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tripp23
Kratom Freak



Registered: 05/21/08
Posts: 4,030
Loc: Florida, US
Last seen: 1 year, 2 months
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Best Credit Cards
#23664955 - 09/21/16 12:41 PM (7 years, 4 months ago) |
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Which one is the best??
I opened an account with Capital One and I love their card service. No fees or penalties or anything. 
A few months ago, I opened another account because I wanted a second card. Apparently if you have two cards, one main one and another side one to make small transactions with.. it boosts your Credit score big time.. so I hear atleast..
Unknowing/dumbass me opened a second account with Credit One without reading anything. Big mistake.
I got the card in the mail and never even opened it for a good month. I heard from a family member that I got a bill in the mail for 75$ out of no where. I forgot about that also for awhile. I finally opened the card after two months and activated it. used it for a 15$ purchase and that was it. Let it sit for another week until I remembered that random bill.
I seen the bill was from credit one so I was like 
They had charged me for an opening/idle fee. So I logged into my account online since now I knew they're scammers.
When I logged on, beholdth.. $327.63 has accumulated in my name under my SS #. All the fees that they charged were unbelievable. Late fees, payment fees, account fees, idle fees, breathing fees, existing fees, etc.. I was furious.. I called screaming at the Arab/Indian guy in Africa somewhere to reverse their bullshit.
No avail. I finally ended up paying half the price/bill. Then another half, the next month just to get rid of it before more fees accumulated. Fuckers even charged 25$ fee to process my payment transaction faster to meet the deadline of not being late.. which was another 30$ fee/penalty if I were late.
Biggest scam company ive ever witnessed.. and it's totally bogus because it's all under your ss #.
Steer clear of credit one.
I need another card though to work with.. one that has no fees and bullshit just like capital one.
Any suggestions??
-------------------- Experience my nightmarish first time of smoking Ganja!

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geokills
∙∙∙∙☼ º¿° ☼∙∙∙∙


Registered: 05/08/01
Posts: 23,419
Loc: city of angels
Last seen: 5 hours, 23 minutes
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Re: Best Credit Cards [Re: tripp23]
#23665061 - 09/21/16 01:26 PM (7 years, 4 months ago) |
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Quote:
geokills said: My favorite cards:
- Citi Double Cash Mastercard: 2% cash back across the board, no limits, no fees, requires good credit to acquire.
- Citi Costco Visa: 4% cash back on gas, 3% on restaurant/travel, 2% Costco, 1% everything else, no fees (but must be a costco member).
- Chase Freedom Visa: 5% cash back in rotating quarterly categories, 1% everything else, no fees, $150 bonus cash back after spending $500 during your first 3 months from account opening.
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-------------------- ┼ ··∙ long live the shroomery ∙·· ┼ ...╬π╥ ╥π╬...
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