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SARAtonin
Violent Dreams


Registered: 09/28/11
Posts: 15,911
Loc: Deutschland
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Re: I'm about to get a bank account [Re: pirate-blues]
#23949513 - 12/22/16 03:45 PM (7 years, 1 month ago) |
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Quote:
pirate-blues said: Uhhhh.....aside from the fact that they knowingly and intentionally victimized thousands of their customers by using their names to create fraudulent accounts wherein fraudulent transactions took place??
IDK man, I don't really news anymore. All I know is they treat me well. I run into a lot of random issues because I travel so much for music and they always resolve it supa fast.
-------------------- God kills indiscriminately and so shall we. For no creatures under God are as we are none so like him as ourselves. Want to join a cult? Click for detailsβ¦
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MagicMush123
moon person



Registered: 01/22/15
Posts: 5,101
Loc: Chinada
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Re: I'm about to get a bank account [Re: Kush_Zombie]
#23949561 - 12/22/16 04:04 PM (7 years, 1 month ago) |
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This guy is going places
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MkUltra117
The Man with The Plan



Registered: 02/11/09
Posts: 641
Last seen: 6 years, 9 months
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Re: I'm about to get a bank account [Re: SARAtonin]
#23949574 - 12/22/16 04:12 PM (7 years, 1 month ago) |
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I have a $23,000 auto loan through wellfargo. Its a pretty dcent deal at 5.7% intrest rate(dont have much credit history) and is a 3 year loan. Only 400 a month, 25000 roughly out the door. All in all the have been good but i haye customer service, its all automated and i always get nowhere when i call! I think they do it on purposelol
This is my first loan, for a 2006 dodge cummins 2500.
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pineninja
Dream Weaver



Registered: 08/17/14
Posts: 12,468
Loc: South
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Re: I'm about to get a bank account [Re: MkUltra117] 1
#23949615 - 12/22/16 04:33 PM (7 years, 1 month ago) |
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Im sure you're aware that At 400 a month you won't pay it off in three years and more than likely the interest will jump. It may be more than 25000.
-------------------- Just a fool on the hill.
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pirate-blues


Registered: 10/15/12
Posts: 13,656
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Re: I'm about to get a bank account [Re: pineninja]
#23949775 - 12/22/16 05:59 PM (7 years, 1 month ago) |
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IMO That is a lot of cheddar to drop on a 10 year old car, period, interest aside.
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LogicaL Chaos
Ascension Energy & Alien UFOs




Registered: 05/12/07
Posts: 69,363
Loc: The Inexpressible...
Last seen: 17 minutes, 59 seconds
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Re: I'm about to get a bank account [Re: Kush_Zombie]
#23949951 - 12/22/16 07:30 PM (7 years, 1 month ago) |
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a savings account with a debit card attached?

Im pretty sure thats just a checking account...
I would go with a checking account with no monthly or yearly fees and no minimums.
-------------------- "What you must understand is that your physical dimension affects everyone in the higher dimensions as well. All things are interconnected. All things are One. Therefore, if one dimension is broken or out of balance, then all other dimensions will experience repercussions." - Pleiadian Prophecy 2020 The New Golden Age by James Carwin PROJECT BLUE BOOK ANALYSIS! (312 pages!) | Psychedelics & UFOs | Ready to Contact UFOs? | The Source on Mushrooms | Trippy Gematrix | Dj TeknoLogical | Fentanyl Test Kits R.I.P. Big Worm || The Start of the Ascension Process was 2020. Welcome to the Next Great Era of Earth πππ
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Kush_Zombie
smug piece of shit



Registered: 10/22/14
Posts: 4,793
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Re: I'm about to get a bank account [Re: LogicaL Chaos] 1
#23950090 - 12/22/16 08:26 PM (7 years, 1 month ago) |
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Oh yeah, a checking account is what I'm after then. My bad.
-------------------- How to get started in bulk: Presto 23-Quart Pressure Cooker BOD's Simple as FUCK Still Air Box PastyWhyte's Easy Agar Tek Munchauzen's Cultivation Video Series How EvilMushroom666 Prepares His Grains (I use jars with Synthetic Filter Discs) What is G2G? (Grain-to-Grain) Damion5050's Coir Tek (I use 5.5 - 6 quarts of water instead of 4. Also ignore step 13 and ignore the monotub completely. The only purpose of this tek is to show you how to make a simple substrate. I also add gypsum to it but not necessary) Spitball's Monotub Tek (A liner isn't necessary but is useful) Use 6500k lights throughout the whole process. When you wake up, turn the light on. When you go to sleep turn the light off. It's as simple as that.
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Konyap

Registered: 06/30/07
Posts: 33,945
Loc: Planet Piss
Last seen: 4 years, 2 months
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Re: I'm about to get a bank account [Re: Kush_Zombie]
#23950204 - 12/22/16 09:08 PM (7 years, 1 month ago) |
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my brother works in a bank if he didn't I wouldn't keep my money in an account or maybe I would've worked longer lol
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MkUltra117
The Man with The Plan



Registered: 02/11/09
Posts: 641
Last seen: 6 years, 9 months
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Re: I'm about to get a bank account [Re: pineninja]
#23950229 - 12/22/16 09:21 PM (7 years, 1 month ago) |
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Hmm you are right i did the math and its a 5 year loan but something dosnt seem right... My paperwork seems diffrent, i would have to check. Either way all im saying is i got a decent deal for my first loan imo haha which was through wellsfargo.
It is also fixed intrest rate but i can refinance in the future.
And it is a 10 year old truck, but its a diesel which had only 76000 miles and was spotless. Its my baby
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PatrickKn


Registered: 07/10/11
Posts: 20,564
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Re: I'm about to get a bank account [Re: MkUltra117]
#23950236 - 12/22/16 09:25 PM (7 years, 1 month ago) |
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Wells Fargo is trash though.
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trees


Registered: 02/08/09
Posts: 9,194
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Re: I'm about to get a bank account [Re: Konyap]
#23950238 - 12/22/16 09:28 PM (7 years, 1 month ago) |
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It's irresponsible to not have a bank account. Good on you op. Your cash could get stolen, burn, depreciate over time..
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demiu5
humans, lol


Registered: 08/18/05
Posts: 43,948
Loc: the popcorn stadium
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Re: I'm about to get a bank account [Re: trees]
#23950249 - 12/22/16 09:32 PM (7 years, 1 month ago) |
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Quote:
trees said: It's irresponsible to not have a bank account. Good on you op. Your cash could get stolen, burn, depreciate over time..
money in a standard bank account is unlikely to earn at or beyond inflation rates. Even CDs are pitiful these days. And just because you go through a credit union is no guarantee that a better interest rate will be earned on a checking account/CD
-------------------- channel your inner Larry David
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PatrickKn


Registered: 07/10/11
Posts: 20,564
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Re: I'm about to get a bank account [Re: trees]
#23950260 - 12/22/16 09:36 PM (7 years, 1 month ago) |
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Unless he's making investments, it's still going to depreciate over time. Most big banks only offer (an average of) .06% apy interest yield, which I imagine is really just to allow banks to legally call them savings accounts even though they siphon off all the money in them for their own operational costs. Some online banks offer 1%, but that's pretty low too and is lower than the loss to inflation I believe.
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nooneman


Registered: 04/24/09
Posts: 14,564
Loc: Utah
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Re: I'm about to get a bank account [Re: Kush_Zombie]
#23950294 - 12/22/16 09:46 PM (7 years, 1 month ago) |
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Go with a credit union. Big banks are the absolute worst, and they are dedicated to making money off of fees from you which means that they try to screw you whenever possible as hard as possible. Credit unions all the way.
Also, Wells Fargo is the worst of the worst. They've actually been prosecuted for unimaginably corrupt shit.
Edited by nooneman (12/22/16 09:47 PM)
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trees


Registered: 02/08/09
Posts: 9,194
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Re: I'm about to get a bank account [Re: PatrickKn]
#23950297 - 12/22/16 09:46 PM (7 years, 1 month ago) |
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Still though, you wouldn't wanna get robbed or have your cash pile burned in a fire.
I have PNC and it's fairly dope, over drafted multiple times, have never paid them any fees
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MkUltra117
The Man with The Plan



Registered: 02/11/09
Posts: 641
Last seen: 6 years, 9 months
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Re: I'm about to get a bank account [Re: PatrickKn]
#23950346 - 12/22/16 10:05 PM (7 years, 1 month ago) |
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That may be but they gave me the best deal when they ran me theough the system. I did not know they were trashy.
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LogicaL Chaos
Ascension Energy & Alien UFOs




Registered: 05/12/07
Posts: 69,363
Loc: The Inexpressible...
Last seen: 17 minutes, 59 seconds
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Re: I'm about to get a bank account [Re: nooneman]
#23950397 - 12/22/16 10:28 PM (7 years, 1 month ago) |
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Quote:
nooneman said: Go with a credit union. Big banks are the absolute worst, and they are dedicated to making money off of fees from you which means that they try to screw you whenever possible as hard as possible. Credit unions all the way.
Also, Wells Fargo is the worst of the worst. They've actually been prosecuted for unimaginably corrupt shit.
Good think about credit unions is that u can build a repetorie with them (talking to you Rep89) and in the future, u can ask them for loans and stuff cause they know u personally.
If u have a good history in your bank account that is.
The bad news is credit unions can be hard to find out of town and charge to use another banks ATM (as do most banks).
I use KeyBank and i like them cause no monthly fees, and theres quite a few banks around different towns, so i avoid withdrawl fees that way.
There is a minimal thing of transactions, but i use it all the time so its not a big deal.
The only bad thing is the overdraft Tier II is like $37 every overdraft. But since i make good money now and check online for my account balance, i really dont overdraft anymore. Thank God.
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cannabinated



Registered: 01/03/13
Posts: 14,743
Loc: Outside
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fuck a bank
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cannabinated



Registered: 01/03/13
Posts: 14,743
Loc: Outside
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Re: I'm about to get a bank account [Re: cannabinated]
#23951912 - 12/23/16 03:10 PM (7 years, 1 month ago) |
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i think imma join a credit union if they got FIREE rates
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LogicaL Chaos
Ascension Energy & Alien UFOs




Registered: 05/12/07
Posts: 69,363
Loc: The Inexpressible...
Last seen: 17 minutes, 59 seconds
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Re: I'm about to get a bank account [Re: cannabinated]
#23952151 - 12/23/16 04:46 PM (7 years, 1 month ago) |
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Shit is FIRE Bro!
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