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Patlal
You ask too many questions



Registered: 10/09/10
Posts: 44,797
Loc: Ottawa
Last seen: 4 hours, 53 minutes
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Are you financially ready for the next 3 months?
#26576853 - 04/04/20 08:26 AM (3 years, 9 months ago) |
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Most people live paycheck to paycheck. Most people no longer have paychecks coming in...
Where do you stand? Solid ground or shit?
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Tripsurfer
Bring Back Asante!



Registered: 08/01/12
Posts: 7,129
Loc: West of Windward
Last seen: 3 months, 27 days
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Re: Are you financially ready for the next 3 months? [Re: Patlal] 2
#26576872 - 04/04/20 08:41 AM (3 years, 9 months ago) |
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Im solid gold
Still working but mostly from home. Next month we get out holiday bonus (8% of yearly total)
A huge investor is about to step into our firm > substantial raise next year
And if it all goes to shit Im entitled to 24 months of unemployment support at 75% of my last income
Living in the Netherlands is awesome and carefree
-------------------- Ach en wee ben ik de klos, met mijn boog schoot ik een albatros... A philosopher is a person who knows less and less about more and more, until he knows nothing about everything.

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ninja cat 09
A paranoid android



Registered: 10/11/09
Posts: 4,170
Loc: Mexico
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Re: Are you financially ready for the next 3 months? [Re: Tripsurfer]
#26576889 - 04/04/20 08:54 AM (3 years, 9 months ago) |
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Quote:
Tripsurfer said: Im solid gold
Still working but mostly from home. Next month we get out holiday bonus (8% of yearly total)
A huge investor is about to step into our firm > substantial raise next year
And if it all goes to shit Im entitled to 24 months of unemployment support at 75% of my last income
Living in the Netherlands is awesome and carefree
Sounds like I need to move, how hard is it to get residency?
I might just do spain and then move to the Netherlands 
I'm not doing too bad, if worst came to worst I could sell some dollars I've got saved up.
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Hobbit GDF
Deadhead



Registered: 02/14/19
Posts: 3,385
Loc: Terrapin station
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Re: Are you financially ready for the next 3 months? [Re: ninja cat 09]
#26576906 - 04/04/20 09:04 AM (3 years, 9 months ago) |
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My job is essential but I quit almost 3weeks ago. I have underlying issues so I'm not risking my life. I'm only provider for my wife and 5 kids and pets in my home. We have 3 kids not home. I filed unemployment. My boss is cool and I still have a job but I took "leave of absence " . I pray I get unemployment. My boss is is trying to get grant from bank to keep paying us. All my Bill's and mortgage is due. Kids smashing food. Food stamps go to fast. School gives us food Tuesday and Thursday but no more school work yet. Idk.
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TheFakeSunRa
Bitch Splitter



Registered: 03/01/05
Posts: 16,449
Loc: Dirdy SOUF
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Re: Are you financially ready for the next 3 months? [Re: Patlal]
#26576910 - 04/04/20 09:05 AM (3 years, 9 months ago) |
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I’m on thin ice but maybe not totally fucked.
-------------------- [quote]Asante said: You constantly make posts thatr fling middle school insults at people you don't like mixed in with maladjusted psychopathic comments about wanting to beat up the other poster with a crowbar. You know how shit you are, you just don't give a fuck for precisely that reason. I disendorse you.[/quote]
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Piaseski
Day Tripper
Registered: 11/09/15
Posts: 391
Last seen: 1 month, 13 days
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Re: Are you financially ready for the next 3 months? [Re: TheFakeSunRa] 2
#26576928 - 04/04/20 09:18 AM (3 years, 9 months ago) |
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Quit my very abusive/horrible Chef job just before Corona was a big issue here (UK), had lots of freelance work lined up which all fell through.
Last month waiting for unemployment, which i'm comitting fraud to get - just started work at a takeaway burger place...not ideal.
I'll just about be ok, given that all my.holidays are cancelled and there's nothing to look forward to, at least i won't be spending.
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larry.fisherman
shoulda died already


Registered: 11/03/12
Posts: 36,294
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Re: Are you financially ready for the next 3 months? [Re: Patlal]
#26576946 - 04/04/20 09:38 AM (3 years, 9 months ago) |
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Asclepius
Human Being



Registered: 01/09/18
Posts: 2,209
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Re: Are you financially ready for the next 3 months? [Re: larry.fisherman]
#26576981 - 04/04/20 10:02 AM (3 years, 9 months ago) |
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I have certain financial obligations that do not allow for a lot of savings... I'd be totally screwed. I also won't cash out my crypto assets as I've already lost thousands on them due to the pandemic.
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Ahab McBathsalts
OTD Windmill Administrator




Registered: 11/25/02
Posts: 35,107
Loc: Wind Turbine, AB
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Re: Are you financially ready for the next 3 months? [Re: Asclepius] 2
#26577014 - 04/04/20 10:34 AM (3 years, 9 months ago) |
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Im drawing short term disability. 80% of wages for the next 6 weeks.
I generally have 6 months of living expenses in savings. It takes a ton of stress off when you can achieve something like that.
-------------------- "Nobody exists on purpose. Nobody belongs anywhere. Everybody's going to die."
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SonicTitan


Registered: 05/17/16
Posts: 24,065
Last seen: 1 hour, 24 minutes
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Re: Are you financially ready for the next 3 months? [Re: Patlal]
#26577029 - 04/04/20 10:44 AM (3 years, 9 months ago) |
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Quote:
Patlal said: Most people live paycheck to paycheck. Most people no longer have paychecks coming in...
Where do you stand? Solid ground or shit?
Hovering between shit and solid ground. I filed my taxes but will take weeks to get, plus my EI will be good to go earliest April 10th but even then I can't get ahold of service canada to help with activating My Service Canada act.
-------------------- "We are a way for the cosmos to know itself."
 
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JizzMasterZero
Stranger


Registered: 11/30/16
Posts: 772
Last seen: 11 months, 3 days
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Re: Are you financially ready for the next 3 months? [Re: SonicTitan]
#26577083 - 04/04/20 11:23 AM (3 years, 9 months ago) |
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I’m doing much better this year than last year. I got several large bills paid off last winter, and I’m still working. I’m still in debt, but it’s manageable for now. I’ve got a bunch of food stored and money in the bank. I work in healthcare, so I’ve got a job until I get sick, probably within the next month. Odds are that I’ll recover and return to work in a few weeks. I’m not going to bitch about the masks or whatever, this is a pandemic, we (you and I) will all get sick before it’s over. That’s just my opinion, but that’s how I think pandemics work. You can’t ignore the parallels with the corona virus and the devastation caused by “common colds and flus” to the Native Americans centuries ago. You can hide, you can self isolate, but that’s just delaying the inevitable unless you truly live in Bum Fuck. That’s what the “flatten the curve” arguments are really saying. If you look at the curve, they aren’t saying don’t catch the virus, they are wanting to delay you getting it so everybody doesn’t get it at the same time. I’m totally planning on getting sick and living on what I’ve got stocked for a couple of weeks.
Other than the death, doom, and gloom caused by the pandemic, I actually do see some silver linings to this situation. I hear about people voluntarily taking food to the elderly, neighborhood markets staying open to supply their previously paying customers with groceries they can’t pay for, etc. People are bitching much less about crap that isn’t so important now. Maybe it took a global crisis to realign us with what’s really important.
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Lophosaurus
suruasohpol


Registered: 08/09/07
Posts: 8,744
Loc: CA
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Re: Are you financially ready for the next 3 months? [Re: SonicTitan]
#26577089 - 04/04/20 11:26 AM (3 years, 9 months ago) |
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I'm doing alright considering that I had my work truck and all my tools stolen a few weeks ago. I'm an electrical contractor and I just had a couple big jobs that will hold me over for a while. The phone pretty much stopped ringing and now it is actually illegal for me to go to work, but I'm still going. Only doing jobs that I can work alone and don't have any risk of getting me or someone else sick.
I don't think my wife or I qualify for the US stimulus checks, not that that would really help much anyways.
I'm also going to try to get a small business loan and see if I can get it turned into a grant. I just did my taxes too and this time I got extra creative so I get a bigger refund. Last year I did "creative taxes" too and got a $400 fine, but still came out ahead. I don't think they will have time to catch it this year though.
Good luck everyone! And a big FUCK YOU to the Trump family. Hopefully we can all get together one day and drag them through the streets.
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HamHead
Hard Ass Motherfucker



Registered: 03/17/15
Posts: 6,107
Loc: Galactic sector ZZ9 Plura...
Last seen: 2 years, 8 months
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Re: Are you financially ready for the next 3 months? [Re: Lophosaurus]
#26577153 - 04/04/20 12:09 PM (3 years, 9 months ago) |
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Yeah, I've been able to save up, though I'm still working and on salary so I'm able to eat well.
-------------------- The Italian researchers’ findings, published by the INT’s scientific magazine Tumori Journal, show 11.6% of 959 healthy volunteers enrolled in a lung cancer screening trial between September 2019 and March 2020 had developed coronavirus antibodies well before February. https://www.reuters.com/article/us-health-coronavirus-italy-timing-idUSKBN27V0KF This online first version has been peer-reviewed, accepted and edited, but not formatted and finalized with corrections from authors and proofreaders https://www.icandecide.org/
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Tantrika
Miss Ann Thrope




Registered: 03/26/12
Posts: 17,138
Loc: Lashed to the pyre
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Re: Are you financially ready for the next 3 months? [Re: Patlal] 2
#26577243 - 04/04/20 01:16 PM (3 years, 9 months ago) |
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Cheque to cheque, most of April already spent sitting on around 45-50 grams of pot, so good to the end of the month next disability payment comes around May 1
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Northerner
splelling chceker


Registered: 07/29/12
Posts: 14,141
Loc: FNQ
Last seen: 5 minutes, 6 seconds
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Re: Are you financially ready for the next 3 months? [Re: Tantrika]
#26577251 - 04/04/20 01:20 PM (3 years, 9 months ago) |
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I pour all my extra cash into my house. There's about 6 months there I could redraw if I wanted.
Set up to work from home now though. Shit is gonna get wild once the cabin fever sets in.
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The nearest we ever come to knowing truth is when we are witness to paradox.
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LogicaL Chaos
Ascension Energy & Alien UFOs




Registered: 05/12/07
Posts: 69,333
Loc: The Inexpressible...
Last seen: 2 hours, 5 minutes
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Re: Are you financially ready for the next 3 months? [Re: Patlal] 2
#26577342 - 04/04/20 02:05 PM (3 years, 9 months ago) |
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My current debts are gonna take a beating. Luckily im still working my same work full time schedule. Im still good for now. If i do get laid off, I'll just file for unemployement and hope for the best i guess
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CookieCrumbs
Fucked off to the pub


Registered: 12/10/11
Posts: 14,146
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Re: Are you financially ready for the next 3 months? [Re: LogicaL Chaos] 3
#26577418 - 04/04/20 02:34 PM (3 years, 9 months ago) |
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I've spent so much freaking money in the last 6 months.
Maybe a bit unfortunate.
But I think I'll be okay. Work needs me rather bad right now so I'm getting overtime pay.
They've done so many layoffs to keep shareholders happy. Now our stockprice tanked overnight and... I dunno if it means we can see more layoffs soon but I'm laughing my ass off about it. They wanted to save our shares from dropping a couple bucks (due to their bad decisions) and now they're at half value and struggling because they stretched the departments so thin.
Corporate cocksuckers.
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Free time is the only time
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RJ Tubs 202



Registered: 09/20/08
Posts: 6,016
Loc: USA
Last seen: 1 hour, 19 minutes
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Re: Are you financially ready for the next 3 months? [Re: Patlal] 2
#26577442 - 04/04/20 02:45 PM (3 years, 9 months ago) |
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I pulled out 10K from an old Roth IRA in December because I've been unemployed and I didn't want to stress about money. I've been getting $190 each month in EBT grocery benefits from the State because I have no income. I'm grateful.
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R.I.P.Zappa
Myco Melyco


Registered: 03/30/18
Posts: 1,212
Loc: In Between Space and Time
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Re: Are you financially ready for the next 3 months? [Re: LogicaL Chaos] 2
#26577529 - 04/04/20 03:38 PM (3 years, 9 months ago) |
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When I turned 24 I looked at my collage debt and realized I could have bought a house and worked a low paying job and be in a better spot. It was the wake up call that debt is the new slavery. We just look better doing it and it is all voluntary and will remain that way as long as there are willing volunteers.
I left collage, dumped my girlfriend (she was a bad high maintenance investment) payed off all my debts and continued to pay into my savings. Bought non perishables in bulk at cost rather than retail. Was just about to start buying index funds and work on a passive income for retirement this year because in last years economy, money sitting in the bank gets eaten up by inflation. Holy ball sacks I'm glad I procrastinated that one!!  If this happened a month later I would have lost half of my financial cushion.
So now for me it is a year of early retirement and quite possibly my last year after I get infected eventually down the road. I got 8 months after the unemployment and the "please don't revolt while we fuck ya over" checks run out.
If I don't die or become crippled from this then I guess I work an extra year before I retire. I have never made over 26k my entire life but I didn't spend money like I was a consumer. I in turn made my employers expendable. I can be thankful to my grandparents who went through what is coming by beating the value of money and waste not want into my parents heads which got pounded into my head.
It is not how much you make, it is were you live and how you live.
Hopefully after this people will once again realize that; Axe and a new pair of shoes only make you look wealthy, financial security does.
Things are going to get very real, very soon for many across the globe. Hard times make strong people, the last 70 years have been pretty damn easy and shows glaringly today in the American culture. Make sure our grandchildren remember these days, there quality of life will depend on it! Our system is a house of cards, you can be the card or be the table, the choice is always yours and nothing comes easy and if it does, it goes just as easy.
Best thing that will come out of all of this is that hopefully we learn, remember, and in doing so; readjust are priority's, think further than a year ahead and learn discipline everyday.
Goerge carlin said it best in 2006: Good, honest, hard-working people continue… these are people of modest means. Continue to elect these rich cocksuckers who don’t give a fuck about them. THEY DON’T GIVE A FUCK ABOUT YOU! THEY DON’T CARE ABOUT YOU. AT ALL. AT ALL. AT ALL! Yeah. You know. And nobody seems to notice. Nobody seems to care. That’s what the owners count on. The fact that Americans will probably remain willfully ignorant of the big red, white and blue dick that’s being jammed up their assholes every day. Because the owners of this country know the truth… It’s called the American dream. Because you have to be asleep to believe it.
-------------------- -The heaviest thing one will ever carry is a thought- -"Like a Blind man In an orgy you gotta feel things out.".- -When we agree about our hallucinations, we call it “reality".- -If you defy authority because your told to, that's no better than blindly trusting authority.- psychonautwiki.org How it should & shouldn't look - NEW CULTIVATORS GUIDE BOD's Easy AF OAT prep tek. Principles of mushroom growing for beginners
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pirate-blues



Registered: 10/15/12
Posts: 13,655
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Re: Are you financially ready for the next 3 months? [Re: R.I.P.Zappa] 1
#26577553 - 04/04/20 03:46 PM (3 years, 9 months ago) |
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I'm alright, as someone who is working from home. I have to cover my roommates portion of the rent because she got laid off and is not living here until things settle down again - hopefully by the summer? Unfortunately I just incurred like a couple thousand dollars worth of medical bills for unrelated reasons - and that's with decent insurance too, so it's gonna take me a bit longer to pay those off than I wanted, but they can fuck themselves, because I'm taking care of the most important stuff first.
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