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Invisiblevisions


Registered: 11/08/08
Posts: 2,253
Loc: utopia
Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months
    #23420717 - 07/07/16 04:36 PM (7 years, 6 months ago)

Title says it

Friend needs $2,000 and asked for a loan. He has great secure job with ability to payback in a month

Offered to give me $1700 and a 2013 MacBook as repayment.

I don't have a laptop currently.

Yes or no?


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InvisiblePatrickKn
I'm a teapot


Registered: 07/10/11
Posts: 20,564
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: visions] * 5
    #23420724 - 07/07/16 04:38 PM (7 years, 6 months ago)

Seems some of the early 2013 macbooks are going for less than 300 on ebay, so no, not really.


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InvisibleModestMouse
IM WALKIN ON SUNSHINE
 User Gallery

Registered: 05/06/13
Posts: 19,227
Loc: Upstate
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: visions]
    #23420727 - 07/07/16 04:39 PM (7 years, 6 months ago)

The fact that you're not getting repaid in full cash is something i'd be uncomfortable with.


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Invisiblevisions


Registered: 11/08/08
Posts: 2,253
Loc: utopia
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: PatrickKn]
    #23420731 - 07/07/16 04:40 PM (7 years, 6 months ago)

I see them running 4-500 on ebay


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Invisiblepineninja
Dream Weaver
 User Gallery


Registered: 08/17/14
Posts: 12,468
Loc: South Flag
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: PatrickKn] * 2
    #23420734 - 07/07/16 04:40 PM (7 years, 6 months ago)

Careful loaning money to friends can be a friendship destroyer.


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Just a fool on the hill.


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OfflineTheMovement
faeirie princess in training
I'm a teapot


Registered: 07/30/12
Posts: 6,781
Loc: Under your bed.
Last seen: 2 years, 5 months
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: visions]
    #23420737 - 07/07/16 04:41 PM (7 years, 6 months ago)

Depends on the condition of the laptop, but I'd say that isnt a bad investment.  Ask for the laptop up front.


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InvisiblePatrickKn
I'm a teapot


Registered: 07/10/11
Posts: 20,564
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: visions] * 1
    #23420739 - 07/07/16 04:42 PM (7 years, 6 months ago)

Quote:

visions said:
I see them running 4-500 on ebay



My bad, was looking at some of the first results, and they turned out to be screens.


Guess it just comes down to how much you trust the dude - and moreso - how much you need a macbook instead of the $300.


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Invisiblevisions


Registered: 11/08/08
Posts: 2,253
Loc: utopia
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: TheMovement]
    #23420742 - 07/07/16 04:42 PM (7 years, 6 months ago)

I actually already have been borrowing the laptop. It's a bit slow. I don't know the specs off top


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Invisiblevisions


Registered: 11/08/08
Posts: 2,253
Loc: utopia
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: visions]
    #23420745 - 07/07/16 04:43 PM (7 years, 6 months ago)

Loan is for wedding expenses


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InvisiblePatrickKn
I'm a teapot


Registered: 07/10/11
Posts: 20,564
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: visions]
    #23420750 - 07/07/16 04:45 PM (7 years, 6 months ago)

Might as well just buy a laptop that isn't slow then, using the $2000 you have on hand. :lol:


If you're determined to help out your friend, I'd just ask for the money back in full when he can finish paying it rather than haggling for a slow laptop.


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Invisiblevisions


Registered: 11/08/08
Posts: 2,253
Loc: utopia
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: PatrickKn]
    #23420756 - 07/07/16 04:47 PM (7 years, 6 months ago)

I think the laptop just needs a system restore. There's 2 other accounts with a lot of memory use


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InvisibleBodhi of Ankou
*alternate opinion blocks path*
Other

Registered: 06/02/09
Posts: 24,778
Loc: Soviet Canukistan Flag
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: visions] * 3
    #23420773 - 07/07/16 04:49 PM (7 years, 6 months ago)

I wouldnt let that much cash get between me and a friend on principal. People have stopped being friends over much, much less.


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InvisiblePatrickKn
I'm a teapot


Registered: 07/10/11
Posts: 20,564
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: visions]
    #23420784 - 07/07/16 04:52 PM (7 years, 6 months ago)

It might be overloaded with bloatware, causing it to slow down on startup and stuff, or using too many resources. The two other accounts aren't really going to slow it down if they haven't been logged into upon startup, as nothing on them should be utilizing system resources. Unless the harddrive is at or very near full capacity, there shouldn't be any slowing down issues.

You could get an SSD hard drive to install the OS to, should speed up basic loading by a metric fuckton.

Anything beyond that is really just an outdated processor though.


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OfflineShroomslip
Architekt
I'm a teapot User Gallery


Registered: 11/25/12
Posts: 23,651
Last seen: 6 hours, 9 minutes
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: visions] * 1
    #23420791 - 07/07/16 04:54 PM (7 years, 6 months ago)

That's an expensive lesson to learn.

Don't think of it in getting paid back. Don't care if he's rich or you go way back, forget all that. Would you just flat out give this guy 2 grand? If not, then no, don't do it.


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Invisiblevisions


Registered: 11/08/08
Posts: 2,253
Loc: utopia
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: PatrickKn]
    #23420807 - 07/07/16 05:01 PM (7 years, 6 months ago)

Do you think a system restore would rid it of whatever possible bloat ware it may have


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InvisibleEminence
Male


Registered: 07/25/10
Posts: 16,623
Loc: Richmond, VA Flag
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: visions] * 1
    #23420825 - 07/07/16 05:09 PM (7 years, 6 months ago)

Wedding expenses? Tell him to throw in the right of Prima Nocta and I'd say you got a deal


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InvisiblePatrickKn
I'm a teapot


Registered: 07/10/11
Posts: 20,564
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: visions]
    #23420831 - 07/07/16 05:10 PM (7 years, 6 months ago)

Yeah, if you (or the previous owners) have installed a bunch of junk on it, it might help. Or, not a system restore, but a fresh installation. Delete everything, install latest OS. That's not completely necessary, but is the easiest way to do so if you have no attachment to anything on the laptop.

I'm not saying that will help though. Without the specs, it's anyone's guess. Might have a dated processor, might need a RAM upgrade, an SSD hard drive will definitely help with loading and moving files.


Edited by PatrickKn (07/07/16 05:12 PM)


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InvisibleModestMouse
IM WALKIN ON SUNSHINE
 User Gallery

Registered: 05/06/13
Posts: 19,227
Loc: Upstate
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: PatrickKn]
    #23420859 - 07/07/16 05:17 PM (7 years, 6 months ago)

It's a mac, it's built to reduce bottlenecking - all of the hardware is going to be around the same speed. If one of the parts is old and needs replaced for a speed boost, the entire setup likely needs the same.


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Anyone got a lowpass filter in this biiiiash?


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InvisibleLe_Canard
The Duk Abides


Registered: 05/16/03
Posts: 94,392
Loc: Earthfarm 1 Flag
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: visions]
    #23420930 - 07/07/16 05:44 PM (7 years, 6 months ago)

If he's a good friend and you trust him, I'd go through with it.


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Invisiblemodern.shaman
San Mescalito
I'm a teapot


Folding@home Statistics
Registered: 05/09/12
Posts: 3,224
Loc: Zone 13
Re: Is this a good deal? Loan $2,000 and get $1,700 + 2013 MacBook in 1.5 months [Re: Le_Canard]
    #23420957 - 07/07/16 05:51 PM (7 years, 6 months ago)

Tell him to get a personal loan from the bank


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