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deucedbi9
Stranger

Registered: 10/24/06
Posts: 4,594
Loc: UK
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See a penny pick it up... 2
#26514116 - 03/03/20 07:53 AM (3 years, 10 months ago) |
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I bought a tray of eggs at the local butchers shop priced at £1.99p. I hand over two £1 coins and wait for the penny change. It took a moment for the guy behind the counter to realise that I had my hand out because I was waiting for the change.
...all day long have good luck.
Do you not?
-------------------- whether low pressure sucks or high pressure blows... it's a bugger to cycle in. even though I'm feeling good Something tells me I'd better activate my prayer capsule
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psi
TOAST N' JAM


Registered: 09/05/99
Posts: 31,456
Loc: 613
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Re: See a penny pick it up... [Re: deucedbi9] 1
#26514135 - 03/03/20 08:08 AM (3 years, 10 months ago) |
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The penny was retired here a few years ago so the smallest denomination you would receive in change is a nickel. But yes I will pick up any denomination of coin, might be something cool.
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feldman114
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Re: See a penny pick it up... [Re: psi] 2
#26514148 - 03/03/20 08:15 AM (3 years, 10 months ago) |
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Well, cashiers just can’t win.
Offer the penny, get a “do I look like a bum” stare. Don’t offer it, get outraged people who expect it.
As if slaving away for Min wage isn't bad enough...
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tyrannicalrex
Strange R



Registered: 04/24/03
Posts: 38,323
Loc: subtropics
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Re: See a penny pick it up... [Re: deucedbi9] 2
#26514824 - 03/03/20 03:25 PM (3 years, 10 months ago) |
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I have a small bank stuffed with pennies. I wonder of there's one worth something in it?
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feldman114
Stragler


Registered: 09/06/19
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Pre-1922 are like $3 a pop min. If you find one with a mistake, that’s a couple grand. Like a misspelled word, or a wrong number, or even a double-printed line.
I’m sitting on over $100 in silver half-dollars, waiting for their value to jump
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Dilsnique
Admiral Admirable


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Re: See a penny pick it up... [Re: feldman114]
#26514855 - 03/03/20 03:42 PM (3 years, 10 months ago) |
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Niffla



Registered: 06/09/08
Posts: 46,483
Loc: Texas
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Re: See a penny pick it up... [Re: deucedbi9] 1
#26514980 - 03/03/20 04:54 PM (3 years, 10 months ago) |
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I try to pick up pennies on the ground when I see them. My father, who had a pretty solid career and wasn't hurting for money, always did because he said he would never be too proud to pick up money others throw away. And then he'd mention how there's people out there who live day to day and check to check but will throw change away (especially pennies) as if its trash.
So yeah he always picks them up (to this day) and whenever I see him I think of him and do the same thing. I view it as good luck if I pick one up.
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HAIL OUR NEW OTD KING
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tyrannicalrex
Strange R



Registered: 04/24/03
Posts: 38,323
Loc: subtropics
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Re: See a penny pick it up... [Re: Niffla] 2
#26515040 - 03/03/20 05:18 PM (3 years, 10 months ago) |
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I find nickels, dimes, and quarters on occasion. I pick up pennies too. I once saw a guy come out of the store and had change in his hand and was thumbing the pennies out of his palm while walking, lol.
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azramb
Stranger


Registered: 06/16/18
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Giving someone a chance at good luck. If you believe in such things. The thoughts nice in any case.
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LogicaL Chaos
Ascension Energy & Alien UFOs




Registered: 05/12/07
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Re: See a penny pick it up... [Re: deucedbi9] 1
#26515531 - 03/03/20 09:39 PM (3 years, 10 months ago) |
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I try to save all my pennies. However, i seem to lose them a lot because of their copper color and small size.
As a kid, i remember cleaning them in a solution. I think it was vinegar and water. It was really nice to see that bright copper finish again
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CookieCrumbs
Fucked off to the pub


Registered: 12/10/11
Posts: 14,146
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Re: See a penny pick it up... [Re: feldman114] 2
#26515579 - 03/03/20 10:32 PM (3 years, 10 months ago) |
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Quote:
feldman114 said: Pre-1922 are like $3 a pop min. If you find one with a mistake, that’s a couple grand. Like a misspelled word, or a wrong number, or even a double-printed line.
I’m sitting on over $100 in silver half-dollars, waiting for their value to jump
Wwii steel pennies are worth a bit but there were a few copper pennies minted in 1943 as they were left over blanks that are worth a pretty penny.

Seriously they sell for $20,000.
I've been checking all my coins lately to see if they're one of the special dates. Quarters minted between certain years are silver (I want to say <1963) and some or the state quarters like 2004 are misprinted.
I had a vending machine spit a sacagawea dollar at me and it resparked my interest. Sadly for me it was not the rare 2000s Cheerios edition. But still not something you see alot anymore and I keep it with my small collection of foreign currency and Chuck e cheese tokens. And a quarter I shot straight through Washington and turned into a necklace.
Have a 1932 wheat penny I like to pick up and reflect on the value of a penny from the great depression and through the 88 years and all the hands it passed to get to me.
Coins are pretty cool dude.
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Free time is the only time
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ichugwindex
Dex



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Re: See a penny pick it up... [Re: CookieCrumbs] 2
#26515595 - 03/03/20 10:45 PM (3 years, 10 months ago) |
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As an american our currency is so shitty it might as well be equal to the yen. I think we should do away with all change and just round up. It's not like we aren't already universally broke. I've been wearing the same pair of glasses that definitely dont still work for me for like 5 years because its pay rent and be blind or go homeless with my shiny new glasses
-------------------- Only hope can give rise to the emotion we call despair. But it is nearly impossible for a man to try to live without hope, so I guess that leaves Man no choice but to walk around with despair as his companion.
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Randalf the Grey
Woodland Creature


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Re: See a penny pick it up... [Re: ichugwindex]
#26515817 - 03/04/20 04:17 AM (3 years, 10 months ago) |
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You guys use pennies across the pond? I honestly didn't know that.
But yes, to answer your question, I am also cheap.
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HamHead
Hard Ass Motherfucker



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Here in 'Merica, we use cents.
-------------------- The Italian researchers’ findings, published by the INT’s scientific magazine Tumori Journal, show 11.6% of 959 healthy volunteers enrolled in a lung cancer screening trial between September 2019 and March 2020 had developed coronavirus antibodies well before February. https://www.reuters.com/article/us-health-coronavirus-italy-timing-idUSKBN27V0KF This online first version has been peer-reviewed, accepted and edited, but not formatted and finalized with corrections from authors and proofreaders https://www.icandecide.org/
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LogicaL Chaos
Ascension Energy & Alien UFOs




Registered: 05/12/07
Posts: 69,333
Loc: The Inexpressible...
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Quote:
Randalf the Grey said: You guys use pennies across the pond? I honestly didn't know that.
But yes, to answer your question, I am also cheap.
Yup, we still use those pennies. I always get a little excited when im about to pay for something in cash and i have exact change, to the penny dawg
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Niffla



Registered: 06/09/08
Posts: 46,483
Loc: Texas
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Quote:
LogicaL Chaos said:
As a kid, i remember cleaning them in a solution. I think it was vinegar and water. It was really nice to see that bright copper finish again 
That's awesome Logic
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HAIL OUR NEW OTD KING
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LogicaL Chaos
Ascension Energy & Alien UFOs




Registered: 05/12/07
Posts: 69,333
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Re: See a penny pick it up... [Re: Niffla] 1
#26516119 - 03/04/20 08:49 AM (3 years, 10 months ago) |
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Its definitely a fun memory. I think i learned it in science class while in middle school.
Found this WikiHow article describing different techniques to clean those dirty pennies: https://m.wikihow.com/Clean-Pennies
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psi
TOAST N' JAM


Registered: 09/05/99
Posts: 31,456
Loc: 613
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Wrecked some pretty old coins that way when I was a kid. Nothing that would have been worth too much though.
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tyrannicalrex
Strange R



Registered: 04/24/03
Posts: 38,323
Loc: subtropics
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Re: See a penny pick it up... [Re: psi] 1
#26516143 - 03/04/20 09:06 AM (3 years, 10 months ago) |
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I know there's a few wheat pennies in my piggy bank. I'll crack it open one day, not now though.
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psi
TOAST N' JAM


Registered: 09/05/99
Posts: 31,456
Loc: 613
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I think even the common ones are worth a bit over the face value.
I used to be active on a penny sorting forum. Still have a sorting machine that can sort a given denomination (out of the 3 smallest ones) by metal content. Basically it's a coin hopper feeding into a coin comparator.
Would like to get back into sorting for silver dimes. Machine sorting for silver doesn't work in the US because the copper clad coins are designed to have the same electromagnetic signature as silver, but in Canada the non-silver ones are nickel or steel so the signatures are completely different. US dimes will be in with the silver but that's not a big deal as there generally are few of them.
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tyrannicalrex
Strange R



Registered: 04/24/03
Posts: 38,323
Loc: subtropics
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Re: See a penny pick it up... [Re: psi] 4
#26516170 - 03/04/20 09:27 AM (3 years, 10 months ago) |
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I found a buffalo head nickel back in 2012, ended up losing it as I kept it in my pocket for good luck, fuck! I posted the pic here when I found it.

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deucedbi9
Stranger

Registered: 10/24/06
Posts: 4,594
Loc: UK
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Quote:
Randalf the Grey said: You guys use pennies across the pond? I honestly didn't know that.
But yes, to answer your question, I am also cheap.
Yep and another fun fact. Pre decimalisation in '71 there were 240 pennies to the pound, or, 480 halfpennies, you could actually buy something with it, like two chews for a Ha'Penny or, for those of us that drop the 'h' an a'Penny pronounced, almost, as 'ape-knee'.
A game based on same. As ubiquitous as Manopoly back in the day.
-------------------- whether low pressure sucks or high pressure blows... it's a bugger to cycle in. even though I'm feeling good Something tells me I'd better activate my prayer capsule
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shivas.wisdom
בּ



Registered: 02/19/09
Posts: 13,428
Loc: Turtle Island
Last seen: 34 minutes, 24 seconds
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Re: See a penny pick it up... [Re: psi]
#26516358 - 03/04/20 11:48 AM (3 years, 10 months ago) |
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Quote:
psi said: The penny was retired here a few years ago so the smallest denomination you would receive in change is a nickel. But yes I will pick up any denomination of coin, might be something cool.
Oddly enough, I still accumulate pennies while busking. I'll have maybe a dozen or two after a month.
I don't understand it. Have these people been carrying around a penny for years waiting for the opportunity to finally unload it?
They aren't even considered legal tender anymore. I put them on the rail tracks and let the trains crush em.
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tyrannicalrex
Strange R



Registered: 04/24/03
Posts: 38,323
Loc: subtropics
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"They aren't even considered legal tender anymore".
A penny is, after all, legal tender. ... 5103, states: “United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes, and dues.
Is paying in pennies legal? Yes, pennies are legal tender, but, as the Department of the Treasury points out, there is "no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services."
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psi
TOAST N' JAM


Registered: 09/05/99
Posts: 31,456
Loc: 613
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You can still cash them in at a bank and they are still legal tender I believe, the mint just does not distribute them to banks any more. I still have quite a lot, dozens of pounds I'd guess.
Amounts of pennies greater than a certain threshold weren't legal tender in Canada even before this. Doesn't mean they aren't money in greater amounts, but that if you are owed a debt and someone tried to pay you in too much pennies, you would have a legal basis for turning down the payment.
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feldman114
Stragler


Registered: 09/06/19
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Re: See a penny pick it up... [Re: psi]
#26516386 - 03/04/20 12:11 PM (3 years, 10 months ago) |
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True, but they’ll make you wrap them up in rolls of 50. That or go give 20% of the value to a CoinStar machine.
When I worked at a bank branch, the wrapper rule just came into effect, and it was soooo delicious telling people that I can’t take their gallon jar of change. It’s always the people with 100k+ in their accounts that exchanged pennies, btw. So if you collect them, might be a sign that you’ve got high financial IQ.
That’s how I got all my silver half-dollars too, except it was an obv junkie who brought them in. I did ask him twice like “you sure, bud? These are worth way more than face value”, but immediately took them for myself once he spat back some obnoxious shit...
What is it about a bank that makes all the customers so entitled?
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shivas.wisdom
בּ



Registered: 02/19/09
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Re: See a penny pick it up... [Re: psi]
#26516423 - 03/04/20 12:33 PM (3 years, 10 months ago) |
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Quote:
tyrannicalrex said: "They aren't even considered legal tender anymore".
A penny is, after all, legal tender. ... 5103, states: “United States coins and currency (including Federal reserve notes and circulating notes of Federal reserve banks and national banks) are legal tender for all debts, public charges, taxes, and dues.
Is paying in pennies legal? Yes, pennies are legal tender, but, as the Department of the Treasury points out, there is "no Federal statute mandating that a private business, a person or an organization must accept currency or coins as for payment for goods and/or services."
I don't live in the USA. I'm not even able to travel to there anymore.
Quote:
psi said: You can still cash them in at a bank and they are still legal tender I believe, the mint just does not distribute them to banks any more. I still have quite a lot, dozens of pounds I'd guess.
Amounts of pennies greater than a certain threshold weren't legal tender in Canada even before this. Doesn't mean they aren't money in greater amounts, but that if you are owed a debt and someone tried to pay you in too much pennies, you would have a legal basis for turning down the payment.
Ah yeah that would make sense - I didn't have a bank account back then so I never tried one of those. In my experience stores won't accept them any more. If the total is 2.34$, I needed to give them a nickle even if I have four pennies.
I used to pay my rent and buy my drugs with rolls of coins. Rolling around town with 5kg of change feeling like kingshit in a candy store
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tyrannicalrex
Strange R



Registered: 04/24/03
Posts: 38,323
Loc: subtropics
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LOL, I bought some crack with rolled pennies once (it was the 90's).
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Randalf the Grey
Woodland Creature


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Re: See a penny pick it up... [Re: feldman114]
#26516433 - 03/04/20 12:37 PM (3 years, 10 months ago) |
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I feel like your bank was different. I have never in my life had a bank take loose change that was more than a dollar. Like, if I walked in with 58.67 to deposit, cool no problem. But any amount of change to cash in was always required to be wrapped. Which is dumb as hell since the unwrapped them to put them through a counters, but yeah that's not a new thing where I came from.
Maybe it's a cultural thing, or geographical thing, and I feel like a lot of you guys are just either doing a whole lot better than I or just aren't exposed to as much change as I, but pennies are not a rarity for me. I save every bit of change I get and will happily use a penny when I can. I also have no problem rolling and cashing in when my change bank gets filled up. Pennies definitely aren't as rare or useless for me as for some it seems and I certainly not too good to pick up a penny or to pay with pennies. Though I am not so much if an asshole to dump a jar on the counter. I will happily roll some change when I need to.
Edited by Randalf the Grey (03/04/20 12:40 PM)
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tyrannicalrex
Strange R



Registered: 04/24/03
Posts: 38,323
Loc: subtropics
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Yep, same here.
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psi
TOAST N' JAM


Registered: 09/05/99
Posts: 31,456
Loc: 613
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The general rule with legal tender is that if it's not a debt, they don't have any obligation to accept any particular denomination they don't want to. But if for example you have just eaten at a restaurant and you offer legal tender they don't want to accept, they don't have a legal basis to claim to the cops (or in civil court) that you refused to pay for the meal you already consumed.
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psi
TOAST N' JAM


Registered: 09/05/99
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Re: See a penny pick it up... [Re: psi]
#26516464 - 03/04/20 12:53 PM (3 years, 10 months ago) |
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One interesting side effect of the legal tender thing is that you should in theory be able to demand that employers pay you in cash. But in practice, good luck. I always thought it was bullshit though that I needed a bank account in order to get paid. Fuck banks.
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deucedbi9
Stranger

Registered: 10/24/06
Posts: 4,594
Loc: UK
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Re: See a penny pick it up... [Re: psi]
#26516718 - 03/04/20 03:30 PM (3 years, 10 months ago) |
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Quote:
psi said: Fuck banks.
Really? I used to have to go to the post office to pay my council rent and the gas showroom to pay my gas bill. I don't even remember how I used to pay the water, electric and phone bills. Now they all get paid by direct debit. So much easy.
-------------------- whether low pressure sucks or high pressure blows... it's a bugger to cycle in. even though I'm feeling good Something tells me I'd better activate my prayer capsule
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Randalf the Grey
Woodland Creature


Registered: 06/11/19
Posts: 1,237
Last seen: 3 years, 3 months
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Re: See a penny pick it up... [Re: psi]
#26516726 - 03/04/20 03:36 PM (3 years, 10 months ago) |
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Quote:
psi said: One interesting side effect of the legal tender thing is that you should in theory be able to demand that employers pay you in cash. But in practice, good luck. I always thought it was bullshit though that I needed a bank account in order to get paid. Fuck banks.
You agree to employer's method of payment when you accept the job. Before you have worked, there is no debt....
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psi
TOAST N' JAM


Registered: 09/05/99
Posts: 31,456
Loc: 613
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Quote:
deucedbi9 said:
Quote:
psi said: Fuck banks.
Really? I used to have to go to the post office to pay my council rent and the gas showroom to pay my gas bill. I don't even remember how I used to pay the water, electric and phone bills. Now they all get paid by direct debit. So much easy. 
Don't get me wrong, I do use banks now. But I don't like how they are positioned as a middleman you can't really opt out of. Some credit unions sound pretty alright though.
Quote:
Randalf the Grey said:
Quote:
psi said: One interesting side effect of the legal tender thing is that you should in theory be able to demand that employers pay you in cash. But in practice, good luck. I always thought it was bullshit though that I needed a bank account in order to get paid. Fuck banks.
You agree to employer's method of payment when you accept the job. Before you have worked, there is no debt....
Yeah the "agreeing on a payment method ahead of time" thing does make sense as a rationale.
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