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OfflineReposadoXochipilli
Here, there, inbetween
Male User Gallery


Registered: 08/30/05
Posts: 7,501
Loc: Sand and sunshine
Last seen: 19 days, 23 hours
Re: How much debt do you have? [Re: CookieCrumbs]
    #23650280 - 09/16/16 11:43 AM (7 years, 4 months ago)

Quote:

CookieCrumbs said:
About 200 on credit card. I hate the idea of owing people money to prove you're responsible. Seems kinda backwards to me.



you gotta put your own shackles on if you want to play the chain gang game! freedom for the win


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OnlineShroomslip
Architekt
I'm a teapot User Gallery


Registered: 11/25/12
Posts: 23,651
Last seen: 4 minutes, 2 seconds
Re: How much debt do you have? [Re: kaste]
    #23650281 - 09/16/16 11:44 AM (7 years, 4 months ago)

All these big numbers being thrown around makes me feel a lot better about the ~3k we owe. :lol: I can't imagine have 10k-100k+ looming over my head.


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With my face against the floor I can’t see who knocked me out of the way.
I don’t want to get back up but I have to so it might as well be today.
Nothing appeals to me no one feels like me, I’m too busy being calm to disappear.
I’m in no shape to be alone contrary to the shit that you might hear.


You can't wake up, this is not a dream. You're part of a machine, you are not a human being
With your face all made up, living on a screen. Low on self esteem, so you run on gasoline


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Invisibletyrannicalrex
Strange R
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Registered: 04/24/03
Posts: 38,323
Loc: subtropics
Re: How much debt do you have? [Re: IslandShroomer]
    #23650288 - 09/16/16 11:45 AM (7 years, 4 months ago)

Got a bout 30-40,000 in CC but all paid off:laugh:, technically a student loan for just under 20,000, 807 fico score as well. I'm in a great place, no car payment either! All the bills are paid got it made in the shade!:grin:

So 19 thousand and some change in debt, but it is being paid and I am in great shape with credit.


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OfflineBig Worm
Perf
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Registered: 04/20/09
Posts: 7,642
Last seen: 3 years, 9 months
Re: How much debt do you have? [Re: tyrannicalrex]
    #23650305 - 09/16/16 11:50 AM (7 years, 4 months ago)

Probably a little less than $2k


Most of it is bullshit too


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InvisibleOhMrJohnson
Ashes Against The Grain

Registered: 01/12/14
Posts: 17,544
Loc: Terra Incognita Flag
Re: How much debt do you have? [Re: Big Worm] * 2
    #23650334 - 09/16/16 12:06 PM (7 years, 4 months ago)

None and I plan on keeping it that way


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Diminish the sub-principle and leave its toxic trace..
Once and for all!


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Invisibledemiu5
humans, lol
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Registered: 08/18/05
Posts: 43,948
Loc: the popcorn stadium Flag
Re: How much debt do you have? [Re: kaste]
    #23650948 - 09/16/16 04:44 PM (7 years, 4 months ago)

i owe just under $4k on my truck, which will be paid off around the end of next year.  Depending on where i'm at in life and a few other factors, i'll probably be trading it up for a 3/4 ton or 1 ton, which means i'll be adding another 15k-25k in debt.

keep the credit card paid down, asap, at all times.  there is never a balance for long.  as well, they just increased my limit (w/out my requesting it this time.)


next spring/summer, i'll likely take out a "credit-builder" loan just to have more favorable reports on my record.  the money will not be spent, strictly for padding the reports.


currently, FICO is 792.  Should be over 800, but i transposed the numbers on a credit-card payment last year ($21 and change short) and didn't catch it.  Knocked me from a 797 down to a 742; took a year to get back up.


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channel your inner Larry David


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OfflineRobZombie68
The Shaman's Apprentice
Male

Registered: 06/22/14
Posts: 820
Loc: Palookaville, US
Last seen: 30 days, 11 hours
Re: How much debt do you have? [Re: kaste]
    #23651327 - 09/16/16 07:22 PM (7 years, 4 months ago)

I got a mortgage on my body and a lien on my soul.


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Invisibletyrannicalrex
Strange R
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Registered: 04/24/03
Posts: 38,323
Loc: subtropics
Re: How much debt do you have? [Re: RobZombie68]
    #23651330 - 09/16/16 07:24 PM (7 years, 4 months ago)

Quote:

RobZombie68 said:
I got a mortgage on my body and a lien on my soul.



Fuck yeah!


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InvisibleLophosaurus
suruasohpol
I'm a teapot User Gallery

Registered: 08/09/07
Posts: 8,744
Loc: CA
Re: How much debt do you have? [Re: tyrannicalrex]
    #23651383 - 09/16/16 07:46 PM (7 years, 4 months ago)

I consider myself debt free because I don't count a hospital bill that I have. I went to the ER in San Francisco for a kidney stone and they charged me over $10,000 and I found out the CT scan they did wasn't even necessary. First I told them  I would just mail in whatever I could afford that month and they said they wouldn't accept it. Next I told them to give me a reasonable price or I'm not going to pay it at all. Haven't heard back from them since that happened.

My credit card score seems to hover around 780


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OfflineOthyem
Male


Registered: 04/17/09
Posts: 1,935
Last seen: 3 years, 4 months
Re: How much debt do you have? [Re: Lophosaurus]
    #23651430 - 09/16/16 08:04 PM (7 years, 4 months ago)

Like 5k in medical bills.


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OfflineSonicTitan
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Registered: 05/17/16
Posts: 24,068
Last seen: 59 minutes, 42 seconds
Re: How much debt do you have? [Re: Othyem]
    #23651449 - 09/16/16 08:12 PM (7 years, 4 months ago)

Around $17 500 in student loan and as well as $700 to my bank that I'm progressively paying off from $1500.


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"We are a way for the cosmos to know itself."



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OfflineSaunterer
Caged Elf


Registered: 06/29/16
Posts: 215
Loc: PNW
Last seen: 2 years, 10 months
Re: How much debt do you have? [Re: SonicTitan]
    #23651613 - 09/16/16 09:33 PM (7 years, 4 months ago)

None :tongue2:


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OfflineSonicTitan
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Registered: 05/17/16
Posts: 24,068
Last seen: 59 minutes, 42 seconds
Re: How much debt do you have? [Re: Saunterer]
    #23651629 - 09/16/16 09:38 PM (7 years, 4 months ago)



--------------------
"We are a way for the cosmos to know itself."



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Offlinehex_enduction
satta massa gana
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Registered: 01/26/14
Posts: 12,051
Last seen: 2 years, 8 months
Re: How much debt do you have? [Re: SonicTitan]
    #23651663 - 09/16/16 09:58 PM (7 years, 4 months ago)

Just 1800 to my school and a couple bills worth of unpaid medical copays.


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Connoisseur said:
oh ive cried on drugs

sunshine said:
Tragic.  I told the cop not to do it but he didn't listen.


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OfflineManianFHS
living in perverty
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Registered: 07/06/04
Posts: 14,741
Last seen: 46 minutes, 11 seconds
Re: How much debt do you have? [Re: hex_enduction]
    #23651850 - 09/16/16 11:43 PM (7 years, 4 months ago)

0

dont have a ton of money either though.


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notapillow said: "you are going about this endeavor all wrong. clear your mind of useless fear and concern. buy the ticket, take the ride, and all that.... "

ChrisWho said: "It's all about the journey, not the destination."


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InvisibleShroomismM
Space Travellin
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Folding@home Statistics
Registered: 02/13/00
Posts: 66,015
Loc: 9th Dimension
Re: How much debt do you have? [Re: ManianFH]
    #23651880 - 09/17/16 12:05 AM (7 years, 4 months ago)

Somewhere around 50k, most of that for the car I just got. Yeah I know depreciating asset blah blah shut up!


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OfflineGreat Scott
Trigger Lover
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Registered: 05/05/03
Posts: 19,797
Loc: Control Grid
Last seen: 4 years, 5 months
Re: How much debt do you have? [Re: kaste]
    #23651895 - 09/17/16 12:17 AM (7 years, 4 months ago)

Zee-Ro

Cash on the barrel head always my bros.


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:thumbup: :thumbdown:


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Invisibledemiu5
humans, lol
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Registered: 08/18/05
Posts: 43,948
Loc: the popcorn stadium Flag
Re: How much debt do you have? [Re: Great Scott]
    #23651898 - 09/17/16 12:19 AM (7 years, 4 months ago)

Quote:

PeyoteZen said:
Zee-Ro

Cash on the barrel head always my bros.






do you have established credit?


--------------------
channel your inner Larry David


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OfflineGreat Scott
Trigger Lover
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Registered: 05/05/03
Posts: 19,797
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Re: How much debt do you have? [Re: demiu5]
    #23651933 - 09/17/16 12:41 AM (7 years, 4 months ago)

Quote:

demiu5 said:
Quote:

PeyoteZen said:
Zee-Ro

Cash on the barrel head always my bros.






do you have established credit?




Yeah. Consumer credit score is 700+ pretty much all credit card.
I don't have a home mortgage, no small business loans, cars paid in full, etc. My financial portfolio is pretty simple and free of borrowing.


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:thumbup: :thumbdown:


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Invisibledemiu5
humans, lol
 User Gallery

Registered: 08/18/05
Posts: 43,948
Loc: the popcorn stadium Flag
Re: How much debt do you have? [Re: Great Scott]
    #23651935 - 09/17/16 12:44 AM (7 years, 4 months ago)

unfortunately, that is not a good thing in this current economy.  i wish i'd started building my credit when i was 18-20, instead of 27


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channel your inner Larry David


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