Home | Community | Message Board


This site includes paid links. Please support our sponsors.


Welcome to the Shroomery Message Board! You are experiencing a small sample of what the site has to offer. Please login or register to post messages and view our exclusive members-only content. You'll gain access to additional forums, file attachments, board customizations, encrypted private messages, and much more!

Shop: Original Sensible Seeds Autoflowering Cannabis Seeds, Bulk Cannabis Seeds   Bridgetown Botanicals Bridgetown Botanicals   Kraken Kratom Red Vein Kratom

Jump to first unread post Pages: 1 | 2 | 3  [ show all ]
InvisibleKush_Zombie
smug piece of shit
 User Gallery


Registered: 10/22/14
Posts: 4,793
I'm about to get a bank account
    #23949070 - 12/22/16 12:41 PM (7 years, 1 month ago)

A savings account. I need a debit card man. Any tips/advice? Or do I just walk in there like a badass with $125, slam it on the table, and tell him to suck my dick and open me up an account?


--------------------
How to get started in bulk:
Presto 23-Quart Pressure Cooker
BOD's Simple as FUCK Still Air Box
PastyWhyte's Easy Agar Tek
Munchauzen's Cultivation Video Series
How EvilMushroom666 Prepares His Grains (I use jars with Synthetic Filter Discs)
What is G2G? (Grain-to-Grain)
Damion5050's Coir Tek (I use 5.5 - 6 quarts of water instead of 4. Also ignore step 13 and ignore the monotub completely. The only purpose of this tek is to show you how to make a simple substrate. I also add gypsum to it but not necessary)
Spitball's Monotub Tek (A liner isn't necessary but is useful)
Use 6500k lights throughout the whole process. When you wake up, turn the light on. When you go to sleep turn the light off. It's as simple as that.


Extras: Filter Print Post Top
InvisiblePatrickKn
I'm a teapot

Registered: 07/10/11
Posts: 20,564
Re: I'm about to get a bank account [Re: Kush_Zombie] * 4
    #23949074 - 12/22/16 12:43 PM (7 years, 1 month ago)

Look for banks that have no monthly or yearly fees for checking/savings accounts, and that there is no penalty for having an account with no money in it.


Extras: Filter Print Post Top
Offlinesunshine
Sin18DwireWuTang


Registered: 04/03/04
Posts: 43,592
Loc: higher plane of sex
Last seen: 5 years, 18 hours
Re: I'm about to get a bank account [Re: PatrickKn] * 3
    #23949075 - 12/22/16 12:44 PM (7 years, 1 month ago)

Avoid danger.


--------------------
One Love True Indeed.  Have Good Trips.  Mike/sunshine's mom.


Extras: Filter Print Post Top
OfflinePatlal
You ask too many questions
Male User Gallery


Registered: 10/09/10
Posts: 44,797
Loc: Ottawa Flag
Last seen: 13 hours, 3 minutes
Re: I'm about to get a bank account [Re: PatrickKn]
    #23949077 - 12/22/16 12:44 PM (7 years, 1 month ago)

And here I am in another thread bitching about bank accounts.


--------------------


Extras: Filter Print Post Top
InvisibleKush_Zombie
smug piece of shit
 User Gallery


Registered: 10/22/14
Posts: 4,793
Re: I'm about to get a bank account [Re: sunshine]
    #23949081 - 12/22/16 12:46 PM (7 years, 1 month ago)

Quote:

sunshine said:
Avoid danger.



:seriousthankyou:


--------------------
How to get started in bulk:
Presto 23-Quart Pressure Cooker
BOD's Simple as FUCK Still Air Box
PastyWhyte's Easy Agar Tek
Munchauzen's Cultivation Video Series
How EvilMushroom666 Prepares His Grains (I use jars with Synthetic Filter Discs)
What is G2G? (Grain-to-Grain)
Damion5050's Coir Tek (I use 5.5 - 6 quarts of water instead of 4. Also ignore step 13 and ignore the monotub completely. The only purpose of this tek is to show you how to make a simple substrate. I also add gypsum to it but not necessary)
Spitball's Monotub Tek (A liner isn't necessary but is useful)
Use 6500k lights throughout the whole process. When you wake up, turn the light on. When you go to sleep turn the light off. It's as simple as that.


Extras: Filter Print Post Top
InvisibleKush_Zombie
smug piece of shit
 User Gallery


Registered: 10/22/14
Posts: 4,793
Re: I'm about to get a bank account [Re: Patlal]
    #23949096 - 12/22/16 12:51 PM (7 years, 1 month ago)

Quote:

Patlal said:
In other news...
Here I am in another thread bitching about bank accounts.




:lol:

Thanks for the advice Patrick :hatsoff:


--------------------
How to get started in bulk:
Presto 23-Quart Pressure Cooker
BOD's Simple as FUCK Still Air Box
PastyWhyte's Easy Agar Tek
Munchauzen's Cultivation Video Series
How EvilMushroom666 Prepares His Grains (I use jars with Synthetic Filter Discs)
What is G2G? (Grain-to-Grain)
Damion5050's Coir Tek (I use 5.5 - 6 quarts of water instead of 4. Also ignore step 13 and ignore the monotub completely. The only purpose of this tek is to show you how to make a simple substrate. I also add gypsum to it but not necessary)
Spitball's Monotub Tek (A liner isn't necessary but is useful)
Use 6500k lights throughout the whole process. When you wake up, turn the light on. When you go to sleep turn the light off. It's as simple as that.


Extras: Filter Print Post Top
OfflineCrave
Stranger

Registered: 12/04/16
Posts: 357
Last seen: 6 years, 10 months
Re: I'm about to get a bank account [Re: PatrickKn]
    #23949099 - 12/22/16 12:51 PM (7 years, 1 month ago)

- highest interest rate possible
- low or no withdrawal fees / transaction costs
- no annual fees


--------------------


Extras: Filter Print Post Top
Offlinetwighead
mͯó
I'm a teapot


Registered: 08/27/08
Posts: 29,560
Loc: Glenn Gould's Fuck Windmill Flag
Last seen: 1 hour, 17 minutes
Re: I'm about to get a bank account [Re: Kush_Zombie] * 1
    #23949102 - 12/22/16 12:55 PM (7 years, 1 month ago)

Go to a credit union not a bank


--------------------
¿Check out some art m8?



Extras: Filter Print Post Top
InvisibleKush_Zombie
smug piece of shit
 User Gallery


Registered: 10/22/14
Posts: 4,793
Re: I'm about to get a bank account [Re: twighead]
    #23949105 - 12/22/16 12:56 PM (7 years, 1 month ago)

What's a credit Union?


--------------------
How to get started in bulk:
Presto 23-Quart Pressure Cooker
BOD's Simple as FUCK Still Air Box
PastyWhyte's Easy Agar Tek
Munchauzen's Cultivation Video Series
How EvilMushroom666 Prepares His Grains (I use jars with Synthetic Filter Discs)
What is G2G? (Grain-to-Grain)
Damion5050's Coir Tek (I use 5.5 - 6 quarts of water instead of 4. Also ignore step 13 and ignore the monotub completely. The only purpose of this tek is to show you how to make a simple substrate. I also add gypsum to it but not necessary)
Spitball's Monotub Tek (A liner isn't necessary but is useful)
Use 6500k lights throughout the whole process. When you wake up, turn the light on. When you go to sleep turn the light off. It's as simple as that.


Extras: Filter Print Post Top
Offlinehostileuniverse
Stranger
Male User Gallery


Registered: 05/14/15
Posts: 8,602
Loc: 'Merica Flag
Last seen: 6 years, 7 months
Re: I'm about to get a bank account [Re: Kush_Zombie]
    #23949138 - 12/22/16 01:12 PM (7 years, 1 month ago)

Quote:

Kush_Zombie said:
What's a credit Union?




It's like a bank except it's run by the mob, like a union


--------------------
http://www.countdowntotrump.com





Extras: Filter Print Post Top
Offlinefastsack
Boss
 User Gallery
Registered: 12/22/16
Posts: 212
Last seen: 6 years, 8 months
Re: I'm about to get a bank account [Re: Kush_Zombie]
    #23949167 - 12/22/16 01:26 PM (7 years, 1 month ago)

Are you trying to have it anonymous or with govt id, all, sars, CTRs, etc.?

You can open them online with no teller involved.  They mail you a card.  The interest rate is good.  If you add no fee checking, you can deposit checks with your smartphone.  I have tried a few of these.  They are great.

Nerdwallet lists ally, Barclays, capital one, and discover.  I don't remember which one bought ing.


Extras: Filter Print Post Top
Offlinemusiclover420
psychonaut
Male User Gallery


Registered: 11/06/12
Posts: 19,563
Loc: PNW
Last seen: 2 years, 5 months
Re: I'm about to get a bank account [Re: twighead]
    #23949214 - 12/22/16 01:44 PM (7 years, 1 month ago)

Quote:

twighead said:
Go to a credit union not a bank




I was going to say this :lol:

I have used Oregon community credit union all my life and been happy.

I had a debit card for awhile but after reporting a few small mystery withdrawals they refunded me and canceled the card. I just applied for a credit card onlime though and will go in for a debit if that doesn't work.


--------------------
Don't worry about me, I've got all that I need. And I'm singing my song to the sky

You know how it feels, With the breeze of the sun in your eyes. Not minding that time's passing by

I've got all and more, My smile, just as before. Is all that I carry with me

I talk to myself, I need nobody else. I'm lost and I'm mine, yes I'm free



Extras: Filter Print Post Top
Offlinetwighead
mͯó
I'm a teapot


Registered: 08/27/08
Posts: 29,560
Loc: Glenn Gould's Fuck Windmill Flag
Last seen: 1 hour, 17 minutes
Re: I'm about to get a bank account [Re: hostileuniverse] * 1
    #23949260 - 12/22/16 01:59 PM (7 years, 1 month ago)

I'm OCCU as well :awesome:

Quote:

hostileuniverse said:
Quote:

Kush_Zombie said:
What's a credit Union?




It's like a bank except it's run by the mob, like a union



It's like a bank, except you make money from its business because you're an owner - and they pay an interest rate that doesn't mean you're losing money constantly.

Right now the interest rate at OCCU is around 2%

Right now the interest rate at bank of america is ~.01% :rofl:


--------------------
¿Check out some art m8?



Extras: Filter Print Post Top
Offlinemusiclover420
psychonaut
Male User Gallery


Registered: 11/06/12
Posts: 19,563
Loc: PNW
Last seen: 2 years, 5 months
Re: I'm about to get a bank account [Re: twighead]
    #23949357 - 12/22/16 02:41 PM (7 years, 1 month ago)

:thumbup:

I have been with OCCU for years and they have never done me wrong :tongue2:

My only complaint is they limit the amount of online transactions you can do each month, it is a lot still but I have maxed out before and overdrawn my account :shakefist:

That is really my fault though and you can always walk into a bank and have them do the transfer for you if you really need to.

I remember being a kid and going to withdraw money from my account which my grandma opened with me and they would have cookies and coffee sitting out :awesomenod:

Use to go snag choco cookies from them all the time :lol:


--------------------
Don't worry about me, I've got all that I need. And I'm singing my song to the sky

You know how it feels, With the breeze of the sun in your eyes. Not minding that time's passing by

I've got all and more, My smile, just as before. Is all that I carry with me

I talk to myself, I need nobody else. I'm lost and I'm mine, yes I'm free



Extras: Filter Print Post Top
Invisiblepirate-blues
Female

Registered: 10/15/12
Posts: 13,656
Re: I'm about to get a bank account [Re: PatrickKn]
    #23949435 - 12/22/16 03:16 PM (7 years, 1 month ago)

Quote:

PatrickKn said:
Look for banks that have no monthly or yearly fees for checking/savings accounts, and that there is no penalty for having an account with no money in it.






this.


those fees will getcha.


That being said, wouldn't you want to have a checking account too so that you can take and deposit withdrawals/deposits from there and then have like 10% or so automatically routed to your savings? :shrug:


Extras: Filter Print Post Top
Offline5150
phantom
 User Gallery
Registered: 09/01/06
Posts: 5,437
Last seen: 4 years, 2 months
Re: I'm about to get a bank account [Re: pirate-blues]
    #23949459 - 12/22/16 03:25 PM (7 years, 1 month ago)

Good luck finding a major bank that doesnt have
a monthly fee,maybe if u have cc with them


--------------------
"the way of the warrior is the resolute acceptance of death"

Miyamoto Musashi


Extras: Filter Print Post Top
Invisiblepirate-blues
Female

Registered: 10/15/12
Posts: 13,656
Re: I'm about to get a bank account [Re: 5150]
    #23949461 - 12/22/16 03:25 PM (7 years, 1 month ago)

PNC doesn't.


Extras: Filter Print Post Top
InvisibleSARAtonin
Violent Dreams
Female User Gallery

Registered: 09/28/11
Posts: 15,911
Loc: Deutschland
Re: I'm about to get a bank account [Re: pirate-blues]
    #23949490 - 12/22/16 03:38 PM (7 years, 1 month ago)

I have Wells Fargo and IDK why everybody hates them.
They have some of the best customer service I have ever experienced.
Whenever I have any issues I'm just like, "Yo I have a PMA."
And they like, "Ermagawd do you need a back rub?"


--------------------
God kills indiscriminately and so shall we. For no creatures under God are as we are none so like him as ourselves.

Want to join a cult? Click for details…


Extras: Filter Print Post Top
Invisiblepirate-blues
Female

Registered: 10/15/12
Posts: 13,656
Re: I'm about to get a bank account [Re: SARAtonin] * 1
    #23949498 - 12/22/16 03:40 PM (7 years, 1 month ago)

Uhhhh.....aside from the fact that they knowingly and intentionally victimized thousands of their customers by using their names to create fraudulent accounts wherein fraudulent transactions took place??


Extras: Filter Print Post Top
OfflineMkUltra117
The Man with The Plan
Male User Gallery


Registered: 02/11/09
Posts: 641
Last seen: 6 years, 9 months
Re: I'm about to get a bank account [Re: pirate-blues]
    #23949503 - 12/22/16 03:42 PM (7 years, 1 month ago)

Ya out here in michigan there are banks everywhere. Chase, pnc, bank of america, Comerica, Huntington; pretty much all you need is atleast 50 dollars to open an account at any of these. I have never heard of monthly fees and all the bullshit, sure if you overdraw there is usually a fee, but besides that? I make money because intrest, its not alot but its something.

To kushzombie, just look around at some mainstream banks, see what they have to offer, credit unions you get more intrest on your money which is kool.

Credit union is basically everyones money the have deposited. Versus a bank where it works much diffently. I could be wrong but its along those lines.


Extras: Filter Print Post Top
InvisibleSARAtonin
Violent Dreams
Female User Gallery

Registered: 09/28/11
Posts: 15,911
Loc: Deutschland
Re: I'm about to get a bank account [Re: pirate-blues]
    #23949513 - 12/22/16 03:45 PM (7 years, 1 month ago)

Quote:

pirate-blues said:
Uhhhh.....aside from the fact that they knowingly and intentionally victimized thousands of their customers by using their names to create fraudulent accounts wherein fraudulent transactions took place??



IDK man, I don't really news anymore.
All I know is they treat me well.
I run into a lot of random issues because I travel so much for music and they always resolve it supa fast.


--------------------
God kills indiscriminately and so shall we. For no creatures under God are as we are none so like him as ourselves.

Want to join a cult? Click for details…


Extras: Filter Print Post Top
InvisibleMagicMush123
moon person
 User Gallery


Registered: 01/22/15
Posts: 5,101
Loc: Chinada
Re: I'm about to get a bank account [Re: Kush_Zombie]
    #23949561 - 12/22/16 04:04 PM (7 years, 1 month ago)

This guy is going places


Extras: Filter Print Post Top
OfflineMkUltra117
The Man with The Plan
Male User Gallery


Registered: 02/11/09
Posts: 641
Last seen: 6 years, 9 months
Re: I'm about to get a bank account [Re: SARAtonin]
    #23949574 - 12/22/16 04:12 PM (7 years, 1 month ago)

I have a $23,000 auto loan through wellfargo. Its a pretty dcent deal at 5.7% intrest rate(dont have much credit history) and is a 3 year loan. Only 400 a month, 25000 roughly out the door. All in all the have been good but i haye customer service, its all automated and i always get nowhere when i call! I think they do it on purposelol

This is my first loan, for a 2006 dodge cummins 2500.


Extras: Filter Print Post Top
Invisiblepineninja
Dream Weaver
 User Gallery


Registered: 08/17/14
Posts: 12,468
Loc: South Flag
Re: I'm about to get a bank account [Re: MkUltra117] * 1
    #23949615 - 12/22/16 04:33 PM (7 years, 1 month ago)

Im sure you're aware that At 400 a month you won't pay it off in three years and more than likely the interest will jump. It may be more than 25000.


--------------------
Just a fool on the hill.


Extras: Filter Print Post Top
Invisiblepirate-blues
Female

Registered: 10/15/12
Posts: 13,656
Re: I'm about to get a bank account [Re: pineninja]
    #23949775 - 12/22/16 05:59 PM (7 years, 1 month ago)

IMO That is a lot of cheddar to drop on a 10 year old car, period, interest aside.


Extras: Filter Print Post Top
OfflineLogicaL ChaosM
Ascension Energy & Alien UFOs
Male User Gallery


Folding@home Statistics
Registered: 05/12/07
Posts: 69,363
Loc: The Inexpressible... Flag
Last seen: 11 minutes, 21 seconds
Re: I'm about to get a bank account [Re: Kush_Zombie]
    #23949951 - 12/22/16 07:30 PM (7 years, 1 month ago)

a savings account with a debit card attached?

:incredible:

Im pretty sure thats just a checking account...

I would go with a checking account with no monthly or yearly fees and no minimums.


--------------------
"What you must understand is that your physical dimension affects everyone in the higher dimensions as well. All things are interconnected. All things are One. Therefore, if one dimension is broken or out of balance, then all other dimensions will experience repercussions." - Pleiadian Prophecy 2020 The New Golden Age by James Carwin

PROJECT BLUE BOOK ANALYSIS! (312 pages!) | Psychedelics & UFOs | Ready to Contact UFOs? | The Source on Mushrooms:shroomeryhead:| Trippy Gematrix | Dj TeknoLogical | Fentanyl Test Kits R.I.P. Big Worm :tombstone: || The Start of the Ascension Process was 2020. Welcome to the Next Great Era of Earth 🌎🌍🌏                                                         
:sunny::bliss::mushroom2: Oregon Eclipse Festival 2017 :: Aug 19th - 21st :: Pure Paradise :mushroom2::bliss::sunny: :rainbowdrink: Very Effective LSA Extraction Tek :rainbowdrink: | 💧 Advanced Cold Water LSA Extraction Method 💧 | :cacti::bongload: Mescajuana - Mescaline with Marijuana | DMT Dab Bongs | UFO Technology! :shpongle:Shpongle:shpongle:   


Extras: Filter Print Post Top
InvisibleKush_Zombie
smug piece of shit
 User Gallery


Registered: 10/22/14
Posts: 4,793
Re: I'm about to get a bank account [Re: LogicaL Chaos] * 1
    #23950090 - 12/22/16 08:26 PM (7 years, 1 month ago)

Oh :lol: yeah, a checking account is what I'm after then. My bad.


--------------------
How to get started in bulk:
Presto 23-Quart Pressure Cooker
BOD's Simple as FUCK Still Air Box
PastyWhyte's Easy Agar Tek
Munchauzen's Cultivation Video Series
How EvilMushroom666 Prepares His Grains (I use jars with Synthetic Filter Discs)
What is G2G? (Grain-to-Grain)
Damion5050's Coir Tek (I use 5.5 - 6 quarts of water instead of 4. Also ignore step 13 and ignore the monotub completely. The only purpose of this tek is to show you how to make a simple substrate. I also add gypsum to it but not necessary)
Spitball's Monotub Tek (A liner isn't necessary but is useful)
Use 6500k lights throughout the whole process. When you wake up, turn the light on. When you go to sleep turn the light off. It's as simple as that.


Extras: Filter Print Post Top
OfflineKonyap

Registered: 06/30/07
Posts: 33,945
Loc: Planet Piss
Last seen: 4 years, 2 months
Re: I'm about to get a bank account [Re: Kush_Zombie]
    #23950204 - 12/22/16 09:08 PM (7 years, 1 month ago)

my brother works in a bank
if he didn't I wouldn't keep my money in an account or maybe I would've worked longer lol


Extras: Filter Print Post Top
OfflineMkUltra117
The Man with The Plan
Male User Gallery


Registered: 02/11/09
Posts: 641
Last seen: 6 years, 9 months
Re: I'm about to get a bank account [Re: pineninja]
    #23950229 - 12/22/16 09:21 PM (7 years, 1 month ago)

Hmm you are right i did the math and its a 5 year loan but something dosnt seem right... My paperwork seems diffrent, i would have to check. Either way all im saying is i got a decent deal for my first loan imo haha which was through wellsfargo.

It is also fixed intrest rate but i can refinance in the future.

And it is a 10 year old truck, but its a diesel which had only 76000 miles and was spotless. Its my baby


Extras: Filter Print Post Top
InvisiblePatrickKn
I'm a teapot

Registered: 07/10/11
Posts: 20,564
Re: I'm about to get a bank account [Re: MkUltra117]
    #23950236 - 12/22/16 09:25 PM (7 years, 1 month ago)

Wells Fargo is trash though.


Extras: Filter Print Post Top
Invisibletrees
 User Gallery

Registered: 02/08/09
Posts: 9,194
Re: I'm about to get a bank account [Re: Konyap]
    #23950238 - 12/22/16 09:28 PM (7 years, 1 month ago)

It's irresponsible to not have a bank account. Good on you op.  Your cash could get stolen, burn, depreciate over time..


--------------------


Extras: Filter Print Post Top
Invisibledemiu5
humans, lol
 User Gallery

Registered: 08/18/05
Posts: 43,948
Loc: the popcorn stadium
Re: I'm about to get a bank account [Re: trees]
    #23950249 - 12/22/16 09:32 PM (7 years, 1 month ago)

Quote:

trees said:
It's irresponsible to not have a bank account. Good on you op.  Your cash could get stolen, burn, depreciate over time..






money in a standard bank account is unlikely to earn at or beyond inflation rates.  Even CDs are pitiful these days.  And just because you go through a credit union is no guarantee that a better interest rate will be earned on a checking account/CD


--------------------
channel your inner Larry David


Extras: Filter Print Post Top
InvisiblePatrickKn
I'm a teapot

Registered: 07/10/11
Posts: 20,564
Re: I'm about to get a bank account [Re: trees]
    #23950260 - 12/22/16 09:36 PM (7 years, 1 month ago)

Unless he's making investments, it's still going to depreciate over time. Most big banks only offer (an average of) .06% apy interest yield, which I imagine is really just to allow banks to legally call them savings accounts even though they siphon off all the money in them for their own operational costs. Some online banks offer 1%, but that's pretty low too and is lower than the loss to inflation I believe.


Extras: Filter Print Post Top
Invisiblenooneman
Male

Registered: 04/24/09
Posts: 14,564
Loc: Utah
Re: I'm about to get a bank account [Re: Kush_Zombie]
    #23950294 - 12/22/16 09:46 PM (7 years, 1 month ago)

Go with a credit union. Big banks are the absolute worst, and they are dedicated to making money off of fees from you which means that they try to screw you whenever possible as hard as possible. Credit unions all the way.

Also, Wells Fargo is the worst of the worst. They've actually been prosecuted for unimaginably corrupt shit.


Edited by nooneman (12/22/16 09:47 PM)


Extras: Filter Print Post Top
Invisibletrees
 User Gallery

Registered: 02/08/09
Posts: 9,194
Re: I'm about to get a bank account [Re: PatrickKn]
    #23950297 - 12/22/16 09:46 PM (7 years, 1 month ago)

Still though, you wouldn't wanna get robbed or have your cash pile burned in a fire.

I have PNC and it's fairly dope, over drafted multiple times, have never paid them any fees


--------------------


Extras: Filter Print Post Top
OfflineMkUltra117
The Man with The Plan
Male User Gallery


Registered: 02/11/09
Posts: 641
Last seen: 6 years, 9 months
Re: I'm about to get a bank account [Re: PatrickKn]
    #23950346 - 12/22/16 10:05 PM (7 years, 1 month ago)

That may be but they gave me the best deal when they ran me theough the system. I did not know they were trashy.


Extras: Filter Print Post Top
OfflineLogicaL ChaosM
Ascension Energy & Alien UFOs
Male User Gallery


Folding@home Statistics
Registered: 05/12/07
Posts: 69,363
Loc: The Inexpressible... Flag
Last seen: 11 minutes, 21 seconds
Re: I'm about to get a bank account [Re: nooneman]
    #23950397 - 12/22/16 10:28 PM (7 years, 1 month ago)

Quote:

nooneman said:
Go with a credit union. Big banks are the absolute worst, and they are dedicated to making money off of fees from you which means that they try to screw you whenever possible as hard as possible. Credit unions all the way.

Also, Wells Fargo is the worst of the worst. They've actually been prosecuted for unimaginably corrupt shit.




Good think about credit unions is that u can build a repetorie with them (talking to you Rep89) and in the future, u can ask them for loans and stuff cause they know u personally.

If u have a good history in your bank account that is.

The bad news is credit unions can be hard to find out of town and charge to use another banks ATM (as do most banks).

I use KeyBank and i like them cause no monthly fees, and theres quite a few banks around different towns, so i avoid withdrawl fees that way.

There is a minimal thing of transactions, but i use it all the time so its not a big deal.

The only bad thing is the overdraft Tier II is like $37 every overdraft. But since i make good money now and check online for my account balance, i really dont overdraft anymore. Thank God.


Extras: Filter Print Post Top
Invisiblecannabinated
I'm a teapot User Gallery


Registered: 01/03/13
Posts: 14,743
Loc: Outside Flag
Re: I'm about to get a bank account [Re: LogicaL Chaos]
    #23951910 - 12/23/16 03:09 PM (7 years, 1 month ago)

fuck a bank


Extras: Filter Print Post Top
Invisiblecannabinated
I'm a teapot User Gallery


Registered: 01/03/13
Posts: 14,743
Loc: Outside Flag
Re: I'm about to get a bank account [Re: cannabinated]
    #23951912 - 12/23/16 03:10 PM (7 years, 1 month ago)

i think imma join a credit union if they got FIREE rates


Extras: Filter Print Post Top
OfflineLogicaL ChaosM
Ascension Energy & Alien UFOs
Male User Gallery


Folding@home Statistics
Registered: 05/12/07
Posts: 69,363
Loc: The Inexpressible... Flag
Last seen: 11 minutes, 21 seconds
Re: I'm about to get a bank account [Re: cannabinated]
    #23952151 - 12/23/16 04:46 PM (7 years, 1 month ago)

Shit is FIRE Bro! :lol:


Extras: Filter Print Post Top
InvisibleCowb0yNeal00
Other


Registered: 06/05/13
Posts: 11,059
Re: I'm about to get a bank account [Re: LogicaL Chaos]
    #23952168 - 12/23/16 04:50 PM (7 years, 1 month ago)

weed


Extras: Filter Print Post Top
Invisiblemoonrockmushy
High on Spite
 User Gallery


Registered: 07/01/05
Posts: 19,067
Re: I'm about to get a bank account [Re: LogicaL Chaos]
    #23952171 - 12/23/16 04:51 PM (7 years, 1 month ago)

I'm a bit of a bank myself.  Just mail me the cash and I will send you a rushcard prepaid visa endorsed and partially owned by Russel Simmins himself, minus fees of course.


Extras: Filter Print Post Top
InvisibleCowb0yNeal00
Other


Registered: 06/05/13
Posts: 11,059
Re: I'm about to get a bank account [Re: moonrockmushy]
    #23952184 - 12/23/16 04:54 PM (7 years, 1 month ago)

:hi: moonrock


Extras: Filter Print Post Top
Offline5150
phantom
 User Gallery
Registered: 09/01/06
Posts: 5,437
Last seen: 4 years, 2 months
Re: I'm about to get a bank account [Re: LogicaL Chaos]
    #23952194 - 12/23/16 04:57 PM (7 years, 1 month ago)

Not having a bank account is sketchy,when i lived down
In the usvi,i didnt have one for like 2 months,walking around with a couple grand around crackheads at night ,finally opened an account and the workers were like,crazy white dude


--------------------
"the way of the warrior is the resolute acceptance of death"

Miyamoto Musashi


Extras: Filter Print Post Top
OfflineLogicaL ChaosM
Ascension Energy & Alien UFOs
Male User Gallery


Folding@home Statistics
Registered: 05/12/07
Posts: 69,363
Loc: The Inexpressible... Flag
Last seen: 11 minutes, 21 seconds
Re: I'm about to get a bank account [Re: 5150]
    #23952201 - 12/23/16 05:01 PM (7 years, 1 month ago)

damn thats nutz dude!

Get a lock box, good LORD!


Extras: Filter Print Post Top
Invisiblemoonrockmushy
High on Spite
 User Gallery


Registered: 07/01/05
Posts: 19,067
Re: I'm about to get a bank account [Re: Cowb0yNeal00]
    #23952218 - 12/23/16 05:04 PM (7 years, 1 month ago)

Quote:

Cowb0yNeal00 said:
:hi: moonrock




See it's like one of those commercials where the banker is friends with all the common folk.  Just put the money in and envelope and send it to me and I will be there when you need me.

We even have a jingle.

"Trust moonrox comunity bank
send him your money send him your dank."

operating since 45 minutes ago.  FDICK assured.


Edited by moonrockmushy (12/23/16 05:15 PM)


Extras: Filter Print Post Top
Offline5150
phantom
 User Gallery
Registered: 09/01/06
Posts: 5,437
Last seen: 4 years, 2 months
Re: I'm about to get a bank account [Re: LogicaL Chaos]
    #23952245 - 12/23/16 05:12 PM (7 years, 1 month ago)

That was like 4 winters ago,back up in a civilised area,have a bank account now,although they charge me 9 a month maintenence fee


--------------------
"the way of the warrior is the resolute acceptance of death"

Miyamoto Musashi


Extras: Filter Print Post Top
OfflineLogicaL ChaosM
Ascension Energy & Alien UFOs
Male User Gallery


Folding@home Statistics
Registered: 05/12/07
Posts: 69,363
Loc: The Inexpressible... Flag
Last seen: 11 minutes, 21 seconds
Re: I'm about to get a bank account [Re: 5150]
    #23952290 - 12/23/16 05:24 PM (7 years, 1 month ago)

I never understood the monthly fee thing. Is there certain benefits to some banks where they charge u for using their bank or sumthang?


Extras: Filter Print Post Top
Offline5150
phantom
 User Gallery
Registered: 09/01/06
Posts: 5,437
Last seen: 4 years, 2 months
Re: I'm about to get a bank account [Re: LogicaL Chaos]
    #23952315 - 12/23/16 05:32 PM (7 years, 1 month ago)

No benefit thats for sure, most big banks charge a fee now,unless u have a cc with them,i dont have any cc believe it or not


--------------------
"the way of the warrior is the resolute acceptance of death"

Miyamoto Musashi


Extras: Filter Print Post Top
Invisiblemoonrockmushy
High on Spite
 User Gallery


Registered: 07/01/05
Posts: 19,067
Re: I'm about to get a bank account [Re: 5150]
    #23952352 - 12/23/16 05:40 PM (7 years, 1 month ago)

I have 2 checking accounts at my bank and I only get charged if I go below $25 for too long.  I do have a cc with them tho, and they have got their share of my money over the years for sure.


Extras: Filter Print Post Top
Offline5150
phantom
 User Gallery
Registered: 09/01/06
Posts: 5,437
Last seen: 4 years, 2 months
Re: I'm about to get a bank account [Re: moonrockmushy]
    #23952373 - 12/23/16 05:46 PM (7 years, 1 month ago)

Yah have avoided all that overdraft fee crap,i know to the dollar what i have in there,all this talk of banks wants me to make more $


--------------------
"the way of the warrior is the resolute acceptance of death"

Miyamoto Musashi


Extras: Filter Print Post Top
Invisiblemoonrockmushy
High on Spite
 User Gallery


Registered: 07/01/05
Posts: 19,067
Re: I'm about to get a bank account [Re: 5150]
    #23952377 - 12/23/16 05:48 PM (7 years, 1 month ago)

I can't believe when people don't have bank accounts.  Must be such a pain to get by without one.


Extras: Filter Print Post Top
Offlinemusiclover420
psychonaut
Male User Gallery


Registered: 11/06/12
Posts: 19,563
Loc: PNW
Last seen: 2 years, 5 months
Re: I'm about to get a bank account [Re: 5150]
    #23952378 - 12/23/16 05:49 PM (7 years, 1 month ago)

Anyone else considering investing in stocks?

My Grandpa was a big banker up in Seattle, he is like 90+ now and lives in an assisted living home but I heard he still has an honorary office where he used to work.


--------------------
Don't worry about me, I've got all that I need. And I'm singing my song to the sky

You know how it feels, With the breeze of the sun in your eyes. Not minding that time's passing by

I've got all and more, My smile, just as before. Is all that I carry with me

I talk to myself, I need nobody else. I'm lost and I'm mine, yes I'm free



Extras: Filter Print Post Top
Invisiblemoonrockmushy
High on Spite
 User Gallery


Registered: 07/01/05
Posts: 19,067
Re: I'm about to get a bank account [Re: musiclover420]
    #23952386 - 12/23/16 05:52 PM (7 years, 1 month ago)

Naw but I'll probably sign up for the 401k at my work, one I get my cc paid down.  I don't really care about being rich.  Long as I am paid to play with fire and smash stuff I'm cool.


Extras: Filter Print Post Top
Offlinekeyser_soze
Truth Bomber
Registered: 03/04/16
Posts: 1,417
Last seen: 6 years, 3 months
Re: I'm about to get a bank account [Re: moonrockmushy]
    #23952422 - 12/23/16 06:06 PM (7 years, 1 month ago)

NO "NATIONAL WIDE" BANKS, like bank of america etc..


--------------------
People in my Fan Club: Masked (President), Ballsalsa (VP), The Ecstatic*don't waste your time "debating" with him, he uses 3rd grader tactics (Director of Bullshit), Koods (Fake News Anchorman), Falcon - Devout Communist

*Word your posts carefully if they contain right wing values. The moderators here like to keep it left leaning, they will use every excuse to ban you but not the others. You've been warned.


Extras: Filter Print Post Top
Offlinemusiclover420
psychonaut
Male User Gallery


Registered: 11/06/12
Posts: 19,563
Loc: PNW
Last seen: 2 years, 5 months
Re: I'm about to get a bank account [Re: moonrockmushy]
    #23952499 - 12/23/16 06:30 PM (7 years, 1 month ago)

Quote:

moonrockmushy said:
Naw but I'll probably sign up for the 401k at my work, one I get my cc paid down.  I don't really care about being rich.  Long as I am paid to play with fire and smash stuff I'm cool.





Travis of the Cosmos applies for a job with a 401k plan

I will probably always think of this episode of ATHF whenever I hear "401K" :lol:


--------------------
Don't worry about me, I've got all that I need. And I'm singing my song to the sky

You know how it feels, With the breeze of the sun in your eyes. Not minding that time's passing by

I've got all and more, My smile, just as before. Is all that I carry with me

I talk to myself, I need nobody else. I'm lost and I'm mine, yes I'm free



Extras: Filter Print Post Top
Jump to top Pages: 1 | 2 | 3  [ show all ]

Shop: Original Sensible Seeds Autoflowering Cannabis Seeds, Bulk Cannabis Seeds   Bridgetown Botanicals Bridgetown Botanicals   Kraken Kratom Red Vein Kratom


Similar ThreadsPosterViewsRepliesLast post
* Ebay/Unconfirmed Bank Account pfshroomer 527 0 11/19/08 01:56 PM
by pfshroomer
* How much $$$ in your bank account?
( 1 2 3 4 5 all )
Phychotron 5,711 86 04/16/06 01:30 PM
by Idiot
* Havent checked my bank account in a while Liquid_Dimension 1,542 18 04/26/07 10:12 AM
by Newbie
* I think somebody drained my fucking bank account wwonka 1,159 8 06/13/06 01:40 PM
by TheCow
* I need help being safe with my money on roadtrips. Maverick 578 6 09/28/07 07:28 PM
by RandalFlagg
* Fuck Sovereign Bank. And Fuck all banks.
( 1 2 3 all )
Liz 5,701 40 11/30/06 10:19 AM
by Yoschie99
* Changing banks, I need help. NewbieS 756 5 05/17/07 10:01 PM
by Fexor
* Are you taking part in the "silent bank run"?
( 1 2 3 4 5 6 7 all )
Asante 9,431 139 11/06/08 11:55 AM
by ChiefGreenLeaf

Extra information
You cannot start new topics / You cannot reply to topics
HTML is disabled / BBCode is enabled
Moderator: Entire Staff
633 topic views. 4 members, 60 guests and 56 web crawlers are browsing this forum.
[ Show Images Only | Sort by Score | Print Topic ]
Search this thread:

Copyright 1997-2024 Mind Media. Some rights reserved.

Generated in 0.051 seconds spending 0.009 seconds on 12 queries.