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Offlinedismalmonk
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Registered: 09/12/16
Posts: 14
Last seen: 7 years, 4 months
Money foundations
    #23641486 - 09/13/16 12:46 PM (7 years, 4 months ago)

"Money on my mind, you should think the same"
Budgeting
-think of your expenses in percentages of income not dollars.
Example: A large cup of coffee at a convenience store in my area is $2.00.x5 days=$10.00. If I'm making $400 a week, that's 2.5% of my wage. When making your own coffee can be $10 a month bringing it to whatever 2.5 divided by 4 equals...

The point is, find what your expenses are and whittle them down to nothing, "well below your means." This in time will give you money to save or invest.

Income

The more diverse your money flow, no matter how it trickles, the better.
Seek a steady job that has potential to progress in responsibility and payrate, but find ways to be creative and go out on a limb on small investments. Yes, you may get a 10% return on ten thousand dollars in stocks over the course of five years, but if I find a table on the side of the road, clean it up a bit, and sell it on swipswap in town for $40 dollars, that's 100% profit minus gas overhead. Only an example, I'm sure you get the gist.

Determination

You may find that self discipline is required to make that cup of coffee, or whatever it takes to improve your financial situation. Don't become discouraged, the most successful people aren't successful because they never stumbled, they are successful because they always got back up.


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