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Acaterpillar
A little mad...



Registered: 06/09/07
Posts: 18,693
Loc: Down the rabbit hole
Last seen: 3 months, 27 days
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Cheap car insurance
#23815378 - 11/09/16 07:24 AM (7 years, 2 months ago) |
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I only need liability. Hail coverage would be nice too though. Trying to keep it under $100 for my 99 Ford Ranger. Geico quoted me about $130. Any recommendations?
-------------------- Aaa...E I O Uuu...A E I O Uuu..A E I O uh Uuu.. *Cough* *Cough* Ooo...U E I O Aaa...U E I Aaa..A E I O Uuuuu... At first sight, The Perfection of Wisdom is bewildering, full of paradox and apparent irrationality.
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tyrannicalrex
Strange R



Registered: 04/24/03
Posts: 38,323
Loc: subtropics
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it sucks dude but your age makes a diff. Shop and compare and get as many quotes as you can. Don't settle for 2 or 3.
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Soluminia
The mind is god



Registered: 03/18/11
Posts: 3,978
Loc: CO
Last seen: 11 months, 15 days
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I pay just a couple dollars over 100 with progressive and i have a shitty driving record.
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JonBongGroovy


Registered: 01/23/15
Posts: 2,875
Loc: Hawaii
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I paid $50 through Safe Auto
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JonBongGroovy


Registered: 01/23/15
Posts: 2,875
Loc: Hawaii
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State farm have me a quote of $50 one too
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sudly
Darwin's stagger


Registered: 01/05/15
Posts: 10,812
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-------------------- I am whatever Darwin needs me to be.
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LogicaL Chaos
Ascension Energy & Alien UFOs




Registered: 05/12/07
Posts: 69,369
Loc: The Inexpressible...
Last seen: 5 minutes, 41 seconds
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I have Progressive and its liability only (with road assisstance).
Its at $75. Used to be $86 but i used theire cool hi-tech Snapshot device that u plug in your car (and it records your driving habits) and got a deduction.
They are definitely legit, i recommend them.
-------------------- "What you must understand is that your physical dimension affects everyone in the higher dimensions as well. All things are interconnected. All things are One. Therefore, if one dimension is broken or out of balance, then all other dimensions will experience repercussions." - Pleiadian Prophecy 2020 The New Golden Age by James Carwin PROJECT BLUE BOOK ANALYSIS! (312 pages!) | Psychedelics & UFOs | Ready to Contact UFOs? | The Source on Mushrooms | Trippy Gematrix | Dj TeknoLogical | Fentanyl Test Kits R.I.P. Big Worm || The Start of the Ascension Process was 2020. Welcome to the Next Great Era of Earth 🌎🌍🌏
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blackhawk
Newton's Law of Majesticity



Registered: 04/02/11
Posts: 8,465
Loc: Where Jimmies are Rustled
Last seen: 3 hours, 25 minutes
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This sucks cuz I pay like 265 a month for a 99 jeep and I'm 23. My driving record isn't that bad either, maybe like 1 minor accident if anyone cares about it.
Just for liability...
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Lucis
Nutritional Yeast

Registered: 03/28/15
Posts: 15,622
Last seen: 1 month, 30 days
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I have used The General and Geico in the past, the general was ghetto as fuck, don't remember much about it though.
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lavod
Seal Whisperer


Registered: 06/23/06
Posts: 5,440
Loc: Over the rainbow
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Re: Cheap car insurance [Re: blackhawk]
#23817667 - 11/09/16 09:10 PM (7 years, 2 months ago) |
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Quote:
blackhawk said: This sucks cuz I pay like 265 a month for a 99 jeep and I'm 23. My driving record isn't that bad either, maybe like 1 minor accident if anyone cares about it.
Just for liability...
That's crazy; you need to shop around. Maybe it has to do with your location. When i first started driving i was paying $269/mo to aig for liability on a '74 super bug because i did'nt know any better. After a year or so i shopped around and dropped that by over $100 switching to state farm.
I have no experience with safeauto, but looking into them is worth a shot Acaterpillar. If all you want is liability, then go for the cheapest option. It's when you want full coverage that the company matters and it's beneficial to look into a regional branch's reputation and such.
I currently pay $186/mo to state farm for two Jaguars and a Toyota along with renter's ins, with full on one Jag and liability on the other two. Not the best deal but i've had pretty good experience with them.
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pirate-blues


Registered: 10/15/12
Posts: 13,656
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Re: Cheap car insurance [Re: Lucis]
#23817716 - 11/09/16 09:33 PM (7 years, 2 months ago) |
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Quote:
Fennario said: I have used The General and Geico in the past, the general was ghetto as fuck, don't remember much about it though.
The General strikes me as super duper ghetto for sure.
I use allstate - Geico dropped me when I was on my parent's policy over a minor accident when I was 18(but I got caught doing like 114 in a 55 when I was 17, which suspended my license). I suspect that was the culprit. Allstate has been good to me and cheaper than geico since then.
Sacrilegious because my brother is slowly climbing his way to upper level management over at Geico, but eh $$ is $$.
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azur
God of Fuck



Registered: 04/21/12
Posts: 28,103
Loc: Daid
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I pay $600 a year for maximum coverage. Zero accidents. But I used to pay almost $200 a month for the same coverage cause I have over a dozen 100+mph tickets. Took 5 years without getting a ticket and me getting older to get good rates. Total bullshit that unmarried males have to pay more. We all know men are better drivers.
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pirate-blues


Registered: 10/15/12
Posts: 13,656
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Re: Cheap car insurance [Re: azur] 1
#23817778 - 11/09/16 10:01 PM (7 years, 2 months ago) |
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lol I mean I'm not gonna take that bait *eyetwitch*. Mainly because I don't have the time or energy to refute such a ridiculous claim that we can at this point adequately quantify the nitty gritty details of difference between the male and female brain and quantify that data into some objective ruling that can clearly say one is better than the other in terms of driving.
All I know is that for insurance companies that the dollar speaks and when it comes down to that it comes down to stats.
regardless, yeah I've gotta re-evalutate my current rate - I pay a little over 100 a month, which isn't terrible, but I hope it'll get better once I turn 25 at least.
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Jokeshopbeard
Humble Student

Registered: 11/30/11
Posts: 26,088
Loc: Deep in the system
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Ride a bike instead. I pay about £250 to insure a bike that's faster than most Ferrari's.
Mind you, at $100-130 for a 99 vehicle, I wouldn't even bother looking for cheaper. That's a fucking bargain. My 98 Honda Legend is over twice that.
-------------------- Let it be seen that you are nothing. And in knowing that you are nothing... there is nothing to lose, there is nothing to gain. What can happen to you? Something can happen to the body, but it will either heal or it won't. What's the big deal? Let life knock you to bits. Let life take you apart. Let life destroy you. It will only destroy what you are not. --Jac O'keeffe
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azur
God of Fuck



Registered: 04/21/12
Posts: 28,103
Loc: Daid
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Well, I'm just saying... I'm playing. But, for my speeding record and zero accidents in 20 years...
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pirate-blues


Registered: 10/15/12
Posts: 13,656
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Re: Cheap car insurance [Re: azur]
#23817808 - 11/09/16 10:17 PM (7 years, 2 months ago) |
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I've actually been thinking of getting a moped/scooter/vespa! I need a regular bike to begin with. Cycling is huge in my city, I had a bike years ago but it got stolen . It's just for getting out of the city and to the far corners, as of now.
I definitely don't need a super fast moped to get around though traffic doesn't move much faster than 25 mph. Trying to figure out what to do with the giant SUV I drive around whenever I leave the city though..it is certainly convenient to have on many of the trips I take to the mountains.Quote:
azur said: Well, I'm just saying... I'm playing. But, for my speeding record and zero accidents in 20 years...
I speed too, but it only took one speeding ticket to learn how not to get caught again. I haven't had an accident in the 5 out of 7 years I've been driving so I'll have to get back to you on that. I also have kept and eluded the philadelphia parking authority with a big ass three row SUV in some of it's busiest areas which I would love to challenge anyone to do.
and yes I can drive stic-
nope. not taking the bait. nvm .
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azur
God of Fuck



Registered: 04/21/12
Posts: 28,103
Loc: Daid
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Oh you. Believe me, I speed more than I get caught. I also drive a lot more than most people. Meet me halfway and I'll happily race you
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PatrickKn


Registered: 07/10/11
Posts: 20,564
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Re: Cheap car insurance [Re: azur]
#23817819 - 11/09/16 10:23 PM (7 years, 2 months ago) |
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$44 per month for my 2000 Toyota Echo. 
Liability only though, the thing isn't really worth putting full coverage on as it's blue book value is probably in the sub $3000 range. Gets good gas though and has zero issues. I really wish I could warrant getting a new car, but this one is just so reliable and cheap to maintain I've never had a reason to.
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azur
God of Fuck



Registered: 04/21/12
Posts: 28,103
Loc: Daid
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Re: Cheap car insurance [Re: PatrickKn]
#23817823 - 11/09/16 10:24 PM (7 years, 2 months ago) |
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The main reason I carry max coverage is for medical incase one of the many uninsured drivers around here crashes into me.
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Jokeshopbeard
Humble Student

Registered: 11/30/11
Posts: 26,088
Loc: Deep in the system
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Quote:
pirate-blues said: I've actually been thinking of getting a moped/scooter/vespa!
You really should. Cheap, convenient, no traffic delays, easy to park, AND it'll make you a way better car driver. Plus., it's a thrill feeling the wind on you on a good sunny day, powerful feeling of freedom.
The only downside is layering up in cold and/or rain. And the fact they're easier to steal than cars.
-------------------- Let it be seen that you are nothing. And in knowing that you are nothing... there is nothing to lose, there is nothing to gain. What can happen to you? Something can happen to the body, but it will either heal or it won't. What's the big deal? Let life knock you to bits. Let life take you apart. Let life destroy you. It will only destroy what you are not. --Jac O'keeffe
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