Quote:
Jokeshopbeard said: Last time I checked, 999.
daaaammmnnnn
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HAIL OUR NEW OTD KING
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badchad
Mad Scientist

Registered: 03/02/05
Posts: 13,373
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Re: What's your credit score? [Re: Niffla] 1
#26718920 - 06/04/20 11:18 AM (3 years, 8 months ago) |
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My chase credit card monitors me.
Currently at 802. The main reason it's not maxed at 850 is because I carry a lot of credit card debt that is paid off in full each month. So, in like 3-4 days once this month's payments clear, it'll spike for a bit before the groceries and stuff start going back on the card.
-------------------- ...the whole experience is (and is as) a profound piece of knowledge. It is an indellible experience; it is forever known. I have known myself in a way I doubt I would have ever occurred except as it did. Smith, P. Bull. Menninger Clinic (1959) 23:20-27; p. 27. ...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely. Osmond, H. Annals, NY Acad Science (1957) 66:418-434; p.436
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Crazy_Horse
Iām Rick James, bitch!


Registered: 08/15/16
Posts: 13,353
Loc: Hampsterdam
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It only goes to 850.
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Niffla



Registered: 06/09/08
Posts: 46,733
Loc: Texas
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Re: What's your credit score? [Re: Crazy_Horse] 1
#26718950 - 06/04/20 11:32 AM (3 years, 8 months ago) |
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Quote:
Crazy_Horse said: It only goes to 850.

Maybe he shattered the record
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HAIL OUR NEW OTD KING
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psi
TOAST N' JAM


Registered: 09/05/99
Posts: 31,458
Loc: 613
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Re: What's your credit score? [Re: Niffla] 1
#26718952 - 06/04/20 11:33 AM (3 years, 8 months ago) |
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Don't know, I suppose not spotless but not terrible. Not expecting to join the property owning class through credit any time soon.
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Jokeshopbeard
Humble Student

Registered: 11/30/11
Posts: 26,088
Loc: Deep in the system
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Re: What's your credit score? [Re: Crazy_Horse] 2
#26718993 - 06/04/20 11:50 AM (3 years, 8 months ago) |
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Quote:
Crazy_Horse said: It only goes to 850.
Not in the UK:
CRAs also have different maximum scores. Experian's score is out of 999, TransUnions' is 710 and Equifax, the CRA that we use here at ClearScore use, have 700. They all have different scales, too. So, your credit score might be 459 with Equifax, 999 with Experian and 609 with TransUnion, even with the same information.
Learn something new every day though, I didn't know there was such disparity between agencies!
-------------------- Let it be seen that you are nothing. And in knowing that you are nothing... there is nothing to lose, there is nothing to gain. What can happen to you? Something can happen to the body, but it will either heal or it won't. What's the big deal? Let life knock you to bits. Let life take you apart. Let life destroy you. It will only destroy what you are not. --Jac O'keeffe
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Crazy_Horse
Iām Rick James, bitch!


Registered: 08/15/16
Posts: 13,353
Loc: Hampsterdam
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fico score
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Psicomb



Registered: 01/13/18
Posts: 4,661
Loc: the womb
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Re: What's your credit score? [Re: Crazy_Horse] 2
#26719281 - 06/04/20 01:53 PM (3 years, 8 months ago) |
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595 get on my level
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When we constantly pull things apart trying to see how it works, we may end up with only an understanding of how to destroy something - nick sand
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YourAdHere
Wizard


Registered: 06/04/20
Posts: 57
Loc: The Land Before Time
Last seen: 3 years, 7 months
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Re: What's your credit score? [Re: Psicomb] 2
#26719590 - 06/04/20 04:25 PM (3 years, 8 months ago) |
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700
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šššµšµšššØšØ
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chutney
slappin' the whiners
Registered: 07/26/13
Posts: 402
Last seen: 1 year, 2 days
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Re: What's your credit score? [Re: YourAdHere]
#26719595 - 06/04/20 04:26 PM (3 years, 8 months ago) |
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My shit is lit
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MightyWhite

Registered: 08/27/08
Posts: 3,610
Last seen: 49 minutes, 42 seconds
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Re: What's your credit score? [Re: chutney]
#26719615 - 06/04/20 04:33 PM (3 years, 8 months ago) |
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Mine was 792 last time I checked in December 2019
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Fiery
Sword of Fire


Registered: 12/24/12
Posts: 36,574
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Re: What's your credit score? [Re: MightyWhite]
#26719740 - 06/04/20 05:16 PM (3 years, 8 months ago) |
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Yeah that's about where I'm at too.
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Fiery
Sword of Fire


Registered: 12/24/12
Posts: 36,574
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Re: What's your credit score? [Re: MightyWhite]
#26719745 - 06/04/20 05:17 PM (3 years, 8 months ago) |
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Oh yeah, and everyone should have all 3 credit lines FROZEN, for sure, with all the date breaches recently.
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pineninja
Dream Weaver



Registered: 08/17/14
Posts: 12,468
Loc: South
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Re: What's your credit score? [Re: Fiery]
#26719772 - 06/04/20 05:25 PM (3 years, 8 months ago) |
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Way more than I need.
This is the trap they would like you to fall into.
Your first and most important financial goal is to get away from credit.
says the guy with a mortgage
-------------------- Just a fool on the hill.
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Fiery
Sword of Fire


Registered: 12/24/12
Posts: 36,574
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Re: What's your credit score? [Re: pineninja]
#26719878 - 06/04/20 06:01 PM (3 years, 8 months ago) |
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Quote:
pineninja said: Way more than I need.
This is the trap they would like you to fall into.
Your first and most important financial goal is to get away from credit.
Yeah, very solid advice.
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Larabar
Crack Addicted Whorsicle



Registered: 11/06/13
Posts: 1,869
Loc: Koryo Kingdom
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Re: What's your credit score? [Re: Fiery] 2
#26720047 - 06/04/20 07:18 PM (3 years, 8 months ago) |
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Yeaaaah...mines like 400 last time i checked...
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