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budmanman
OTD Masterbater



Registered: 02/07/07
Posts: 17,982
Loc: PNW
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: LogicaL Chaos]
#26603226 - 04/15/20 02:55 PM (3 years, 9 months ago) |
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Quote:
LogicaL Chaos said: Im going to do the super-boring, practical thing and pay off my $1,200 Line of Credit Account then Close it once and for all....
Last weekend, i thought about unlocking my online banking account (not sure why it got locked). Now i feel dumb for not actually doing it. Procrastination is the worst sometimes ...
Closing the account will damage your credit.
-------------------- Everything I have ever said is total bogus bs I am full of crud therefore everything I say should never be taken literal. And I am mentally unstable.
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blackhawk
Newton's Law of Majesticity



Registered: 04/02/11
Posts: 8,465
Loc: Where Jimmies are Rustled
Last seen: 12 hours, 26 minutes
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: budmanman]
#26603612 - 04/15/20 05:59 PM (3 years, 9 months ago) |
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Yeah, you don't want to close your accounts.
Credit companies like to see high credit limits, but low utilizations. Also if it's your first credit card, It will shorten your credit history length. Long history length is good.
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tyrannicalrex
Strange R



Registered: 04/24/03
Posts: 38,331
Loc: subtropics
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: blackhawk] 1
#26603691 - 04/15/20 06:22 PM (3 years, 9 months ago) |
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Quote:
blackhawk said: It will shorten your history length. Long history length is good.
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spirit_shadow
Feature not a bug



Registered: 08/15/11
Posts: 25,987
Last seen: 6 hours, 32 minutes
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: tyrannicalrex] 1
#26603713 - 04/15/20 06:29 PM (3 years, 9 months ago) |
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Got mine last night, gonna save it as long as possible 
Edit: I will be buying a supporter account once the 3 month ends and also the mushroom cake hoodie
-------------------- Those content with the least have the most.....(this account is automated, all posts related to illegal activities or advice thereof are strictly from numerous online sites and are for informational purposes only)- Circa 2011 Ban lotto
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InfiniteDreams


Registered: 10/25/19
Posts: 1,224
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: tyrannicalrex] 1
#26603741 - 04/15/20 06:39 PM (3 years, 9 months ago) |
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Quote:
blackhawk said: It will shorten your history length. Long history length is good.
Only if it is hard, right?
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tyrannicalrex
Strange R



Registered: 04/24/03
Posts: 38,331
Loc: subtropics
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: InfiniteDreams] 1
#26603745 - 04/15/20 06:40 PM (3 years, 9 months ago) |
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It can be quite difficult (hard) to get a long history length. Especially if a person is younger.
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budmanman
OTD Masterbater



Registered: 02/07/07
Posts: 17,982
Loc: PNW
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: tyrannicalrex]
#26603917 - 04/15/20 07:41 PM (3 years, 9 months ago) |
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If you can't get 20 years history length in 1 year you ain't even trying.
-------------------- Everything I have ever said is total bogus bs I am full of crud therefore everything I say should never be taken literal. And I am mentally unstable.
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Barnaby
Interesting lifetime


Registered: 12/13/17
Posts: 9,146
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: budmanman]
#26604276 - 04/15/20 10:00 PM (3 years, 9 months ago) |
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May be boring but always is a satisfaction of paying off ones bills and just getting fucked up for the month. No travel. Just wondering more what to do with the Summer.
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LogicaL Chaos
Ascension Energy & Alien UFOs




Registered: 05/12/07
Posts: 69,597
Loc: The Inexpressible...
Last seen: 56 minutes
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: budmanman]
#26604326 - 04/15/20 10:29 PM (3 years, 9 months ago) |
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Quote:
budmanman said:
Quote:
LogicaL Chaos said: Im going to do the super-boring, practical thing and pay off my $1,200 Line of Credit Account then Close it once and for all....
Last weekend, i thought about unlocking my online banking account (not sure why it got locked). Now i feel dumb for not actually doing it. Procrastination is the worst sometimes ...
Closing the account will damage your credit.
At this point, i dont care. Its draining my account. Ive had this account for about 5 years, making small payments and its STILL maxed out.
I blame only myself and i want out of this money trap!
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tyrannicalrex
Strange R



Registered: 04/24/03
Posts: 38,331
Loc: subtropics
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: LogicaL Chaos]
#26605103 - 04/16/20 08:02 AM (3 years, 9 months ago) |
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Yeah, you might start from scratch. IDK really what you should do. Starting over you'll at least know a time frame when the bad score will stop.
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blackhawk
Newton's Law of Majesticity



Registered: 04/02/11
Posts: 8,465
Loc: Where Jimmies are Rustled
Last seen: 12 hours, 26 minutes
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: tyrannicalrex]
#26605265 - 04/16/20 09:02 AM (3 years, 9 months ago) |
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You can finish paying it off, but I would advise against closing the account as a whole if it was your first card. If it's a bank card, just use it to pay a monthly subscription.
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tyrannicalrex
Strange R



Registered: 04/24/03
Posts: 38,331
Loc: subtropics
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: blackhawk]
#26605429 - 04/16/20 10:19 AM (3 years, 9 months ago) |
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Or use as a gas card, something like that. I think they look for on time, and history of payments.
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blackhawk
Newton's Law of Majesticity



Registered: 04/02/11
Posts: 8,465
Loc: Where Jimmies are Rustled
Last seen: 12 hours, 26 minutes
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: tyrannicalrex]
#26605619 - 04/16/20 11:13 AM (3 years, 9 months ago) |
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Quote:
tyrannicalrex said: Or use as a gas card, something like that. I think they look for on time, and history of payments.
and low utilization, but not ever using it, so I use it to pay netflix. I had one of my accounts closed on me cuz I never use it.
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InfiniteDreams


Registered: 10/25/19
Posts: 1,224
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: blackhawk]
#26605623 - 04/16/20 11:14 AM (3 years, 9 months ago) |
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Hookers and blow
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tyrannicalrex
Strange R



Registered: 04/24/03
Posts: 38,331
Loc: subtropics
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: blackhawk]
#26605663 - 04/16/20 11:36 AM (3 years, 9 months ago) |
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Yeah, set up an auto pay on it would be ideal. I finally had a score of 840, bought a car and it dropped 100 points! I still have 720 and it went up 2 points yesterday.
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ONE OZ SLUG
-


Registered: 05/22/13
Posts: 17,839
Loc: TX
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: Barnaby] 1
#26605682 - 04/16/20 11:45 AM (3 years, 9 months ago) |
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shout out to trump and the us govt
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Lophosaurus
suruasohpol


Registered: 08/09/07
Posts: 8,744
Loc: CA
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: Loaded Shaman]
#26605903 - 04/16/20 01:42 PM (3 years, 9 months ago) |
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Quote:
Loaded Shaman said: That money is going right back into my business.
I'm getting hooked up FAT through the SBA for my business, as well as getting the additional surplus money. I might actually come out ahead after this. We'll see.
How so?
In order to get the loan turned into a grant don't you have to use it to pay your employee's? How else can you get it turned into a grant?
I'm getting the loan too for my business and I'm going to use the money to pay myself so I would basically just be breaking even unless they cure the virus before I use the grant money. That is the only way I can think to get ahead on this, but haven't looked that far into it yet.
Hopefully I can get it before the money runs out.
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nooneman


Registered: 04/24/09
Posts: 14,593
Loc: Utah
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: Barnaby] 1
#26606241 - 04/16/20 05:16 PM (3 years, 9 months ago) |
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$1200 of LSD.

Kidding, but I wish I was irresponsible enough to spend it on that.
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feevers


Registered: 12/28/10
Posts: 8,546
Loc:
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: Lophosaurus]
#26606299 - 04/16/20 05:37 PM (3 years, 9 months ago) |
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Quote:
Lophosaurus said:
Quote:
Loaded Shaman said: That money is going right back into my business.
I'm getting hooked up FAT through the SBA for my business, as well as getting the additional surplus money. I might actually come out ahead after this. We'll see.
How so?
In order to get the loan turned into a grant don't you have to use it to pay your employee's? How else can you get it turned into a grant?
I'm getting the loan too for my business and I'm going to use the money to pay myself so I would basically just be breaking even unless they cure the virus before I use the grant money. That is the only way I can think to get ahead on this, but haven't looked that far into it yet.
Hopefully I can get it before the money runs out.
Didn't that money run out yesterday?
My check will go right to student loans, and make virtually no difference because jobs will be impossible to come by for months after this ends. Woohoo
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spirit_shadow
Feature not a bug



Registered: 08/15/11
Posts: 25,987
Last seen: 6 hours, 32 minutes
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Re: So who is getting a 1,200 dollar direct deposit this week and what will you do with it? [Re: feevers]
#26606384 - 04/16/20 06:13 PM (3 years, 9 months ago) |
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I just read they are proposing we get $2000 check per month for 6 months..... I hope it goes through :/
-------------------- Those content with the least have the most.....(this account is automated, all posts related to illegal activities or advice thereof are strictly from numerous online sites and are for informational purposes only)- Circa 2011 Ban lotto
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