Home | Community | Message Board
You are not signed in.
Sign In New Account
Forum Index Search Posts Trusted Vendors Highlights Galleries FAQ User List Chat Store Random Growery

Kratom Eye
This site includes paid links. Please support our sponsors.

Community > The Pub
Threaded Mode Threaded  Previous topic Previous  View all topics Index  Next topic Next 

Welcome to the Shroomery Message Board! You are experiencing a small sample of what the site has to offer. Please login or register to post messages and view our exclusive members-only content. You'll gain access to additional forums, file attachments, board customizations, encrypted private messages, and much more!

North Spore Shop: Bulk Substrate

Jump to first unread post Pages: 1 | 2 | 3  [ show all ]
In the process of negotiation for buying a house
    #26117255 -

Tltr. Who cares, reading is good for you. There's also tits and ass at the very bottom.

I am currently in the process of buying a new house. First one.

I went house shopping and found one I really liked, but it was 6k over suggested sale price. My realtor decides to try a tactic...

He offers 12k lower than the original asking price.

Right away, the seller comes back with a counter. He's willing to pay 5500 in concessions plus 495 for the warranty, inspection, and other small fees, but... He won't move on the original price which is 6k above suggested sale price.

This would mean I only have to bring 7500 to the table instead of the 14k...

I came back with another counter last night.

I will move forward if he bumps the concession up to 6500 plus the 495. This means I will only have to bring 6500 to the table.

I am ok with this because it's a great house, awesome neighborhood, and if ever needed, great schools.

The original asking price is a little more than I wanted to fuck with, but my monthly payments are fine. It's only 300.00 more than what I'm paying now.

What really gets me though, is I make too much and cannot get the down payment assistance. I have friends that are only putting down 3500. What the fuck!? Making more money sucks.

Anyway, if the guy doesn't take this tiny little bump I'm asking for, I walk.


--------------------
Warning!!!
Mushrooms will birth baby slugs in your stomach if eaten.


I had a major ghostly experience. Something shattered my oven glass and there's no logical explanation.

Edited by Wonder Boy (07/19/19 04:49 AM)

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Wonder Boy]
    #26117262 -

Pics of said house?

Im not in the US so the system is way different here


--------------------
Ach en wee ben ik de klos, met mijn boog schoot ik een albatros...

A philosopher is a person who knows less and less about more and more, until he knows nothing about everything.


Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Tripsurfer]
    #26117268 -

Tripsurfer said:
Pics of said house?

Im not in the US so the system is way different here



I came for the pics of tits and ass.  We were lied to :crankey:


--------------------

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: DustyBottoms]
    #26117270 -

Tripsurfer said:
Pics of said house?

Im not in the US so the system is way different here


I'd rather not, but it is nice...


DustyBottoms said:
Tripsurfer said:
Pics of said house?

Im not in the US so the system is way different here



I came for the pics of tits and ass.  We were lied to :crankey:


Oh it's there, little buddy. You're just not looking hard enough.


--------------------
Warning!!!
Mushrooms will birth baby slugs in your stomach if eaten.


I had a major ghostly experience. Something shattered my oven glass and there's no logical explanation.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Wonder Boy]
    #26117460 -

:herpyderp:

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Wonder Boy]
    #26117567 -

Suggested sale price? Says who?

Downpayment assistance? You aren't putting down just the minimum 5% right?

I'd probably try to put 20% down to get out of mortgage insurance. If you are only putting a couple grand down you probably can't afford when a hotwater tank goes, or the roof starts to leak.


--------------------
I was pessimistic in my youth. Now I can just follow the Toronto Raptors.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Ole Field Trashe]
    #26117601 -

You can always counter the counter offer. If it's too much in price compared to it's value, wait until it's not or move on.

An online estimated value isn't necessarily real value though. Real value is whatever people are willing to pay at the end of the day.

Nothing against your realtor, but remember he/she makes a percentage commission on the house. They don't necessarily go for your best interest in these situations. Even if the house is not their company's to sell, they are still selling you the house for a commission.

Take your time with it if you can help it, and like Ahab said, you should have 20% on hand to avoid mortgage insurance each month. That insurance cost each month is money that could be going to pay the principal, but isn't.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: PatrickKn] * 1
    #26117681 -

First time fha loans were 3.5% back when I did one. It really helps getting into the first house if you don't have a healthy stockpile of money. 

Beware getting into anything that is tight on your budget,  including new construction. there is generally a few surprises involved with home purchases that can drain your funding and leave you in a less then desirable situation.

Home issues are the best way of getting the price down,  anything that you will have to repair to get it to pass inspections and live in is collateral. 

When I switched houses two years ago i knew i was freeing an old house but right after i closed the septic line was compromised and really ate into my fluff the things i don't like account. 

Best of luck


--------------------

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: ReposadoXochipilli]
    #26118282 -

I saw a 5 bedroom dump that is selling for 750k,the mountains r retarded


--------------------
"the way of the warrior is the resolute acceptance of death"

Miyamoto Musashi

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: 5150]
    #26118658 -

i'll most likely never own a home unless i'm 55 in some gated community


--------------------
http://bunkpolice.com/basic-test-kit/
Vienna Declaration
Salvia Divinorum The Docudrahma

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Konyap]
    #26118823 -

Where I am you can buy a solid 2000sqft brick house on a solid foundation for 5 grand. Just needs all renewed or new walls plumbing electrical, everything.


--------------------
Trees is dead, this is his mum posting



Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: trees]
    #26119525 -

Well the guy accepted our counter which means we only need to bring 6k to the table.

As far as down payment assistance, we make too much.. I do not agree with this at all. Wether I make 10k a week or 500 a month, if it's my first house, I should get some sort of working program.

But yeah. We are moving forward. Next step will be the inspection and appraisal.

If all checks out, we buy.


--------------------
Warning!!!
Mushrooms will birth baby slugs in your stomach if eaten.


I had a major ghostly experience. Something shattered my oven glass and there's no logical explanation.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Wonder Boy]
    #26119761 -

I know its an exciting time, and congratulations. But be careful not to over leverage yourself. Interest rates will not stay this low for long. Research the median or long term average interest rate and see if you're in a position to service that as a worst case scenario.

Also, anotger thing is that with housing affordability, to smoothe out your risk of default, you shouldn't run your calculations on what you currently earn, because sure you may be sitting pretty right now, but, that job can go for any number of reasons. If you have a partner helping you, she has kids and stops working,  now you have less income, more costs. But the point is you should assess your position on the level of income you feel you are guaranteed to earn. And what I mean is, if the sky collapsed tomorrow and you had to find a new role, what would you reasonably expect you'd be able to secure? Alot of the time if you change roles or industry you can eat a 20-30% pay cut.

Be smart with your money amigo :cool:

Also, with the property, remember the value is in the land (atleast in my market it is), the house and building you actually lose value on as it depreciates. Alot of people lose sight of the land and only look at the building. It depends what you want from it as well.

But anyways , hope it all goes well :cool:

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: trees] * 1
    #26119867 -

trees said:
Where I am you can buy a solid 2000sqft brick house on a solid foundation for 5 grand. Just needs all renewed or new walls plumbing electrical, everything.


Do you really want to live in a neighborhood where a house costs $5000?


--------------------
NotSheekle said
“if I believed she was 16 I would become unattracted to her”

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: koods] * 1
    #26119910 -

Quote:
Also, with the property, remember the value is in the land (atleast in my market it is), the house and building you actually lose value on as it depreciates. Alot of people lose sight of the land and only look at the building. It depends what you want from it as well.


This probably doesn’t apply in rural areas. Inner suburbs is where land value is maximized compared to value of the structure. Where I’m at, buyers almost always tear down or do extensive renovation when property changes hand. If possible they will try to divide the lot as well.


--------------------
NotSheekle said
“if I believed she was 16 I would become unattracted to her”

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Wonder Boy]
    #26120044 -

Wonder Boy said:
As far as down payment assistance, we make too much.. I do not agree with this at all. Wether I make 10k a week or 500 a month, if it's my first house, I should get some sort of working program.




In the US you can get an FHA loan. With decent credit its like 3.5% down, regardless of income.

Shroom_guy4 said:
I know its an exciting time, and congratulations. But be careful not to over leverage yourself. Interest rates will not stay this low for long. Research the median or long term average interest rate and see if you're in a position to service that as a worst case scenario.



I'd recommend a fixed rate, then this problem doesn't exist. Even with a fixed rate, you can refinance. I'd urge OP to get in now, as rates are really freaking low.


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436

Edited by badchad (07/20/19 03:10 PM)

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: badchad]
    #26120062 -

badchad said:
Wonder Boy said:
As far as down payment assistance, we make too much.. I do not agree with this at all. Wether I make 10k a week or 500 a month, if it's my first house, I should get some sort of working program.




In the US you can get an FHA loan. With decent credit its like 3.5% down, regardless of income.





That is wild to me. You could spend more on a new matress and renting a moving truck than the house is worth.


--------------------
I was pessimistic in my youth. Now I can just follow the Toronto Raptors.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: koods]
    #26120096 -

Yes, same here. I actually personally really dislike developers as we've lost far too many venues to apartment developers here :bored:. But yeah the general strategy in my city I think is to buy a house on a sizeable block of land, say 700sqm ++, pay that off, then once that's done or they are in a position to rebuild, knock it all down and throw up 4 double story town houses. Or even from the start as you said. On my street almost every block is being knocked down and rebuilt as townhouses

And badchad fixed can be good and bad. It's a gamble at the end of the day. I dont like the restrictiveness of fixing, esp not having to pay a cost to break it.

Variable offset loans are popular out here. You get a seperate transactional account attached to your loan, where you don't pay interest on the balance in it. So 100k loan, 50k in offset, you only pay repayments on the remaining 50k. It gives a benefit higher then standard savings account, and because you're reducing cost, not earning income, you don't pay tax on the gain either

Property is used alot for tax minimization here too, as we can 'negative gear' investments , where we can claim all expenses incurred as tax deductions, and any net loss is also a tax deduction. So they setup investments that run at a loss, reduce their taxable income way down, and end up paying less tax and utilising their funds to benefit themselves :cool:

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Ole Field Trashe]
    #26120140 -

That's what happens when you make too much and are not eligible for the assistance.


--------------------
Warning!!!
Mushrooms will birth baby slugs in your stomach if eaten.


I had a major ghostly experience. Something shattered my oven glass and there's no logical explanation.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Wonder Boy]
    #26120195 -

What's the amortization period on the mortgage?


--------------------
I was pessimistic in my youth. Now I can just follow the Toronto Raptors.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Ole Field Trashe]
    #26120436 -

Sorry, I do not know what that is. Of course I just googled it, but I'm not sure how I would find out.


--------------------
Warning!!!
Mushrooms will birth baby slugs in your stomach if eaten.


I had a major ghostly experience. Something shattered my oven glass and there's no logical explanation.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Wonder Boy] * 1
    #26120457 -

The terms of your loan are about 20x more important than your monthly payment. Variable vs. Fixed, interest rate, amortization period. If you go into the bank ignorant, the bank is going to put you in the loan that makes the most money for the bank. Usually that's the longest amortization period they can legally put you in, with the lowest possible downpayment.



You are taking out hundreds of thousands of dollars in debt without any knowledge of the terms of the loan. I'd shift your perspective of "buying a house" to taking a giant loan and paying thousands of dollars to a bank over the next 30 years. Even an unwanted pregnancy moves out after 18 years.

A 200,000 loan at 30 years:

$1,104.41
Monthly Payment

$197,587
Total Interest Paid
$397,587
Total of 360 Payments

Jun, 2049
Pay-off Date

200,000 at 15 years:

$1,607.76
Monthly Payment

$89,396
Total Interest Paid
$289,396
Total of 180 Payments

Jun, 2034
Pay-off Date

https://www.amortization-calc.com/mortgage-calculator/

An extra $500 a month pays off your house 15 years earlier and saves you about 100,000 in interest. You need to learn about some of this stuff before signing anything.


--------------------
I was pessimistic in my youth. Now I can just follow the Toronto Raptors.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Ole Field Trashe]
    #26120603 -

Yeah he means the length of the loan. The longer the loan is, the lower your repayments are but the more you'll pay in interest in the long run.

Remember interest is calculated daily, so the less time you carry the balance the less you pay. Even things such as paying your loan weekly, as opposed to monthly, can have an effect also, as you're reducing the balance down little bit little and carrying a lower balance.

But yeah it's important to look at the things that Ahab is saying. Paying a bit above the minimum can help. It's the same with a retirement fund, small contributions can roll into big gains later down the track.

Another thing that's very important to consider is the fees. What fees do you have to pay? Annual fee? Package fee? Discharge fee? What if you join them at w great rate and they fk you by raising your rates? How easy is it for you to refinance and negotiate a better deal at another bank ?

Banks are notorious for under offering you. So if you have no viable chance of refinancing out of their bank and them losing the loan, even if you call them to price match a brand new low rate, they will tell you to go jump because you are bluffing anyway. As compared to someone who has a very low cost to discharge their loan and change banks, and really can switch and risk them losing the loan, then they will come to the party and offer price matches and discounts to keep you.

But yeah it's not just about rate but the fees also. You basically want low rates low fee type of loans.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Shroom_guy4]
    #26120632 -

Well, it all went by pretty quick. Being approved, looking for houses, finding one, and then signing the contract.

I do have copies of everything so I'll have to go back and read through it.


--------------------
Warning!!!
Mushrooms will birth baby slugs in your stomach if eaten.


I had a major ghostly experience. Something shattered my oven glass and there's no logical explanation.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Wonder Boy]
    #26120679 -

how are you supposed to buy a house if there are 5% interest rates
wouldn't that just charge you an extra 5k every year if the house was 100k???


--------------------
http://bunkpolice.com/basic-test-kit/
Vienna Declaration
Salvia Divinorum The Docudrahma

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Wonder Boy]
    #26120942 -

I dont know if its common practice in the US, but here in the Netherlands there are third party mortgage advisers.

One of my best friends does this for a living. For a fixed fee they will advice on getting YOU the best deal. They know all the banks and often have discount rates when working with preferred notaries.

The bank usually charges the same fee for selling you the mortgage but focus on their own interest and not yours.

I got a really good deal this way.

My father and brother where stubborn and stuck with the bank and got fucked :lol:


--------------------
Ach en wee ben ik de klos, met mijn boog schoot ik een albatros...

A philosopher is a person who knows less and less about more and more, until he knows nothing about everything.


Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Tripsurfer]
    #26121034 -

There are mortgage brokers in North America as well.


--------------------
I was pessimistic in my youth. Now I can just follow the Toronto Raptors.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Konyap]
    #26121173 -

Konyap said:
how are you supposed to buy a house if there are 5% interest rates
wouldn't that just charge you an extra 5k every year if the house was 100k???


Pay.  I think the math on my mortgage worked to paying approximately double the cost of the house over 30 years.


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: badchad]
    #26121237 -

I'm using a third party lender.

As far as the interest goes, it will not exceed 4.5% over the next 30 years.


--------------------
Warning!!!
Mushrooms will birth baby slugs in your stomach if eaten.


I had a major ghostly experience. Something shattered my oven glass and there's no logical explanation.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Wonder Boy]
    #26121605 -

Not bad, but not super great. If you have good credit you should be below 4.0%


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: badchad]
    #26121696 -

Sitting at around 660.


--------------------
Warning!!!
Mushrooms will birth baby slugs in your stomach if eaten.


I had a major ghostly experience. Something shattered my oven glass and there's no logical explanation.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Ole Field Trashe]
    #26121736 -

Ahab McBathsalts said:
The terms of your loan are about 20x more important than your monthly payment. Variable vs. Fixed, interest rate, amortization period. If you go into the bank ignorant, the bank is going to put you in the loan that makes the most money for the bank. Usually that's the longest amortization period they can legally put you in, with the lowest possible downpayment.



You are taking out hundreds of thousands of dollars in debt without any knowledge of the terms of the loan. I'd shift your perspective of "buying a house" to taking a giant loan and paying thousands of dollars to a bank over the next 30 years. Even an unwanted pregnancy moves out after 18 years.

A 200,000 loan at 30 years:

$1,104.41
Monthly Payment

$197,587
Total Interest Paid
$397,587
Total of 360 Payments

Jun, 2049
Pay-off Date

200,000 at 15 years:

$1,607.76
Monthly Payment

$89,396
Total Interest Paid
$289,396
Total of 180 Payments

Jun, 2034
Pay-off Date

https://www.amortization-calc.com/mortgage-calculator/

An extra $500 a month pays off your house 15 years earlier and saves you about 100,000 in interest. You need to learn about some of this stuff before signing anything.


Buying a house is almost always a good deal over a period of 15 or 30 years. And spreading it out over 30 is not always a bad idea. Having more disposable income for retirement investments that are almost guaranteed to return more than 4.00% for example.

Also consider that as an example, 200k in 30 years ago money is equivalent to over 400k now.


--------------------
NotSheekle said
“if I believed she was 16 I would become unattracted to her”

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: koods]
    #26121750 -

A lot of McMansions bought 15 years ago are selling for less than they worth when they were built.

Buying realestate is usually the biggest financial obligation a person makes. It's the difference between a guarentee'd 4% return on paying off your mortgage earlier, vs achieving half the real return of the stock index. On paper it is a no-brainer, but often people lack the self-discipline to save the entire difference. They buy at the wrong time, and sell at a worse time. Lifestyle creep comes in, and then you've got a baby on the way, and momma needs a new minivan and then 10 years slips by and you haven't saved shit.

If people were always rational, we wouldn't see bankruptcies, foreclosures, insufficient retirement accounts, or debt bubbles of any kind.

Financial leverage is always risky, but people don't put that in mind when buying a house on the bare minimum.


--------------------
I was pessimistic in my youth. Now I can just follow the Toronto Raptors.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Ole Field Trashe]
    #26121791 -

I would never max out on my mortgage. Never take out more than half of what I can

Use any surplus to make extra anual payments


--------------------
Ach en wee ben ik de klos, met mijn boog schoot ik een albatros...

A philosopher is a person who knows less and less about more and more, until he knows nothing about everything.


Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: koods]
    #26121943 -

koods said:
trees said:
Where I am you can buy a solid 2000sqft brick house on a solid foundation for 5 grand. Just needs all renewed or new walls plumbing electrical, everything.


Do you really want to live in a neighborhood where a house costs $5000?


Well, he's already there so why not.

He probably has to do 360k worth of renos though.


--------------------

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Patlal]
    #26122246 -

i'd probably spend 100k on a 200k house
and have 50k in the bank

that probably doesn't even take into account what the real estate agent is asking for pay


--------------------
http://bunkpolice.com/basic-test-kit/
Vienna Declaration
Salvia Divinorum The Docudrahma

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Konyap]
    #26122505 -

Look. I appreciate all the advice and concern, but I've worked pretty hard to get to where I'm at and I'm not even done.

I am taking some of the advice though. I will paying weekly or even bi weekly payments and I will be paying a little bit more. If I need to pay 325 a week, I'll pay 335 a week. This is an extra 40.00 a month. Who knows, maybe I'll pay more...

Either way. I'm excited an nobody is going to ruin that for me.


--------------------
Warning!!!
Mushrooms will birth baby slugs in your stomach if eaten.


I had a major ghostly experience. Something shattered my oven glass and there's no logical explanation.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Wonder Boy]
    #26122714 -

when I first read this I thought it said

"In the process of negotiation for buying a horse"


--------------------
:niffla:

ACADEMY AWARD WINNING ACTOR
WG32 KILLED HOFFA
PROFESSIONAL BALL BUFFERER
WORST NEIGHBORHOOD YARD OF 2026 WINNER
OTD’S FORMER PRODIGAL SON
TODAY IS BEER DAY

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Wonder Boy]
    #26123406 -

Wonder Boy said:
Look. I appreciate all the advice and concern, but I've worked pretty hard to get to where I'm at and I'm not even done.

I am taking some of the advice though. I will paying weekly or even bi weekly payments and I will be paying a little bit more. If I need to pay 325 a week, I'll pay 335 a week. This is an extra 40.00 a month. Who knows, maybe I'll pay more...

Either way. I'm excited an nobody is going to ruin that for me.


It's a good achievement man you should be proud!

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Shroom_guy4]
    #26123646 -

I am.

Last night I received a text saying we are now in the underwriting part of the purchase. I guess the next step will be closing.


--------------------
Warning!!!
Mushrooms will birth baby slugs in your stomach if eaten.


I had a major ghostly experience. Something shattered my oven glass and there's no logical explanation.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Wonder Boy]
    #26123771 -

Nice,  I'm fluffing my house up for an appraisal tomorrow. Pulling my equity out for remodeling.

Its pretty exciting,  kind of scary I have been in this house over two years already but time slows fore no one. 

Congratulations wonder boy, owning a home can be a great thing in your life.


--------------------

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: ReposadoXochipilli]
    #26125544 -

Thank you sir...

I currently have the same feeling I get when I'm waiting on a "special" package in the mail.


--------------------
Warning!!!
Mushrooms will birth baby slugs in your stomach if eaten.


I had a major ghostly experience. Something shattered my oven glass and there's no logical explanation.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Wonder Boy]
    #26520226 -

oliverblackk said:
When it comes to buying a house, I suggest that you check prices through different resources, fodyo.com is my personal recommendation. When you are considering a particular house, visit it at different times of the day especially looking out for what parking is like in the evenings. It's a nightmare when parking is an issue. I'd also be wary of shared drives.

Also, look at what direction the house faces and how the light hits it through the day.


All this is great advice! Works for renting an apartment as well.


--------------------

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: tyrannicalrex]
    #26520296 -

When someone bumps an old thread like this and drops a link to some recommendation I usually think spammer. And if you look back through this user's post history, it looks like literally every post contains a link to something, though the text may otherwise look like a reasonably topical response.

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: psi]
    #26520324 -

Hmmm, I didn't/don't catch those things.


--------------------

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: tyrannicalrex]
    #26520546 -

Next year houses are gonna be cheaper :biohazard:


--------------------
Omnicyclion.org
personal empowerment for the world

:nyan: LGBT - Love God Before Tradition :nyan:

Extras: Filter Print Post Top
Re: In the process of negotiation for buying a house [Re: Asante]
    #26520595 -

For sure! Im not buying now


--------------------
Ach en wee ben ik de klos, met mijn boog schoot ik een albatros...

A philosopher is a person who knows less and less about more and more, until he knows nothing about everything.


Extras: Filter Print Post Top
Jump to top Pages: 1 | 2 | 3  [ show all ]

North Spore Shop: Bulk Substrate

Community > The Pub
Threaded Mode Threaded  Previous topic Previous  View all topics Index  Next topic Next 

Similar ThreadsPosterViewsRepliesLast post
* Does anyone know where I can find info about getting government grants for starting your own buisnes emptywisdom 2,002 10 05/10/05 07:51 PM
by THE KRAT BARON
* Does anyone know how to calculate monthly APR for a business? Mojo_Risin 514 4 05/23/05 12:59 PM
by Mojo_Risin
* Idiotic Mortgage Ads Konnrade 849 5 06/01/06 09:47 PM
by Prisoner#1
* Reading 'The Addictive Personality : Understanding the Addictive Process and Compulsive Behavior' RESTLESS 1,473 14 06/29/05 07:46 PM
by RedNucleus
* January Grower of the Month WorkYou 985 5 01/28/06 12:03 PM
by TheDudeAbides
* I am going to take LSD, alone, in the next 1.5 months.
( 1 2 3 all )		 OneMoreRobot3021 5,289 40 07/14/05 07:43 PM
by afoaf
* A rollercoaster month at the shroomery... Psilygirl 1,188 17 11/08/04 02:42 PM
by AbstractHarmonix
* cc
( 1 2 all )		 Supernova 2,567 20 05/20/05 03:03 PM
by Vvellum

Extra information
You cannot start new topics / You cannot reply to topics
HTML is disabled / BBCode is enabled
Moderator: Entire Staff
1,025 topic views. 5 members, 2,065 guests and 125 web crawlers are browsing this forum.
[ Show Images Only | Sort by Score | Print Topic ]
Search this thread:

Copyright 1997-2026 Mind Media. Some rights reserved.

Generated in 0.044 seconds spending 0.009 seconds on 14 queries.