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Offlinekoods
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Re: I am contemplating going back to school to pursue a PhD [Re: travelleler] * 2
    #23572441 - 08/24/16 10:33 AM (7 years, 5 months ago)

Quote:

travelleler said:
Quote:

something super extreme said:
Haha you don't know what I have or haven't made a priority in my life. You're a bitter burnout who can't get into school, LOL!!!
Good job not "gernerating" any debt, we appreciate schooling not being wasted on the irredeemably hopeless.





for a guy who knows nothing you have a lot to say.


and you're an entitled jackwad who owns a computer, congratulations. 


you can lead a horse to water but you cant expect the horse to separate the water into it's philosophical elements.




it's so hard to find a good alchemy program these days


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Offlinekoods
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Re: I am contemplating going back to school to pursue a PhD [Re: badchad] * 2
    #23572445 - 08/24/16 10:34 AM (7 years, 5 months ago)

Quote:

badchad said:
Quote:

akira_akuma said:
doing fine is not what most people who go to law school go to law school for.




Law school is three years post grad, about 7 years total. Finishing you around the age of 24 about 100-200k in debt. You can fairly easily pay that off by 30, and be smiling with a 100k+ salary the rest of your life, easily reaching 300+ or more. 

Again, some might view making hundreds of thousands a year by age 30 without debt a "fine," others may have a different perspective.




most lawyers don't make huge bucks. a lot of them work for a government salary.


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NotSheekle said
“if I believed she was 16 I would become unattracted to her”


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Invisiblebadchad
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Re: I am contemplating going back to school to pursue a PhD [Re: koods]
    #23572508 - 08/24/16 10:57 AM (7 years, 5 months ago)

Quote:

koods said:


most lawyers don't make huge bucks. a lot of them work for a government salary.




And they'll start at a decent wage. The DC area hires them ~92-100k.  Given the cost of living, it's not an enormous salary, but decent for a mere 3 years of law school.


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


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Offlinekoods
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Re: I am contemplating going back to school to pursue a PhD [Re: badchad]
    #23572555 - 08/24/16 11:15 AM (7 years, 5 months ago)

Quote:

badchad said:
Quote:

koods said:


most lawyers don't make huge bucks. a lot of them work for a government salary.




And they'll start at a decent wage. The DC area hires them ~92-100k.  Given the cost of living, it's not an enormous salary, but decent for a mere 3 years of law school.




That's a little high. You also have to remember that someone at the top of their field, such as the solicitor general (the highest ranking lawyer in the federal government) pay maxes out at less than $200k.


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NotSheekle said
“if I believed she was 16 I would become unattracted to her”


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InvisibleEnlilMDiscord
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Re: I am contemplating going back to school to pursue a PhD [Re: koods] * 1
    #23572732 - 08/24/16 12:41 PM (7 years, 5 months ago)

Lawyers fresh out of law school going to top firms will start at $160k/year.  That's for about 70/hours a week of work.  If they were paid hourly, that would amount to $37.64/hour.  It's a decent wage, but that's only for the top grads from top schools.

Most other starting attorneys make between 50k and 75k a year.

Starting attorneys in public service can easily make half that.


--------------------
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OfflineCrystal G
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Re: I am contemplating going back to school to pursue a PhD [Re: travelleler]
    #23573881 - 08/24/16 07:00 PM (7 years, 5 months ago)

Quote:

travelleler said:

do you live in Singapore?  ANYBODY CAN GET INTO COLLEGE IF THEY ARE DUMB ENOUGH TO ACCEPT THE BURDEN OF DEBT.  Not sure if you even speak the same language so I'm not going to try much harder than this:

rather, someone refuses to gernerate debt for the banking cartel.  You are free to do as you like with your life.  Unfortunately, if you put money first under the guise of education... where the only thing setting you apart from others is the color of your shoes, you will get what everyone else has.  mmkay?

interesting.  For a group of people in a place of open-mindedness how incredibly closed-minded you can be. 


they dont teach what I want to learn in colleges.  have fun in "the real world" kiddo.



over and out.


.




Okay, but this thread isn't about college, it's about graduate school, which is A) much more difficult to get accepted into, and B) tuition is basically free since most PhD students work as teacher's aids, and they also receive generous grants and things of that nature


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OfflineApostle
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Re: I am contemplating going back to school to pursue a PhD [Re: Crystal G]
    #23573943 - 08/24/16 07:19 PM (7 years, 5 months ago)

Hope you decided on going back and that it all works out so that you can.
I think it's always a good idea to further your eductaion at any age if you are in a position where you can afford to do so.
How much time have you put in already?


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Offlinefapjack
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Re: I am contemplating going back to school to pursue a PhD [Re: Crystal G]
    #23574069 - 08/24/16 08:04 PM (7 years, 5 months ago)

Quote:

Crystal G said:
Quote:

travelleler said:

do you live in Singapore?  ANYBODY CAN GET INTO COLLEGE IF THEY ARE DUMB ENOUGH TO ACCEPT THE BURDEN OF DEBT.  Not sure if you even speak the same language so I'm not going to try much harder than this:

rather, someone refuses to gernerate debt for the banking cartel.  You are free to do as you like with your life.  Unfortunately, if you put money first under the guise of education... where the only thing setting you apart from others is the color of your shoes, you will get what everyone else has.  mmkay?

interesting.  For a group of people in a place of open-mindedness how incredibly closed-minded you can be. 


they dont teach what I want to learn in colleges.  have fun in "the real world" kiddo.



over and out.


.




Okay, but this thread isn't about college, it's about graduate school, which is A) much more difficult to get accepted into, and B) tuition is basically free since most PhD students work as teacher's aids, and they also receive generous grants and things of that nature



Grad school usually isn't free... The stipend they give you isn't very much.


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Invisiblebadchad
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Re: I am contemplating going back to school to pursue a PhD [Re: fapjack]
    #23574181 - 08/24/16 08:41 PM (7 years, 5 months ago)

Quote:

fapjack said:

Grad school usually isn't free... The stipend they give you isn't very much.




Depends on the subject area. In the basic sciences, yes, it's always free (for a PhD). Stipends range about 20-25k/year with no tuition.


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


Edited by badchad (08/24/16 08:42 PM)


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OfflineCrystal G
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Re: I am contemplating going back to school to pursue a PhD [Re: fapjack]
    #23574424 - 08/24/16 10:39 PM (7 years, 5 months ago)

Quote:

fapjack said:
Grad school usually isn't free... The stipend they give you isn't very much.




A lot of former grad students have told me that you can basically get your tuition covered by working for the university or for the professor.

Not only that, but there's tuition reimbursement programs, tuition waivers, and tax breaks for students in graduate school.

Surprisingly this is even more true for those private, elite universities.

Quite many prestigious universities don't accept part-time grad students, they only expect you to enroll as a full-time student. And since the median age of grad students is somewhere in their early 30's, they are therefore quite generous with their grants and funds. In return for the generosity, they expect you to be a full-time grad student.


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Invisiblenooneman
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Re: I am contemplating going back to school to pursue a PhD [Re: Crystal G]
    #23574506 - 08/24/16 11:09 PM (7 years, 5 months ago)

I had to take out loans to do grad school, but it didn't amount to that much money in the end. About the cost of a cheap car. I've heard about some people taking out insane amounts, but that was mostly because they were irresponsible and/or had mediocre grades (or went to middle tier or lower schools). It depends a lot on the university involved and to a lesser extent on the major.

If you work for the university then they often waive tuition, but it varies from school to school. For most good schools, if you work for them then you'll be able to go for free or almost free. You'll have to work for the university and maintain good grades and all that, but you'll want to do that anyway.


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OfflineCrystal G
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Re: I am contemplating going back to school to pursue a PhD [Re: nooneman]
    #23574746 - 08/25/16 12:53 AM (7 years, 5 months ago)

Quote:

nooneman said:
I had to take out loans to do grad school, but it didn't amount to that much money in the end. About the cost of a cheap car. I've heard about some people taking out insane amounts, but that was mostly because they were irresponsible and/or had mediocre grades (or went to middle tier or lower schools). It depends a lot on the university involved and to a lesser extent on the major.

If you work for the university then they often waive tuition, but it varies from school to school. For most good schools, if you work for them then you'll be able to go for free or almost free. You'll have to work for the university and maintain good grades and all that, but you'll want to do that anyway.




Does anybody have the list of what universities do this for grad students by chance?

I know for sure any private universities likely would do this--all the Ivy Leagues, Stanford, Pepperdine, Notre Dame, USC, NYU, etc.

But what about public universities, like UC's?


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OnlineLogicaL ChaosM
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Re: I am contemplating going back to school to pursue a PhD [Re: Crystal G]
    #23574879 - 08/25/16 02:04 AM (7 years, 5 months ago)

grad school sounds rad!

I would call public universities that offer graduate school and ask for more info directly.


--------------------
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Offlinefapjack
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Re: I am contemplating going back to school to pursue a PhD [Re: badchad]
    #23575229 - 08/25/16 07:49 AM (7 years, 5 months ago)

Quote:

badchad said:
Quote:

fapjack said:

Grad school usually isn't free... The stipend they give you isn't very much.




Depends on the subject area. In the basic sciences, yes, it's always free (for a PhD). Stipends range about 20-25k/year with no tuition.




It varies from school to school, it isn't always free even for the hard sciences (which isn't what she is doing anyway).

http://www.phdstipends.com/ is a good place to see what the stipends are for a certain program at various schools.


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OfflineCrystal G
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Re: I am contemplating going back to school to pursue a PhD [Re: fapjack]
    #23575331 - 08/25/16 08:40 AM (7 years, 5 months ago)

Quote:

fapjack said:
Quote:

badchad said:
Quote:

fapjack said:

Grad school usually isn't free... The stipend they give you isn't very much.




Depends on the subject area. In the basic sciences, yes, it's always free (for a PhD). Stipends range about 20-25k/year with no tuition.




It varies from school to school, it isn't always free even for the hard sciences (which isn't what she is doing anyway).

http://www.phdstipends.com/ is a good place to see what the stipends are for a certain program at various schools.




What you are referring to is only for the stipend, I think. Usually schools offer what are called tuition credits or tuition reimbursements on top of stipends.

I just picked a random school, this is what it shows for Cornell University:

Quote:

TAs are awarded full tuition credit and a stipend.

RAs are awarded full tuition credit and a stipend.

GRAs are awarded full tuition credit and a stipend.




http://gradschool.cornell.edu/costs-funding/stipend-rates

So basically you would get free tuition on top of the stipend if you work for the university or professor.


Edited by Crystal G (08/25/16 08:49 AM)


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Invisiblebadchad
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Re: I am contemplating going back to school to pursue a PhD [Re: fapjack]
    #23575343 - 08/25/16 08:45 AM (7 years, 5 months ago)

Quote:

fapjack said:


It varies from school to school, it isn't always free even for the hard sciences (which isn't what she is doing anyway).

http://www.phdstipends.com/ is a good place to see what the stipends are for a certain program at various schools.




I've never encountered an exception in the hard sciences.


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


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Offlinefapjack
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Re: I am contemplating going back to school to pursue a PhD [Re: badchad]
    #23575423 - 08/25/16 09:16 AM (7 years, 5 months ago)



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OfflineCrystal G
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Re: I am contemplating going back to school to pursue a PhD [Re: fapjack]
    #23575441 - 08/25/16 09:22 AM (7 years, 5 months ago)

Quote:

fapjack said:





Those numbers are actually quite good if you think about it. If only 30% have more than $30K grad school debt, it means that 70% have less than $30K grad school debt. Considering PhD's takes anywhere from 6-10+ years or more depending on what you're going for, that amounts to less than a couple thousand dollars per year. That's actually a much better rate than practically all universities out there for undergraduate students.

I bet you anything that's where a majority of that debt comes from too, is from students who didn't finish by the 7th year and therefore ran out of funds they could use. I think for a lot of those programs and scholarships and tuition aid, you can only get it for up to 7 years or something like that.
Some schools have programs specifically designed to financially assist people who are exceeding their 7th year, and need additional financial assistance.


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Invisiblebadchad
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Re: I am contemplating going back to school to pursue a PhD [Re: fapjack]
    #23575646 - 08/25/16 10:31 AM (7 years, 5 months ago)

Again, in hard sciences, many graduate students accrue debt by taking out loans for cost of living.

This is because even though tuition is paid (in full) and they receive a stipend (~20k or so) it's still difficult to live off of in some cases.


--------------------
...the whole experience is (and is as) a profound piece of knowledge.  It is an indellible experience; it is forever known.  I have known myself in a way I doubt I would have ever occurred except as it did.

Smith, P.  Bull. Menninger Clinic (1959) 23:20-27; p. 27.

...most subjects find the experience valuable, some find it frightening, and many say that is it uniquely lovely.

Osmond, H.  Annals, NY Acad Science (1957) 66:418-434; p.436


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OfflineCrystal G
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Re: I am contemplating going back to school to pursue a PhD [Re: badchad]
    #23575656 - 08/25/16 10:37 AM (7 years, 5 months ago)

Quote:

badchad said:
Again, in hard sciences, many graduate students accrue debt by taking out loans for cost of living.

This is because even though tuition is paid (in full) and they receive a stipend (~20k or so) it's still difficult to live off of in some cases.




Yeah, I can see that, especially if you're going to GWU or NYU or USC or UCLA or San Francisco State... DC, NYC, LA, SF, Chicago, etc all have to be expensive as fuck to live in... I really don't think you could make it on $20K. If that counts as income and is taxed, you'd end up with around $1K a month to live off.


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